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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
XXXX shows {$2800.00} 2
XXXX Signed and dated 1
XXXX signed credit card agreement or XXXX personal guarantor agreement be used to verify my association and ownership of the account. I was advised that these documents were not available to validate the account or my ownership of the account. I contacted XXXX again by email asking for help to resolve the situation. XXXX referred me to XXXX XXXX 1
XXXX simply said we would see their decision in what happens next '' .. 1
XXXX Since I never gave consent for this information to be reported 3
XXXX since the account was opened 1
XXXX since XX/XX/XXXX. XXXX and XXXX have made several different payment arrangements with me as I attempt to manage my XXXX Bank private student loan and government student loans. I currently make monthly payments directly to XXXX and XXXX ( through automatic withdrawal from my checking account ). XXXX and XXXX have stated they will review my income annually and adjust my payment plan accordingly. 1
XXXX since XXXX 1
XXXX Sincerely 2
XXXX so we could pay our taxes. 1
XXXX so we could schedule a time for me to be educated on this specifically. It's important for me as the defendant to consult with my attorney experienced in debt collection and consumer protection laws to help me understand my rights and options in responding to this lawsuit with improper service ). 3
XXXX So. 2d 514 1
XXXX So. XXXX 1
XXXX sold our loan to Nationstar days before an offer was due to us 1
XXXX something. I tried to look up my email at the time and stated that I do not know. I asked if I could put her on another hold to find out this information. She demanded that I give her a number right then and there. I said ok XXXX. She sucked her teeth and stated that based on the previous information my XXXX XXXX could not be that high. She stated that I was giving her false information. I let her know that I was not giving her false information. Her tone was extremely accusatory. I let her know that again 1
XXXX spoke to XXXX my loan no updates or actions were taken to get this loan back on track. So I was transferred to XXXX XXXX customer service department. I am not sure what is going on with you guys on your end. Not only you are taking your sweet time getting this resolve you are charging me a tremendous amount. I would like the late fee waived off my account. Looking at my credit SPS still have not updated my credit report. It seems that your company it setting up for failure. Please contact me once the outcome has been taking care of.This is the letter that I sent to your company and so I decided to file for another modification I have a steady job so does my wife and I was denied for the modification. I want to keep my home and make it affordable.,Company believes it acted appropriately as authorized by contract or law,SELECT PORTFOLIO SERVICING 1
XXXX SS XXXX DOB XX/XX/XXXX XXXX XXXX XXXX XXXX 2
XXXX stamped received by XXXX. XXXX. 1
XXXX Starpoints is a pretty big deal. 1
XXXX started to mislead and defraud me from day XXXX about their role as a Lender '' whom I will owe a substantial amount of money for 30 years period 1
XXXX Stat. 1 1
XXXX stated 1
XXXX stated he will place me on hold and try to get a hold of their Office of Consumer Affairs. Once back on the line 1
XXXX stated specifically that USBank had 1
XXXX stated that 1
XXXX stated that all XXXX loans for one borrower must be paid off. The max towards this is $ XXXX ( see Incorrect Numbers.pdf 1
XXXX stated that she was the only one I could speak with 1
XXXX stated that the VA would approve the loan because Im in XXXX half the month and if I make it my primary residence it meets the VA Intermittent Occupancy requirement. My second call was to XXXX Call Center again 1
XXXX stated that they had been verified and that they needed to account for the number of payments. She asked me to hold. After several minutes 1
XXXX stated that they had reviewed the information on their end and determined the debt to be accurate and due. This stance directly contradicts their earlier communication which confirmed the account had been cancelled and returned to the creditor. Notably 1
XXXX stated that this is company policy. I then inquired into when/how/where consumers are informed of these guidelines during the online dispute process 1
XXXX stated that this was a quick fix 1
XXXX stated that we could move forward into the Underwriting phase which would take another 2 weeks until closing. 1
XXXX stated to XXXX not to throw anyone under the bus 1
XXXX statement as is now showing on the CCMs website as unapplied funds ( see attached screenshot ). Again 1
XXXX statement escrow XXXX 1
XXXX statement PE XXXX XX/XX/XXXX ). 1
XXXX states If you paid any upfront FHA insurance premiums at the closing of your home loan 1
XXXX states they dd one and the report is accurate 1
XXXX stating I would be asked to send all my Modification documents to them and start all over. He said Shellpoint employee XXXX was my point of contact and she would call me.XX/XX/2016 and XX/XX/2016 Follow up calls leaving V/M 's for XXXX no return call. XX/XX/2016 Follow up call to SP employee 1
XXXX stating loan servicing is being transferred to XXXX XXXX effective XXXX XXXX 2023. 1
XXXX stating loan servicing is being transferred to XXXX XXXX effective XXXX XXXX 2023.,,Scratch Services 1
XXXX stating that Any monies paid towards the {$10000.00} XXXX XXXX will result in a XXXX interest statement. '' Now this letter came directly from XXXX 1
XXXX stating that our payment has not been received. And that a late charge of {$69.00} has been assessed to our account. 1
XXXX stating that the information they reported to the credit agencies accurately reflects my account. Most importantly 1
XXXX Status : Placed for Collection Hard Inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX {$2800.00} XXXX XX/XX/XXXX {$520.00} - XX/XX/XXXX {$1400.00} - XX/XX/XXXX {$2400.00} - XX/XX/XXXX {$2800.00} - XX/XX/XXXX {$1500.00} - XX/XX/XXXX {$2800.00} - XX/XX/XXXX {$11000.00} - XX/XX/XXXX {$10000.00} - XX/XX/XXXX {$10000.00} - XX/XX/XXXX {$7400.00} - XX/XX/XXXX {$20000.00} - XX/XX/XXXX $ Furthermore 1
XXXX Status : Placed for Collection Hard Inquiries : XXXX. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$2800.00} XXXX XX/XX/XXXX {$520.00} - XX/XX/XXXX {$1400.00} - XX/XX/XXXX {$2400.00} - XX/XX/XXXX {$2800.00} - XX/XX/XXXX {$1500.00} - XX/XX/XXXX {$2800.00} - XX/XX/XXXX {$11000.00} - XX/XX/XXXX {$10000.00} - XX/XX/XXXX {$10000.00} - XX/XX/XXXX {$7400.00} - XX/XX/XXXX {$20000.00} - XX/XX/XXXX $ Furthermore 1
XXXX status updated date was ( XX/XX/XXXX ) 1
XXXX Status- Status updatedFeb XXXX Balance {$0.00} XXXX XXXX XXXX 2
XXXX sternly intentionally refused 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.