2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

5.9K companies starting with "O"

Showing 2.6K–2.6K of 5.9K

Company Complaints
or DELETE THE item from thefilein accordance with paragraph XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 2
or delete the item from XXXX accordance with paragraph ( XXXX ) 1
or delete the items from the file in accordance with paragraph ( 5 ) 1
or delete the items from the file in accordance with paragraph ( XXXX ) 1
or delete this account. Collection account from XXXX XXXX XXXX with account # XXXX and a balance of {$880.00}. The original creditor is XXXX XXXX. I previously disputed this account stating : ''I never had a contract with this debt collector for any debt. Please provide proof from the original creditor that this debt collector owns this debt and has the legal authority to collect it or delete this account. ''. I don't agree with the results of your investigation. Please mail me the proof of your investigation and proof that this debt collector has a legal right to collect 3
or DELETE this incomplete and then inaccurate Tradeline.,,EQUIFAX 1
or delete. 3
or deleted according to the Federal Trade Commission Identity Theft Process. 1
or deleted from the file of the consumer. 3
or deleted if it can not be substantiated. As per Section 1681s-2 3
or deleted immediately. CFPB intervention is requested to ensure compliance and protect my consumer rights.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77075,,Consent provided,Web,2025-09-23,Closed with explanation,Yes,N/A,16099997 1
or deleted immediately. CFPB intervention is requested to ensure compliance and protect my consumer rights.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or deleted the item from the file in accordance with paragraph ( XXXX ) before of a XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,60419,,Consent provided,Web,2024-03-18,Closed with explanation,Yes,N/A,8572707 1
or deletion is demanded to restore my accurate credit profile. 2
or delinquencies related to the XXXX XXXX accounts appearing on my credit files. 2
or delinquencies until I discovered negative entries on my credit report. 1
or delinquency reporting. 3
or delinquency. 1
or deliquency 1
or delivered : ( a ) upon the earlier of actual receipt and three ( 3 ) Business Days after deposit in the U.S. mail 1
or delivered. 1
or delivery of merchandise 1
or delivery to another state. 1
or denied the request. Nothing. I am losing out on the reduced interest and have to deal with risking late payments because MOHELA refuses to allow me to auto-debit my payments. This is pathetic and unacceptable for a financial institution. I was given no reason why my application for autopay could not be processed. This smells like a scam to me and a deliberate attempt to make borrowers mess up on their repayments. Who is holding these institutions accountable?? Please help. 1
or deodorant. 1
or deposit any amounts greater than whatever the USAA alogorithm determined was permissible ( {$1000.00} ). The representative was not able to initiate a bank-to-bank transfer from any of my verified and linked external bank accounts to a USAA account and stated there was nothing USAA could do. 1
or deposited it into his account with Navy Federal Credit Union. After that 1
or deposition. 1
or deposition. Affidavit of truth of a matter stated and object of verIfication is to assure good faith in averments or statements of a party What this means is that your company must be willing and able to produce a document in your files that proves the accounts ) in aspure belong to me and the inrormation being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must have 1st hand knowledge of the alleged accounts ) and all that has ever transpired for the alleged accounts ) 1
or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. 16
or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. '' What this means is that your company must be willing and able to produce a document in your files that proves the account ( s ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. 1
or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. '' What this means is that your company must be willing and able to produce a document in your files that proves the account ( s ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must have 1st hand knowledge of the alleged account ( s ) and all that has ever transpired for the alleged account ( s ) 1
or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. '' What this means is that your company must be willing and able to produce a document in your files that proves the accounts ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law if I file a lawsuit against you. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must have 1s hand knowledge of the alleged account ( s ) and all that has ever transpired for the alleged account ( s ) 1
or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. What this means is that your company must be willing and able to produce a document that proves the account ( s ) in dispute belong to me and the information being reported is accurate and you must be able to do this in a court of law. Someone in your company must authenticate the documents in your files that were used to verify the disputed accounts and to do this they must have 1st hand knowledge of the alleged account ( s ) and all that has ever transpired for the alleged account ( s ) 1
or deposition. Affidavit of truth of a matter stated and object of verification is to assure good faith in averments or statements of a party. You say that your company has reinvestigated these accounts and verified them as being accurate but it is obvious that you have verified nothing. All you have done is parroted information given to you by other sources and shifted the burden back to me to prove that the reported items on the accounts listed below are not valid which is clearly in violation of 1681 ( a ) ( 4 ). It is obvious that you dont have any proof on file to verify that these accounts belong on my file. 1
or deposition. An affidavit of the truth of a matter stated 2
or deposition. See : McDonald v. Rosengarten 4
or deposition. See XXXX v. XXXX 1
or deposition. XXXX XXXX vs. XXXX 1
or deposition. XXXX XXXX XXXX XXXX 1
or deprives any debtor of the right to assert defenses as provided in section 1317.031 of the Revised Code and 16 C.F.R. 433 1
or derogatory event supporting the denial. 1
or derogatory information EVEN AFTER issuing or triggering a 1099-C event 3
or destroy any records related to my file. 2
or destroy my character 1
or destroyed. The claim goes into effect 90-days after the cashier check is issued. In nearly all other circumstances 1
or destruction of securities bearing restrictive endorsements. Furthermore 1
or detailed information was provided. 1
or details about my payment structure or rights as a consumer. Consequently 1
or details of the investigation 3

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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