| and a utility bill as proof of address. I immediately raised alarms about the severe identity theft risks this posed | 2 | 0.0% | I was transferred to a security department representative |
| and a verbal discussion was held with the installer | 1 | 0.0% | ironically |
| and a very difficult human being to work with. When we spoke with her she threatened us by saying I show no payment history on this loan and we should have foreclosed on this long ago | 1 | 0.0% | we are attempting to refinance the house again so we have a mortgage payment we are comfortable with even with the medical debt XXXX is incurring. Again |
| and a very helpful CSR submitted a research form to the promotions team again and told me the promotions team would reach out. | 1 | 0.0% | my new business checking account was not linked to my online banking credentials |
| and a veteran of the US XXXX. I really feel that this company is out to get me and when I start losing 15 % of my pay | 1 | 0.0% | yet again |
| and a veteran of the XXXX XXXX. I really feel that this company is out to get me and when I start losing 15 % of my pay | 1 | 0.0% | yet again |
| and A violation of FCRA 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( B ) which prohibits the reporting of inaccurate or outdated information. | 3 | 0.0% | once a debt has been sold to another entity |
| and a violation of FCRA 1681s-2 ( b ) | 3 | 0.0% | a charged-off account can not legally continue to report a balance because |
| and a violation of FCRA 607 ( b ) | 1 | 0.0% | creating confusion and suggesting identity discrepancies : XXXX XXXX XXXX |
| and a violation of federal law. I demand confirmation of correction or deletion. Reporting unverifiable addresses exposes me to identity theft | 1 | 0.0% | NJ XXXX This address is incorrectly reported and has never been associated with me. FCRA Sections 607 ( b ) and 611 ( a ) mandate that all information be accurate and verifiable. Reporting false addresses misrepresents my credit file and can negatively impact my creditworthiness |
| and a violation of law. This calculated omission constitutes a profound breach of the duty of candor owed to the tribunal ( Rule XXXX | 1 | 0.0% | just XXXX weeks after the dismissal resulting from its own neglect |
| and a violation of my consumer rights under the Fair Credit Reporting Act ( FCRA ).,,EQUIFAX | 1 | 0.0% | I am disputing several unauthorized and inaccurate hard inquiries listed in my credit report. These inquiries were not initiated or authorized by me |
| and a violation of my consumer rights under the Fair Credit Reporting Act ( FCRA ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,11226,,Consent provided,Web,2025-04-13,Closed with explanation,Yes,N/A,12960100 | 1 | 0.0% | I am disputing several unauthorized and inaccurate hard inquiries listed in my credit report. These inquiries were not initiated or authorized by me |
| and a violation of my consumer rights under the Fair Credit Reporting Act ( FCRA ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I am disputing several unauthorized and inaccurate hard inquiries listed in my credit report. These inquiries were not initiated or authorized by me |
| and a violation of my federally protected consumer rights. I expect prompt resolution in accordance with federal law.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NV,89148,,Consent provided,Web,2025-11-20,Closed with explanation,Yes,N/A,17392394 | 1 | 0.0% | unverifiable |
| and a violation of my federally protected rights. | 3 | 0.0% | inaccurate name variations |
| and a violation of my rights under the Fair Credit Reporting Act. Their willingness to accept payments while refusing to legitimize my identity is not just unethicalit is evidence of systemic negligence and exploitation. | 1 | 0.0% | XXXX refused to update the account to reflect my legal name. They accepted my moneywithout hesitationbut rejected my requests to correct the name on the account. As a result |
| and a violation of my SCRA rights that require the entire amount owed on my card at the time of XXXX XXXX to go to 6 % | 2 | 0.0% | they finally converted '' my card amounts under SCRA ; however |
| and a violation of the FCRA. Then Im going to start teaching people how to go after you guys the same exact way! | 1 | 0.0% | Im prepared to file a lawsuit unless my demands are met. I will also take my personal CUSIP and send that information over to the SEC as evidence about how youre selling information on the secondary market. Then Ill file a 211 |
| and a violation to my right to privacy as a consumer from the dealership and financial institutions involved pursuant to The Fair Credit Reporting Act.,,Exeter Finance | 1 | 0.0% | there was no disclosure that these financial institutions would be receiving my credit report. Therefore XXXX XXXX |
| and a violation to my right to privacy as a consumer from the dealership and financial institutions involved pursuant to The Fair Credit Reporting Act.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,CA,91915,Servicemember,Consent provided,Web,2022-05-03,Closed with explanation,Yes,N/A,5535482 | 1 | 0.0% | there was no disclosure that these financial institutions would be receiving my credit report. Therefore Wells Fargo |
| and a voice mail instead of an actual answering machine with a professional message? | 1 | 0.0% | with an F rating with the XXXX |
| and a willful refusal to comply with federal law. Under Section 623 of the Fair Credit Reporting Act | 4 | 0.0% | both through representatives and supervisors |
| and a written confirmation of compliance.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MA,01602,,Consent provided,Web,2025-08-09,Closed with explanation,Yes,N/A,15188118 | 1 | 0.0% | inaccurate furnishing |
| and a written explanation of how each late status was determined month-by-month. XXXX XXXX has not provided the requested documentation in a complete manner and has not corrected the inconsistent/inaccurate reporting being furnished to the credit bureaus. | 1 | 0.0% | XXXX XXXX furnishing is still required to be accurate |
| and a written explanation of how this information was verified and determined to be accurate. If this matter is not resolved promptly | 1 | 0.0% | Equifax has chosen to neglect my consumer rights and continues to report a debt that I do not owe. I have never received any valid proof of this debt |
| and a written explanation on the origin and intended purpose of my money via email to them. It's been well over 2 weeks that I haven't gotten a response or seen a delivery of my check in the mail. According to their deposit agreement | 1 | 0.0% | therefore I opened both a checking and savings account with Chime bank online. All of my money was out of my XXXX account and into what I thought was a legitimate financial institution |
| and a written letter/statement from a supervisor at XXXX stating XXXX money was reversed back to my Chase debit card. | 1 | 0.0% | I filed a claim with Chase for the original {$500.00} that came out of my account on XX/XX/2023. Chase issued a temporary credit '' on my account once the claim was filed. Chase opened and closed my claim once |
| and a written notice on the account that my address not be changed. | 1 | 0.0% | and that the charge for a replaement card was fraudulent. She told me to send an email to Northlane 's customer support with my ID and proof of address |
| and a XXXX of an FTC report that will be labeled as Exhibit C when filing litigation in Federal Court to this complaint. PDQ Services Inc stated | 1 | 0.0% | a federally protected consumer |
| and a XXXX account that I have been working to get removed due to inaccuracies and none has been changed. | 3 | 0.0% | given these bureaus ample time to investigate |
| and a XXXX bill. The documents were sent certified mail so I had a confirmation of receipt. | 1 | 0.0% | I had my code ready to key it in and prove my identity which is what the letter noted I had to do. I did not make it past the four questions. So I waited and was connected with XXXX in the XXXX. He would not tell me why I could not remove the freeze. To make this situation worse |
| and a XXXX late in XX/XX/XXXX. This reporting pattern is excessive | 2 | 0.0% | with a balance of {$22000.00} |
| and a XXXX response letter | 1 | 0.0% | It stated the following : As you have violated federal law |
| and a XXXX speaker. I insisted that Id ordered no such thing. So he said very nicely | 1 | 0.0% | XXXX |
| and a XXXX would remain. | 1 | 0.0% | XXXX XXXX |
| and a XXXX XXXX All of these purchases were made in person by somebody who may have gotten my/our credit card information from a credit card scanner at a gas pump that I visited on Friday | 1 | 0.0% | somehow someone was able to gain access to my and my wife 's credit card information to make XXXX physical purchases WITHOUT our actual credit cards in hand totaling $ XXXX in just a few hours. We had our physical credit cards in our possession the entire time these purchases were made. The purchases were made at a XXXX XXXX XXXX |
| and a XXXX XXXX screenshot showing the vendor appears to be a private residence over XXXX minutes from the XXXX location. | 1 | 0.0% | and informed them of the fraudulent charge and a claim was opened. Wells Fargo denied the claim stating that because I still had possession of the card |
| and a XXXX XXXX in my neck. After hearing and feeling XXXX 's negative advise and her rude repetitive deliverance of her choice of words | 1 | 0.0% | where to date |
| and a XXXX XXXX transaction for {$990.00} on XX/XX/XXXX. I have never used XXXX XXXX for anything. We called XXXX XXXX and they informed us that money was wired to XXXX XXXX in XXXX. I dont know anything about XXXX or anyone there. | 1 | 0.0% | a mobile deposit for {$1400.00} was made |
| and a XXXX XXXX XXXXXXXX Identity/Fraud Investigation letter . | 1 | 0.0% | XXXX |
| and a XXXX XXXX. Even the time it's taking me to write this complaint is extremely difficult | 1 | 0.0% | any amount not covered by my payment is covered by an interest subsidy. This means that I accrue no interest whole on this plan. The loan place on the other plan ( the XXXX '' plan ) now has a payment of {$50.00} |
| and a XXXX. | 3 | 0.0% | we dont hold XXXX XXXX XXXXXXXX XXXX XXXX XXXX fault but after the review has been completed |
| and a yearly Borrower XXXX incentive in the amount of {$770.00} was received for the FHA XXXX loan modification that was improperly executed and partially processed. | 1 | 0.0% | modification title fees and attorney costs through an unknown 3rd party |
| and a {$0.00} balance. | 1 | 0.0% | This is a formal dispute regarding inaccurate |
| and A-5 showing written acknowledgement by the previous lender which was still the lender on XX/XX/18 when the cashier 's check arrived | 1 | 0.0% | pages 1-4 as attached. Monthly mortgage payments for the original loan XXXX were to be made starting XX/XX/2018 of {$1000.00}. See Exhibit A pages 1-2 |
| and Abandonments | 3 | 0.0% | XXXX |
| and Abandonments ( for Individuals ) | 1 | 0.0% | if this account has been charged-off |
| and Abandonments ( for Individuals ). | 1 | 0.0% | U.S. Nonresident Alien Income Tax Return ( attach Schedule 1 ( Form 1040 ) |
| and Abandonments clearly states if a creditor cancels a debt over {$600.00} outside of bankruptcy | 6 | 0.0% | XXXX XXXX and consumer reporting agencies ( EXPERIAN |