| and at the same time I could not see this information ; despite Experian informing me that my account had been updated earlier on XX/XX/XXXX ( the same day ). Experian Supervisor XXXX 's stated on XX/XX/XXXX that He could see my payment history for the erroneously removed creditor account in question | 1 | 0.0% | active |
| and at the same time letting a {$42.00} XXXX XXXX go unpaid. In short | 1 | 0.0% | I made the {$650.00} payment toward my XXXX lease and its corresponding XXXX XXXX XXXX premium on time. A lease that is about to expire ( please see attached XXXX XXXX XXXX Pay-Off-Letter ) and will leave me with the need to purchase/lease/finance a new vehicle to get to and from work. Also |
| and at this point | 1 | 0.0% | I call in to make my payment and spoke with an agent who advised I was unable to make my payment for the correct amount of {$1900.00}. I was advised the loan mod was denied. I received no clear explanation |
| and at this point my request should be accommodated. XXXX agreed with the retraining | 1 | 0.0% | it was not my fault since I had been calling since XXXX XXXX |
| and at this point Wells Fargo Bank is being unfair and possibly using an illegal tactic to unfairly increase their account openings this year.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,DE,198XX,,Consent provided,Web,2024-08-30,Closed with monetary relief,Yes,N/A,9961877 | 1 | 0.0% | I did not make an initial {$25.00} deposit |
| and at this point- it needs deletion. | 1 | 0.0% | XXXX XXXX XXXXXXXX is reporting a lot of inaccurate information. After I filed a complaint with the Attorney General due to deceptive practices ; XXXX XXXX XXXX ( XXXX ) closed the account ; with a date of last activity - XX/XX/XXXX ; and a charge off date of XX/XX/XXXX. However |
| and at this time | 1 | 0.0% | helplessness |
| and at times rude. When I reached supervisors ( twice in a year ) | 1 | 0.0% | and get nowhere no clear answers |
| and at worst | 2 | 0.0% | I received a response from XXXX XXXX XXXX |
| and at worst rather underhand. | 1 | 0.0% | I wrote a letter to Bank of America CEO |
| and at XXXX XXXX from XX/XX/XXXX ( or the date on which you activate 5 % | 1 | 0.0% | they said |
| and at XXXX. | 1 | 0.0% | XXXX XXXX |
| and atleast I should have been notified prior to any changes. These calls did not get me anywhere. | 1 | 0.0% | feels the same way. Why now? I feel |
| and attached hereto ) in the mail from Chase which states : Important Information : We have decided to close your accounts. After a recent review of your accounts | 1 | 0.0% | owning multiple restaurants and have 100s of employees throughout my various business entities. I also own a real estate investment company. I have multiple personal and business bank accounts and currently bank with XXXX XXXX personal ) |
| and attachments and tell me if she could move forward before I would remove the freeze and have her pull another credit report. When I questioned XXXX XXXX regarding the attachments and how I was suspicious that she wasn't able to review anything- she hung up on me. I then called her back and told her I am a victim of identity theft and the fact that she received my documents but didn't respond was suspicious to me and I told her hanging up on me was not ok. XXXX XXXX had an attitude | 1 | 0.0% | XX/XX/2022 at XXXX XXXX Subject : XXXX : XXXX XXXX XXXX XXXX ) To : XXXX Good Morning XXXX XXXX XXXX XXXX Your loan officer XXXX XXXX received 72 attachments went through the attachments and did not call me back. I just found out {$2000.00} was stolen out of my business account yesterday by a scammer using fake identification on the other side of the country in Georgia. My name |
| and attempt to bully. I will not accept an oops excuse | 1 | 0.0% | I received via Priority Mail the attached document |
| and attempt to identify the criminal that initiated the transfer. I was confident that this type of transfer took a couple of business days to complete and that my prompt reporting would allow B of A to stop the transfer before the funds were deposited into the thief 's account. It appears that B of A did nothing. The {$5000.00} transfer was completed and I sustained the loss due to B or A 's inaction. | 1 | 0.0% | XX/XX/2021 |
| and attempted to end our conversation because you did not have anything else to say to him. '' We are now attempting to contact XXXX XXXX 's and XXXX XXXX 's assistant manager | 1 | 0.0% | her phone call with me suggested otherwise. After voicing our concerns about our home transaction |
| and attempted to force me into her office while ignoring the branch managers objections. | 1 | 0.0% | another manager entered the office without authorization |
| and attempted to get all of the money from her. We have sought resolution only to be given repayment amounts that are far beyond our ability to pay | 1 | 0.0% | when at times we have contacted them multiple times a month. They have bullied my parents into paying money neither we nor they have to give XXXX our family of XXXX is low enough in income all our federal loans are under IBR |
| and attempted to XXXX my XXXX XXXX XXXX | 1 | 0.0% | on XX/XX/XXXX. In XXXX of that year |
| and attempting a wrongful foreclosure. | 1 | 0.0% | Capital One rejected regular monthly payments under the Final Loan Modification approved |
| and attempting to collect debts in an erroneous | 1 | 0.0% | the owner |
| and attempting to resolve this issue with the bank | 1 | 0.0% | despite taking immediate action upon discovering the fraudulent transactions on my account |
| and attorney 's fees 15 U.S.C. 1681i ( a ) - Failure to reinvestigate : Deletion of unverified information SUPPORTING DOCUMENTATION Enclosed/Attached : Copy of XXXX Consumer Report dated XX/XX/XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,IL,604XX,,Consent provided,Web,2025-10-22,Closed with explanation,Yes,N/A,16747528 | 1 | 0.0% | including but not limited to : 15 U.S.C. 1681n - Willful noncompliance : Actual damages |
| and attorney 's fees if I suffer damages as a result of a violation. Therefore | 1 | 0.0% | including [ list any documents such as account statements |
| and attorney 's fees INVESTIGATION REQUIREMENTS Your investigation must include : Contact with original creditors to verify accuracy Comparison of data across all three bureaus to identify inconsistencies Documentation of verification process as required by XXXXs | 1 | 0.0% | you have 30 days from receipt of this letter to : 1. INVESTIGATE each disputed item with the thoroughness required by law 2. DELETE all inaccurate |
| and attorney 's fees. | 1 | 0.0% | or your continued collection efforts without providing proper validation |
| and attorney 's fees. Similarly | 1 | 0.0% | including denied credit opportunities |
| and attorney engagement. | 3 | 0.0% | collection efforts |
| and attorney fees | 1 | 0.0% | LLC fail to comply with this cease and desist request or continue to violate my rights under federal law |
| and attorney fees for non-compliance. I demand an **urgent resolution. **,,CAPITAL ONE FINANCIAL CORPORATION,FL,32712,,Consent provided,Web,2025-03-15,Closed with explanation,Yes,N/A,12478882 | 1 | 0.0% | I am requesting the **immediate deletion of the disputed Capital One account from my credit report |
| and attorney fees for non-compliance. I demand an **urgent resolution. **,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,32712,,Consent provided,Web,2025-03-15,Closed with explanation,Yes,N/A,12479015 | 1 | 0.0% | I am requesting the **immediate deletion of the disputed XXXX XXXX account from my credit report |
| and attorney fees if necessary. | 1 | 0.0% | I will not hesitate to seek legal recourse |
| and attorney fees pursuant to 15 U.S.C. 1681n and 1681o. | 2 | 0.0% | I hereby demand that you : 1. * * IMMEDIATELY INVESTIGATE * * each disputed account within the statutory 30-day period 1. * * PERMANENTLY DELETE * * all disputed accounts that can not be verified as accurate and belonging to me 1. * * PROVIDE WRITTEN CONFIRMATION * * of all deletions made 1. * * NOTIFY ALL PARTIES * * who have received my credit report in the past six months ( two years for employment purposes ) of the deletions 1. * * CEASE ALL REPORTING * * of these disputed accounts to any third parties # # VERIFICATION REQUIREMENTS I am requesting that you provide complete verification of these accounts |
| and attorney fees This is my final request for proper debt validation of both alleged accounts listed above. If you fail to comply | 1 | 0.0% | you must provide proper validation of this debt within XXXX days of receiving this letter. If you fail to do so |
| and attorney fees. | 11 | 0.0% | I will escalate this matter by filing formal complaints with the Consumer Financial Protection Bureau ( CFPB ) |
| and attorney fees. For this purpose | 1 | 0.0% | the following information is being erroneously included on my credit report |
| and attorney fees. I am carefully documenting all events related to this matter | 1 | 0.0% | I would like to reiterate that the following information is being erroneously included on my credit report |
| and attorney fees.,,EQUIFAX | 6 | 0.0% | the reporting of this item is unlawful |
| and attorney fees.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MN,550XX,,Consent provided,Web,2025-07-23,Closed with explanation,Yes,N/A,14841764 | 1 | 0.0% | the reporting of this item is unlawful |
| and Attorney General and pursue legal counsel. If you close this CFPB complaint I will assume you're unwilling to cooperate with federal law | 1 | 0.0% | I sent a complaint regarding United States Federal Code being violated by Equifax. Within thirty ( 30 ) days |
| and Attorney General complaints PRESERVATION OF RIGHTS This letter is sent without waiver of rights | 1 | 0.0% | including : Description of each charge Date incurred Amount Contractual or statutory authority Proof the charge is legally assessable to me personally 5. PROPERTY CONDITION & DAMAGE EVIDENCE Provide verifiable evidence |
| and Attorney General. | 2 | 0.0% | and Experian can be sued |
| and attorneys | 3 | 0.0% | including disputes related to identity theft. '' CFPB Order Furthermore |
| and attorneys fees | 3 | 0.0% | deceptive |
| and attorneys fees and costs. | 3 | 0.0% | XXXX is prohibited from engaging in unfair |
| and attorneys fees as permitted under the statute. | 1 | 0.0% | including the physical letter |
| and attorneys fees for negligent and willful noncompliance. | 1 | 0.0% | I have suffered tangible and non-tangible harm |
| and attorneys fees for negligent and willful noncompliance.DEMAND FOR IMMEDIATE ACTIONAccordingly | 1 | 0.0% | I have suffered tangible and non-tangible harm |