Total complaints
3
Filed since Afte
3 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
3 consumer complaints filed with the CFPB
This profile shows and XXXX of XXXX's complaint history from CFPB public records. 3 consumers have filed complaints since Afte. The company has a 0% timely response rate and has provided relief in 0% of cases.
Total complaints
3
Filed since Afte
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How and XXXX of XXXX's 3 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| in XXXX | 1 |
| I am making a formal complaint against all 3 bureaus and XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) ACCT # XXXX I've written to XXXX requesting debt validation on the account | 1 |
| I began asking XXXX XXXX XXXX | 1 |
| State | Complaints |
|---|---|
| after I protested the change and made them aware of their error. Despite there being no fault on my part | 1 |
| My letters stated How could the matter be resolved when I have NEVER received debt validation from XXXX or debt verification from the bureaus? Im not just going to believe XXXX XXXX just because they say so? I thought the whole purpose of the law was for them to provide proof within 30 days. It's been almost 10 months. Why hasn't this company sent to me whatever information they are sending to the credit bureaus that the account is verified as accurate and updated ''? I don't believe the debt can be validated. I don't believe the bureaus did an investigation because when I asked how was it verified the bureau 's response was to contact the creditor. I did that and they didn't answer. How is it that this account is active as of XXXX of XXXX when there is no payment history of any kind? Please delete After trying to deal with all 3 credit reporting bureaus and XXXX XXXX | 1 |
| XX/XX/XXXX | 1 |
| Issue | Complaints |
|---|---|
| and without warning | 1 |
| XXXX | 1 |
| XX/XX/XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
and XXXX of XXXX has accumulated 3 consumer complaints in the CFPB public database, with filings active across 3 U.S. states. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Afte, and the most recent logged activity is On or abou, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, and XXXX of XXXX reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "in XXXX", and the single most common underlying issue is "and without warning".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating and XXXX of XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
and XXXX of XXXX has received 3 consumer complaints filed with the Consumer Financial Protection Bureau.
and XXXX of XXXX has a 0% timely response rate to CFPB complaints.
The most common issue reported against and XXXX of XXXX is "and without warning" in the "in XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.