| purpose of transfer | 1 | 0.0% | compliance representatives and customer care representatives and emailed them several times. They were all from oversees and they never provided my with a phone number of someone I can talk to with the U.S. Finally |
| purposeful | 6 | 0.0% | as mandated |
| purposefully. I called TD back a third time. I promptly asked the agent if they were experiencing any issues with their phones | 1 | 0.0% | I contacted TD to advise of the error and to ask for them to correct the situation. After connecting with an agent and explaining the situation |
| purposes | 1 | 0.0% | credit inquiries |
| purse | 1 | 0.0% | this dispute has been on going with several escalations on my behalf in request of the provisional credit due to the theft/burglary of our home |
| Pursuant 15 U.S. Code 1692k ( a ) ( 2 ) ( A ) in the amount of {$1000.00} | 8 | 0.0% | BECU agreed that refusal to send the written confirmation of an adjusted and/or settlement of account XXXX XXXX XXXX XXXX or a notice of dishonor from a qualified third party |
| pursuant 15 USC 6802b | 3 | 0.0% | XXXX and Equifax will not abide by my written instructions pursuant 15 USC 1681b ( a ) ( 2 ) |
| pursuant to a law. '' When asked what law | 1 | 0.0% | at the time I just understood that the escrow account was not actually going negative |
| pursuant to ( 15 USC 1681 ( a ) ( 2 ) ( i ) ( d ) ( 2 ) ). Transunion was never apart of this private alleged transaction | 1 | 0.0% | I spoke to a auto mative service that lead me to a customer service agent |
| pursuant to 12 CFR Part 1024 | 1 | 0.0% | as explained above |
| pursuant to 12 USC 1681i ( 5 ) | 1 | 0.0% | only I can validate this debt. I do not validate this debt. In addition |
| pursuant to 15 U.S. Code 1666 ( d ). The account with XXXX XXXX XXXX XXXX was opened under a consumer credit transaction utilizing my open-end consumer credit plan. Pursuant to 18 U.S. Code 8 and Public Law 73-10 | 2 | 0.0% | XXXX XXXX XXXX consumer associated with account number XXXX |
| pursuant to 15 U.S. Code 1681i ( a ) ( 5 ) | 14 | 0.0% | after any reinvestigation under paragraph ( 1 ) of any information disputed by a consumer |
| pursuant to 15 U.S. Code 1692e ( 8 ) | 1 | 0.0% | You have communicated with me a consumer in connection with the collection of a debt Without the prior consent of the consumer given directly to the debt collector or the express permission of a court of competent jurisdiction and failed the requirements imposed pursuant to 15 usc 1692c ( a ) my consumer report is evidence of communication |
| pursuant to 15 U.S.C 1601 | 1 | 0.0% | this Court should refuse to foreclose this mortgage because acceleration of this note would be inequitable |
| pursuant to 15 U.S.C. 1681b ( a ) ( 2 ) of the FCRA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX FL. XXXX ( XXXX ) Requested On XX/XX/XXXX On XX/XX/XXXX | 1 | 0.0% | including the name |
| pursuant to 15 U.S.C. 1681b ( a ) ( 2 ) of the FCRA. | 4 | 0.0% | including the name |
| pursuant to 15 U.S.C. 1681c-2 | 3 | 0.0% | 15 U.S.C. 1681b ( a ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Incorrect Names and Addresses Demand for Immediate Correction The following incorrect names and addresses have been fraudulently associated with my credit profile and must be permanently removed : Fraudulent Name : XXXX XXXX XXXX Fraudulent Addresses : XXXX XXXX XXXX XXXX XXXX |
| pursuant to 15 U.S.C. 1681i | 3 | 0.0% | I request that you investigate this matter and update my credit report accordingly. Please provide a written response within 30 days of receiving this letter.As you are aware the FCRA requires that credit reporting agencies ensur that all information they report is accurate |
| pursuant to 15 U.S.C. 1681i ( a ) | 3 | 0.0% | I am writing to formally request a re-investigation of several items that Equifax has previously verified despite being inaccurate |
| pursuant to 15 U.S.C. 1681i ( b ) | 13 | 0.0% | I request that you investigate my claim and |
| pursuant to 15 U.S.C. 1681XXXX ( b ) | 1 | 0.0% | I request that you investigate my claim and |
| Pursuant to 15 U.S.C. 1692E FAILURE TO DISCLOSE ORIGIONAL Pursuant to The Declaration of independence ( Pursuit of happiness ) Pursuant to FDCPA : I have lost wages and emotional distress | 1 | 0.0% | FCRA |
| pursuant to 15 USC 15 USC 1692c ( c ) ( 2 ). I also sent exhibits | 3 | 0.0% | XX/XX/2021 |
| pursuant to 15 USC 1681c | 3 | 0.0% | XXXX XXXX who is the consumer |
| Pursuant to 15 USC 1692c ( c ) ( 2 ) | 1 | 0.0% | NC [ XXXX ] XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| pursuant to 15 USC 1692f and 15 USC 1692e ( 8 ) ( 10 ) MDS used unfair practice and deceptive means in attempting to collect an alleged debt when MDS without permissible purpose communicated false information and MDS knowing it to be false to XXXX XXXX | 1 | 0.0% | INC. |
| pursuant to 15 USC 6802 ( b ) I was supposed to be given a disclosure to opt out of my non public personal information being reported by a non affiliated third party. I was not given this disclosure. Further | 1 | 0.0% | blatantly committing fraud |
| pursuant to 15USC 6802 ( b ) I was supposed to be given a disclosure to opt out of my non public personal information being reported by a non affiliated third party. I was not given this disclosure. Further | 1 | 0.0% | blatantly committing fraud |
| pursuant to 1666b. Your companys attempts to justify furnishing late payments on my consumer report are unacceptable and completely illegal. | 2 | 0.0% | XXXX Account Number : XXXX Furthermore |
| pursuant to 18 U.S.C. Section 1350 | 2 | 0.0% | AS ADOPTED PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002 In connection with the Quarterly Report of Equifax XXXX ( the Company ) on Form XXXX for the period ended XX/XX/XXXX |
| pursuant to 18USC1028b ( 1 ) ( A ) ( ii ). | 1 | 0.0% | I am requesting to see in writing where I gave written instruction or permission to report this erroneous information on my Consumer Report. A consumer reporting agency may furnish a consumer report under the following circumstances and no other with the written instruction to whom it relates. You have defamed my character |
| pursuant to 18USC1028b ( 1 ) ( A ) ( ii ). They have knowingly transferred | 1 | 0.0% | my reputation |
| pursuant to 5 U.S. Code 552a. Additionally | 3 | 0.0% | as a federally protected consumer |
| pursuant to applicablelaw. Thus | 1 | 0.0% | and all |
| pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) | 5 | 0.0% | FCRA 623 ( a ) ( 1 ) ( A ) ( 15 U.S.C. 1681s-2 ( a ) ( 1 ) ( A ) ) prohibits furnishers from reporting information they know or should know is inaccurate. This account has failed verification |
| pursuant to FDCPA 1692g ( b ). | 1 | 0.0% | I formally requested validation of this alleged debt well over 60 days ago |
| pursuant to FDIC Consumer Compliance Examination Manual latest edition | 2 | 0.0% | I sent a third and final Notice of Cease and Desist addressed to XXXX XXXX |
| pursuant to federal law | 1 | 0.0% | XXXX through the CFPB Complaint Portal. We appreciate consumers who take the time to let us know about their experiences with our company. We have reviewed and considered the information |
| pursuant to M.G.L. c. 59 s. 5 | 1 | 0.0% | the reality of this situation is as follows ; 1. Far before XX/XX/XXXX |
| pursuant to my rights under the FCRA and FDCPA. I request the removal of the following fraudulent inquiries and addresses : XXXX inquiries on XX/XX/XXXX | 1 | 0.0% | which I do not recognize and which are the result of identity theft and fraud. These fraudulent accounts include a XXXX cellular account |
| pursuant to section 161 ( d ) of The Fair Credit Billing Act | 2 | 0.0% | Ive notified you over three times about the billing dispute Ive been having with XXXX XXXX since XX/XX/2022. After I notified you |
| pursuant to section 605B ( USC 1681A ) of the Fair Credit Reporting Act | 5 | 0.0% | by name of the source |
| pursuant to section 605B of the fair c redit reporting Act | 1 | 0.0% | which appears on my credit report |
| pursuant to section 605B of the Fair Credit Reporting Act | 272 | 0.0% | by name of the source |
| pursuant to section 605B of the Fair Credit Reporting Act and send the required notice to all businesses that supplied this information. The Fair Credit Reporting Act requires you to block the fraudulent information on my credit report resulting from identity theft within four business days and to also promptly notify the businesses that sent you that information I have enclosed a copy of my credit report and circled the fraudulent items on the report. I have also enclosed a copy of my Identity Theft Report | 2 | 0.0% | FL XXXX - REPORTED XX/XX/XXXX Please delete the following employer : XXXX XXXX The following accounts are a result of Identity theft : XXXX XXXX XXXX XXXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX {$34000.00} XXXX {$36000.00} XXXX - {$36000.00} XXXX XXXX XXXX XXXX CHARGE OFF EF History : XX/XX/XXXX ; -- -- -- -- -- -- -- XXXX -- Late Dates : XXXX |
| pursuant to section 605C of Fair Credit Reporting Act Please be aware that failure to resolve this matter and comply with the FDCPA could result in further legal action. I am requesting that this issue be addressed promptly and that you provide written confirmation of your compliance with the law. | 1 | 0.0% | which provides consumers with the right to be treated fairly and respectfully by debt collectors. As per the law |
| pursuant to section 605C of the fair credit reporting Act Please send me notification of the actions taken | 1 | 0.0% | high balance {$5000.00} Dept of EDXXXX XXXX : date opened XX/XX/XXXX |
| pursuant to section 605C of the Fair Credit Reporting Act Please send me notification of the actions taken upon this letter. I appreciate your prompt attention to this matter. | 1 | 0.0% | XXXX XXXX XXXX. XXXX XXXX ACCOUNT XXXX DATE XXXX XXXX |
| pursuant to section 605C of the Fair Credit Reporting Act Please send me notification of the actions taken. I appreciate your prompt attention to this matter. | 2 | 0.0% | FL XXXX XXXXXXXX XXXX XXXX XXXX XXXX |