2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 2.1K–2.1K of 5.9K

Sort by: Name Most Complaints Timely Response
Company Complaints
or benefits to the individual that may be made on the basis of such record 1
or better understand why it is impossible to reopen an account that was most recently close 1
or better yet my mothers maiden name. Now it feels like I will have to always be concerned about my identity being stolen 1
or beyond the legal timeframe for collection. I instruct all credit reporting agencies to verify each collection as per my request. Failure to verify must result in immediate deletion. 1
or beyond the statute of limitations must not continue to be reported as active charge-offs. Under the FDCPA ( if a debt collector is involved ) : Collectors must provide validation of the debt upon request ( 1692g ). Continuing to report or attempt to collect on a disputed 1
or billing errors may have reduced the actual balance to below {$500.00} 1
or billing history. 1
or billing historyand continues to publish the account beyond the 7-year limit required by FCRA 605 ( a ). 1
or billing statement is analyzed. The bureaus essentially defer the investigation to the furnisher 3
or billing statement proving ownership of this debt 1
or billing statement proving that this debt belongs to me. Reporting a collection without proper documentation damages my creditworthiness 1
or billing statements 2
or billing statements are not acceptable. 1
or billing statements leading up to the derogatory reporting. I also did not receive documentation or confirmation that this account was transferred 1
or billing statements provided 3. Unauthorized or Unverified Hard Inquiries : XXXX 1
or billing summary. 1
or bills of exchange endorsed ) from XXXX XXXX 1
or bills of exchange endorsed by a member bank of any Federal Reserve district 12 U.S.C 1431 Powers and duties of banks says 1
or bills of exchange endorsed by a member bank of any Federal Reserve district and purchased under the provisions of section 14 of this Act 11
or bills of exchange endorsed by a member bank of any Federal reserve district and purchased under the provisions of section 14 of this act 1
or bills. 3
or birth certificate ) - address verification ( e.g. utility bill 1
or Block and permanently delete the unverifiable accounts listed below. 1
or block inaccurate and unlawful information contained in my consumer file. 1
or block itand notify all CRAs to which it was furnished. 1
or block the reporting of that information. 4. **Provide Updated Information** : If the information is found to be inaccurate and is corrected 1
or borrower notification and no debt collection license for California 1
or both 7
or both '' 1
or both ; ( B ) if serious bodily injury results 1
or both Violations of the Fair Credit Billing Act 1
or both! As far back as XXXX 1
or both. 11
or both. '' ( CFPB ) has recently filed a lawsuit against credit bureau 3
or both. 15 U.S.C. 1681q. This is a straight-up violation of my privacy 3
or both. 623. Responsibilities of furnishers of information to consume 1
or both. And I'm aware of FTCs case against XXXX XXXX XXXX 1
or both. My information was sold and bought illegally because I am a victim of Equifax data breach. I want these items deleted off my credit reports effective immediately. I am attaching proof that Equifax has admitted that I was in fact a victim of this data breach and Equifax has deleted these accounts due to my information being sold from their data breach. Please help me delete these credit reports listed below with the dates attached to inquiries that does not show open accounts on these dates. 1
or both. My information was sold and bought illegally because I am a victim of XXXX data breach. I want these items deleted off my credit reports effective immediately. I am attaching proof that XXXX has admitted that I was in fact a victim of this data breach and XXXX has deleted these accounts due to my information being sold from their data breach. Please help me delete these credit reports listed below with the dates attached to inquiries that does not show open accounts on these dates. 1
or both. The term 'individually identifiable health information ' means any information 1
or both. They are referred to in this part as You. Excluded from the coverage of this part are motor vehicle dealers described in 12 U.S.C. 5519 ( b ) that directly extend to consumers retail credit or retail leases involving motor vehicles in which the contract governing such extension of retail credit or retail leases is not routinely assigned to an unaffiliated third party finance or leasing source. 21
or both. They are referred to in this part as You. Excluded from the coverage of this part are motor vehicle dealers described in 12 U.S.C. 5519 ( b ) that directly extend to consumers retail credit or retail leases involving motor vehicles in which the contract governing such extension of retail credit or retail leases is not routinely assigned to an unaffiliated third party finance or leasing source.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AR,72205,,Consent provided,Web,2025-01-21,Closed with explanation,Yes,N/A,11710050 1
or both. They are referred to in this part as You. Excluded from the coverage of this part are motor vehicle dealers described in 12 U.S.C. 5519(b) that directly extend to consumers retail credit or retail leases involving motor vehicles in which the contract governing such extension of retail credit or retail leases is not routinely assigned to an unaffiliated third party finance or leasing source. 1
or both. Willful Violation and they are all guilty. 1
or both. Willful Violation. 1
or both.,,Embassy Loans,FL,32818,,Consent provided,Web,2024-09-15,Closed with explanation,Yes,N/A,10130528 1
or both.,,JPMORGAN CHASE & CO.,FL,32818,,Consent provided,Web,2024-09-15,Closed with explanation,Yes,N/A,10130529 1
or both.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,XXXXX,,Consent provided,Web,2023-10-29,Closed with explanation,Yes,N/A,7770096 1
or both? 1
or branch of Government thereof 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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