2026 data Public-data reference. official source

Fair Debt Collection Practices Act ( FDCPA )

6 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

6 consumer complaints filed with the CFPB

This profile shows Fair Debt Collection Practices Act ( FDCPA )'s complaint history from CFPB public records. 6 consumers have filed complaints since It h. The company has a 0% timely response rate and has provided relief in 0% of cases.

6
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
5
States Active
It h
Since

Total complaints

6

Filed since It h

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

Fair Debt Collection Practices Act ( FDCPA ) complaint mix by product

Total complaints: 6

Fair Debt Collection Practices Act ( FDCPA ) complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 6 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). TX XXXX: 2 complaints (33.3%), resolution 0.0% TX XXXX 33.3% detailing how: 1 complaints (16.7%), resolution 0.0% detailing how 16.7% online payments: 1 complaints (16.7%), resolution 0.0% online payments 16.7% misleading: 1 complaints (16.7%), resolution 0.0% misleading 16.7% FDCPA: 1 complaints (16.7%), resolution 0.0% FDCPA 16.7%
  • TX XXXX 2 33.3% 0% relief
  • detailing how 1 16.7% 0% relief
  • online payments 1 16.7% 0% relief
  • misleading 1 16.7% 0% relief
  • FDCPA 1 16.7% 0% relief

How Fair Debt Collection Practices Act ( FDCPA )'s 6 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
TX XXXX TransUnion XXXX XXXX. XXXX XXXX XXXX 2
detailing how the inaccuracies on your credit report have affected your ability to secure housing 1
online payments 1
misleading 1
FDCPA 1

Top States

State Complaints
and Metro 2 reporting standards. 2
and Truth in Lending Act ( TILA ). Specifically 1
and Fair Credit Reporting Act ( FCRA ). 1
and other applicable federal statutes 1
Fair Credit Reporting Act ( FCRA ) 1

Top Issues

Issue Complaints
This letter serves as final notice regarding my numerous disputes sent to your agencies concerning inaccurate 2
or pursue other life goals. Emphasize any emotional stress 1
especially for XXXX service members with late payments 1
and I have already taken steps to resolve past matters in full. Therefore 1
including improper issuance of multiple car titles 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About Fair Debt Collection Practices Act ( FDCPA )

Fair Debt Collection Practices Act ( FDCPA ) has accumulated 6 consumer complaints in the CFPB public database, with filings active across 5 U.S. states. Of those submissions, 6 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to It h, and the most recent logged activity is XXXX XXXX , giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, Fair Debt Collection Practices Act ( FDCPA ) reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "TX XXXX TransUnion XXXX XXXX. XXXX XXXX XXXX", and the single most common underlying issue is "This letter serves as final notice regarding my numerous disputes sent to your agencies concerning inaccurate".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating Fair Debt Collection Practices Act ( FDCPA ): cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does Fair Debt Collection Practices Act ( FDCPA ) have?

Fair Debt Collection Practices Act ( FDCPA ) has received 6 consumer complaints filed with the Consumer Financial Protection Bureau.

Does Fair Debt Collection Practices Act ( FDCPA ) respond to complaints on time?

Fair Debt Collection Practices Act ( FDCPA ) has a 0% timely response rate to CFPB complaints.

What is the most common complaint about Fair Debt Collection Practices Act ( FDCPA )?

The most common issue reported against Fair Debt Collection Practices Act ( FDCPA ) is "This letter serves as final notice regarding my numerous disputes sent to your agencies concerning inaccurate" in the "TX XXXX TransUnion XXXX XXXX. XXXX XXXX XXXX" product category.

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