2026 data Public-data reference. official source

pursuant to section 605B of the Fair Credit Reporting Act

272 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

272 consumer complaints filed with the CFPB

This profile shows pursuant to section 605B of the Fair Credit Reporting Act's complaint history from CFPB public records. 272 consumers have filed complaints since I'm . The company has a 0% timely response rate and has provided relief in 0% of cases.

272
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
11
States Active
I'm
Since

Total complaints

272

Filed since I'm

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

pursuant to section 605B of the Fair Credit Reporting Act complaint mix by product

Total complaints: 272

pursuant to section 605B of the Fair Credit Reporting Act complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 272 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). by name: 266 complaints (97.8%), resolution 0.0% by name 97.8% writing contracts: 3 complaints (1.1%), resolution 0.0% use my: 1 complaints (0.4%), resolution 0.0% XXXX XXXX: 1 complaints (0.4%), resolution 0.0% pursuant to: 1 complaints (0.4%), resolution 0.0%
  • by name 266 97.8% 0% relief
  • writing contracts 3 1.1% 0% relief
  • use my 1 0.4% 0% relief
  • XXXX XXXX 1 0.4% 0% relief
  • pursuant to 1 0.4% 0% relief

How pursuant to section 605B of the Fair Credit Reporting Act's 272 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
by name of the source 266
writing contracts 3
use my personal information and report and credit bureau. Identity theft that should be blocked 1
XXXX XXXX XXXX Inquiry : XXXX XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX XXXX 1
pursuant to section 605B of the Fair Credit Reporting Act 1

Top States

State Complaints
and send the required notifications to all furnishers of this information. 257
15 USC 1681s-2 ( a ) ( 1 ) reasonable cause to believe that the information is inaccurate 3
and send the required notifications to all furnisher of this information. 3
and send the required notifications to all furnishers of this information.,,EQUIFAX 2
and send the required notifications to all furnishers of this information. I need XXXX XXXX XXXX to be delete,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75126,,Consent provided,Web,2023-11-03,Closed with explanation,Yes,N/A,7790118 1
and send the required notifications to all furnishers of this information. Enclosed are the following : A copy of my credit report I received from your company. The fraudulent items are circled. A copy of my identity theft report and proof of my identity. A copy of Section 605B of the Fair Credit Reporting Act 1
and send the required notifications to all furnishers of this information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NV,89084,Servicemember,Consent provided,Web,2023-03-08,Closed with explanation,Yes,N/A,6666647 1
and send the required notifications to all furnishers of this information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
and send the required notifications to all furnishers of this information.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30318,,Consent provided,Web,2024-10-21,Closed with explanation,Yes,N/A,10526115 1
and send the required notifications to all furnishers of this information. I have attached the following : Driver 's License Current Utility Bill Social Security Card Theft Report,,EQUIFAX 1
and send the required notifications to all furnishers of this information. Enclosed are the following : A copy of my credit report I received from your company. The fraudulent items are circled. A copy of my Identity Theft Report and proof of my identity. A copy of section 605B of the Fair Credit Reporting Act 1

Top Issues

Issue Complaints
and type of item 266
copy of my driver 's license and copy of social security I request XXXX supplied proof of the alleged debts 2
such as the credit card issuer or bank 1
XXXX XXXX XXXX XXXX XXXX Inquiry : XXXX. XXXX 1
or failing to report information correctly 1
copy of my driver 's license and copy of social security I request Transunion supplied proof of the alleged debts 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About pursuant to section 605B of the Fair Credit Reporting Act

pursuant to section 605B of the Fair Credit Reporting Act has accumulated 272 consumer complaints in the CFPB public database, with filings active across 11 U.S. states. Of those submissions, 272 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to I'm , and the most recent logged activity is tly review, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, pursuant to section 605B of the Fair Credit Reporting Act reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "by name of the source", and the single most common underlying issue is "and type of item".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating pursuant to section 605B of the Fair Credit Reporting Act: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does pursuant to section 605B of the Fair Credit Reporting Act have?

pursuant to section 605B of the Fair Credit Reporting Act has received 272 consumer complaints filed with the Consumer Financial Protection Bureau.

Does pursuant to section 605B of the Fair Credit Reporting Act respond to complaints on time?

pursuant to section 605B of the Fair Credit Reporting Act has a 0% timely response rate to CFPB complaints.

What is the most common complaint about pursuant to section 605B of the Fair Credit Reporting Act?

The most common issue reported against pursuant to section 605B of the Fair Credit Reporting Act is "and type of item" in the "by name of the source" product category.

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