Total complaints
30
Filed since ( 2
2026 data Public-data reference. official source
or initiated by me. All of the aforementioned accounts
30 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
30 consumer complaints filed with the CFPB
This profile shows or initiated by me. All of the aforementioned accounts's complaint history from CFPB public records. 30 consumers have filed complaints since ( 2 . The company has a 0% timely response rate and has provided relief in 0% of cases.
30
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
7
States Active
( 2
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
or initiated by me. All of the aforementioned accounts complaint mix by product
- inaccurate 8 32.0% – 0% relief
- which shows 7 28.0% – 0% relief
- they must 3 12.0% – 0% relief
- XXXX XXXX 3 12.0% – 0% relief
- public records 2 8.0% – 0% relief
- Equifax Reporting 1 4.0% – 0% relief
- Transunion Reporting 1 4.0% – 0% relief
How or initiated by me. All of the aforementioned accounts's 30 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| inaccurate | 8 |
| which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts | 7 |
| they must be deleted immediately : Collections : XXXX Account # XXXX Account Type Collection Agency/Attorney Placed in Collections XX/XX/XXXX Amount Owed {$330.00} Collections : XXXX XXXX XXXX Account XXXX XXXX Account Type Collection Agency/Attorney Placed in Collections XXXX XXXX | 3 |
| XXXX XXXX XXXX Account # : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Account # XXXXXXXX XXXX XXXX XXXX XXXX XXXX. These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts | 3 |
| public records | 2 |
| Equifax Reporting Agency | 1 |
| Transunion Reporting Agency | 1 |
| collections | 1 |
| late payments and accounts appearing on my consumer FICO credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts | 1 |
| Experian Reporting Agency | 1 |
| and an account opened on XX/XX/XXXX under the account number ( private ) These accounts have resulted in fraudulent collections appearing on my consumer FICO credit report. I've attached a list of the accounts in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts | 1 |
| XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX ACCOUNT XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX ACCOUNT # XXXX OPENED XX/XX/XXXX XXXX XXXX XXXX ACCOUNT # XXXX OPENED XX/XX/XXXX XXXX XXXX XXXX ACCOUNT # XXXX OPENED XX/XX/XXXX XXXXXXXX XXXX XXXX XXXX ACCOUNT # XXXX OPENED XX/XX/XXXX HARD INQUIRIES : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX / XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX via XXXX XXXX IN XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX via XXXX XXXX XXXX XXXX XXXX via XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CONSUMERINFO.COM XXXX via XXXX XXXX XXXX XXXX XXXX XXXX XXXX CAPITAL XXXX CAPITAL XXXX XXXX XXXX via XXXX - LENDING TREE QUINSTREET XXXX XXXX UPGRADE XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX BANK XXXX XXXX BANK XXXX INTERACTIVE OPORTUN INCPROGRESO FIN RELIANT ENERGY XXXX XXXX RADIUS GLOBAL SOLUTIONS XXXX XXXX XXXX XXXX : XXXX XXXX XXXX OPENED XX/XX/XXXX XXXX XXXX XXXX ACCOUNT XXXX XXXX OPENED XX/XX/XXXX XXXX XXXX have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer credit reports. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts | 1 |
Top States
| State | Complaints |
|---|---|
| collections | 23 |
| collections and address are the result of identity theft and fraud. I have attached a copy of the FTC Identity Theft Criminal Complaint XXXX XXXXXXXX as proof from the U.S. Federal Trade Commission that all of the aforementioned consumer credit accounts | 2 |
| collections are the result of identity theft and fraud. I have attached a copy of the FTC Identity Theft Criminal Complaint as proof from the US Federal Trade Commission that all of the aforementioned consumer credit account collections are the result of identity theft and fraud.,,EQUIFAX | 1 |
| collections and address are the result of identity theft and fraud. I have attached a copy of the FTC Identity Theft Criminal Complaint # XXXX as proof from the U.S. Federal Trade Commission that all of the aforementioned consumer credit accounts | 1 |
| collections are the result of identity theft and fraud. I have attached a copy of the FTC Identity Theft Criminal Complaint as proof from the US Federal Trade Commission that all of the aforementioned consumer credit account collections are the result of identity theft and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,60617,,Consent provided,Web,2025-08-24,Closed with explanation,Yes,N/A,15508263 | 1 |
| hard | 1 |
| collections are the result of identity theft and fraud. I have attached a copy of FTC Identity Theft Criminal Complaint as proof from the XXXX Federal Trade Commission that all of the aforementioned consumer credit account collection are the result of identity theft and fraud.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,60617,,Consent provided,Web,2025-08-27,Closed with explanation,Yes,N/A,15517797 | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| or hard inquiries as reported. The aforementioned accounts | 15 |
| XXXX Amount Owed {$3300.00} Collections : XXXX XXXX Account # XXXX Account Type Collection Agency/Attorney Placed in Collections XX/XX/XXXX Amount Owed {$420.00} Closed account XXXX XXXX XXXX BANK Date Opened XX/XX/XXXX Account XXXX XXXX Account Status Closed Charge Off Payment Status Past Due - {$1200.00} XXXX inquiries XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX CAPITAL XXXX AUTO FIN Experian XX/XX/XXXX CONSUMER PORTFOLIO SVC Experian XX/XX/XXXX XXXX XXXX XXXX Experian XX/XX/XXXX NCCINC/ENTERPRISE CAR Experian XX/XX/XXXX NOWCOM/WESTLAKE FINANC Experian XX/XX/XXXX XXXX XXXX XXXX Experian XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX Installment Accounts- Experian Only MODERN FINANCE XXXX Collection/Chargeoff XXXX on XX/XX/XXXX XXXX XXXX XXXX XXXX Closed Closed on XX/XX/XXXX MODERN FINANCE XXXX Closed Closed on XX/XX/XXXX These accounts have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer XXXX credit report. I've attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the aforementioned fraudulent items. I do not recognize the aforementioned accounts | 3 |
| inaccurate | 3 |
| XXXX XXXX | 3 |
| collections | 3 |
| collections reported. The aforementioned accounts | 2 |
| addresses and names which I have never used. The aforementioned accounts | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About or initiated by me. All of the aforementioned accounts
or initiated by me. All of the aforementioned accounts has accumulated 30 consumer complaints in the CFPB public database, with filings active across 7 U.S. states. Of those submissions, 30 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to ( 2 , and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, or initiated by me. All of the aforementioned accounts reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "inaccurate", and the single most common underlying issue is "or hard inquiries as reported. The aforementioned accounts".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating or initiated by me. All of the aforementioned accounts: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does or initiated by me. All of the aforementioned accounts have?
or initiated by me. All of the aforementioned accounts has received 30 consumer complaints filed with the Consumer Financial Protection Bureau.
Does or initiated by me. All of the aforementioned accounts respond to complaints on time?
or initiated by me. All of the aforementioned accounts has a 0% timely response rate to CFPB complaints.
What is the most common complaint about or initiated by me. All of the aforementioned accounts?
The most common issue reported against or initiated by me. All of the aforementioned accounts is "or hard inquiries as reported. The aforementioned accounts" in the "inaccurate" product category.
Read our methodology — how this data is sourced, computed, and verified.
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