2026 data Public-data reference. official source

per the packet instructions

1 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.

1 consumer complaints filed with the CFPB

This profile shows per the packet instructions's complaint history from CFPB public records. 1 consumers have filed complaints since Afte. The company has a 0% timely response rate and has provided relief in 0% of cases.

1
Total Complaints
0%
Timely Response
0%
Disputed
0%
Relief Provided
1
States Active
Afte
Since

Total complaints

1

Filed since Afte

Timely response

0%

CFPB-tracked response window

Relief rate

0%

Closed with monetary or non-monetary relief

Timely response rate 0.0%
Federal benchmark

CFPB benchmark: response within 15 calendar days of filing.

Relief rate 0.0%
Industry median

Share closed with monetary or non-monetary relief.

per the packet instructions complaint mix by product

Total complaints: 1

per the packet instructions complaint mix by product Horizontal strip chart. Width of each segment is proportional to that category's share of the 1 total complaints. Trend arrow shows rolling 12-month direction. Inline badge shows resolution rate (% closed with relief). and the: 1 complaints (100.0%), resolution 0.0% and the 100.0%
  • and the 1 100.0% 0% relief

How per the packet instructions's 1 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.

Complaints by Product

Product Complaints
and the Golden Financial sales representative guaranteeing that it would take 9-12 months for the debt resolution and credit score clean up process to be complete 1

Top States

State Complaints
of any debt collector interactions electronically. I have every file and document that was sent. I was told that once I told the collection representatives to stop calling that they would. If any of them continued to call or contact me 1

Top Issues

Issue Complaints
via phone. I paid Golden-XXXX and was sent a packet to hand record calls and letters from debt collectors. I was told to tell the debt collectors to stop calling 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows About per the packet instructions

per the packet instructions has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 0 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Afte, and the most recent logged activity is After many, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, per the packet instructions reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "and the Golden Financial sales representative guaranteeing that it would take 9-12 months for the debt resolution and credit score clean up process to be complete", and the single most common underlying issue is "via phone. I paid Golden-XXXX and was sent a packet to hand record calls and letters from debt collectors. I was told to tell the debt collectors to stop calling".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating per the packet instructions: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.

Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.

Frequently Asked Questions

How many CFPB complaints does per the packet instructions have?

per the packet instructions has received 1 consumer complaints filed with the Consumer Financial Protection Bureau.

Does per the packet instructions respond to complaints on time?

per the packet instructions has a 0% timely response rate to CFPB complaints.

What is the most common complaint about per the packet instructions?

The most common issue reported against per the packet instructions is "via phone. I paid Golden-XXXX and was sent a packet to hand record calls and letters from debt collectors. I was told to tell the debt collectors to stop calling" in the "and the Golden Financial sales representative guaranteeing that it would take 9-12 months for the debt resolution and credit score clean up process to be complete" product category.

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