Total complaints
1.4K
Filed since ( 4.
2026 data Public-data reference. official source
XX/XX/XXXX
1.4K consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
1.4K consumer complaints filed with the CFPB
This profile shows XX/XX/XXXX's complaint history from CFPB public records. 1,360 consumers have filed complaints since ( 4.. The company has a 0% timely response rate and has provided relief in 1% of cases.
1.4K
Total Complaints
0%
Timely Response
0%
Disputed
1%
Relief Provided
508
States Active
( 4.
Since
Timely response
0%
CFPB-tracked response window
Relief rate
1%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 1.0%
Industry median
Share closed with monetary or non-monetary relief.
XX/XX/XXXX complaint mix by product
- XX/XX/XXXX 598 82.7% – 1% relief
- XXXX 65 9.0% – 2% relief
- creditors have 24 3.3% – 0% relief
- XXXX XXXX 18 2.5% – 0% relief
- in fact 7 1.0% – 0% relief
- [ XXXX 6 0.8% – 0% relief
- State 5 0.7% – 0% relief
How XX/XX/XXXX's 1.4K complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| XX/XX/XXXX | 598 |
| XXXX | 65 |
| creditors have an obligation to report accurate information to credit reporting agencies. I believe that the late payments were reported on XX/XX/XXXX | 24 |
| XXXX XXXX | 18 |
| in fact | 7 |
| [ XXXX XXXX XXXX ] | 6 |
| State | 5 |
| title XXXX | 4 |
| XXXX XXXX XXXX XXXX XXXX XXXX | 4 |
| attempting to resolve this issue. I provided them with my granddaughter 's phone number and she then began speaking with XXXX at XXXX | 4 |
| attempting to resolve this issue. I then began speaking with XXXX at XXXX | 4 |
| on XX/XX/XXXX | 4 |
| I had 15 late payments on an account XXXX XXXX XXXX # XXXX hat I was in fact paid on time. The consumer reporting agencies need to report all information with complete accuracy. this account has not been late on payments Ive attached a copy of my report to this complaint on the following dates XX/XX/XXXX | 4 |
| including XX/XX/XXXX | 4 |
| XXXX XXXX identifies 11 months with no recorded payments ( the year XXXX is no longer visible on my credit reports and should remain that way. Any adverse reporting from that year is now obsolete under the XXXX XXXX XXXX Acts limitations on negative information ). XX/XX/XXXX | 3 |
| and I insist on their immediate correction in my consumer report to reflect the accurate status as paid as agreed '' : XXXX XXXX Account number : XXXX Late Payment Dates : XX/XX/XXXX | 3 |
| the XXXX XXXX XXXX XXXX XXXX XXXX account XXXX XXXX | 3 |
| it shows a positive account with XXXX XXXX | 3 |
| balances | 3 |
| closed XX/XX/XXXX | 3 |
| significantly harming my credit profile and financial reputation. Violations of Federal Laws 1. Fair Credit Reporting Act ( FCRA ) : 15 U.S. Code 1681e ( b ) : Failure to maintain reasonable procedures to ensure maximum possible accuracy of my credit report. 15 U.S. Code 1681i : Failure to investigate and correct inaccurate information after my initial disputes. 2. Truth in Lending Act ( TILA ) : Reporting false late payments contradicts the requirement to provide accurate and timely disclosures to consumers. 3. Gramm-Leach-Bliley Act ( GLBA ) : 15 U.S. Code 6801 : Failure to ensure the privacy and accuracy of my financial information. 4. FTC Act and Privacy Rights : 18 U.S. Code 1028A : The continued reporting of incorrect information constitutes misrepresentation and fraud under federal law. Formal Request for Immediate Correction I formally demand the immediate removal of all inaccurate late payment entries for the XXXX XXXX XXXX account from TransUnion | 3 |
| to the Credit Bureaus | 3 |
| XX/XX/XXXX {$120.00} | 3 |
| I had XXXX late payments on an account XXXX XXXX XXXX # XXXX hat I was in fact paid on time. The consumer reporting agencies need to report all information with complete accuracy. this account has not been late on payments Ive attached a copy of my report to this complaint on the following dates XX/XX/XXXX | 3 |
| no name of furnisher XXXX. ) XXXX XXXX XXXX Account # XXXX Remove late payments XX/XX/XXXX | 3 |
| consumer reporting agency to validate nor verify this account | 3 |
| XXXX XXXX XX/XX/XXXX | 3 |
| including payment history on accounts. One will have no history | 3 |
| XXXX XXXX XXXX | 3 |
| significantly harming my credit profile and financial reputation. Violations of Federal Laws 1. Fair Credit Reporting Act ( FCRA ) : 15 U.S. Code 1681e ( b ) : Failure to maintain reasonable procedures to ensure maximum possible accuracy of my credit report. 15 U.S. Code 1681i : Failure to investigate and correct inaccurate information after my initial disputes. 2. Truth in Lending Act ( TILA ) : Reporting false late payments contradicts the requirement to provide accurate and timely disclosures to consumers. 3. Gramm-Leach-Bliley Act ( GLBA ) : 15 U.S. Code 6801 : Failure to ensure the privacy and accuracy of my financial information. 4. FTC Act and Privacy Rights : 18 U.S. Code 1028A : The continued reporting of incorrect information constitutes misrepresentation and fraud under federal law. Formal Request for Immediate Correction I formally demand the immediate removal of all inaccurate late payment entries for the TD AUTO FIN account from XXXX | 3 |
| XXXX XXXX XXXX XXXX DISPUTE LETTER # XXXX XXXX XXXX ( Experian | 3 |
| {$1300.00} - wrong XX/XX/XXXX | 3 |
| MI XXXX Requested On XX/XX/XXXX Phone Phone number not available TRANSUNION CONSUMER INTE Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX MYFICO Location XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| I see an entry listing Late payments on : CC # XXXX - XX/XX/XXXX | 3 |
| Mr. Cooper XXXX XXXX XXXX XXXX | 3 |
| and I demand immediate action to rectify this injustice : 15 U.S. Code 1666b ( Timely Billing Statements ) : This statute explicitly requires creditors to send periodic statements | 3 |
| XXXX )/ {$0.00} ( XXXX XXXX Date Opened : XX/XX/XXXX Closed Date : XX/XX/XXXX ( TransUnion ) Credit Limit : {$1500.00} Account Status : Closed Payment Status : Current Persistent Inaccuracies in Late Payments : TransUnion XXXX Late payments reported : XX/XX/XXXX | 2 |
| the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX account | 2 |
| XXXX XXXX XXXX | 2 |
| when it resumed via email in the same manner as before | 2 |
| but I need itdone or somehow corrected. I had some issues with my income being affected by theCOVID-19PANDEMIC SHUTDOWN. I was under the 1 CARESAct | 2 |
| Real Estate Mortgage ( XXXX XXXX Account Status : Closed ( XXXX XXXX | 2 |
| it appears that you failed to obtain | 2 |
| XXXX : Requested on XX/XX/XXXX | 2 |
| I called XXXX over two weeks after the payment was made on XX/XX/XXXX to verify receipt of payment | 2 |
| 120 days in XX/XX/XXXX | 2 |
| but on XX/XX/XXXX | 2 |
| however | 2 |
| with electronic disputes to XXXX | 2 |
| XX/XX/XXXX Amount : {$840.00} XXXXXXXX XXXX XXXXXXXX Account Number : XXXX Date : XX/XX/XXXX Amount : {$280.00} XXXX. XXXX Account Numbers : XXXX | 2 |
| I disputed this charge | 2 |
| my credit report is illegal and should be corrected/deleted/ updated below | 2 |
| my husband went to apply for an apartment and was denied due to all the late payments that where on his credit report. According to the apartment complex | 2 |
| I contacted XXXX to get clarification on these late payments | 2 |
| late 60 days XX/XX/XXXX | 2 |
| late XXXX days XX/XX/XXXX | 2 |
| XXXXXXXX XXXX XXXXXXXX | 2 |
| Real Estate Mortgage ( XXXX XXXX Account Status : Closed ( TransUnion ) | 2 |
| XXXX Type of inquiry : SOFT XXXX ) XXXX XXXX XXXX XX/XX/XXXX Name of creditor : XXXX XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX Type of inquiry : SOFT XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX XXXX XXXX XXXX XXXX ) Inquiry date : XX/XX/XXXX Name of creditor/Company : XXXX | 2 |
| I provide the following relevant information : Account Holder Name : XXXX XXXX Account Number : XXXX Dates of Disputed Late Payments : XX/XX/XXXX | 2 |
| the issues on my account is as listed : - Account Type : Auto Loan - Payment Status : Paid | 2 |
| XXXX XX/XX/XXXX | 2 |
| including but not limited to XX/XX/XXXX | 2 |
| VA XXXX Requested On XX/XX/XXXX | 2 |
| TX XXXX Incorrect Address : XXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| I disputed all information with their attorney in addition advised them of the direct violation of their willingness to submit inaccurate consumer data. However | 2 |
| XX/XX/XXXX Update Payment Status to Current 8. ) XXXX - Account # XXXX Remove Late Payments XX/XX/XXXX | 2 |
| specifically inquires made on ( XXXX ) XX/XX/XXXX | 2 |
| I demand that all late payments reporting late on this account be updated to Paid as agreed | 2 |
| I received an emailed demand for payment on a new amount of {$860.00} under a NEW account number | 2 |
| including on the following dates : XX/XX/XXXX | 2 |
| FL XXXX ( XXXX ) XXXX Inquiry Type : Individual Requested On : XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| XXXX ( XXXX ) XX/XX/XXXX | 2 |
| XXXX )/ {$0.00} ( Equifax ) Date Opened : XX/XX/XXXX Closed Date : XX/XX/XXXX ( XXXX ) Credit Limit : {$1500.00} Account Status : Closed Payment Status : Current Persistent Inaccuracies in Late Payments : XXXX XXXX Late payments reported : XX/XX/XXXX | 2 |
| unfortunately | 2 |
| [ XXXX ] | 2 |
| [ XXXX XXXX ] | 2 |
| several unauthorized hard inquiries continue to appear on my Experian and TransUnion reports. These inquiries were made without my consent or any permissible purpose under federal law | 2 |
| account number XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| or threaten to make | 2 |
| several inquiries were made without my authorization | 2 |
| Paid ( XXXX and Equifax XXXX Date Opened : XX/XX/XXXX High Credit : {$190000.00} Balance : {$0.00} Monthly Payment : {$0.00} Past Due Amount : {$0.00} Reported Late Payments : XXXX XXXX XX/XX/XXXX | 2 |
| and I wanted to lower my interest rate so it will reduce my monthly mortgage payment by {$300.00} - {$400.00} a month and it would make it an affordable payment for me. I was advised that I need to apply for a loan modification | 2 |
| dates : XX/XX/XXXX | 2 |
| date | 2 |
| there is nobody running the department according to their reps. The state can't reach them either. They are holding the money from customers and the state. My experience below ... Capital One has held a levy that was a mistake and corrected by the state Comptroller 's office 3 weeks ago. They added the levy in 24 hours | 1 |
| rather than her son who is not authorized to do so. The attached letter requesting contact was mailed to her. Follow up actions will depend upon a response. The letter states as follows : Were committed to fulfilling your banking needs and delivering a legendary Customer experience. Today | 1 |
| when I received a call from XXXX XXXX at Citibank stating suspicious activity was noticed on my card. This was labeled as the date fraud was reported. I informed XXXX XXXX that neither me nor my husband made these charges and they were in fact fraudulent. During this conversation | 1 |
| {$13000.00} XXXX XX/XX/XXXX | 1 |
| XXXX and XXXX | 1 |
| where a check I had issued in the amount of {$1900.00} was cashed by someone other than the intended recipient. This check was cashed on or about XX/XX/XXXX. The date on the check has been forged and there is no endorsement on the back of the check. Onewest Bank refuses to tell me any information about where or whose account this check was deposited into. An affidavit has been signed affirming these facts on XX/XX/XXXX. When calling Onewest Bank | 1 |
| mockingly | 1 |
| the rental income did not qualify as income based on HUD. HUD explained that Premia 's team did not read the requirements for calculating which clearly state how to handle one time only expenses | 1 |
| I have met with Chase representatives 3 times at my local branch | 1 |
| they have contacted me repeatedly through phone calls | 1 |
| XXXX XXXX XXXX XX/XX/XXXX | 1 |
| I received several calls from Tidewater XXXX XXXX. I had two calls from them on XX/XX/XXXX | 1 |
| OH XXXX XX/XX/XXXX XX/XX/XXXX | 1 |
| but it has now been reinserted on my credit file without : Written notice of reinsertion within five ( 5 ) business days | 1 |
| Experian conducted sham investigations rather than properly reviewing the disputes as required by federal law. Credit reporting errors have had serious consequences for my finances | 1 |
| including vendor charges from XXXX XXXX XXXX : {$400.00} for each appraisal on XX/XX/XXXX | 1 |
| named XXXX ; who was EXCESSIVELY rude. Also note | 1 |
| FLORIDA XXXX TELEPHONE - XXXX RE : TO XXXX XXXX XXXX XXXX XXXX XXXXXXXX / XXXX XXXX - XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| at XXXXXXXX XXXX | 1 |
| [ Account # : XXXX ] | 1 |
| my XXXX loan with XXXX XXXX XXXX Acct # ( XXXX ) is in forbearance. However | 1 |
| Regions Bank XXXX in XXXX | 1 |
| XX/XX/2019 | 1 |
| and XX/XX/XXXX | 1 |
| I have reached out to the lender on the following dates since XX/XX/XXXX : XX/XX/XXXX | 1 |
| I tried to contact Nelnet numerous times regarding my loans using the form on their contact us page | 1 |
| XX/XX/XXXX ] : This inquiry has no permissible purpose to be on my credit report. Delete this inquiry due to violation of 15 USC 1681b 2. [ XXXX XXXX XXXX XX/XX/XXXX | 1 |
| CA XXXX Email : XXXX Phone : XXXX SSN : XXXX Date : XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX and XX/XX/XXXX there are late payment entry listed for : XXXX. XXXX XXXX XXXX | 1 |
| the account with XXXX AUTO ( Account Number ending in XXXX ) | 1 |
| I received a letter from Chase stating that after a second review | 1 |
| XX/XX/XXXX XXXX ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| I spoked with a XXXX specialist | 1 |
| XX/XX/XXXX : This inquiry has no permissible purpose to be on my report. Delete this inquiry due to violation of 15 USC 1681b XXXX XXXX | 1 |
| asking when they would send the replacement ( XX/XX/XXXX | 1 |
| DE XXXX ( XXXX ) XXXX Here are the dates that my credit was checked without my permission : XX/XX/XXXX | 1 |
| we have paid a total of {$410.00} in program fees to date. We have contacted Citi Retail and the Balance Protector Program repeatedly to request a refund/credit for these fees ( calls made XX/XX/XXXX | 1 |
| you indicated the Homeowners Association ( HOA ) amounts were clear on all forms | 1 |
| I spoke with a male claiming to be XXXX | 1 |
| I initiated a dispute concerning inaccuracies on my credit report related to late payments on the following account : Account Information : Creditor Name : XXXX XXXX XXXX Account Number : XXXX High Balance : {$2000.00} Credit Limit : {$1500.00} Last Verified : XX/XX/XXXX ( TransUnion ) Date of Last Activity : XX/XX/XXXX ( TransUnion XXXX Date Opened : XX/XX/XXXX ( TransUnion ) Balance Owed : {$1100.00} Account Status : Closed Payment Status : Current Creditor Remarks : Account closed by XXXX XXXX ( TransUnion XXXX ; Account closed due to inactivity ( XXXX ) Two-Year Payment History : TransUnion : Late payments for XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX | 1 |
| my credit report was marked as 120 days late. I contacted XXXX | 1 |
| XXXX XXXX XXXX called and were unable to get resolved. They filed Escalated Complaint. ''?? - received calls from several different individuals | 1 |
| Appraisal/Impact Study | 1 |
| coupled by the fact that XXXX XXXX XXXX violated Federal Law by obtaining a copy of my consumer report on XX/XX/XXXX | 1 |
| 120 days on XX/XX/XXXX | 1 |
| XX/XX/XXXXXXXX | 1 |
| I encountered a second round of delay and nonresponsiveness. I then began trying to obtain a second opinion | 1 |
| with income-based payments beginning in XX/XX/XXXX. All of my employment since XX/XX/XXXX has been PSLF qualifying employment | 1 |
| and the date last active is also inconsistent at XX/XX/XXXX | 1 |
| which was XXXX XX/XX/XXXX. The eligibility was confirmed by my loan originator | 1 |
| I didnt give you authorization to do a credit check on my TransUnion Report. You took advantage of me because I am a XXXX citizen. You figured I would let this go. This is wrong unethical on your part. In violation of the Fair Credit Reporting Act. I firmly denies all liability associated with credit inquiries that allegedly originated from me on XXXX XX/XX/XXXX | 1 |
| it is apparent that I did my due diligence in working with and being patient with Mr. Cooper. The fact that I had to spend countless hours and days attempting to get information and to try and correct the faults of Mr. Coopers processes and procedures to end up here writing this dispute and gathering information for 3 days is absurd. The lies I was given | 1 |
| XX/XX/XXXX 4.XXXX/XXXX/XXXX Acc # XXXX XX/XX/XXXX | 1 |
| every time over an hour. I called back on XX/XX/XXXX and a representative said that someone will give me a call | 1 |
| and the corresponding information is not as listed on my consumer report. These accounts should PROMPTLY be updated as ON TIME : 1. XXXX XXXX XXXX XXXX XXXX | 1 |
| I spoke with XXXX a representative with the bankruptcy department at Flagstar Bank. I requested clarification on how the {$17000.00} that was received by Flagstar Bank on XX/XX/XXXX had been distributed. I explained that based on the transaction history available through my online account it appeared as if funds had not been distributed. I explained that even after totaling all the statement amounts from XX/XX/XXXX to XX/XX/XXXX ( which was the last available statement ) vs the amounts shown as paid on the transaction history. After taking a few moments to review the account the representative commented Oh you were under a foreclosure. It was at this moment that the representatives attitude and willingness to assist completely changed. It was at this point the representative advised that monthly payments had been paid for : XX/XX/XXXX | 1 |
| License No. XXXX | 1 |
| so the deadline for the required direct deposits was on XX/XX/XXXX. During that timeframe | 1 |
| XXXX XXXXXXXX FL XXXX XXXX XXXX XXXX XXXX XXXXXXXX | 1 |
| amounts & differing from statements VA award letter and proof XX/XX/XXXX | 1 |
| earning Delta points with each dollar spent. I believe that AmEx Platinum is deliberately disallowing me to spend more money to receive Delta miles with each dollar spent and it is doing this by utilizing unfair and indecent business practices. Realizing this I attempted to cancel XXXX payment | 1 |
| XXXXXXXX XXXX-REMOVED XX/XX/XXXX Reported XXXX XXXX : XXXX XXXX | 1 |
| even though I paid 2/3 times more than was required each month | 1 |
| {$410.00} XXXX XXXX XXXX XXXXXXXX | 1 |
| XXXX to Cash On Tue | 1 |
| discussed with the merchant after long delays in the merchants response and repeated follow-ups | 1 |
| but in fact | 1 |
| I did missed a couple of lease payments since I got XXXX XXXX XXXX at the beginning of XXXX | 1 |
| I received XXXX 's validation documents. They included the initial summary of the purchase in XXXX. They included XXXX 's email the day after I called asking to cancel the first time ( dated XX/XX/XXXX ) | 1 |
| {$0.00} DEPTEDXXXX XXXXXXXX XXXX XX/XX/XXXX | 1 |
| we submitted a complete Loss Mitigation Application ( Workout Package ) to BSI Financial 's Default Resolution Team. Per 12 CFR 1024.41 | 1 |
| Attachments : 1. Print out of Experian credit report | 1 |
| XX/XX/XXXX 120 days past due as of XX/XX/XXXXXXXX 90 days past due as of XXXX | 1 |
| I received an error that said User Not Found. Eventually I was able to log in | 1 |
| one for {$3000.00} and {$500.00} | 1 |
| VA XXXX Phone ( XXXX ) XXXX Requested On XX/XX/XXXX | 1 |
| the same issue occurred on XXXX | 1 |
| so I set a payment for the new minimum payment '' of {$190.00} on PNC 's website. PNC submitted a payment of {$340.00} from my linked bank on XX/XX/XXXX | 1 |
| XXXX XXXX of XXXX XXXX XXXX in XXXX | 1 |
| XXXX Reason : [ 30 days late payments dates - XX/XX/XXXX | 1 |
| with CITI about the fraudulent changes for more than 4 hours in total talk time. We have gone through the charges more than once. I spoke with CITI on the following dates XXXX | 1 |
| even after several phone calls made to Ally representatives | 1 |
| from XX/XX/XXXX toXX/XX/XXXX | 1 |
| from XX/XX/XXXX to XX/XX/XXXX | 1 |
| I was told I would be contacted by XXXX XXXX regarding the possibility of redirecting my scheduled deposits for XX/XX/XXXX and XXXX to my new account. I was later informed she was on vacation for a week | 1 |
| significantly harming my credit profile and financial reputation. Violations of Federal Laws XXXX. Fair Credit Reporting Act ( FCRA ) : 15 U.S. Code 1681e ( b ) : Failure to maintain reasonable procedures to ensure maximum possible accuracy of my credit report. 15 U.S. Code 1681i : Failure to investigate and correct inaccurate information after my initial disputes. XXXX. Truth in Lending Act ( XXXX ) : Reporting false late payments contradicts the requirement to provide accurate and timely disclosures to consumers. XXXX. XXXX XXXX ( XXXX ) : 15 U.S. Code 6801 : Failure to ensure the privacy and accuracy of my financial information. XXXX. FTC Act and Privacy Rights : 18 U.S. Code 1028A : The continued reporting of incorrect information constitutes misrepresentation and fraud under federal law. Formal Request for Immediate Correction I formally demand the immediate removal of all inaccurate late payment entries for the TD AUTO FIN account from XXXX | 1 |
| XXXX decided to reduce my credit from {$8000.00} to {$1200.00} 9. On XX/XX/XXXX | 1 |
| credit pulled on the following dates : XX/XX/XXXX | 1 |
| LLC- states opened XX/XX/XXXX | 1 |
| no one answers. The back of the card says it's a XXXX hour line | 1 |
| it too was a New Jersey number. I immediately contacted XXXX XXXX on XX/XX/XXXX and spoke to another fraud specialist. This one was very helpful and agreed that they had not only the incorrect telephone number | 1 |
| XX/XX/XXXX REGIONAL ACCEPTANCE Requested On : XX/XX/XXXX XXXX XXXX XXXX Requested On : XX/XX/XXXX TRUIST DEALER SERVICES Requested On : XX/XX/XXXX | 1 |
| XXXX & XXXX Department of Education I first called XXXX XXXX in regards to this student loan on Monday | 1 |
| XX/XX/XXXX XXXX XX/XX/XXXX Promotional Inquiries Name Requested On XXXX XX/XX/XXXX XXXX XX/XX/XXXX | 1 |
| XXXX XXXX. Within a day of accepting the completed modification packet | 1 |
| XXXX XXXX XXXX days past due as of XX/XX/XXXX | 1 |
| attempting to resolve this issue. I then began speaking with XXXX at Discover | 1 |
| after being told the title could not be processed. I followed up again on XX/XX/XXXX | 1 |
| I have made both my XXXX and XXXX mortgage payments ( a copy of both statements is attached showing a breakdown of my monthly payment ) | 1 |
| I contacted Primary Residential Mortgage Customer Service and Escrow department email on XX/XX/XXXX | 1 |
| XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) Reason : Unverified account Account Name : XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX. ) Reason : Unverified account Account Name : XXXX XXXX XXXX XXXX Unverified account Account Name : XXXX XXXX Unverified account Account Name : XXXX XXXX XXXX Unverified account Account Name : XXXX XXXX XXXX Unverified account Account Name : XXXX XXXX XXXX Unverified account Account Name : XXXX XXXX XXXX Account Number : XXXX Reason : Incorrect late payment Instruction : The payment history is incorrect. Late payments from XX/XX/XXXX | 1 |
| I learned that they called my friend XXXX | 1 |
| on [ XXXX XXXX | 1 |
| XX/XX/XXXX and that also | 1 |
| to serve as formal notice that XXXX and or its representatives are not to contact me or any of my family or associates. Collection calls continued as follows : o XX/XX/XXXX XXXX o XX/XX/XXXX XXXX o XX/XX/XXXX XXXX o XX/XX/XXXX XXXX o XX/XX/XXXX XXXX In XXXX | 1 |
| you will find the files that I have sent to this company to dispute this information and you also will find at come signed and completed. XXXX identity the affidavit. These concerns must lawfully be addressed within the next 15 days. in accordance with the Fair Credit Reporting Act this creditor has violated my rights under 15 USC 1681 section 6 o 2 states I have the right to privacy ( 15 USC 1681 ( section 6 0 4 a section 2 ( it also states a consumer reporting agency can not furnish an account without my written instructions under 15 USCS 1666b a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose Account information XXXX XXXX Account number XXXX Account charged of collection 30 days late XX/XX/XXXX | 1 |
| another account involving XXXX has also been mishandled. XXXX allegedly sold a debt to XXXX XXXX | 1 |
| due to the title company 's issue | 1 |
| please count how many days You have received a letter on XX/XX/XXXX ( USPS Tracking Number : XXXX ) ( remind you that you own me an escrow and release of mortgage paperwork. Letter was send according to Kentucky Statue 382.365 | 1 |
| I had to create a NEW cashapp account in order to even contact cashapp ( this NEW cashapp | 1 |
| OR XXXX Requested On XX/XX/XXXX [ Description of Error # XXXX ] : XXXX XXXX Location XXXX XXXX XXXX XXXX | 1 |
| I am requesting additional information based on your review and to understand how and when a refund was processed. According to your response | 1 |
| coupled by the fact that Midland Credit Management violated Federal Law by obtaining a copy of my consumer report on XX/XX/XXXX | 1 |
| the cause for delays in Chase 's responses | 1 |
| late payments were reported on my credit report for XX/XX/XXXX : XXXX : 90 days late XXXX : 60 days late XXXX : 30 days late I contacted XXXX multiple times to resolve this issue and was informed that regulatory constraints prevented them from amending the credit report. This response contradicts the verbal instructions I received during numerous calls ( on XX/XX/XXXX | 1 |
| XX/XX/XXXX 4.XXXX/XXXX/XXXX Acc # XXXX XX/XX/XXXX | 1 |
| which is false | 1 |
| I am responding to your contact about a debt you are attempting to collect. You contacted me by phone | 1 |
| XX/XX/XXXX XXXX XXXX XXXXXXXX XXXX via XXXX XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX via XXXX XXXX XXXX XXXX XX/XX/XXXX Name Requested On XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXXXX/XX/XXXX Name Requested On TRANSUNION XXXX XXXX XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX TRANSUNION XXXX XXXX XX/XX/XXXX TRANSUNION XXXXXXXX XXXX XXXX XXXX XXXX XX/XX/XXXX TRANSUNION XXXX XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX via TRANSUNION XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX | 1 |
| my relationship manager | 1 |
| XX/XX/XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| and I woke up to find that my claim had been denied and all of the charges were reversed | 1 |
| and are reflected on my credit report with the following details : Account Name : XXXX XXXX XXXX XXXX Account Number XXXX XXXX Date of Late Payment : XX/XX/XXXX | 1 |
| and Goldman Sachs accepted them | 1 |
| I spoke to them by phone and was told they | 1 |
| it was reported 30 days late on XX/XX/XXXX | 1 |
| when Ive fallen back on my payments due to the job loss due to the nationwide job cuts | 1 |
| they have left previous messages with no response | 1 |
| and that PNC Bank had found no error on their part. They came to this conclusion by searching the ATM an unspecified amount of time later | 1 |
| I had misunderstood the Discover representative at the time of the initial call and thought the transactions he was talking about were cash advances I had recently made in XXXX | 1 |
| it wasn't processed | 1 |
| the rewards redemption email | 1 |
| multiple source evidence ( see Attachments ) b. Despite pending Disputes/QWRs ( XX/XX/XXXX | 1 |
| and kept telling after I repeatedly asked him to make sure what he was saying was correct | 1 |
| a second perp named XXXX XXXX picked me up on XX/XX/2023. After | 1 |
| reason number 5 '' | 1 |
| XX/XX/XXXXXXXX XXXX XXXX | 1 |
| they have continued collection activity | 1 |
| I am writing to formally dispute the accuracy of a late payment entry on my credit report associated with the following account : Creditor : XXXX XXXX XXXX Account Number ( or last XXXX digits ) : XXXX Reported Late Date : XX/XX/XXXX | 1 |
| to request a refund by EFT back to my bank. The Citi representative stated that it would be done after review | 1 |
| in the Experian Annual Credit report as of XX/XX/XXXX | 1 |
| which I believe were made in bad faith | 1 |
| {$0.00} XXXX XXXX XXXX XX/XX/XXXX | 1 |
| be subject to abusive behavior by their agents | 1 |
| Equifax | 1 |
| scheduled payment | 1 |
| I have been calling them with the phone number on my card. It was mentioned that they did attempt to contact me in XXXX. I informed them that I am XXXX | 1 |
| TRANSUNION & XXXX as they are the FURNISHERS | 1 |
| I called and complained to FedLoan | 1 |
| XX/XX/XXXX ) XXXX XXXX XX/XX/XXXX ) XXXX XXXX XXXXXXXX XXXX XX/XX/XXXX | 1 |
| the term consum- er report does not include ; 15 usc 1681a ( 2 ) ( B ) any authorization or approval of a specific extension of credit directly or indirectly by the issuer of a credit card or similar device ; XXXX XXXX - XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX - XX/XX/XXXX XXXX XXXX XXXX - XX/XX/XXXX | 1 |
| I received the two attached letters on XX/XX/XXXX. One demands my sister call within 10 calendar days from the date of this letter | 1 |
| and repeatedly complained to PHH as the predecessor to Ocwen Loan Servicing LLC ( Ocwen '' ) with the latter being the predecessor to Litton Loan Servicing LP ( Litton '' ) that the accounting history reflected within said statements is false because : ( 1 ) Litton accelerated my mortgage loan upon commencing the first of two foreclosure actions in the Superior Court of New Jersey on XX/XX/XXXX by complaint filed under Docket No. : F-34006-09 declaring a default as of XX/XX/XXXX | 1 |
| the U.S. Department of Ed had reported the loans as delinquent to credit reporting agencies | 1 |
| to be eligible for private loan debt relief | 1 |
| that we were not able to nor would we be responsible for any missed payments until the documentation was returned to Mr. Cooper and our loan modification was approved. We were told not to worry ; our missed payments would be added onto the end of our loan as a second lien. We received a letter from FHA stating that we were approved to have all payments added on to the end of our mortgage because we had a Federally backed loan. Still we continued to contact Mr. Cooper as we did not receive any documentation. We contacted them by phone on the following dates XX/XX/XXXX | 1 |
| I immediately called Wells Fargo using the number on the back of my bank card. I spent two hours on the phone | 1 |
| XX/XX/XXXX ) XXXXXXXX XXXXL XXXX ( Dates : XX/XX/XXXX | 1 |
| 30 days in XX/XX/XXXX | 1 |
| we submitted all requested documentation immediately | 1 |
| at the very beginning of XX/XX/XXXX | 1 |
| I have XXXX inquiries on XX/XX/XXXX | 1 |
| which I filed a Qualified Written Request to BONY | 1 |
| being in that financial black hole | 1 |
| which was provided XX/XX/XXXX. I also documented calls and emails. Emails alone are documented on XX/XX/XXXX | 1 |
| delete and block from reporting : XXXX XXXX Account XXXX Date Opened XX/XX/XXXX {$4400.00} XXXX XXXX XXXX XXXXXXXX {$1800.00} XX/XX/XXXX Inquiries to be removed immediately : XXXX | 1 |
| I was approved with GM Financial as my lender for the funding of this vehicle. I signed the sales contract with buyer XXXX XXXX on XX/XX/XXXX. I was advised by the dealership that funding can take up to 30 days to process. On XX/XX/XXXX | 1 |
| the term consumer report does not include ( A ) subject to section 1681s3 of this title | 1 |
| Mr. Cooper : - Onboarded the loan incorrectly using a hybrid of pre- and post-modification terms - Omitted the capitalized escrow balance of {$7500.00} and fee waivers of {$1400.00} - Issued a false escrow analysis ( XX/XX/XXXX ) that inflated my monthly payment to {$3400.00} - Treated the loan as delinquent and initiated foreclosure based on these false figures - Ignored internal records showing modification acceptance - Issued a false denial letter on XX/XX/XXXX refuting their own call transcripts and records - Failed to meet RESPA deadlines | 1 |
| through their web site or their phone system | 1 |
| including but not limited to on XX/XX/XXXX | 1 |
| the XXXX XXXX account ( Account ending in XXXX ) | 1 |
| such as try changing the phone carrier ( which I did from XXXX XXXX to XXXX ) | 1 |
| and time passing | 1 |
| she told me that the funds had been coded to be sent back to the XXXX and that they were going to end the business relationship. When I asked for an explanation as to why she could not give me an answer | 1 |
| XX/XX/XXXX Update Payment Status to Current XXXX. ) XXXX - Account # XXXX Remove Late Payments XX/XX/XXXX | 1 |
| I spoke to XXXX in Texas | 1 |
| but having no immediate response | 1 |
| such as Equifax | 1 |
| when I started paying closer attention to my credit score | 1 |
| I read reviews that other people were being charged fees they were unaware of. That is when I decided to look at all my statements. This retailer has charged me for XXXX XXXX on the following statements : XX/XX/XXXX | 1 |
| multiple dealerships and lenders pulled my credit excessively. I only authorized XXXX credit pull per dealership | 1 |
| I made many calls to Nelnets servicing number ( XXXX ). My phone records show calls on : XX/XX/XXXX | 1 |
| you will find the files that I have sent to this company to dispute this information and you also will find at come signed and completed. I identity the affidavit. These concerns must lawfully be addressed within the next 15 days. in accordance with the Fair Credit Reporting Act this creditor has violated my rights under 15 USC 1681 section 6 o 2 states I have the right to privacy ( 15 USC 1681 ( section 6 0 4 a section 2 ( it also states a consumer reporting agency can not furnish an account without my written instructions under 15 USCS 1666b a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose Account information XXXX XXXX Account number XXXX Account charged of collection 30 days late XX/XX/XXXX | 1 |
| lenders and financial institutions | 1 |
| through the XXXX XXXX XXXX | 1 |
| I spoke with another agent and requested that I receive a call from a manager. Two days later | 1 |
| the XXXX elected to replace the flood insurance XX/XX/XXXX with a multi-lines policy effective through XX/XX/XXXX. Borrower uploaded the XXXX XXXX certificate evidencing flood insurance with SunTrust through XXXX and received confirmation on XX/XX/XXXX. Due to inefficiencies with SunTrust | 1 |
| I spoke to a representative there ( around XX/XX/XXXX ) told him that I never opened an account at PayPal Credit - that he should send me proof that I had requested an account ; he said he would mail me this 'proof ' but it was never sent ( because such proof does not exist ). I do not have his name. I did receive an email confirmation of my request for proof | 1 |
| these payments switched to XXXX XXXX XXXX for the same amount. They continued on XX/XX/XXXX | 1 |
| being in that financial XXXX hole | 1 |
| and I have very limited financial resources given the bills I am paying for his care. My IRA | 1 |
| XXXX made an annotation on the account to prevent this from happening in the future. XXXX ( supervisor ) informed me that it is not possible to pay more than 30 days ahead per regulations under the Truth in Lending Act ( TILA ). She further stated that We had a lot of problems where a lot of customers were paying in advance but not seeing the principal go down. '' When I asked her how I could ensure that my mid month payments in the future would be designated principal only her response was | 1 |
| it's important to note that I informed the XXXX XXXX that they had illegally turned over my account to a collection agency | 1 |
| I called XXXX XXXX XXXX ( same company as XXXX XXXX XXXX -- the parent company is XXXX ) to complain to them about how I had been treated by the collection agency that works for them and to inquire if I had any outstanding accounts open. My daughter has severe XXXX and has her XXXX XXXX lengthened once every 6 months. The person I spoke to over the phone could not find any open accounts under my name | 1 |
| XX/XX/XXXX XX/XX/XXXX | 1 |
| XX/XX/XXXX 4.XXXX/XXXX/XXXX Acc # XXXX XX/XX/XXXX | 1 |
| and continued to report incorrect information for the months of XX/XX/XXXX | 1 |
| I was finally able to get in touch with a supervisor who had my loan re-keyed. I was reassigned a new loan officer at the end of XXXX. Things slowly started to move forward and after a month | 1 |
| XX/XX/XXXX XXXX XXXX via XXXX XXXX XX/XX/XXXX | 1 |
| in XX/XX/XXXX | 1 |
| retaliate my valid complaints about their lack of reporting correctly as well as not processing my first two dispute letters sending me communication that they did not believe the letters were valid | 1 |
| attempting to resolve this issue. We provided them with my granddaughter 's phone number and she then began speaking with XXXX at XXXX | 1 |
| I am aware that XXXX XXXX XXXX of the XXXX XXXX XXXX on the Coronavirus Crisis has stated that the XXXX XXXX said it found evidence that the Credit Reporting Agencies discarded disputes without investigation. For me this has proven to be true as your reinvestigation into my past disputes and most recent dispute has took longer than 30 days and has not corrected the inaccuracies furnished on my consumer report. I have disputed the inaccurate account ( XXXX ) mentioned herein with XXXX and XXXX | 1 |
| I received the Loss Mitigation paperwork from Crosscountry Mortgage. The letter was dated XX/XX/XXXX | 1 |
| XXXX XXXX XXXX as they are the FURNISHERS | 1 |
| XX/XX/XXXX XXXX XXXX Requested On : XX/XX/XXXX XXXX XXXX XXXX Requested On : XX/XX/XXXX XXXX XXXX XXXX Requested On : XX/XX/XXXX | 1 |
| Transunion | 1 |
| in that | 1 |
| I pulled my credit report to do another check for any suspicious activity. I found that another charge ( ( this one for {$810.00} ) had been made to my NEW XXXX account on XX/XX/XXXX | 1 |
| UT XXXX Requested On XX/XX/XXXX | 1 |
| I once again sent another email and copy of my XXXX XXXX bill and once again no response and when I called now I was given information it was sent to the wrong email address and to send now to another email address | 1 |
| I began to dispute the account and show proof that my identity was stolen by presenting the police report | 1 |
| 3rd party authorization | 1 |
| XX/XX/XXXX DeferredXX/XX/XXXX | 1 |
| I called the repossession company | 1 |
| XXXX {$280.00} XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| LPs records show that I dispute having any obligation for this debt. Further | 1 |
| ( BANK OF AMERICA and its agents ) have violated the FDCPA by mischaracterizing this alleged debt in your attempts to collect. You | 1 |
| they have been making several collections calls to both mine and my husband 's cell phone. I have repeatedly told them to not call my husband 's cell phone during the day as he works XXXX and it disturbs his sleep. They have called him on XX/XX/XXXX | 1 |
| Newday Financial | 1 |
| without alterations | 1 |
| no payments were needed. I received XXXX similar emails titled | 1 |
| I heard from Chase executive offices on XX/XX/XXXX. They too sent me copies of statements from XXXX | 1 |
| SC XXXX that sold the car. I called the lender Westlake financial several times on recorded call and their response was a fuel pump was not a major issue or problem and they denied the claim. I also sent in all three diagnostic reports where it shows a blown head gasket. also sent to the same day to their Fraud audit team | 1 |
| XX/XX/XXXX XXXX XX/XX/XXXX | 1 |
| CreditNinja finally responded. They stated as a final courtesy | 1 |
| ( 2 ) uses any chart or table authorized by the Bureau under section 1606 of this title in such a manner as to consistently understate the annual percentage rate determined under section 1606 ( a ) ( 1 ) ( A ) of this title | 1 |
| I mailed a detailed dispute letter to Navy Federal Credit Union regarding my account ending in XXXX The letter requested the removal of multiple late payments ( dated : XX/XX/XXXX | 1 |
| so I sent them the police report and FTC report to have the account deleted. They then sold the same accounts to XXXX XXXX | 1 |
| and if my understanding is correct | 1 |
| I have reached out to Yard Card on many occasions. I have submitted two formal written requests to request them to correct my account considering the extenuating circumstances. Within those times | 1 |
| I submitted the following to American Express on eight separate occasions ( XX/XX/XXXX | 1 |
| when requested that XXXX XXXX XXXX contacts the credit agencies to have the account updated | 1 |
| XXXX AND TRANSUNION and multiple creditors have reported late payments and they are as follows : XXXX. XXXX XX/XX/XXXX | 1 |
| IL XXXX Inquiry date : XX/XX/XXXX Made With : Transunion 2 ) Inquirer Name : XXXX XXXX XXXX | 1 |
| XX/XX/XXXX I called Customer Service to inquire as to 'why ' the funds ( as promised to be expedited ) had not appeared in my checking account. I was then transferred to the XXXX Department ( which turned out to be the wrong division ) and explained the situation | 1 |
| TX XXXX Phone ( XXXX ) XXXX Inquiry Type Individual XXXX XXXX XXXX via XXXX XXXX XX/XX/XXXX Location XXXX XXXX XXXX XXXX | 1 |
| with dates and creditor names | 1 |
| regardless of whether I received it. They now refuse all further dispute review | 1 |
| XX/XX/XXXX. On Friday | 1 |
| my wife changed her maiden name ( XXXX ) to XXXX. One day we went into a branch to update her name on her usbank accounts and requested to have me added to all of her accounts. We asked if this would do any kind of credit check or credit hits to our credit histories and they said it would not do any credit hits to her credit score but would do only one hit to mine. The paper work was filed incorrectly by the worker at a usbank branch in XXXX | 1 |
| MS at the time of repo -Due to credit worthiness unable to finance another car for 4 years due to balance I had to pay out of pocket INTEREST RATE TRIPLED AFTER THIS REPO SO I have higher interest rate which is more money out of pockets Credit Repair Debt Repair costs- {$13000.00} Please feel free to contact me at XXXX my address is XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX XXXX <XXXX> Wed | 1 |
| but nothing ever happens on the actual account. I dispute all of the accounts each time | 1 |
| they stated : Upon reviewing your account | 1 |
| international transactions charges and XXXX XXXX | 1 |
| I noticed thatI had an outstanding fees of {$230.00} on my statement and called to inquire why this was. Bank of America informed me that I was charged late fees '' on XX/XX/XXXX | 1 |
| copy-pasted boilerplate letters that do not address the specific issues raised. For example : In responses to complaints filed on [ list dates | 1 |
| [ Account XXXX XXXX XXXXXXXX ] | 1 |
| and I am requesting their immediate deletion from my credit report. The following details pertain to the fraudulent accounts : XXXX Inquired on XX/XX/XXXX ; XX/XX/XXXX XXXX Inquired on XX/XX/XXXX | 1 |
| with my mom on it since I was a minor. Her name was on my main checking account until I closed it in XX/XX/XXXX. XX/XX/XXXX I had {$72.00} stolen from me from USBank after they held and rearranged the posting dates on my XXXX {$9.00} charge. I waited for XXXX to come out of my account in a day or two | 1 |
| XXXX AND XXXX and multiple creditors have reported late payments and they are as follows : XXXX. XXXX XX/XX/XXXX | 1 |
| Equifax ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Status : XXXX ( Closed ) | 1 |
| Equifax ( First Premier ) | 1 |
| Equifax ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. Status : XXXX ( 60 days late ) | 1 |
| late payments were reported on my credit report for XX/XX/XXXX : XXXX : 90 days late XXXX : 60 days late XXXX : 30 days late I contacted Affirm multiple times to resolve this issue and was informed that regulatory constraints prevented them from amending the credit report. This response contradicts the verbal instructions I received during numerous calls ( on XX/XX/XXXX | 1 |
| my realtor referred me to Synergy One Lending | 1 |
| I began calling Capital One on the following dates : XX/XX/XXXX | 1 |
| I called XXXX again to determine if there was anything they could do to help me get this matter resolved | 1 |
| Account XXXX XXXXXXXX I was never late on XX/XX/XXXX | 1 |
| I have gotten calls | 1 |
| I received a summons document requesting my appearance in court on XX/XX/XXXX | 1 |
| I have filed multiple disputes directly with Experian regarding fraudulent or inaccurate accounts | 1 |
| but also messages on my current XXXX XXXX XXXX XXXX XXXX XXXX my flight from XXXX to XXXX and how I flew back on the XXXX | 1 |
| XXXX XXXX DATE XX/XX/XXXX 2.SXXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| specifically inquires made on ( Experian ) XX/XX/XXXX | 1 |
| set up direct deposit | 1 |
| FedLoan ignored the time period between XX/XX/XXXX and XX/XX/XXXX and only certified one payment. The other 20 payments remained eligible | 1 |
| I fell behind on my mortgage. Upon reemployment | 1 |
| after unsuccessfully securing the credit hold for the car rental | 1 |
| XX/XX/XXXX XXXX XXXXXXXX | 1 |
| XXXX AM. Received an email to attach evidence Thu | 1 |
| no response. On XX/XX/XXXX | 1 |
| did not have caller ID on it except once | 1 |
| this was no longer an option for communication. This seemed to be a means to prolong the process of establishing a repayment plan and become further delinquent. I called | 1 |
| I called Chase Bank to dispute the charge. They opened a claim | 1 |
| with signed requests for the PMI removal | 1 |
| New Rez replaced Ditech as my mortgage servicing company. Beginning that month | 1 |
| she said that she was going to research the case and follow up with me by XX/XX/XXXX. On XX/XX/XXXX | 1 |
| I have been hung up on by supervisors ( I was not rude | 1 |
| during that XXXX month span from XX/XX/XXXX to XX/XX/XXXX | 1 |
| they change the date of last activity. This is illegal. Not one of the bureaus has sent me any information on how they verified anything. Now | 1 |
| XXXX XXXX '' The attached photo reiterated the same information | 1 |
| according to my promissory notes | 1 |
| LLC in my mailbox on XX/XX/XXXX stating that the Current Creditor is XXXX XXXX XXXX ; Original Creditor : XXXX XXXX XXXX XXXX. and enclosed with XXXX XXXX XXXX XXXX XXXX XXXX XXXX dated for XX/XX/XXXX | 1 |
| in person in a Chase branch in XXXX which was subsequently rejected with no explanation notice by email | 1 |
| therefore | 1 |
| which was initially denied because I didn't submit my XXXX ( for the record | 1 |
| And at one time after several people showed interest in buying the property I contacted XXXX gave them the names and information they requested on 2 separate realtors | 1 |
| which Experian continues to report with delinquent payments for XXXX XXXX | 1 |
| with a XXXX time payment of {$200.00} on XX/XX/XXXX | 1 |
| I first applied to Amerihome Mortgage Co. for forbearance. In XXXX | 1 |
| from what I can see so far | 1 |
| D.C. XXXX To whom it may concern : I recently received my XXXX credit report which delineated an account that was unverifiable in XXXX | 1 |
| and XXXX XXXX XXXX-inquiry date XX/XX/XXXX | 1 |
| FACTA | 1 |
| EQUIFAX AND XXXX and multiple creditors have reported late payments and they are as follows : XXXX. XXXX XX/XX/XXXX | 1 |
| my home was severely damaged by Hurricane Ian. Also damaged was my homes underground sewer pipe. I retained XXXX XXXX and XXXX XXXX XXXX XXXX to repair and replace that pipe. In XXXX | 1 |
| I have received multiple redundant emails asking the same verification questions | 1 |
| XXXX they completed a reconciliation of our account and their lawyer informed the federal bankruptcy judge that our account was up to day. On XXXX XXXX | 1 |
| FL XXXX Phone ( XXXX ) XXXX XXXX XX/XX/XXXX | 1 |
| I am not concerned with the money ; this is a matter of principle. I refuse to tolerate online fraud and want to ensure that other consumers are not cheated. As a result | 1 |
| but this was never done. I know this was never done | 1 |
| XXXX XXXX XXXX Credit Reporting Agencies and : A ) Legally remove negative reporting for XX/XX/XXXX | 1 |
| XXXX & XXXX Department of Education I first called XXXX XXXX in regards to this student loan on Monday | 1 |
| The day a payment is due | 1 |
| I began asking XXXX XXXX XXXX | 1 |
| there is an amount indicating I owe that is the same amount I had garnished from my wages. I have contacted FedLoan.Org on these occasions : XX/XX/XXXX | 1 |
| then resumed. For XX/XX/XXXX calls were received on the : XX/XX/XXXX | 1 |
| I am requesting a goodwill adjustment for the removal of late payments reported on the following dates : XX/XX/XXXX | 1 |
| I pulled my credit report to do another check for any suspicious activity. I found that another charge ( ( this one for {$810.00} ) had been made to my NEW Macys account on XX/XX/XXXX | 1 |
| I prequalified '' by XXXX XXXX XXXX supposedly in the amount of {$180000.00} not in the amount of {$180000.00}. Initially | 1 |
| XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX | 1 |
| Section 1-52.1 of North Carolina Rules of Civil Procedure Explains the statue of limitations for debts is 3 years for auto and installment loans | 1 |
| VA XXXX Requested On XX/XX/XXXX Phone ( XXXX ) XXXX XXXX via TRANSUNION INTERACTIVE Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| accommodations | 1 |
| VA XXXX Phone ( XXXX ) XXXX Requested On XX/XX/XXXX TRANSUNION INTERACTIVE Location XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| you will find the files that I have sent to this company to dispute this information and you also will find at come signed and completed. I identity the affidavit. These concerns must lawfully be addressed within the next 15 days. in accordance with the Fair Credit Reporting Act this creditor has violated my rights under 15 USC 1681 section 6 o 2 states I have the right to privacy ( 15 USC 1681 ( section 6 0 4 a section 2 ( it also states a consumer reporting agency can not furnish an account without my written instructions under 15 USCS 1666b a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any purpose Account information XXXX XXXX Account number XXXX Account charged of collection 30 days late XX/XX/XXXX | 1 |
| I was billed by XXXX/XXXX for dates of service : XX/XX/XXXX | 1 |
| furnisher details | 1 |
| XX/XX/XXXX Amount : {$840.00} XXXXXXXX XXXX XXXX Account Number : XXXX Date : XX/XX/XXXX Amount : {$280.00} XXXX. XXXX Account Numbers : XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX '' The fraudulent charges which read as XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXhe fraudulent charges are from the following dates | 1 |
| as it was file about 2 weeks ago and they should be processing to my checking account now - My paycheck scheduled to deposit on XX/XX/XXXX | 1 |
| 120 days XX/XX/XXXX | 1 |
| no Compliance Condition Code XC has been applied - Metro2 Correction Required : Apply XH ( Disputed Information ) indicator and correct Account Status code **2. XXXX - Account Status : Under dispute - Metro2 Compliance Issue : No Specialized Payment Indicator ( SPI ) code or Account Status ( 05 ) reflecting dispute - Required Action : Apply appropriate XXXX XXXX dispute indicators **3. Account with Negative Payment History** - Payment History Profile : Containing delinquencies for XX/XX/XXXX | 1 |
| for a car I did not own | 1 |
| after 4 days of waiting and calling | 1 |
| I have sent 9 emails spanning 10 MONTHS ( XX/XX/XXXX | 1 |
| I have received calls again from Merchant on following dates ( all XXXX ) : XX/XX/XXXX | 1 |
| I was asked to send evidence supporting my claim | 1 |
| this call was not received | 1 |
| XXXXXXXX XXXX XXXX XXXX ) | 1 |
| XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Experian ( XXXX ). XXXX. Status : XXXX ( 60 days late ) | 1 |
| XXXX ( XXXXXXXX XXXX ) | 1 |
| advised of error in customer coding issue and dispute collections since no idea of who to pay balance with - XXXX advise it was a credit card issued by Citi Bank ... I have never received credit card by Citi Bank or Home Depot. Promotion was approved via SS # over phone. I was offered to settle collections by paying {$1700.00}. No I do not want to settle collections I want to be removed form collections and Citi Bank needs to advise credit reporting agencies of customer coding error | 1 |
| in my son 's name | 1 |
| because after my first submission on XX/XX/XXXX | 1 |
| by XXXX | 1 |
| Shellpoint acknowledged receipt of my QWR requesting creditor information | 1 |
| and how important it is to me Recently | 1 |
| what was the original loan documents that were no different from the documents provided in XXXX of XXXX. He did not state anything or try to explain to me what was going on. So I was upset and super nervous about this because I have already given them access to my account information and I have already consented to payment of this debt but this seems aggregious. So i called his direct number ( XXXX ) and it another representative stated that they took the call because XXXX XXXX was out to lunch. I proceeded to tell the person my concerns and confusion and stated I was upset about the deceit that my account was insufficient funds to pay the payment when there is nothing to support that and then they turn around and take a payment from the same account. I stated that it seemed that they were trying to be decietful and play me like I lacked basic common sense when it was obvious they were trying to create a fiscade to make it look like payments were rejected when in actuality they just make an internal mistake and didnt submit for payments. The representative proceeded to say he showed my card had been declined and I said please send me that information via email to which he then changed his statement and said he did see anything saying and that there would not be any proof becuase I listed my debit card and not my actual account number. I became upset and said that I would call my bank and verify that they were lying. The representative then proceeded to say '' well why dont you just take out a personal loan and pay it and get it over with ''. i told him he was out of line and cant tell me to take out a loan when i set up a payment plan and that he was being rude. He then completely just deflected from my question on how it is that I am responsible for William and Fudges mistake in not debiting my account for an Automatic payment deduction I approved. He then ended the call. Later that night at around XXXX | 1 |
| you are required to provide : - A detailed | 1 |
| the Lender informed me that there were charge-offs for three accounts on my XXXX credit report. However | 1 |
| a password reset was sent to the fake email XXXX. Within minutes starting XXXX XXXX EST on XXXX | 1 |
| I received the notice by mail regarding my case number. It requested that I contact another number ( XXXX ) and provide my case number. No other details related to my issue were mentioned. I contacted this number | 1 |
| I email the President of Key Bank on XX/XX/XXXX | 1 |
| and repeatedly complained to PHH as the predecessor to Ocwen Loan Servicing LLC ( Ocwen '' ) with the latter being the predecessor to Litton Loan Servicing LP ( Litton '' ) that the accounting history reflected within said statements is false because : ( 1 ) Litton accelerated my mortgage loan upon commencing the first of two foreclosure actions in the Superior Court of New Jersey on XX/XX/XXXX by complaint filed under Docket No. : XXXX declaring a default as of XX/XX/XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX missed late payments open XXXX | 1 |
| I called to report my credit card lost / stolen | 1 |
| SoFi informed me that it was changing from Visa to Mastercard for SoFi debit cards | 1 |
| XX/XX/year> | 1 |
| XXXX )/ {$0.00} ( Equifax XXXX Date Opened : XX/XX/XXXX Closed Date : XX/XX/XXXX ( XXXX ) Credit Limit : {$1500.00} Account Status : Closed Payment Status : Current Persistent Inaccuracies in Late Payments : XXXX XXXX Late payments reported : XX/XX/XXXX | 1 |
| noticed a unknown transaction of {$100.00} from XXXX made in XXXX XXXX | 1 |
| after work | 1 |
| which I filed a Qualified Written Request to XXXXY | 1 |
| I sent them to the wallet addresses ( which I thought as the legitimate investment ) on XX/XX/XXXX | 1 |
| multiple dealerships and lenders pulled my credit excessively. I only authorized one credit pull per dealership | 1 |
| XXXX XXXX XXXX -- -- -- Hello | 1 |
| EQUIFAX CONSUMER INFORMATION SERVICES WON'T REMOVE THE FOLLOWING FRAUDULENT HARD INQUIRIES FROM MY PERSONAL CREDIT REPORT : ( 1 ) XXXX ( XXXX | 1 |
| Account type : Credit card | 1 |
| after waiting two and a half hours | 1 |
| but Chase has grossly mis-handled this complaint. At no point was I provided with the merchants written response to the dispute despite multiple requests via telephone. At no point was I permitted to speak with the Claims Examiner responsible for my dispute | 1 |
| XX/XX/XXXX - XXXX | 1 |
| scheduled payments reported due went to $ XXXX.Since I have previously made payments between {$50.00} and {$60.00} and prior to billing | 1 |
| Ive contacted Chase several times | 1 |
| [ 15 U.S.C 1681b ( a ) 3 ( f ) ( i ). | 1 |
| XXXX XXXX stated that the work needed to be completed on the same day. However | 1 |
| in XXXX | 1 |
| and she informed me I was correct and she would fix my acct and there wasnt anything further I have to do. Then I believe in XXXX I receive a call from Amsher Collections that my XXXX acct was now transferred to them and in collections. I was livid | 1 |
| XXXX XXXX 150 days in XXXX XXXX | 1 |
| XXXX XXXX 150 days in XXXX XXXX 90 days in XXXX XXXX 120 days late in XX/XX/XXXX | 1 |
| I asked in the XXXX XXXX XXXX if they'd be able to review my XXXX content assignment on the next call and XXXX said yes | 1 |
| I decided to enroll ( please see screenshot attached ). I paid the $ XXXX on XXXX | 1 |
| accesses my Discover Credit Card to repeatedly fraudulently charge me | 1 |
| Instead of providing the MOV | 1 |
| as Experian systematically ignored disputes and failed to correct errors | 1 |
| XXXX XXXX XXXX ( XXXX XXXX Account Status : Closed ( TransUnion XXXX | 1 |
| I can not help but raise the question : is this a case of XXXX XXXX XXXX XXXX? I am an American citizen but This would not be the first time Ive experienced such treatment within the Chase system. In XXXX | 1 |
| in person to the US Bank branch ( XXXX XXXX XXXX | 1 |
| to ask them about this behavior | 1 |
| still no funds | 1 |
| it too was a New Jersey number. I immediately contacted Goldman Sachs on XX/XX/XXXX and spoke to another fraud specialist. This one was very helpful and agreed that they had not only the incorrect telephone number | 1 |
| I found myself dealing with financial difficulties in managing all our financial responsibilities. This led to some missed credit card payments. Prior to the pandemic | 1 |
| I continued to receive multiple telephone calls from XXXX XXXX XXXX XXXX on XX/XX/XXXX | 1 |
| I had to start an entirely new dispute all over again. And per XXXX as of XX/XX/XXXX they had | 1 |
| when my payment was due I authorized a payment of {XXXX} knowing I didnt at that moment have the funds in my checking account to cover it. However | 1 |
| and on XX/XX/XXXX I received the response for a beginning certification date of XX/XX/XXXX through XX/XX/XXXX. I was deemed to have made seven ( 7 ) qualifying payments during that time. On XX/XX/XXXX | 1 |
| I received an email from Chase stating that I had received the benefit of the transaction | 1 |
| XXXX XXXXXXXX claims | 1 |
| XXXX XXXX cites the XX/XX/XXXX Amex chat without supplying transcripts | 1 |
| XXXXL XXXX ( XXXX ) XXXX Inquiry Type : Individual Requested On : XX/XX/XXXX XXXX BANK CARD XXXX XXXX XXXX XXXX | 1 |
| XXXX states this Account was opened on XX/XX/XXXX XXXX states this Account was Charged off on XX/XX/XXXX | 1 |
| Equifax Information Services | 1 |
| we have been calling since XX/XX/XXXX for a resolve status with absolutely no resolve. This cancellation/termination has occurred all after we entered into a legally issued and agreed upon modification with Flagstar | 1 |
| SST escalated collection activity. Between XX/XX/XXXX and XX/XX/XXXX | 1 |
| my account has been targeted by repeated fraudulent charges of {$24.00} from a merchant listed as XXXX XXXX XXXX While I have successfully declined each authorization attempt | 1 |
| which ran through year 's end | 1 |
| I followed up many times through email ( XX/XX/XXXX | 1 |
| XXXX XXXX was directly withdrawing {$200.00} from may bank account beginning in XX/XX/XXXX | 1 |
| Experian | 1 |
| {$290.00} XXXX | 1 |
| I began asking SELECT PORTFOLIO SERVICING | 1 |
| when Transunion fails to report the BALANCE '' for : XX/XX/XXXX | 1 |
| when Transunion fails to report the AMOUNT PAID '' for : XX/XX/XXXX | 1 |
| AR XXXX | 1 |
| my phone | 1 |
| XX/XX/XXXX Inquiry Type Individual Requested On XX/XX/XXXX Inquiry Type Individual Feedback ^ XXXX XXXX XXXX Location XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Phone ( XXXX ) XXXX Permissible Purpose XXXX XXXX Requested On XX/XX/XXXX Inquiry Type Individual XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Phone ( XXXX ) XXXX Permissible Purpose XXXXXXXX XXXX Requested On XX/XX/XXXX Inquiry Type Individual ^ XXXXXXXX XXXX XXXX XXXX XXXX Location Requested On XXXX XXXX XXXX XX/XX/XXXX | 1 |
| I received another phone call from my brokers assistant | 1 |
| how he tried to help even though it wasn't his dept. and she chuckled ... .SERIOUSLY? She then said she could see my file and that the payoff would be sent in 1-2 days as it needed another set of eyes | 1 |
| including on XX/XX/XXXX | 1 |
| XX/XX/XXXX Duplicate- XXXX-XX/XX/XXXX | 1 |
| we have received multiple late fees because of the error by XXXX. Despite months of back and forth with the XXXX customer service team ( calls to agents & supervisors made on XX/XX/XXXX | 1 |
| He told me to decrease to {$25000.00}. I accepted his counter proposal. During the time of conversation with XXXX | 1 |
| I spoke with the BOA representative identified as XXXX from Texas. As with all the other times I contacted BOA about these charges | 1 |
| here 's an Evidence List Regional Acceptance Corporation ( Account # XXXX ) Account Records Payment entries labeled Processed ( e.g. | 1 |
| WA | 1 |
| I also had frequent phone contact with my mortgage servicer | 1 |
| XXXX ( Original Creditor : XXXX XXXX XXXX XXXX ) Reason : Unverified account Account Name : XXXX XXXX XXXX ( Original Creditor : XXXX XXXX XXXX XXXX XXXX. ) Reason : Unverified account Account Name : XXXX XXXX XXXX XXXX Unverified account Account Name : XXXX XXXX Unverified account Account Name : XXXX XXXX XXXX Unverified account Account Name : XXXX XXXX XXXX Unverified account Account Name : XXXX XXXX XXXX Unverified account Account Name : XXXX XXXX XXXX Account Number : XXXX Reason : Incorrect late payment Instruction : The payment history is incorrect. Late payments from XX/XX/XXXX | 1 |
| I noticed credit inquiries that I did not authorize | 1 |
| IL XXXX Inquiry date : XX/XX/XXXX Made With : XXXX 2 ) Inquirer Name : XXXX XXXX XXXX | 1 |
| I have disputed inaccurate negative items and inquiries on my XXXX XXXX XXXX XXXX credit reports | 1 |
| nothing but frustration | 1 |
| not naming who the original debt belonged to | 1 |
| to the point where it is very stressful. I have called multiple times | 1 |
| asked for update XX/XX/XXXX | 1 |
| XX/XX/XXXX XXXX XXXX : XX/XX/XXXX XXXX : XX/XX/XXXX XXXX XXXX : XX/XX/XXXX | 1 |
| At this time | 1 |
| my debit card number was compromised. As I was about to enter a store | 1 |
| Payment history reported by Toyota to XXXX XXXX as of XX/XX/XXXX XXXX reported Charge Off as of XX/XX/XXXX to XXXX XXXX 60 days past due as of XX/XX/XXXX | 1 |
| inconsistently | 1 |
| discharge | 1 |
| XXXX XXXX XXXX XXXX 3 missed late payments open XXXX | 1 |
| but if XXXX XXXX XXXX is still under the impression that I have missed XXXX payments | 1 |
| I have not received the mentorship services that were promised. The payments made through Citibank were on XX/XX/XXXX | 1 |
| Marcus suggested verifying my identity through a physical mail sent to my address. I waited more than seven days but received no mail. I asked them to send the mail to my previous summer address as a test | 1 |
| I understand my rights under the Fair Credit Reporting Act ( FCRA ) | 1 |
| I have spent HOURS contacting State Farm on the phone. They never have answers and give a run around. I get transferred to different departments. On XX/XX/XXXX | 1 |
| XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX TRANSUNION XXXX XX/XX/XXXX TRANSUNION XXXX XX/XX/XXXX XXXX XX/XX/XXXX | 1 |
| starting on XX/XX/XXXX | 1 |
| I have continued to make payments | 1 |
| I contacted XXXX XXXX multiple times ( XX/XX/XXXX | 1 |
| your credit limit/high balance was {$300.00} XXXX XXXX Account Number XXXX Status Closed. {$440.00} written off Credit Limit {$300.00} Highest Balance {$440.00} Payment history guide Charge Off as of XXXX XXXX | 1 |
| signed it | 1 |
| IL XXXX Phone : ( XXXX ) XXXX Email : XXXX Account : XXXX Default Amount : {$1500.00} Cure default before : XX/XX/XXXX Our records show that Loan # : XXXX funded on XX/XX/XXXX in the original amount of {$3400.00} has a default balance of {$1500.00} due to nonpayment of obligations on XX/XX/XXXX | 1 |
Top States
| State | Complaints |
|---|---|
| XX/XX/XXXX | 625 |
| and XX/XX/XXXX. | 43 |
| XX/XX/XXXX and XX/XX/XXXX. | 18 |
| XXXX | 14 |
| XX/XX/XXXX and XX/XX/XXXX does not accurately reflect my payment history | 13 |
| XX/XX/XXXX and XX/XX/XXXX. does not accurately reflect my payment history | 11 |
| XXXX XXXX | 10 |
| and XX/XX/XXXX | 10 |
| XX/XX/XXXX. | 10 |
| and XX/XX/XXXX to be removed. | 9 |
| and XX/XX/XXXX. During these calls I provided the dates mentioned in the first paragraph | 7 |
| XX/XX/XXXX ). I'm now requesting you investigate these accounts and update these payments to paid on time immediately. Thank you for your understanding and prompt action I kindly request that you provide a description of the procedure used to investigate and verify this account. | 7 |
| {$0.00} XXXX | 5 |
| XX/XX/XXXX.,,EQUIFAX | 4 |
| XX/XX/XXXX to XX/XX/XXXX ( XXXX ) I firmly believe this late payment is incorrect. Additionally | 4 |
| XX/XX/XXXX ) | 4 |
| XX/XX/XXXX Amounts : {$2600.00} | 3 |
| and XX/XX/XXXX. These accounts reflect inconsistent data and potentially duplicate entries | 3 |
| and XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| XX/XX/XXXX XX/XX/XXXX | 3 |
Top Issues
| Issue | Complaints |
|---|---|
| XX/XX/XXXX | 746 |
| XXXX | 67 |
| XXXX XXXX | 17 |
| is inaccurately reporting late payments for XX/XX/XXXX | 10 |
| {$0.00} XXXX | 6 |
| and Equifax. Specifically : Update the payment status to Paid As Agreed | 6 |
| XX/XX/XXXX XX/XX/XXXX | 4 |
| {$0.00} XXXX XXXX | 4 |
| XXXX XXXX XXXX | 3 |
| {$0.00} XXXX XXXX XXXX XXXX | 3 |
| opened on XX/XX/XXXX | 3 |
| impacting my credit and affecting my chance to get a car loan. I have a XXXX child who needs constant care | 3 |
| XX/XX/XXXX XXXX XXXX XX/XX/XXXX | 3 |
| Balance : {$0.00} XXXX | 3 |
| XX/XX/XXXX Amounts : {$400.00} | 3 |
| XX/XX/XXXX XXXX XXXX ( Account # : XXXX ) Late payments reported in XX/XX/XXXX | 3 |
| XX/XX/XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Date Opened : {$0.00} Date XXXX Date of Last Activity : XX/XX/XXXX late 30 days XXXX XXXX not reported in XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Balance XXXX XXXX {$4000.00} Date Opened : XX/XX/XXXX Date of Last XXXX late 30 days XX/XX/XXXX | 3 |
| XX/XX/XXXX XXXX XXXX XXXX XXXXXXXX | Account # XXXX | {$7900.00} | [ XX/XX/XXXX | 3 |
| XXXX. XXXX | 3 |
| I contacted XXXX XXXX to let them know was there anything I could do because due to XXXX my job hours were affected and the rep I talked to said they couldn't do anything but on their website | 3 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About XX/XX/XXXX
XX/XX/XXXX has accumulated 1,360 consumer complaints in the CFPB public database, with filings active across 508 U.S. states. Of those submissions, 411 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( 4., and the most recent logged activity is ref : XXXX, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XX/XX/XXXX reports a 0% timely-response rate and has closed 1.3% of cases with a written explanation to the consumer. 1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XX/XX/XXXX", and the single most common underlying issue is "XX/XX/XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XX/XX/XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does XX/XX/XXXX have?
XX/XX/XXXX has received 1,360 consumer complaints filed with the Consumer Financial Protection Bureau.
Does XX/XX/XXXX respond to complaints on time?
XX/XX/XXXX has a 0% timely response rate to CFPB complaints.
What is the most common complaint about XX/XX/XXXX?
The most common issue reported against XX/XX/XXXX is "XX/XX/XXXX" in the "XX/XX/XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.
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