| that you've done it. | 2 | 0.0% | I haven't received any response from the alleged creditors despite reaching out to them. That's why I demand that you send all the documents related to my case to the address on file. Oh |
| that your claim is disputed | 1 | 0.0% | CA XXXX Dear Sir/Madam |
| that your reporting practices were fully compliant with the laws and standards required of you. Otherwise | 5 | 0.0% | please be aware that this is not a statement of refusal to pay. Instead |
| that {$430.00} amount was only supposed to be recorded for the month of XXXX and was my first payment amount and the {$350.00} amount entered as scheduled for XXXX should also be {$430.00} ( remove {$350.00} for XXXX scheduled payment entry it should be {$430.00} ) - that is according to the contract. The terms of my signed contract and whats on my monthly statements has been reported very different to the credit bureaus.,,EQUIFAX | 1 | 0.0% | the balance amounts reported to the credit bureaus DO NOT include interest. The same is true with my mortgage account and previous car account. In fact an Open Account should not show a balance that includes interest. I also checked with the CFPB and read the FCRA. The interest amount is only included in the payments. The balance is always a principle amount when reported to the credit bureaus. The same applies on my Lendmark Statements. It only reports the principle for balance amount. So that magnifies the mystery as to where did that {$11000.00} amount come from For this you have to look at Exhibit 1 ( attached ) which a snap of a downloaded section of my XXXX Credit report. Looking at Exhibit 1 the problem becomes obvious as you notice that there are two payments listed under XXXX and XXXX ( two months before contract due date ) that are {$430.00} for each of those months under Scheduled Amount The question became |
| that {$430.00} amount was only supposed to be recorded for the month of XXXX and was my first payment amount and the {$350.00} amount entered as scheduled for XXXX should also be {$430.00} ( remove {$350.00} for XXXX scheduled payment entry it should be {$430.00} ) - that is according to the contract. The terms of my signed contract and whats on my monthly statements has been reported very different to the credit bureaus.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MD,20748,Older American | 1 | 0.0% | the balance amounts reported to the credit bureaus DO NOT include interest. The same is true with my mortgage account and previous car account. In fact an XXXX Account should not show a balance that includes interest. I also checked with the CFPB and read the FCRA. The interest amount is only included in the payments. The balance is always a principle amount when reported to the credit bureaus. The same applies on my Lendmark Statements. It only reports the principle for balance amount. So that magnifies the mystery as to where did that {$11000.00} amount come from For this you have to look at Exhibit XXXX ( attached ) which a snap of a downloaded section of my XXXX Credit report. Looking at Exhibit XXXX the problem becomes obvious as you notice that there are XXXX payments listed under XXXX and XXXX ( XXXX months before contract due date ) that are {$430.00} for each of those months under Scheduled Amount The question became |
| that {$430.00} amount was only supposed to be recorded for the month of XXXX and was my first payment amount and the {$350.00} amount entered as scheduled for XXXX should also be {$430.00} ( remove {$350.00} for XXXX scheduled payment entry it should be {$430.00} ) - that is according to the contract. The terms of my signed contract and whats on my monthly statements has been reported very different to the credit bureaus.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | the balance amounts reported to the credit bureaus DO NOT include interest. The same is true with my mortgage account and previous car account. In fact an Open Account should not show a balance that includes interest. I also checked with the CFPB and read the FCRA. The interest amount is only included in the payments. The balance is always a principle amount when reported to the credit bureaus. The same applies on my Lendmark Statements. It only reports the principle for balance amount. So that magnifies the mystery as to where did that {$11000.00} amount come from For this you have to look at Exhibit XXXX ( attached ) which a snap of a downloaded section of my XXXX Credit report. Looking at Exhibit XXXX the problem becomes obvious as you notice that there are XXXX payments listed under XXXX and XXXX ( XXXX months before contract due date ) that are {$430.00} for each of those months under Scheduled Amount The question became |
| that {$9000.00} would be unaccounted ( there is no mention anywhere that refunds/credits are not captured in the tool ) and the 'analysis ' of your spending would show that you spent {$10000.00} on the card. | 1 | 0.0% | I had surpassed the {$4500.00} spend requirement. After looking into it |
| that's up to law enforcement. '' Law enforcement makes it a low priority ... because the criminals always get paid off. The only time AMEX defended itself was when the money was over XXXX because these crooks scammed a business account card. Look up the case AMEX. You won | 1 | 0.0% | what happened |
| that's a questionable response. | 1 | 0.0% | to get an explanation of why I did not qualify for the best rate when it would seem my application was generally pristine. I was told that my XXXX credit score |
| that's acceptable and closed that complaint as well. | 1 | 0.0% | rather than addressing my complaint |
| that's all I can afford seriously. If you can not provide the proof please remove this account. | 1 | 0.0% | or if state law expressly permits the interest or fee. '' Sources : Can a debt collector increase the interest rate on a debt I owe?. Consumer Financial Protection Bureau. ( XXXX XXXX XXXX XXXX XXXX XXXX Collecting Interest on Charged Off Debts and How Debt XXXX Must Disclose the Accrual of Interest to the Debtor '' Collecting interest on charged off debts and how debt XXXX must CFPB. ( XXXX XXXX XXXX XXXX XXXX I understand you bought this account for pennies on the dollar |
| that's all. No response of any modification of the loan or anything at all. Up until now that they suddenly put us in auction again without any forclosed. There should be step by steps and give a 6 months or more as time frame for a house being forcloed until it can be in auction. But these company did not follow any procedure. They think they have the money and they can just auction whenever they want. That's very bad mortgage service. Also | 1 | 0.0% | my house had not been rebuild yet because of them. At that same time when my house was destroyed by the huge tree |
| that's correct. '' If I am unable to resolve this through the Consumer Financial Protection Bureau | 1 | 0.0% | I began receiving letters in the mail about an account in my name at PNC Bank. I have called several times |
| that's correct. '' With his confirmation and my mother as a witness | 1 | 0.0% | XX/XX/XXXX |
| That's fine | 1 | 0.0% | they committed fraud! At the conclusion of the sales presentation from My XXXX XXXX |
| that's fraud alert on my credit report | 1 | 0.0% | I had XXXX XXXX XXXX to investigate as well |
| that's huge -- and that it felt pretty shady the way this was being handled by Navient. ( Particularly since the feds had to bully them into even doing this much. ) I honestly wanted my loans wiped out ... and I asked for the ~ {$30000.00} back I had paid them over the decade. Or at least a good portion of it | 1 | 0.0% | the amounts |
| that's it : incorrect names and trying to say I signed up for a service I did not sign up for when they know perfectly well they can themselves report my failure to pay them as a ding on my credit. Pretty furious at them. Hope you can help.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | which computers sometimes can not handle. Even so |
| that's it... Shut them down.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,95008,,Consent provided,Web,2023-10-19,Closed with explanation,Yes,N/A,7729676 | 1 | 0.0% | I'm sure I'm not the only consumer who's complained to this agency |
| that's it... Shut them down.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,95008,,Consent provided,Web,2023-10-19,Closed with explanation,Yes,N/A,7729677 | 1 | 0.0% | I'm sure I'm not the only consumer who's complained to this agency |
| that's it... Shut them down.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,95008,,Consent provided,Web,2023-10-19,Closed with explanation,Yes,N/A,7729694 | 1 | 0.0% | I'm sure I'm not the only consumer who's complained to this agency |
| that's just above a C ''. I have no ben able to access my credit file for over 60 days and TU is NOT helping in the least. They do not call back when they say | 1 | 0.0% | XX/XX/2023 I called Trans Union 5 times and the exact same occurrences repeated. I have repeatedly asked for management |
| that's just how things work at Tesla. '' That's not how anything works in my whole life. So | 1 | 0.0% | and they had existing inventory in XXXX XXXX XXXX XXXX. That's a no-go for me. Sure |
| that's my husband 's name he only has a XXXX account | 1 | 0.0% | and a notice to furnishes. Your corporation with the FBI |
| that's no excuse to not issue the promised credit. The solution to the situation offered by XXXX and her XXXX was to file for the account credit now | 1 | 0.0% | so I called again on XX/XX/XXXX and spoke with XXXX ID # XXXX. I explained the situation and asked why I hadn't received the credit of {$100.00}. She placed me on hold to speak with a supervisor. According to XXXX and her XXXX |
| that's not a state that we can work with. Additionally | 1 | 0.0% | and reiterated what had previously been said. She said she'd try to reauthenticate me another way ; by sending a code to another phone number ( I only have one cell phone number |
| that's not in my control | 1 | 0.0% | including payroll |
| that's not the case | 1 | 0.0% | probably more than 10 |
| that's not what I was asking. | 1 | 0.0% | I called Chase to find out what happen |
| That's okay '' | 1 | 0.0% | not written correspondence despite me making two requests |
| that's something internal that they signed and stamped before export.,,CAPITAL ONE FINANCIAL CORPORATION,IL,60613,,Consent provided,Web,2025-08-12,Closed with explanation,Yes,N/A,15224685 | 1 | 0.0% | on separate portion of the website |
| that's spoliation. | 1 | 0.0% | a debt collector |
| That's stupid! Why do we offer this service if the customer can lose money. '' The issuer 's bank should be dealing with this mess | 1 | 0.0% | she received a letter stating they were taking {$140.00} from her account because the check had been posted more than once. '' When I went in the branch to deal with the above issue |
| that's the date we have. I kept saying | 1 | 0.0% | throughout the loan process |
| that's the option I told her. But then she said | 1 | 0.0% | okay |
| that's the rule of thumb | 1 | 0.0% | struggling to put off their responsibility |
| that's up to you. '' He took zero responsibility | 1 | 0.0% | and XXXX XXXX ( XXXX : XXXX ) |
| that's very tiny amount of daily interest. But you're doing such a good job. Uh | 1 | 0.0% | By the way |
| that's what every other credit card company has done in the case of unusual activity. They had no answer for these questions. I also learned from this call that I needed to submit a XXXX form to verify my income | 1 | 0.0% | after talking to a few unhelpful representatives on the phone |
| that's what i will call it ) come to a final end. | 2 | 0.0% | I have found out that I need to go to the source of the problem : the credit companies |
| that's what's going on being denied not to email about this. So | 1 | 0.0% | I thought that they were asking for XXXX. I offered the half of that which is XXXX |
| that's when I left it at my cousin 's house in XXXX | 1 | 0.0% | in total they had my car for XXXX weeks. They claimed they fixed it |
| that's when she explains they are charging for incorrectly sized tires. XXXX XXXX or myself never touched the tires ( which we have verified work history to substantiate ). GM Financial maintained the charge was correct and I would have to pay off the {$590.00} balance. | 1 | 0.0% | so I get up to check and learn my identity had been stolen. While looking at my credit report I see a GM Financial account that was in the red with {$590.00} to be exact |
| that's why it made me feel that Chase does not want to protect its own long time | 1 | 0.0% | I found in fact |
| thats a huge amount. Before I was paying {$XXXX} a month and that amount is what got me in trouble! This amount is now five times greater than the original {$XXXX}. THIS IS NOTHING LESS THAN PREDATORY LENDING PRACTICES! Ultimately | 1 | 0.0% | called me to say |
| thats a lot. Youre not going to be able to afford that in this area ( this area being XXXX Pennsylvania ). Unfortunately | 1 | 0.0% | XXXX University markets itself as an affordable |
| thats above my pay grade. I asked if theres anybody there that could help but he said no. And started to insult me. Coinbase doesnt want your business | 1 | 0.0% | I contacted them twice by phone. After about XXXX in hold |
| thats all lie! Also at this time there is there is no mortgage company on my credit report and I have been paying ever month since XX/XX/XXXX to XX/XX/XXXX. XX/XX/XXXX I called to ask questions about my tax statement and why my name was not on those taxes or on the home and the substantial of {$6000.00} that was on the statement they could not answer and said this is not an attempt to collect a debt. So these are the following reasons why I feel that the assignments on my house are fraudulent and due to the fact that Ocwen has already been to court on such thing like filing false documents from XXXX XXXX XXXX XXXX trustee.,,Ocwen Financial Corporation,AL,36608,,Consent provided,Web,2018-06-26,Closed with explanation,Yes,N/A,2922254 | 1 | 0.0% | what he said is true I did file a Chapter XXXX in XX/XX/XXXX. My complaint is |
| thats always in Wells Fargo Bank | 1 | 0.0% | XXXX XXXX |
| thats entirely false in it if itself. I would like the account removed immediately. | 1 | 0.0% | XX/XX/XXXX |
