| which is a violation under 1692c ( c ). ] I believe these actions constitute a direct violation of the protections outlined in the FDCPA. I have attached copies of my correspondence with the debt collector | 3 | 0.0% | if they contacted you at inconvenient times |
| which is a violation under FCRA Section 609 and Section 602A. | 1 | 0.0% | XXXX |
| which is a violation under the FCRA ( 15 U.S.C. 1681b ). | 1 | 0.0% | XXXX XXXX and XXXX XXXX |
| which is a violation. Monetary harm has resulted clearly | 3 | 0.0% | received my investigation |
| which is a violation.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,32812,,Consent provided,Web,2022-08-21,Closed with non-monetary relief,Yes,N/A,5901173 | 1 | 0.0% | without any validation |
| which is about XXXX XXXX. I would like BoA to explain why they will not | 1 | 0.0% | BoA have not provided me with an explanation on why they can not register XXXX XXXX phone numbers for the purpose of securely sending PINs |
| which is about {$45.00} that they would deduct from my refund. The bank rep agreed with me to keep my dispute open so that I can get the full amount of {$1500.00} refunded back to my account,,TD BANK US HOLDING COMPANY,MD,20874,,Consent provided,Web,2021-11-30,Closed with monetary relief,Yes,N/A,4962192 | 1 | 0.0% | I wanted my money back and the dealership refused to refund my money. This transaction turned out to be pretty much a scam because the dealership refused to refund my money for their product and services |
| which is absolutely false. I did not receive any single transaction of that amount | 1 | 0.0% | labeled as a trademark filing fee '' for legitimate services rendered |
| which is absolutely false. In XXXX of 2023 | 1 | 0.0% | XXXX |
| which is accurate? Will this account be removed my credit report or was my dispute denied. I do not know. At this time | 1 | 0.0% | the representatives with the recovery department ( including first line workers and managers ) continues to provide inaccurate information regarding the details of this account. I have called their department multiple times this months and I've been told they can not discuss the balance ; yet |
| which is actually a correct calculation. I took a screen shot of that information | 1 | 0.0% | and they then put the payment back to where it was |
| which is actually twice the amount that was owed. I incurred no late fees | 1 | 0.0% | I made payments towards Private Loan -XXXX both through my bank and within the Navient website |
| which is affecting any possibilities of my approval rates. | 4 | 0.0% | once your investigation is complete |
| which is affecting my credit standing and ability to obtain future financing. | 1 | 0.0% | I returned the items in-store to XXXX XXXX ( Store # XXXX in XXXXXXXX XXXX ) XXXX The return was processed in full |
| which is after that rate expired. | 1 | 0.0% | we received a confirmation in the mail dated XX/XX/21 showing that the APR is 12.24 %. In addition |
| which is against the law according to 15 USC 1681C ( a ) ( 5 ). Credit Systems INTL | 1 | 0.0% | XXXX XXXX |
| which is against the law according to 15 USC 1681C ( a ) ( 5 ). XXXX XXXX XXXX | 1 | 0.0% | XXXX XXXX |
| which is against the law. | 13 | 0.0% | A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless the consumer is given an explanation of how the consumer can exercise that nondisclosure option. '' The furnisher of information to credit agencies has never informed me of my right to exercise my nondisclosure option. Additionally |
| which is alarming and dismissive of my concerns. | 1 | 0.0% | they continue to evade my requests for the credit report they deem accurate. For over a month |
| which is all I am generally asked for. | 1 | 0.0% | and telling me I had to click a link to read the message. When I click |
| which is all I would be getting | 1 | 0.0% | my general contractor - XXXX XXXX |
| which is all the more important to do now as I am unsafe with this scammer knowing where I currently live.,,JPMORGAN CHASE & CO.,NC,27513,,Consent provided,Web,2023-04-05,Closed with explanation,Yes,N/A,6797049 | 1 | 0.0% | I discovered the person was a scammer who had done this to other people across the U.S. |
| which is allowed per Navy Federals application for such a loan. Lastly | 1 | 0.0% | Delinquent past or present credit obligations '' : As stated earlier |
| which is also a violation. | 1 | 0.0% | XXXX received from me |
| which is also absolutely not correct and is outrageous. Chase is still restricting {$11000.00} of my funds. | 1 | 0.0% | nor any notice that my account was being closed or had been closed. No reason has ever been provided to me about the restriction of my funds or my account closure |
| which is also another infringment on my right to privacy. | 1 | 0.0% | under 15 U.S.C 1692b |
| which is also bound by the FCRA to conduct timely and thorough reinvestigations per XXXX | 1 | 0.0% | EXPERIANs continued publication of false and inaccurate information violates XXXX XXXX. XXXX ( b ) |
| which is also considered a willful disregard of consumer rights. XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90045,,Consent provided,Web,2025-08-05,Closed with explanation,Yes,N/A,15102709 | 1 | 0.0% | I found entries that I did not authorize |
| which is also covered in not only the Fair Credit Reporting Act | 3 | 0.0% | then all of the inquiries appearing on my report were obtained fraudulently and did not have PERMISSIBLE PURPOSE to acquire said report and I am demanding ALL INQUIRIES BE REMOVED IMMEDIATELY ( 2. ) Reporting transaction history/experiences on all the accounts contained in my consumer credit report is illegal and I am requesting that ALL PAYMENT HISTORY BE UPDATED TO PAID AS AGREED AND CORRESPONDING UTILIZATION RATES BE SET AT XXXX since I am not nor have I ever authorized this to be shared |
| which is also false | 1 | 0.0% | over the following months |
| which is also fraudulent | 1 | 0.0% | Defendant |
| which is also inaccurate | 1 | 0.0% | S.16.004 reporting for the state of Texas. Per my records |
| which is also included here as evidence ; 12. I am also including my most recent credit score from XXXX XXXX | 1 | 0.0% | XXXX and XXXX XXXX |
| which is also incorrect. | 3 | 0.0% | the date the account was opened is listed as both XX/XX/XXXX and XX/XX/XXXX across different credit reporting agencies. Secondly |
| which is also normal | 1 | 0.0% | based on false information |
| which is also not requested by me. ) In this process | 1 | 0.0% | I immediately called the number of BofA |
| which is also not true. I asked him if he got copies of both transactions from XXXX XXXX. He initially told me he had | 1 | 0.0% | I got nothing but the run around for months. I talked to someone in the Execustive Offices |
| which is also potentially a UDAAP and/or Fair Lending violation. We have made no less than 3 attempts to rectify this situation with the bank.,,CAPITAL ONE FINANCIAL CORPORATION,KS,66212,,Consent provided,Web,2019-11-15,Closed with explanation,Yes,N/A,3439104 | 1 | 0.0% | who is a natural-born US Citizen |
| which is always recorded | 1 | 0.0% | which must be sent every reporting cycle to meet the compliance standard put in place by the CDIA. I am requesting LVNV FUNDING LLC provide the following details : employees name |
| which is an 84 % increase from the last payment I submitted. My letter yielded no response from XXXX. Instead | 1 | 0.0% | while speaking again with another XXXX agent over the phone and her supervisor in hopes of having my monthly payment lowered to something more manageable |
| which is an additional expense. | 1 | 0.0% | so it cant be used to unlock the car manually. The other XXXX key fobs are invalid |
| which is an egregious reversal of the legal protections afforded by the FCRA. | 1 | 0.0% | not by relying on outdated databases or generic verified responses. If the agency can not produce concrete |
| which is an ex- as evidence from the recorded phone conversation. I want to know the extent of damages that I can file to FORD motors for employing debt collectors without basic moral standard in creating unethical business conversations that psychological humiliate customers into coercively making payments. | 1 | 0.0% | as XXXX XXXX alleged |
| which is an impossibility and an egregious violation of Metro 2 reporting standards. | 1 | 0.0% | the following key fields are inaccurately reported |
| which is an impossibility and an egregious violation of XXXX XXXX reporting standards. | 1 | 0.0% | the following key fields are inaccurately reported |
| which is an inaccurate and misleading representation. Violations of the Fair Credit Reporting Act ( FCRA ) : 15 U.S.C. 1681e ( b ) : Credit reporting agencies are required to ensure maximum possible accuracy of the information they report. Reporting this unverified collection without documentation fails to meet this standard. 15 U.S.C. 1681i ( a ) : When a consumer disputes an item | 2 | 0.0% | the bureaus verified the account without furnishing proof. I disagree with the results of their investigation. To this date |
| which is an incorrect defense given their involvement in the legal process of debt collection. | 3 | 0.0% | XXXX letter includes references to the City of XXXX XXXX XXXX XXXX |
| which is an increase of {$3100.00}. Based on my review of the Consumer Financial Protection Bureau site | 1 | 0.0% | prior to closing ( XX/XX/XXXX ) the purchase price |
| which is an LTV of XXXX.,,Mr. Cooper Group Inc.,TX,75189,Servicemember,Consent provided,Web,2024-04-16,Closed with explanation,Yes,N/A,8769711 | 1 | 0.0% | our loan balance is {$280000.00} |
| which is an oriental country. '',,JPMORGAN CHASE & CO.,CA,92833,,Consent provided,Web,2023-12-28,Closed with explanation,Yes,N/A,8066954 | 1 | 0.0% | if anybody made a claim of discrimination |
