| you must DELETE the account listed below. Credit company was provided letter in dispute that can back verified which listed the following : You ( Experian ) are furnishing inaccurate and incorrect information to the consumer reporting agencies. The reporting of such inaccurate information has caused severe damage to my character | 1 | 0.0% | anyone paying for your reporting services could fax |
| you must DELETE the account listed below. Credit company was provided letter in dispute that can back verified which listed the following : You ( XXXX ) are furnishing inaccurate and incorrect information to the consumer reporting agencies. The reporting of such inaccurate information has caused severe damage to my character | 1 | 0.0% | anyone paying for your reporting services could fax |
| you must delete the accounts immediately.,,EQUIFAX | 1 | 0.0% | I demand a notarized statement from a person with direct knowledge of each account |
| you must delete the accounts immediately.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AZ,851XX,,Consent provided,Web,2025-06-16,Closed with explanation,Yes,N/A,14106801 | 1 | 0.0% | I demand a notarized statement from a person with direct knowledge of each account |
| you must delete the accounts immediately.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I demand a notarized statement from a person with direct knowledge of each account |
| you must delete the item entirely to comply with federal law. | 2 | 0.0% | which is a violation of my consumer rights. FCRA 607 ( b ) requires you to ensure the highest level of accuracy |
| you must delete them. 2. 1. Validation of the debt-that is | 3 | 0.0% | then please detail your relationship- i.e. |
| you must delete them. Continued reporting without verification will be considered willful and negligent noncompliance under 15 U.S.C. 1681n and 1681o | 1 | 0.0% | you can not report any account or transaction without a valid permissible purpose. Under 15 U.S.C. 1681e ( b ) |
| you must delete them. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX funding HAVE ATTATCHED A COPY OF THE FTC FRAUD AFFIDAVIT FOR YOUR REVIEW I DEMAND IMMEDIATE REMOVAL AND CURRENT AND FUTURE BLOCKING FROM ALL ACCOUNTS AND CREDITORS 2. 1. Validation of the debt-that is the actual accounting. 3. 4. Verification of signed Invoice. 5. A copy of the Contract binding both parties ( you and them ) | 1 | 0.0% | then please detail your relationship- i.e. |
| you must delete them. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX HAVE ATTATCHED A COPY OF THE FTC FRAUD AFFIDAVIT FOR YOUR REVIEW I DEMAND IMMEDIATE REMOVAL AND CURRENT AND FUTURE BLOCKING FROM ALL ACCOUNTS AND CREDITORS 2. 1. Validation of the debt-that is the actual accounting. 3. 4. Verification of signed Invoice. 5. A copy of the Contract binding both parties ( you and them ) | 2 | 0.0% | then please detail your relationship- i.e. |
| you must delete this account as required by the FCRA. Please send me a copy of my updated credit report after you have completed this request. | 1 | 0.0% | or in addition to |
| you must delete this account immediately for failure to provide a complete and accurate investigation. | 1 | 0.0% | nor have I ever received any contract |
| you must delete this account immediately in accordance with federal law. Failure to comply will result in formal complaints to the CFPB and state regulators. | 1 | 0.0% | and FCRA 611 requires you to remove unverifiable data. To date |
| you must delete this account immediately. | 1 | 0.0% | bill |
| you must delete this information from my credit report and send me an updated copy when this action is completed. | 1 | 0.0% | I was also affected by your data breach that exposed my personal information and am a class action participant in the Equifax Data Breach Settlement agreed to with the Federal Trade Commission |
| you must delete. Your failure to act will be treated as a continued willful violation of federal law. | 3 | 0.0% | misleading |
| you must deliver it according to 313.9. 16 CFR 313.9 Delivering privacy and opt out notices : ( a ) How to provide notices. You must provide any privacy notices and opt out notices | 3 | 0.0% | as such term is defined by the regulations prescribed under section 6804 of this title. ( C ) Notwithstanding subparagraph ( B ) |
| you must dial the XXXX toll-free number XXXX | 1 | 0.0% | XXXX XXXX RE : ATM Card Replacement Dear XXXX XXXX : We are writing in response to the complaint that was forwarded to our Office by the Consumer Financial Protection Bureau ( CFPB ). We understand that you have expressed concern with not receiving your replacement ATM card. Citizens Bank strives to meet the financial needs of its customers and provide them with superior customer service. We are sorry for the frustration you experienced as a result of not being able to order a replacement ATM card through your online banking profile. We could not process your online banking request for a new ATM card because a telephone number is not linked to your profile. This is also why a new ATM card was not automatically sent to you upon expiration of your existing card. Prior to sending a replacement ATM card |
| you must disclose that this debt has been satisfied through insurance | 1 | 0.0% | showing your legal right to collect this debt. 3. Proof the debt was not discharged |
| you must document permissible purpose. Youve provided nothing. | 1 | 0.0% | date/time/IP |
| you must ensure that accurate and complete information is reported | 2 | 0.0% | incomplete |
| you must enter your SSN in order to delete your account. I refused to enter my SSN to simply delete an account. I sent Albert a formal | 1 | 0.0% | I could deal with it. However |
| you must have a Collection Agency endorsement and be licensed in Washington. | 3 | 0.0% | which the XXXX does not have. Therefore you can not begin business activity until you receive a business license listing the required endorsement as an In-state Collection Agency endorsement is required if your main office is in Washington state or your main office is outside of Washington state and you have |
| you must have a permissible purpose to obtain and use my credit report | 1 | 0.0% | causing me to be denied other extensions of credit that I am entitled to. You do not have my consent for these actions. If you claim to be the creditor |
| you must have proof that it is | 1 | 0.0% | XXXX |
| you must identify each instance with date and product so that I may review your assertions. Regulatory Notice If there is a further failure to ( a ) escalate this request through the proper chain of command | 1 | 0.0% | they do have history of the payments not being made by the due date advised on your monthly credit statements. We value your membership and consider it a privilege to serve you. If you have any further questions |
| you must immediately and permanently cease all reporting | 1 | 0.0% | documented proof of your lawful authority to collect or report this debt Validated evidence that I owe this debt |
| you must immediately block any ID-Theft related items from view within ones credit report & no one is allowed to pursue any collection activity until the debt is constitutionally validated & complete your investigation within 30 business days from receipt of this dispute correspondence. Thus | 1 | 0.0% | the following is a list of the alleged debts in question |
| you must immediately block any ID-Theft related items from view within ones credit report & no one is allowed to pursue any collection activity until the debt is constitutionally validated & complete your investigation within XXXX business days from receipt of this dispute correspondence. Thus | 2 | 0.0% | the following is a list of the alleged debts in question |
| you must immediately inform them this debt is in dispute. Reporting information that you know to be inaccurate or failing to report information correctly violates the FCRA5 1681s-2. | 3 | 0.0% | or any other company on this matter therefore |
| you must immediately provide complete and verifiable documentation proving your legal right to collect and report this debt. | 1 | 0.0% | MN XXXX RE : FORMAL DISPUTE & DEMAND FOR VALIDATION OF ALLEGED ACCOUNT # XXXX {$280.00} To Whom It May Concern |
| you must mail or deliver your written request to XXXX Payments | 1 | 0.0% | XXXX XXXX XXXX RIGHT TO REFUND If you |
| you must mail or deliver your written request to XXXX XXXX XXXX* at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. If you do not receive your refund | 2 | 0.0% | XXXX XXXX XXXX RIGHT TO REFUND If you |
| you must mail or deliver your written request to XXXX XXXX XXXX.* at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX. If you do not receive your refund | 1 | 0.0% | XXXX XXXX XXXX RIGHT TO REFUND If you |
| you must maintain reasonable procedures to ensure maximum accuracy. I request documentation proving : o The first delinquency date of XX/XX/XXXX is correct o The charge-off in XX/XX/XXXX was properly calculated o All credits and payments were properly applied 4. Potential Reporting Violations : The account shows Account closed at credit grantor 's request '' which may indicate the account closure was not voluntary. I request verification that the closure circumstances are accurately reported.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30052,,Consent provided,Web,2025-09-21,Closed with explanation,Yes,N/A,16114445 | 1 | 0.0% | {$3300.00} past due Reported Balance : {$3300.00} Basis for Dispute : 1. Verification Required Under 15 U.S.C. 1681i : I dispute the accuracy of this account information. Under the FCRA |
| you MUST modify or annul or demonstrate cite PROOF of validity to every aspect of derogatory claims | 1 | 0.0% | as mandated |
| you MUST modify or annul or demonstrate detail PROOF of validity to every aspect of derogatory claims | 1 | 0.0% | as mandated |
| you must not Violate any law | 2 | 0.0% | In connection with your use of our websites |
| you must notify the agency to remove said report until the investigative process is over so that my credit report remains true & accurate. I would be extremely appreciative if you would please complete a UDF - Universal Data Form and fax it to the credit bureaus to remove these entries. | 2 | 0.0% | I request you immediately initiate the process of eliminating and deleting of account on ( XXXX ) for ( Caine & Weiner ) on my ( Consumer report ) it has been reported currently last updated as of XX/XX/XXXX ( Caine & Weiner ) reporting it to ( XXXX ) as Closed. This is via ( XXXX ) accounts which pictures will show and furnished as evidence. In addition |
| you must notify the agency to remove said report until the investigative process is over so that my credit report remains true & accurate. I would be extremely appreciative if you would please complete a XXXX XXXX XXXX XXXX XXXX and fax it to the credit bureaus to remove these entries. | 2 | 0.0% | I request you immediately initiate the process of eliminating and deleting of account on ( TRANSUNION ) for ( XXXX XXXX XXXX ) on my ( Consumer report ) it has been reported currently last updated as of XX/XX/XXXX ( XXXX XXXX XXXX ) reporting it to ( TRANSUNION ) as Closed. This is via ( TRANSUNION ) accounts which pictures will show and furnished as evidence. In addition |
| you must now remove all items. ALL ITEMS! | 3 | 0.0% | should you continue in your non-compliance and violation of Federal Law. I further remind you that as in XXXX v. TransUnion XXXX |
| you must now remove the item. Any other action ( or in-action ) on your behalf will result in a small claims action against your company. | 4 | 0.0% | I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the Attorney Generals office |
| you must now remove the item. Any other action ( or in-action ) on your behalf will result in a small claims action against your company. '',,AES/PHEAA,SC,29609,,Consent provided,Web,2019-03-12,Closed with explanation,Yes,N/A,3161662 | 1 | 0.0% | I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the Attorney Generals office |
| you must now remove the item. Any other action ( or in-action ) on your behalf will result in a small claims action against your company. '',,EQUIFAX | 2 | 0.0% | I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the Attorney Generals office |
| you must now remove the item. Any other action ( or in-action ) on your behalf will result in a small claims action against your company. '',,Navient Solutions | 1 | 0.0% | I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the Attorney Generals office |
| you must now remove the item. Any other action ( or in-action ) on your behalf will result in a small claims action against your company. '',Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,SC,29609,,Consent provided,Web,2019-02-24,Closed with explanation,Yes,N/A,3161671 | 1 | 0.0% | I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the Attorney Generals office |
| you must now remove the item. Any other action ( or in-action ) on your behalf will result in a small claims action against your company. '',Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,SC,29609,,Consent provided,Web,2019-02-24,Closed with explanation,Yes,N/A,3161700 | 1 | 0.0% | I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the Attorney Generals office |
| you must now remove the item. Any other action ( or in-action ) on your behalf will result in a small claims action against your company. '',Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC and the Attorney Generals office |
| you must pay $ XXXX per month to avoid deferred interest ) | 1 | 0.0% | I managed my payments through the online account home and payment screens ( the interface used to make payments ). Throughout the promotional period |
| you must pay the excess at the time of purchase using another payment method. '' As I was using these gift cards for the purchase of a service | 1 | 0.0% | stolen |