2026 data Public-data reference. official source

Companies: X

Companies starting with X that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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8.0K companies starting with "X"

Showing 2.9K–2.9K of 8.0K

Sort by: Name Most Complaints Timely Response
Company Complaints
XXXX has no authority to report ANYTHING based on the information I provided. ANYTHING that makes use of my information in accordance with 15 USC 1681A. The account in question are XXXX XXXX ( LATE PAYMENT ). My consumer rights have been violated 2
XXXX has no checks and balances in place to verify customer expectations established by the sales representative. There is no handoff process. 1
XXXX has no information 1
XXXX has no lawful right to collect on this debt. 1
XXXX has no response yet on the same 1
XXXX has no right to waive all Late Fees. {$43.00} is only the minimum payment. Despite it 1
XXXX has not agreed to correct this misinformation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
XXXX has not provided a written response addressing the disputed payment application 1
XXXX has not provided any proof that the refund was issued or further information about the refund so XXXX can research what happened. 1
XXXX has not received a response to your request. You will receive notification once a decision has been made by TSI. '' To date 1
XXXX has not reported any information regarding the account. Lastly 2
XXXX has not taken sufficient steps to protect me or to ensure that the information furnished to credit bureaus is accurate and secure. 2
XXXX has refused to re-issue my paycheck to my correct account. They stated that they would not be pulling the funds back from the fraudulent account and would not be issuing me my missing paycheck either. 1
XXXX has replied to me as if I applied for the loan not as a victim. 1
XXXX has reported a balance owed of {$12000.00} 2
XXXX has reported for the last several weeks 1
XXXX HAS SAID THE ACCOUNTS WERE VERIFIED HOW ARE THEY VERIFIED THEY HAVE SENT ME NO PROOF OF THIS NEITHER CAN THEY BE VERIFIED THEY ARE FRAUDULENT ACCOUNTS 2
XXXX has still not provided written documentation verifying that the refund transaction actually occurred or identifying the current location of the funds within their servicing system. 1
XXXX has still not supplied the window stoppers and never contacted me again to complete the project. 1
XXXX has stopped communicating with us as well. 1
XXXX has surely spent a good deal more than {$170.00} over the years trying to collect money that they are not owed. I was hopeful that by now this would be behind me 1
XXXX has the legal right to collect it. Such evidence must include documentation bearing my name and signature evidencing the original agreement with Klarna Inc. ; a complete itemized accounting of the alleged balance from inception to present 1
XXXX has violated my rights. 4
XXXX has violated the FCRA regulations 1
XXXX has XXXX XXXX XXXX 1
XXXX has zero collection recourse. We can provide documentation of the bankdraft on XXXX XXXX XXXX dated XX/XX/XXXX ( posted to the XXXX XXXX account XX/XX/XXXX ) 1
XXXX hasnt been restored back to my credit score. 1
XXXX hasnt received the refund. The Navient CSR gave a 7-14 business day window to get the payment back. An electronic payment does not take 7-14 business days. I need assistance tracking this money down so I can payoff my loan. 1
XXXX have abused and taken advantage of me and the non-judicial foreclosure process in XXXX XXXX XXXX XXXX XXXX and they should be held accountable for their actions.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,AmeriHome Mortgage Company 1
XXXX have not provided me with the proper disclosures about what they do with their nonpublic information 1
XXXX have violated my rights. 2
XXXX have written transcripts and phone calls if desired.,Company believes complaint caused principally by actions of third party outside the control or direction of the company,The Regional Adjustment Bureau 1
XXXX he withdrew from my account on XX/XX/XXXX and lets not forget the {$200.00} I have been willingly paying under what I thought was an agreement for the last 10 months. My total payments calcite to {$2100.00} already payed and documented on my bank record. On top of that 1
XXXX held the the assignment of mortgage in XXXX 1
XXXX Highest Balance : {$22000.00} I assert that the aforementioned account was never late. The reported information is inaccurate 1
XXXX homestores # XXXX 1
XXXX HOSPITAL Transunion : XXXX 1
XXXX HOSPITAL XXXX : XXXX 1
XXXX However 1
XXXX http : //www.equifax.com. 1
XXXX I also attached a identity theft report because your company has stolen my identity 1
XXXX I also request that my credit profile be updated with the accurate addresses : XXXX XXXX XXXX XXXX XXXX XXXX 1
XXXX I also request that my credit profile be updated with the accurate information : Full Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX 3
XXXX I also request that my credit profile be updated with the accurate information : Full Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX 1
XXXX I also request that my credit profile be updated with the accurate information : Full Name : XXXX XXXX Address : XXXX XXXX XXXX XXXX XXXX XXXX 1
XXXX I am being unfairly held responsible for a charge that was fully satisfied through a third-party XXXX.,,JPMORGAN CHASE & CO.,IL,604XX,,Consent provided,Web,2025-04-29,Closed with explanation,Yes,N/A,13228669 1
XXXX I am not going to do this XXXX Why all the confusion. You sent me a secure CD its wrong. The taxes were reduced. SEND Me the proper CD you have me owing at closing??? 1
XXXX I am not responsible for any activity associated with them. 1
XXXX I am requesting information on how Transunion conducted their investigation into my previous dispute ( s ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
XXXX I am writing to formally dispute a late payment that has been inaccurately reported on my credit file due to identity theft. The late payment in question is associated with the account. 4

About this letter-indexed view

This page lists every company beginning with the letter X that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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