XXXX XX/XX/XXXX

96 consumer complaints filed with the CFPB

This page summarizes consumer complaints about XXXX XX/XX/XXXX products filed with the CFPB. 96 complaints have been filed across 52 companies. The most commonly reported issue is "XXXX XX/XX/XXXX".

96
Total Complaints
52
Companies
XXXX XX/XX/XXXX
Top Issue

Companies with Most XXXX XX/XX/XXXX Complaints

# Company Complaints
1 XXXX XX/XX/XXXX 25
2 XXXX XXXX XX/XX/XXXX 10
3 XXXX 5
4 XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX 3
5 XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX 3
6 XXXX XXXX XXXX XX/XX/XXXX 3
7 XX/XX/XXXX 2
8 XXXXXXXX XXXX XXXX XXXX : {$0.00} 1
9 Equifax 1
10 XXXX XXXX UNAUTHORIZED COLLECTION 1
11 XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX has violated my rights. 1
12 NC XXXX. XXXX XXXX contacted the loan dept for paid-out loans and was informed that Truist reports quarterly to the credit bureau XXXX They were not able to give a definite date as to when the credit bureau would be contacted 1
13 XXXX XX/XX/XXXX ; XXXX XXXX XXXX # XXXX Last Active Transunion XX/XX/XXXX 1
14 XXXX XXXX XXXX XXXX : {$0.00} 1
15 this individual ( whom I have since learned is named XXXX XXXX ) called my work number and left a message stating he would email me with a new offer. 1
16 XXXX They have not said a single word over the phone. I have not received any correspondence in the form of mail or email about the debt. I'm not even sure if there is a debt in collections as I feel I've been making payments on everything in a timely manner. If there is a debt 1
17 nor did I provide permission for them to access my credit report. 1
18 XXXX XXXX 1
19 XXXX XXXX XX/XX/XXXX Issue : Many of these inquiries are either unauthorized 1
20 NC XXXX. XXXX XXXX contacted the loan dept for paid-out loans and was informed that XXXX reports quarterly to the credit bureau XXXX They were not able to give a definite date as to when the credit bureau would be contacted 1
21 INC.,GA,30344,,Consent provided,Web,2025-02-27,Closed with non-monetary relief,Yes,N/A,12265770 1
22 dated XX/XX/XXXX ). This misrepresentation violates the Consumer Financial Protection Act ( CFPA ) 1
23 so I called again 1
24 XXXX XXXX XXXX XX/XX/XXXX,,EQUIFAX 1
25 we should have greater rights as to who owns our debt 1
26 Equifax XX/XX/XXXX ; XXXX XXXX XXXX # XXXX Last Active XXXX XX/XX/XXXX 1
27 that he would see if that was possible. 1
28 these collections were eliminated and not verified by others bureaus I don't understand how they usually say that these accounts are mine 1
29 the credit 1
30 INC.,NY,10460,,Consent provided,Web,2018-06-20,Closed with explanation,Yes,N/A,2941355 1
31 XXXX XXXX XX/XX/XXXX I did not authorize these inquiries with any of the above listed companies on or around these dates. 1
32 but the person that received it did not upload it to the system. They later said they would send the document again but what they sent me was a new trial with a higher interest. I made the process when the interests were low and they keep sending me the trial with high interest and every time I called no one was able to explain anything. At this point 1
33 that I will just have to wait until no more transactions occur. This is unethical and 1
34 XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,SYNCHRONY FINANCIAL,FL,33409,,Consent provided,Web,2023-03-31,Closed with non-monetary relief,Yes,N/A,6777706 1
35 INC.,MD,219XX,Older American,Consent provided,Web,2023-11-26,Closed with explanation,Yes,N/A,7906740 1
36 INC.,GA,30344,,Consent provided,Web,2025-02-27,Closed with non-monetary relief,Yes,N/A,12265767 1
37 XXXX XXXX XX/XX/XXXX I did not authorize these inquiries with any of the above listed companies on or around these dates. 1
38 XXXX XX/XX/XXXX XX/XX/XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
39 XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX 1
40 XXXX BANK XX/XX/XXXX 1
41 this communication is from a debt collector '' at the bottom. Today 1
42 XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX 1
43 on XXXX XX/XX/XXXX 1
44 XXXX BANK XXXX XXXX : {$0.00} 1
45 I referenced the statement in the letter 1
46 INC.,OH,43420,,Consent provided,Web,2023-04-26,Closed with non-monetary relief,Yes,N/A,6887053 1
47 INC.,TX,75006,,Consent provided,Web,2025-06-12,Closed with non-monetary relief,Yes,N/A,14042618 1
48 INC.,NY,10460,,Consent provided,Web,2018-06-20,Closed with explanation,Yes,N/A,2941353 1
49 XXXX XXXX Inquiry Date XX/XX/XXXX 1
50 Servicemember,Consent provided,Web,2023-10-06,Closed with monetary relief,Yes,N/A,7655807 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for XXXX XX/XX/XXXX

96 consumer complaints have been filed with the CFPB under the "XXXX XX/XX/XXXX" product category, naming 52 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within XXXX XX/XX/XXXX, the single most common underlying consumer complaint is "XXXX XX/XX/XXXX". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around XXXX XX/XX/XXXX, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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