Total complaints
18
Filed since 4 )
2026 data Public-data reference. official source
1681o
18 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
18 consumer complaints filed with the CFPB
This profile shows 1681o's complaint history from CFPB public records. 18 consumers have filed complaints since 4 ) . The company has a 0% timely response rate and has provided relief in 0% of cases.
18
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
6
States Active
4 )
Since
Timely response
0%
CFPB-tracked response window
Relief rate
0%
Closed with monetary or non-monetary relief
Timely response rate 0.0%
Federal benchmark
CFPB benchmark: response within 15 calendar days of filing.
Relief rate 0.0%
Industry median
Share closed with monetary or non-monetary relief.
1681o complaint mix by product
- FDCPA 5 27.8% – 0% relief
- The Federal 3 16.7% – 0% relief
- and despite 3 16.7% – 0% relief
- including your 3 16.7% – 0% relief
- I will 2 11.1% – 0% relief
- higher interest 1 5.6% – 0% relief
- I am 1 5.6% – 0% relief
How 1681o's 18 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
Complaints by Product
| Product | Complaints |
|---|---|
| FDCPA | 5 |
| The Federal Trade Commission ( FTC ) | 3 |
| and despite that | 3 |
| including your list and standardized cites : Your requested codes ( as provided ) : 15 USC 1681ag | 3 |
| I will pursue all available legal remedies | 2 |
| higher interest rates | 1 |
| I am prepared to pursue legal action under the FCRA | 1 |
Top States
| State | Complaints |
|---|---|
| and 1692k. | 5 |
| and the GLBA. | 3 |
| and 1681n. | 3 |
| 1692k | 3 |
| 1681ia6b3 | 3 |
| and other consumer protection laws. I am exercising my statutory rights to ensure the integrity and accuracy of my credit report and expect resolution within the legally mandated XXXX period. | 1 |
Top Issues
| Issue | Complaints |
|---|---|
| and A formal civil action seeking statutory damages | 3 |
| account balances | 3 |
| and privacy laws | 3 |
| 1681ia6b | 3 |
| seeking statutory damages | 2 |
| and potential exposure to identity theft. I formally request that the Consumer Financial Protection Bureau compel the credit reporting agencies and furnishers to : XXXX. Conduct a thorough investigation under XXXX5 U.S.C. 1681i ( a ) XXXX. Delete unverifiable accounts | 1 |
| and relevant state laws. Penalties may include actual damages | 1 |
| statutory damages | 1 |
| actual damages | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
What the CFPB Record Shows About 1681o
1681o has accumulated 18 consumer complaints in the CFPB public database, with filings active across 6 U.S. states. Of those submissions, 13 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to 4 ) , and the most recent logged activity is These inac, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, 1681o reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "FDCPA", and the single most common underlying issue is "and A formal civil action seeking statutory damages".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating 1681o: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
Frequently Asked Questions
How many CFPB complaints does 1681o have?
1681o has received 18 consumer complaints filed with the Consumer Financial Protection Bureau.
Does 1681o respond to complaints on time?
1681o has a 0% timely response rate to CFPB complaints.
What is the most common complaint about 1681o?
The most common issue reported against 1681o is "and A formal civil action seeking statutory damages" in the "FDCPA" product category.
Read our methodology — how this data is sourced, computed, and verified.
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