2026 data Public-data reference. official source

Companies: O

Companies starting with O that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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5.9K companies starting with "O"

Showing 5.0K–5.0K of 5.9K

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Company Complaints
or trade lines not authorized by me must be removed The appropriate Compliance Condition Code ( XXXX XXXX XXXX ) must be applied to all corrected items XXXX. SECURITY FREEZE REQUEST : I request a COMPLETE SECURITY FREEZE be placed on my file pursuant to FCRA 605A. No information from my file should be released to any party without my express written consent. As required under XXXX XXXX XXXX 1
or trade lines without presenting original 2
or trade the vehicle and Kia is doing nothing to assist me in correcting this issue. If this issue is ever corrected I will now have to pay additional fees to obtain a new license plate and a surchage for being without insurance for some time. Since I have been unable to drive the vehicle for several months I am unable to consistently work 40 hours per week. If/when I pay for other transportation it makes it impossible to pay my care note in full and on time. I am now 60 days in arrears again and the finance company is threatening repossession. I am convinced that this was their intent all along. Kia Finance has breached our contract. I am expected to pay for a vehicle that I can not use and that I do not have any ownership interest in. 1
or trade. If you bought '' the debt 1
or transact on any of the accounts listed above These accounts do not reflect any legitimate activity initiated or authorized by me. Therefore 1
or transaction histories associated with this account are fraudulent. 1
or transaction specifying which offer was selected. Also 1
or transaction structure. This clearly indicates a transaction routing or MCC misclassification error. 1
or transfer 2
or transfer activity during that period is unsubstantiated and must be reversed. 1
or transfer additional funds. Instead 1
or transfer any of your rights or duties under this Agreement or your account. 1
or transfer demonstrating lawful transfer of this alleged account from XXXX XXXX XXXX XXXX to any subsequent entity and ultimately to Absolute Resolutions XXXX XXXX XXXX XXXX XXXX ) documentary proof that Absolute Resolutions Investments XXXX is the current legal owner of the alleged debt and that Superlative RM has written authorization to collect on its behalf ; ( XXXX ) verification of the date and amount of the last payment allegedly made and supporting records showing how the current balance was calculated ; ( XXXX ) copies of all communications or credit reporting submissions made concerning this alleged account to any consumer reporting agency ; and ( XXXX ) written proof that Superlative RM or Absolute Resolutions XXXX XXXX had a permissible purpose under 15 U.S.C. 1681b of the Fair Credit Reporting Act ( FCRA ) to access or report my credit information 1
or transfer my assets. Coinbase is essentially holding my funds XXXX 1
or transfer my funds 1
or transfer of servicing rights '' from XXXX XXXX introducing Champion Mortgage Company as the new servicer of our reverse mortgage. The Legal disclosure states Nationstar Mortgage LLC d/b/a Champion Mortgage Company. 1
or transfer of the servicing of the mortgage loan is preceded by ( i ) termination of the contract for servicing the loan for cause ; ( ii ) commencement of proceedings for bankruptcy of the servicer ; or ( iii ) commencement of proceedings by the XXXX XXXX XXXX XXXX or the XXXX XXXX XXXX for conservatorship or receivership of the servicer ( or an entity by which the servicer is owned or controlled ). 2
or transfer the agreement. These demands were made even though the estate lacks assets and has not assumed or reaffirmed the contract. 1
or transferal of my private intellectual property in any form thus constituting a second act of aggravated identity theft as defined by 18 USC 1028A ( a ) ( 1 ). Furthermore 1
or transferred 1
or transferred ''. 1
or transferred to another entity. 3
or transferred to third parties 1
or transferred. I did not receive a valid response or full documentation from the creditor. 3
or transfers from a bank or brokerage account or Merrill account. '' As I am retired 1
or transmitting my PHI without valid written authorization Allowing any third party to view 1
or transparent amortization pattern. 1
or TransUnion ( hereafter the Credit Reporting Agencies ) faulty procedures 1
or TransUnion. I have not received any documentation to date from XXXX 1
or TransUnion. This is an unauthorized third-party disclosure of protected educational information in violation of FERPA and the Department of Education 's own policies. 2
or Transworld System Inc. 1
or travel as planned.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK 1
or travel-related expenses. The person who fraudulently used the card shopped at XXXX XXXX 1
or tribal governmental entity or court indicating that I am a victim of trafficking. 2
or trust/trademarked identifiers in relation to any contract 1
or Trustee suffers no liability whatsoever while the XXXX and the borrower 1
or trying to help me in resolving this huge issue that this has now become. I am once again in tears and crying. I am beyond upset about this and now my poor son is too. I ask you CFPB 1
or unauthorized credit information. All items listed above are either false 2
or unauthorized data entries associated with my name or trade-name causing defamation 1
or unauthorized data in my files. 1
or unauthorized information. Additionally 1
or unauthorized information. Failure to comply with these laws will result in further formal complaints and potential legal action to enforce my rights under FCRA and FDCPA.,,EQUIFAX 1
or unauthorized information. Failure to comply with these laws will result in further formal complaints and potential legal action to enforce my rights under FCRA and FDCPA.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,770XX,,Consent provided,Web,2025-08-15,Closed with explanation,Yes,N/A,15317794 1
or unauthorized information. Failure to comply with these laws will result in further formal complaints and potential legal action to enforce my rights under FCRA and FDCPA.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or unauthorized items. I am attaching my ID and proof of address with this complaint for verification.,,EQUIFAX 1
or unauthorized items. I am attaching my ID and proof of address with this complaint for verification.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
or unauthorized usage of my information. I request these addresses to be immediately deleted from my credit file. 1
or unauthorized use of my information. 3
or unconscionable acts or practices. These new consumer protections allow homebuyers the same rights and remedies under the CSPA as other consumers in non-real estate transactions.The Homebuyer Protection Act created a new list of unconscionable acts or practices that apply solely to consumer transactions in connection with residential mortgages. Included are certain bright-line prohibitions 1
or unconscionable collection practices. Reporting inaccurate or unverified collection data to consumer reporting agencies constitutes a misrepresentation of the character 1

About this letter-indexed view

This page lists every company beginning with the letter O that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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