| and this process will take their team 8 days to complete and then the refund will come 7-10 business days from that. It has been 15 days and I will not receive my {$500.00} refund from a multi-billion dollar company for at least another 2-3 weeks! 5 weeks in total is completely unacceptable. It 's a credit card | 1 | 0.0% | so I asked around and also the lender I wanted to work with and found out I can back out and cancel the loan and if I did it soon enough I could get all my {$500.00} back. So this is what I did |
| and this ranks in the top XXXX | 1 | 0.0% | on hold for 10 minutes XXXX XXXX @ XXXX |
| and this situation has threatened all of that including my credit score. | 1 | 0.0% | and as a teacher who receives all of my summer salary in XXXX |
| and this they have confirmed. This is the official status of the account as several customer service agents have told me via phone. | 1 | 0.0% | on both my phone and my desktop PC |
| and this time | 2 | 0.0% | and I didn't hear from anyone |
| and this time he called someone and said I will get the temporary credit the next day. Which I did. BUT the credit is only temporary | 1 | 0.0% | I call the claim department in the morning at XXXX am |
| and this time I am told that the payment has been rerouted as a dispute '' and that it would take additional time. | 1 | 0.0% | the payment had not reversed |
| and this time was connected to a different representative | 1 | 0.0% | Tuesday XX/XX/XXXX |
| and this total included the {$6300.00} charge-off balance of the account and court cost of {$380.00}. Please note | 1 | 0.0% | your above-referenced account number charged-off due to non-payment with a balance of {$6300.00}. On XX/XX/XXXX |
| and this trace number indicated that XXXX XXXX was used in the transaction internally at Discover Bank. | 1 | 0.0% | two separate letters were faxed to XXXX XXXX XXXX in order to retrieve the funds from the {$240000.00} transaction |
| and this transaction is inconsistent with any of my prior transaction history and I have sent you documentation of threatening messages I've received | 1 | 0.0% | I explained that in addition to the previous documentation I have provided |
| and this unauthorized action has added to my distress and concern about the security of my personal information. | 1 | 0.0% | 606 ( a ) |
| and this unknown debt remains on my credit report | 1 | 0.0% | I only received a billing statement |
| and this variation represents a fraudulent entry introduced through breach-related data compromise. By continuing to display this false identifier | 3 | 0.0% | unauthorized |
| and this violated my right to privacy. ( See Exhibit A ) XXXX. Pursuant to 15usc 1681a ( d ) ( 2 ) ( A ) ( i ) - Congress makes it that a consumer report should NOT include transactions between consumer and the person making the report. This alleged transaction that you are reporting | 1 | 0.0% | the consumer |
| and this was after i spoke to Discover had no record of my work and when asked if they knew what the cre3dentials for XXXX were | 1 | 0.0% | Utah Reference XXXX and ID number XXXX. She then came on the line and told me that my middle name was not listed as XXXX XXXX XXXX and that it was XXXX XXXX |
| and this was after i spoke to XXXX had no record of my work and when asked if they knew what the XXXX for XXXX were | 1 | 0.0% | Utah XXXX XXXX and ID number XXXX. She then came on the line and told me that my middle name was not listed as XXXX XXXX XXXX and that it was XXXX XXXX |
| and this was done as a COURTESY ONLY. I asked him several times to make sure what he was telling me was what he said | 1 | 0.0% | at XXXX XXXX |
| and this was how I first became aware of the issue. | 1 | 0.0% | I opened another XXXX account at a different bank due to its closer proximity to my home and the necessity of frequent cash withdrawals |
| and this was not a new account | 1 | 0.0% | I spoke to about XXXX different fraud specialists '' in XXXX different fraud '' departments at US Bank. All telling me that I needed to speak with this OTHER department. Turns out |
| and this was not authorized by me. ] I am requesting that Experian fulfill its obligation under the Fair Credit Reporting Act ( FCRA ) | 1 | 0.0% | I am experiencing similar issues. Despite submitting disputes and providing documentation |
| and this was not the issue. | 1 | 0.0% | XXXX XXXX reversed the payment I made on XX/XX/XXXX. I was unaware that XXXX XXXX reversed this payment until XX/XX/XXXX when I received a letter via USPS from XXXX XXXX stating that they had reversed '' this payment. When I received this letter |
| and this was preventing me from dealing with that. | 1 | 0.0% | the cost being about XXXX $ per month |
| and this will all have been for nothing and they can't help me even though they are trying to help me prove my innocence. I reluctantly go back inside the gas station and deposited the rest of the money into the account | 1 | 0.0% | and deposit the cash into the account until I am able to prove my innocence with law enforcement. I drive to the address and it was a XXXX gas station located in XXXX |
| and this will be the final email from my team and me regarding this matter. Unfortunately | 1 | 0.0% | 30 days after this inquiry was initiated. '' XXXX said she would escalate the inquiry once more. After I followed up multiple times |
| and this will get reported to all who oversee this kinds of criminal activities | 1 | 0.0% | and unjustified bid |
| and this would be the first-time that we were able to get together as family. The install was to take 2 days. I told them that I needed to have only 2 days because my school would be closing that week for the XXXX Holiday and I had a lot of work to get done before leaving. I had to take an extra day because the installer did not finish. They stayed at my house two nights until XXXX and the second night until XXXX. I did not get to have XXXX at my house because the floor was not done correctly and I did not have time to get everything put back in place. My mother 's brother from California will never be able to make it this XXXX. He passed in XXXX. | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX |
| and this would give me time to get my mortage caught up! Mr Cooper is refusing to assist me.,,Mr. Cooper Group Inc.,AL,366XX,Servicemember,Consent provided,Web,2024-05-31,Closed with explanation,Yes,N/A,9132719 | 1 | 0.0% | I received another call from Mr Cooper to see if I had received the new modification papers ( still with a higher interest rate |
| and this would leave me vulnerable to further theft. | 1 | 0.0% | I received an email from Bank of America alerting me about a few unusual purchases made on my account. The email was actually sent on XX/XX/XXXX |
| and this XXXX they've pulled has caused enough distress that they need to make good for more than that {$600.00}. I will more than likely be changing banks | 1 | 0.0% | multiple times |
| and thorough explanations. I was just now ( XX/XX/XXXX ) rebilled for the partial charge a third time ( previously on XX/XX/XXXX and XX/XX/XXXX ). They do not seem interested in resolving the issue for me despite how much time I have spent on explaining it and gathering documentation | 1 | 0.0% | on XX/XX/2023 we received the final bill and the charge on my card |
| and those emails went unopened or unacknowledged | 3 | 0.0% | Thank you for your response. However |
| and those late payments now appear on our credit reports. | 1 | 0.0% | we were extremely grateful for the hardship programs offered by PennyMac |
| and those reportings had no negative effect on my credit score. | 2 | 0.0% | '' to credit agencies |
| and those savings didnt last. I would work weeks or months without issues | 1 | 0.0% | I exercised taking out an additional 401k hardship loan |
| and though I have gotten a reply from the support team | 1 | 0.0% | I called Chase customer service regarding lack of receipt of payment for the promotion. Spoke with supervisor. Supervisor refused to assist because she could not re-apply the coupon. She let me know repeatedly that she did not want to help me and that there was no way she could apply the coupon now despite showing it on my account and despite my having correctly followed the terms of the promotion. When asked if there was any way that the promotion could still be applied |
| and though it could be possible that SPS loses a lot of our documents on a regular basis ; a more likely explanation deserves to be checked by CFPB | 1 | 0.0% | SPS has been processing our Assistance Review Application for the best part of a year. My wife and I requested an Assistance Review last XXXX 2015 when our income increased to prevent a foreclosure on our home of 17 years. We originally submitted over XXXX ( XXXX ) pages of documents that SPS requested including their Application and Affidavitt. Since then |
| and though XXXX | 1 | 0.0% | who sent me a paycheck overnight in order for me to deposit |
| and thought all would be well. Unrelated | 1 | 0.0% | I wanted to see if there was a possibility of getting an Apple Watch at the local Apple Store |
| and threaten me through my credit in an attempt to bully me to pay for debt not owed. This company has yet supplied the granted judgment stating I owe this debt after providing factual evidence that these are fabricated costs by XXXX XXXX management and RS Clark and Associates.,,RS Clark and Associates | 1 | 0.0% | such records could provide proper verification. ( 2 ) XXXXXXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX - the collector can rely on the creditor 's representations regarding the validity of the debt and must demonstrate the amount sought to be collected matches what the creditor claims is owed '' However |
| and threaten my ability to attempt to reenter the workplace | 1 | 0.0% | had to store the vehicle until they sold it |
| and threatened legal action. There was no desire to reach an agreement | 1 | 0.0% | XXXX XXXX XXXX |
| and threatened me with derogatory credit rating.,,Commercial Acceptance Company,MD,206XX,Servicemember,Consent provided,Web,2021-03-24,Closed with explanation,Yes,N/A,4241562 | 1 | 0.0% | the Vendor told me they tried to get ahold of me until the end of XXXX. So the collector only had it for a week or two and thus could not have ever sent me any correspondence about the debt. When I said I needed to verify they told me Too late! '' and hung up on me. After verifying with the Vendor |
| and threatened with reporting delinquency on an otherwise pristine credit report. | 1 | 0.0% | finally successful on 4th attempt with one transaction |
| and threatening foreclosures on families who do not or can not pay '' ( CFPB- see attached ). | 1 | 0.0% | Now |
| and threatening to close my account. Instead of supporting me | 1 | 0.0% | including threats of self-harm |
| and threats thru the mail | 2 | 0.0% | on the XXXX XXXX Amex. This was my only leg to stand on when it came to getting their attention. It worked |
| and threw my ID back at me. As I exited the branch | 1 | 0.0% | she accused me of mocking her due to her use of an oxygen cannula |
| and thrive. In my situation | 2 | 0.0% | Covid-19 |
| and through legal channels.,,Comerica,IN,463XX,,Consent provided,Web,2025-09-26,Closed with non-monetary relief,Yes,N/A,16201963 | 1 | 0.0% | and I demand immediate release of my benefits via reactivation of my card |
