| and XXXX is not an affiliate of XXXX XXXX nor are they bureaus ''. The only true credit bureau is the CFPB and they DO NOT furnish consumer reports as stated in federal law. I have a right to privacy and Per the Privacy Act of 1974 as a federally protected consumer I am now revoking any and all authorization I the consumer may have given you written | 1 | 0.0% | charge off status ) |
| and XXXX is reporting inaccurate lates The following address information is not mine : 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX,Company believes complaint caused principally by actions of third party outside the control or direction of the company,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | XXXX |
| and XXXX is reporting inaccurate lates The following address information is not mine : 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30016,,Consent provided,Web,2021-11-11,Closed with non-monetary relief,Yes,N/A,4901532 | 1 | 0.0% | Experian |
| and XXXX is the servicer of the account. '' The above named entity '' is NOT the true owner of the account or the true holder of the Deed of Trust. XXXX and XXXXXXXX XXXX consider the trust to be the entity that owns the mortgage and note. As XXXXXXXX XXXX states in paragraph two : Please note the Trust is the owner of your mortgage and note | 1 | 0.0% | which admits : XXXXXXXX XXXX is merely the trustee for the trust that owns the mortgage and note on this property. Please note the Trust is the owner of your mortgage and note |
| and XXXX is trying to make me pay for a bill for services they never rendered to me | 1 | 0.0% | while I wait on hold endlessly on the XXXX phone system for the XXXX XXXX in a row |
| and XXXX Issue : Account marked as open when it should be closed | 2 | 0.0% | duplicate account |
| and XXXX it physically impossible for one person to complete them all. | 1 | 0.0% | USAA re-debited my account |
| and XXXX just sent another notice dated XXXX | 3 | 0.0% | is received concerning mortgage payments |
| and XXXX kept charging me money monthly for several months afterwards. The XX/XX/XXXX payment I understood as there is usually a left-over charge from when the services are cancelled and the billing periods | 1 | 0.0% | I received another call asking me to pay an XXXX collection to which I said to the person who called me that I didn't owe any money |
| and XXXX kids. You would think this would be an easy fix | 1 | 0.0% | that doesn't help my credit report where the only bad thing on my report is this set of 13 accounts |
| and XXXX knowingly reported a balance anyway | 1 | 0.0% | opened on XX/XX/XXXX |
| and XXXX lack of communication is now hurting my financial future through no fault of my own.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,17404,,Consent provided,Web,2025-05-05,Closed with explanation,Yes,N/A,13335357 | 1 | 0.0% | I created an online account with XXXX and immediately paid the full outstanding balance |
| and XXXX late payments applied across overlapping months ( possible re-aging ) Conflicting balances and charge-off status These inaccuracies | 2 | 0.0% | and as of this complaint submission |
| and XXXX lates for XX/XX/XXXX through XX/XX/XXXX | 1 | 0.0% | I immediately paid the account in full |
| and XXXX lates from XXXX to XX/XX/XXXX | 1 | 0.0% | a closed credit card with a balance of {$3300.00} being reported as a charge-off |
| and XXXX lates long after the account was settled in XX/XX/XXXX. | 3 | 0.0% | refreshing derogatory notations in XXXX |
| and XXXX laws. | 1 | 0.0% | FCRA |
| and XXXX line of secured credit. In order to use my husbands income each month I had to increase my secured lines of credit to XXXX | 1 | 0.0% | had a medical emergency could no longer drive. Called XXXX and arranged whats called an authorization to recover. I cancelled the contract. XXXX did not notify the proper people and my vehicle was not recovered for additional 20 days. XXXX refunded over XXXX to my account. NFCU was given that letter which should have upheld the provisional credit. Instead NFCU reversed the provisional credit |
| and XXXX loans ( the same loans on my credit report ) but no record of them being paid off. I am going to return your packet to you | 1 | 0.0% | in the absence of and inability to get my bank statements showing payments over the years |
| and XXXX making it difficult to focus on personal responsibilities. FCRA XXXX requires correction of disputed items | 1 | 0.0% | caused repeated explanations to lenders |
| and XXXX may assert claims relating in any way to the Credit Close-UpSM service or this addendum on an individual basis only | 1 | 0.0% | by enrolling in the Credit Close-UpSM service |
| and XXXX meetings were not an option. | 1 | 0.0% | Florida. If that provided : 1 ) enhanced oversight |
| and XXXX More importantly | 1 | 0.0% | a debt collectorin collecting a debt |
| and XXXX mother to a Wells Fargo branch in XXXX XXXX XXXX FL | 1 | 0.0% | as of XX/XX/2021 |
| and XXXX Must Be removed and deleted immediately as follow : XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | my credit report must be accurate and I definitely didn't apply |
| and XXXX must remove these inquiries from my credit report.,,CL Holdings LLC,TX,XXXXX,,Consent provided,Web,2022-01-27,Closed with explanation,Yes,N/A,5155991 | 1 | 0.0% | I am legally allowed to challenge the validity and accuracy of these hard inquiries. And when I challenge these inquiries |
| and XXXX must remove these inquiries from my credit report.,,Conn's | 1 | 0.0% | I am legally allowed to challenge the validity and accuracy of these hard inquiries. And when I challenge these inquiries |
| and XXXX must remove these inquiries from my credit report.,,Santander Consumer USA Holdings Inc.,TX,77072,,Consent provided,Web,2022-01-27,Closed with explanation,Yes,N/A,5156016 | 1 | 0.0% | I am legally allowed to challenge the validity and accuracy of these hard inquiries. And when I challenge these inquiries |
| and XXXX must remove these inquiries from my credit report.,Company believes it acted appropriately as authorized by contract or law,Amsher Collection Services | 1 | 0.0% | I am legally allowed to challenge the validity and accuracy of these hard inquiries. And when I challenge these inquiries |
| and XXXX must remove these inquiries from my credit report.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,XXXXX,,Consent provided,Web,2022-02-02,Closed with non-monetary relief,Yes,N/A,5176830 | 1 | 0.0% | I am legally allowed to challenge the validity and accuracy of these hard inquiries. And when I challenge these inquiries |
| and XXXX must remove these inquiries from my credit report.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I am legally allowed to challenge the validity and accuracy of these hard inquiries. And when I challenge these inquiries |
| and XXXX must remove these inquiries from your credit report. | 1 | 0.0% | you are legally allowed to challenge the validity and accuracy of these hard inquiries. And when you challenge these inquiries |
| and XXXX must remove these inquiries from your credit report.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 3 | 0.0% | you are legally allowed to challenge the validity and accuracy of these hard inquiries. And when you challenge these inquiries |
| and XXXX needed a long time to do that. Then she processed my deposit | 1 | 0.0% | I used the check to transfer {$900000.00} ( XXXX XXXX XXXX dollars ) from XXXX to my BOA account. When I deposited the check at BOA counter |
| and XXXX never asked me to have wind insurance | 1 | 0.0% | located in XXXX Michigan |
| and XXXX notices ) The lease agreements at this time had been accepted by other technicians however this time they were rejected for some reason. I resubmitted A new XXXX was submitted ( unchanged for previous ) 30 day pay stubs were sent in again for the XX/XX/XXXX and XXXX applications. I was finally informed that I needed to have 90 day pay stubs by a representative and I submitted them. | 2 | 0.0% | XXXX |
| and XXXX notifying me of closure. | 1 | 0.0% | I found out Citibank still decided to close my account. I was told it could take up to 60 days from official closure to receive my account balance in the mail. I went to a branch |
| and XXXX of the Fair Credit Reporting Act | 7 | 0.0% | this subchapter and the regulations prescribed thereunder shall be enforced by the Bureau of Consumer Financial Protection |
| and XXXX of the same year. Each credit bureau received a direct refusal from JP Morgan Chase to remove these inaccuracies. Despite my efforts | 1 | 0.0% | XXXX |
| and XXXX of the year 2019 ). | 1 | 0.0% | XXXX |
| and XXXX of XXXX | 3 | 0.0% | in XXXX |
| and XXXX of XXXX ; and XX/XX/XXXX. XXXX also involved his superior in an attempt to resolve the issue. | 1 | 0.0% | phone number XXXX on more than ten occasions on the following dates : XX/XX/XXXX |
| and XXXX of XXXX for XXXX in gas | 1 | 0.0% | I do realize that I have been getting billed at least 89 a month since XXXX |
| and XXXX of XXXX I disputed the full amount of the accounts being reported | 1 | 0.0% | used to try to collect a debt in California which is illegal. I do not owe this debt according to their figures. XXXX record keeping is incorrect due to disputed transactions I submitted thru their secure messaging center from XX/XX/XXXX that were never filed as disputed with the credit bureaus and comenity continued to use these disputed transactions to figure minimum payments |
| and XXXX of XXXX regarding the matter | 1 | 0.0% | I applied for the GRP AFTER XX/XX/XXXX |
| and XXXX of XXXX XXXX XXXX | 1 | 0.0% | we began working towards a modification *after almost a year |
| and XXXX of XXXX XXXX XXXX money not XXXX XXXX way around.Bank of AmericaFailure of consideration | 1 | 0.0% | preventing federally chartered banks ( such as Bank of America |
| and XXXX of XXXX. However | 1 | 0.0% | the Department |
| and XXXX of XXXX. In every conversation | 4 | 0.0% | I enrolled in XXXX XXXX mortgage forbearance program due to hardship of unemployment. They informed me that my new adjusted rate would be $ XXXX and the program would last until XXXX. I made all of those payments |
| and XXXX on [ Date ] were processed smoothly | 1 | 0.0% | all of which have been declined. In contrast |