you must maintain reasonable procedures to ensure maximum accuracy. I request documentation proving : o The first delinquency date of XX/XX/XXXX is correct o The charge-off in XX/XX/XXXX was properly calculated o All credits and payments were properly applied 4. Potential Reporting Violations : The account shows Account closed at credit grantor 's request '' which may indicate the account closure was not voluntary. I request verification that the closure circumstances are accurately reported.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30052,,Consent provided,Web,2025-09-21,Closed with explanation,Yes,N/A,16114445

What the CFPB Record Shows About you must maintain reasonable procedures to ensure maximum accuracy. I request documentation proving : o The first delinquency date of XX/XX/XXXX is correct o The charge-off in XX/XX/XXXX was properly calculated o All credits and payments were properly applied 4. Potential Reporting Violations : The account shows Account closed at credit grantor 's request '' which may indicate the account closure was not voluntary. I request verification that the closure circumstances are accurately reported.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30052,,Consent provided,Web,2025-09-21,Closed with explanation,Yes,N/A,16114445

you must maintain reasonable procedures to ensure maximum accuracy. I request documentation proving : o The first delinquency date of XX/XX/XXXX is correct o The charge-off in XX/XX/XXXX was properly calculated o All credits and payments were properly applied 4. Potential Reporting Violations : The account shows Account closed at credit grantor 's request '' which may indicate the account closure was not voluntary. I request verification that the closure circumstances are accurately reported.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30052,,Consent provided,Web,2025-09-21,Closed with explanation,Yes,N/A,16114445 has accumulated 1 consumer complaint in the CFPB public database, with filings active across 0 U.S. states. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is Account Be, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, you must maintain reasonable procedures to ensure maximum accuracy. I request documentation proving : o The first delinquency date of XX/XX/XXXX is correct o The charge-off in XX/XX/XXXX was properly calculated o All credits and payments were properly applied 4. Potential Reporting Violations : The account shows Account closed at credit grantor 's request '' which may indicate the account closure was not voluntary. I request verification that the closure circumstances are accurately reported.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30052,,Consent provided,Web,2025-09-21,Closed with explanation,Yes,N/A,16114445 reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "{$3300.00} past due Reported Balance : {$3300.00} Basis for Dispute : 1. Verification Required Under 15 U.S.C. 1681i : I dispute the accuracy of this account information. Under the FCRA", and the single most common underlying issue is "delinquency starting XX/XX/XXXX ) are accurate o All reporting complies with 15 U.S.C. 1681s-2 2. Lack of Proper Validation : Per 15 U.S.C. 1681i ( a ) ( 5 )".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating you must maintain reasonable procedures to ensure maximum accuracy. I request documentation proving : o The first delinquency date of XX/XX/XXXX is correct o The charge-off in XX/XX/XXXX was properly calculated o All credits and payments were properly applied 4. Potential Reporting Violations : The account shows Account closed at credit grantor 's request '' which may indicate the account closure was not voluntary. I request verification that the closure circumstances are accurately reported.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30052,,Consent provided,Web,2025-09-21,Closed with explanation,Yes,N/A,16114445: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.