FDCPA

96 consumer complaints filed with the CFPB

This page summarizes consumer complaints about FDCPA products filed with the CFPB. 96 complaints have been filed across 40 companies. The most commonly reported issue is "my consumer report should not contain Information solely as to transactions or experiences between the consumer ( me ) and the person ( you ) making the report. Payment history and the late payments associated with payment history negatively impacts my consumer report and are considered as part of my transactions and experiences between your company and me. Furthermore".

96
Total Complaints
40
Companies
my consumer report should not contain Information solely as to transactions or experiences between the consumer ( me ) and the person ( you ) making the report. Payment history and the late payments associated with payment history negatively impacts my consumer report and are considered as part of my transactions and experiences between your company and me. Furthermore
Top Issue

Companies with Most FDCPA Complaints

# Company Complaints
1 date opened etc are reporting dates and amounts incorrectly between the bureaus. Consumer reporting agencies shall not furnish incorrect information unverified from creditor these accounts must be deleted this is defamation to my character I have attached a copy of the report and highlighted the many inaccuracies on the accounts listed above. Please Assist thank you. 18
2 date opened etc are reporting dates and amounts incorrectly between the bureaus. Consumer reporting agencies shall not furnish incorrect information unverified from creditor these accounts must be deleted this is defamation to my character I have attached a copy of the report and highlighted the many inaccuracies on the accounts listed above. 18
3 1681o 5
4 15 U.S.C. 1692 et seq. ( via 15 U.S.C. 1692k ( d ) ). The Court also has jurisdiction under 15 U.S.C. 1681p 4
5 date opened etc are reporting dates and amounts incorrectly between the bureaus. Consumer reporting agencies shall not furnish incorrect information unverified from creditor these accounts must be deleted this is defamation to my character I have attached a copy of the report and highlighted the many inaccuracies on the accounts listed above.15 U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : it also states a consumer reporting agency can not furnish a account without my written instructions. 15 U.S. Code 1681a- Definitions ; rules of construction- Exclusions.-Except as provided in paragraph the term consumer report '' does not include any report containing information solely as to transactions or experiences between the consumer and the person making the report ; 15 U.S.C 1666B : A creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for purpose. Payment history and the late payments associated with payment history negatively impacts my consumer report and are considered as part of my transactions and experiences between your company and me. Furthermore 3
6 emotional XXXX 3
7 and damaging to my creditworthiness. 3
8 accurate 3
9 and damaging to my credit. 3
10 which require consistent and accurate DOFD reporting ( Metro 2 Format 2
11 which criminalizes conspiring to defraud any person of property 2
12 and constitutes both a factual and legal inaccuracy. Despite multiple attempts to rectify this erroneous information over the past years 2
13 and balance. 2
14 investigating 2
15 South Dakota Codified and Administrative Laws 1
16 itemized ledger 1
17 rescinded 1
18 and appropriate state regulatory authorities. 1
19 Account Number XXXX XXXX XXXX XXXX 1
20 and improperly extending the statute of limitations on this debt. 1
21 Experian 1
22 '' including court costs 1
23 and its refusal to investigate or correct this data 1
24 which require consistent and accurate DOFD reporting ( XXXX XXXX Format 1
25 and 1692k. 1
26 because o ARNOLD SCOTT HARRIS 1
27 full compensation for damages 1
28 I am writing to dispute inaccurate and derogatory information currently listed on my credit report. 1
29 and court costs. 1
30 or bureau that continues to report unverifiable data,,EQUIFAX 1
31 Fair Debt Collection Practices Act ( FDCPA ) 1
32 INC.,NC,28110,,Consent provided,Web,2025-08-01,Closed with explanation,Yes,N/A,15036401 1
33 or bureau that continues to report unverifiable data,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IN,463XX,,Consent provided,Web,2025-05-21,Closed with explanation,Yes,N/A,13650576 1
34 and XXXX constitutes a violation of federal law 1
35 and account status. 1
36 a negotiable note can be enforced within XXXX ( XXXX ) years of the breach. SPS obviously failed to enforce the note within the allowed XXXX ( XXXX ) year timeframe. Therefore 1
37 or bureau that continues to report unverifiable data,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
38 and 31 U.S.C. 5118 violations - I am prepared to pursue all available legal remedies if these accounts are not permanently deleted - As these agencies lack proper licensing in California 1
39 emotional distress 1
40 any fraudulent misreporting 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for FDCPA

96 consumer complaints have been filed with the CFPB under the "FDCPA" product category, naming 40 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within FDCPA, the single most common underlying consumer complaint is "my consumer report should not contain Information solely as to transactions or experiences between the consumer ( me ) and the person ( you ) making the report. Payment history and the late payments associated with payment history negatively impacts my consumer report and are considered as part of my transactions and experiences between your company and me. Furthermore". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around FDCPA, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Read our methodology — how this data is sourced, computed, and verified.

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