inaccurate

323 consumer complaints filed with the CFPB

This page summarizes consumer complaints about inaccurate products filed with the CFPB. 323 complaints have been filed across 155 companies. The most commonly reported issue is "collections".

323
Total Complaints
155
Companies
collections
Top Issue

Companies with Most inaccurate Complaints

# Company Complaints
1 made 29
2 and hard inquiries appearing on my consumer credit report maintained by you were not opened 17
3 collections 15
4 and their continued presence on my report is unacceptable 9
5 or initiated by me. All of the aforementioned accounts 8
6 character 5
7 these accounts and the related information must be removed from my credit report. Additionally 5
8 complete 5
9 hold the furnishers and credit bureaus accountable 4
10 i don't want to waste your time nor mine going back and forth 4
11 which is a matter of grave concern. Therefore 4
12 any continued reporting is reckless 3
13 which were not opened 3
14 and Transunion for their blatant and willful violations of federal law. The following actions must be taken without delay : Immediate deletion of the inaccurate 3
15 these fraudulent accounts include : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX Account Number : ( private ) XXXX XXXX XXXX XXXX Opened XX/XX/XXXX Account Number : ( private ) XXXX XXXX XXXX XXXX Opened XX/XX/XXXX Account Number : ( private ) XXXX XXXX Opened XX/XX/XXXX Account Number : ( private ) XXXX XXXX Personal Loans Opened XX/XX/XXXX and XX/XX/XXXX Account Numbers : ( private ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX Multiple accounts opened between XXXX and XXXX Account Numbers : ( private ) These fraudulent accounts have resulted in multiple fraudulent hard inquiries and negative collections reporting appearing on my consumer FICO credit report. I've attached a copy of my current TransUnion credit report showing these unauthorized accounts and inquiries. 3
16 which are critical reporting standards and consumer laws. 3
17 I demand its permanent deletion from my credit file. This is not a request for correctionit must be fully and permanently deleted immediately. 3
18 GRAIN XXXX XXXX ACCT XXXX XXXX OPENED XX/XX/XXXX 3
19 {$2000.00} XXXX XXXX Bank 3
20 well beyond the 30-day limit. They merely stated the item was verified without providing the Method of Verification ( M.O.V. ) as explicitly requested. 3
21 the Truth in Lending Act ( TILA ) 3
22 XXXX/dept of ed opened on XX/XX/XXXX 3
23 and lawful documentation within the legal timeframe 3
24 and pursue legal remedies under FCRA 616 and 617. 3
25 and attorneys fees. 3
26 XXXX 3
27 and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # ( private case number ) as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts 3
28 or INVALIDATED. I recently applied for extended credit and was denied 3
29 and none were opened 3
30 Date Opened : XX/XX/XXXX These accounts have resulted in several fraudulent collections appearing on my consumer FICO credit report. I do not recognize the aforementioned accounts or the collections reported. The aforementioned accounts and collections appearing on my consumer credit report maintained by you were not opened 3
31 balance {$0.00} 3
32 as well as potential injunctions or orders for restitution to prevent further unlawful practices. In addition 3
33 and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint as proof from the US Federal Trade Commission that all of the aforementioned consumer credit accounts 3
34 as well as a copy of the consumer XXXX credit report maintained 3
35 unreasonable delays 3
36 statutory 3
37 inaccurate or not correct on them. 3
38 which violates federal law. I request an immediate reinvestigation 2
39 and hard inquiries are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint # XXXX ) as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit accounts 2
40 you have exceeded this legal timeframe by more than 270 days. PLEASE FIND SPECIFIC REPORTING INFORMATION PER CREDIT BUREAU BELOW AND ON THE ATTACHED CREDIT REPORT PAGE 27 : PLEASE NOTE THAT XXXX HAS NOT UPDATED THE ACCOUNT SINCE XX/XX/XXXX AS THEY CONTINUE TO SHOW A PATTERN OF NOT COMPLYING AND UPDATING ON TIME 2
41 and unlawful under federal regulations. 2
42 state regulators 2
43 balance of ( private ) 2
44 and negative remarks I did not cause. I also discovered several hard inquiries I never authorized and addresses that are not mine. 2
45 civil litigation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 2
46 which shows the mentioned fraudulent items. 2
47 all of which are currently appearing on my consumer FICO credit report and causing ongoing financial harm. Every one of these accounts 2
48 XXXX funding ac # XXXX date opened XX/XX/XXXX 2
49 an account opened at XXXX on XX/XX/XXXX 2
50 XXXX on XXXX 2

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for inaccurate

323 consumer complaints have been filed with the CFPB under the "inaccurate" product category, naming 155 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within inaccurate, the single most common underlying consumer complaint is "collections". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around inaccurate, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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