| per FCRA 1681c. | 1 | 0.0% | my reports show a payment history of only 88 % on-time |
| per FCRA 623 ( b ) | 1 | 0.0% | XXXX |
| per FCRA guidelines. If you can not comply | 6 | 0.0% | you are required to conduct a reasonable reinvestigation of disputed items within 30 days. Failure to meet this requirement mandates the immediate deletion of the disputed accounts. 3. Violation of 15 USC 1681i ( a ) ( 6 ) ( B ) ( iii ) Failure to Provide Investigation Protocols If you claim the accounts were verified |
| Per Florida Statute 95.11. FLORIDA LAW REDUCES THAT TIME TO 5 YEARS FOR A WRITTEN CONTRACT OR PROMISSORY NOTE AND 4 YEARS FOR AN ORAL CONTRACT OR OPEN-ENDED CONTRACT/NOTE. Since the debt is out of the statute of limitations | 4 | 0.0% | GA XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Attn : Consumer Services Department XXXX XXXX Removal Option XXXX XXXX XXXX XXXX |
| per IRS F1099C and MUST BE DELETED! Its also OVER 7 years reporting and over 4 years of statutes of limitations. | 2 | 0.0% | similar specific details BUT the account # differs. Status : Charged-off - ( 46 Monthly Charge offs ) |
| per its own published policy. | 1 | 0.0% | LexisNexis has not provided any documentation from the court of origin verifying that the bankruptcy belongs to me. No court-stamped records bearing my full name |
| per loan modification agreement | 2 | 0.0% | I do not escrow |
| per month. I do not understand how did they do their math. How do I go from a 30-year fix | 1 | 0.0% | that the property taxes only went up {$370.00} more a year. Not over {$5000.00} more a year.. however |
| per My Insurance XXXX XXXX XXXX I was Over Charged {$2300.00} ; My Responsibility to them was {$460.00} I Never Received a Corrected Bill I Did have to take time from work and look for other Dentist that would take me as a Patient to Correct the Work I do believe I'm Owed a Refund in the Amount of {$590.00} ( {$1000.00} out of pocket for Revised/Correction of XXXX XXXX Work - {$460.00} ) now Im getting almost after 2 years a Bill from a Collection Agency-Access Capital Services | 1 | 0.0% | CA XXXX ACCT # XXXX XXXX Unsatisfied/Negligent Services Over Charges and Up-Scaling Services that were Not Needed Performed on XX/XX/XXXX. I Paid an Additional {$1000.00} and Still Pending to Get Correction on XXXX that when I walked into his Office I Just Needed a XXXX XXXX was told a XXXX would Better Suite me |
| per my prior complaints w CFPB | 1 | 0.0% | US Citizen |
| per my request. This was the intended outcome of my XXXX issue. I was all set for my repayment under IDR plan to restart on XX/XX/XXXX. | 1 | 0.0% | I was placed into forbearance by MOHELA in XX/XX/XXXX because they recently received [ my ] income-driven repayment application. '' After contacting them |
| per other agent | 1 | 0.0% | XXXX was remove my negative item |
| per our agreement ) & would see about refinancing my car ( which I ended up being able to do | 1 | 0.0% | including that we were a month from closing when her underwriter caught her mistake. He told me that he knew that would happen to me |
| per our contract. We have sent Comenity the delivery information and receipt of contract | 1 | 0.0% | instead of ending my promo 12 months from the date of delivery |
| per our previous correspondence | 1 | 0.0% | Validated Proof-an original Consumer Contract with a wet-ink Signature on it as is my Right according to the Fair Credit Reporting Act |
| per page 2 section 2 of the Temporary Modification Agreement | 1 | 0.0% | we have reviewed the loan further and found that the above-referenced loan has been previously modified under the Home Affordable Modification Program ( HAMP ) in XX/XX/XXXX |
| per PNC | 1 | 0.0% | and was told the CARES Act allow me to enter my loan into a forbearance '' based on the drop in my household income. I entered the forbearance in XXXX for the period allowed. The forbearance was extended and officially ended at the end of XX/XX/XXXX. I reached out to PNC to inform them of my plan to resume my mortgage loan payments and to confirm my understanding of the forbearance plan which was to have the forbearance amount moved to the end of the loan. This is what I was told would happen by PNC. Payments after forbearance |
| per request in order to avoid further mortgage troubles. However | 1 | 0.0% | you had increased my mortgage balance by {$10000.00} |
| per request of Customer Service. It declined. I contacted XXXX from XXXX via American Express and she told me that there is nothing I can do and they will take fees out monthly until the card closes and I will not get any of my money back. XXXX is the highest supervisor that anyone would let me talk to and she said her boss doesn't deal with customers. I can not attach documents. I'm over seas and do not have access to my money via American Express so I can't use a computer. This isfrom my phone and attatched to someones wifi,,AMERICAN EXPRESS COMPANY,,XXXXX,Servicemember,Consent provided,Web,2019-10-16,Closed with non-monetary relief,Yes,N/A,3407524 | 1 | 0.0% | made me give social security number |
| per say as my dream job. It has been ruined | 1 | 0.0% | they told me |
| PER SE! THEREFORE | 1 | 0.0% | I immediately asked the teller to check |
| per Section 3.501 of the Texas Business and Commerce Code. | 1 | 0.0% | I intend to submit payment using an unconditional order to pay |
| Per Section 8.5.2 of the Settlement Agreement | 1 | 0.0% | I have yet to receive my out-of-pocket expenses and now the settlement administrator is avoiding contacting me and other settlement class members even though I have correspondences that state |
| per Section 807 ( 11 ) & FDCPA 809 | 1 | 0.0% | in writing ... under such section 623 |
| per Section 807 ( XXXX ) & FDCPA 809 | 1 | 0.0% | -FINANCIAL DATA XXXX XXXX XXXX $ XXXXwas required to notify me no later than 30 days after furnishing the negative information to credit bureau XXXX XXXX in writing... under such section XXXX |
| per standard industry practice | 1 | 0.0% | which I firmly believe it is not |
| per Texas Finance Code 392.202 ( b ) ( 2 ) | 2 | 0.0% | WA XXXX I received my certified letter requesting validation of the following accounts : RE : XXXX ( account number ) They are attempting to collect on these accounts. Although |
| per the CDIA | 1 | 0.0% | to the credit bureaus that is clearly in noncompliance with recognized METRO2 Reporting Requisites per the CRGG as well as the FCRA |
| per the contract now closing must be completed by XX/XX/XXXX ( 10 days from base closing date of XX/XX/XXXX ). We feel this is an inordinate amount of time to process this action being all document/account history is in-house to Wells Fargo.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,VA,23188,Servicemember,Consent provided,Web,2018-05-16,Closed with explanation,Yes,N/A,2909178 | 1 | 0.0% | XXXX |
| per the Covid19 hardship forbearance plan guidelines. I have never missed a payment or had any negative remarks on my credit | 1 | 0.0% | which indicates that XXXX payments will be deferred due to the Covid19 hardship forbearance plan that I was approved for in XX/XX/2022. In this case |
| per the directives contained in their correspondence. | 1 | 0.0% | subsequent to having requested a separate credit card from Discover |
| per the express terms of the Payoff | 5 | 0.0% | collected funds from the seller per the Payoff |
| Per the Fair Credit Reporting Act | 1 | 0.0% | pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) |
| per the Fair Credit Reporting Act.,,LEXISNEXIS,TX,75007,,Consent provided,Web,2019-07-11,Closed with explanation,Yes,N/A,3302761 | 1 | 0.0% | but did not provide any method of how they validated it. I sent another dispute on XX/XX/XXXX requested validation information |
| per the FCRA | 26 | 0.0% | I |
| Per the Federal Credit Reporting Act. Section 609 ( a ) ( 1 ) ( a ). you are required by Federal law to Verify- through physical verification of the original signed consumer contract and/or judgement ( s ) - all accounts and public information that you post on anyones credit report. Otherwise | 1 | 0.0% | all information listed under Public Records needs to be immediately deleted from the credit file you maintain under my social security number |
| per the FTC opinion letter from Attorney XXXX XXXX XXXX. Additionally | 1 | 0.0% | bearing my signature |
| per the FTC regulation known as the Holder Rule | 1 | 0.0% | which has also been shut down as of XX/XX/XXXX ) lured students with pervasive '' lies and the institution falsified data |
| Per the IRS Publication charge offs are considered DEBT and should not be reported on credit reports. | 1 | 0.0% | XXXX |
| PER THE LAW! I HAVE REPORTED XXXX TRANSUNION AND XXXX TO THE CONSUMER FINANCIAL PROTECTION BUREAU | 1 | 0.0% | SUCH THAT ALL ITEMS I HAVE DISPUTED ON MY CREDIT REPORT ARE INACCURATE |
| per the letter that was delivered and received on XX/XX/XXXX. | 1 | 0.0% | to no avail. They have been sent a certified |
| per the original provider | 1 | 0.0% | but again stated in the letter that the collection is not a legitimate debt |
| per the packet instructions | 1 | 0.0% | and the Golden Financial sales representative guaranteeing that it would take 9-12 months for the debt resolution and credit score clean up process to be complete |
| per the representative that day | 1 | 0.0% | canceled the current card with Netspend and ordered a new one. Also reported that the charge of XXXX XXXX with Netspend |
| per the request of Kimball | 1 | 0.0% | I received a phone call |
| per the SEC. | 1 | 0.0% | SEC XXXX 10-K Report |
| per the website | 1 | 0.0% | but will not tell me what XXXX was used |
| per the XXXX hardship forbearance plan guidelines. I have never missed a payment or had any negative remarks on my credit | 1 | 0.0% | which indicates that XXXX payments will be deferred due to the XXXX hardship forbearance plan that I was approved for in XX/XX/2022. In this case |
| per their own policy | 1 | 0.0% | and the result reflected a value higher than my initial loan amount |
| per today 's follow-up conversation | 1 | 0.0% | detailing protocols of student loans discharging post XXXX XXXX determination |