| is in possession of your recent voluntary submission of evidentiary document. | 1 | 0.0% | Mo XXXX XX/XX/XXXX To : XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| is in possession of your recent voluntary submission of evidentiary documents. | 2 | 0.0% | MO XXXX XXXX/XXXX/XXXX To : CHASE CARD XXXX. XXXX XXXX XXXX |
| is in some way related to me. I am not a party to this implied relationship LAW OFFICES XXXX XXXX | 1 | 0.0% | XXXX. |
| is in the screenshot of my conversation with the rep. [ SEE ATTACHED IMAGE ] The email also told me it takes them a month to decide on the application and they don't HAVE to approve it if they don't want to. | 1 | 0.0% | I became worried about a paper mailing I received and thought the process was taking too long |
| is in violation of law. When I brought the charges to their attention | 1 | 0.0% | a significant and sudden divergence from normal spending |
| is in violation of the law by reporting false late payments by violating the law of 15 USC 1666b. This law 15USC1666b means the timing of payments | 3 | 0.0% | plate |
| is inaccurate as far as I could tell. Now | 1 | 0.0% | I attempted to pay my student loans |
| is inaccurate or inconsistent with Consumer Data Industry Association ( CDIA ) Metro 2 standards. | 1 | 0.0% | likely due to a billing error |
| is inaccurate. | 1 | 0.0% | deceptive |
| is inaccurate. Because these accounts have no balance and no verified charge-off status | 3 | 0.0% | unverifiable |
| is inaccurate. Each of these institutions is further bound by 12 C.F.R. 748.0 ( b ) ( 3 ) and 748.2 ( a ) | 3 | 0.0% | under 15 U.S.C. 1681e ( b ) |
| is inaccurately handled. | 1 | 0.0% | under 15 U.S. Code 1602 ( p ) |
| is inaccurately reporting late payments for XX/XX/XXXX | 3 | 0.0% | [ XXXX XXXX ] |
| is inadequate. Section 611 mandates that TransUnion conduct a reasonable reinvestigation within 30 days | 1 | 0.0% | establishing a XXXX investigation deadline of XX/XX/year> |
| is incorporated into your official response and actions.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33313,,Consent provided,Web,2024-06-19,Closed with explanation,Yes,N/A,9298457 | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX |
| is incorporated into your official response and actions.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,FL,33313,,Consent provided,Web,2024-08-11,Closed with explanation,Yes,N/A,9768385 | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX |
| is incorporated into your official response and actions.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX |
| is incorrect. | 1 | 0.0% | on XX/XX/XXXX |
| is incorrect. I never made any purchase for {$30.00} on XXXX/XXXX/15. | 1 | 0.0% | on XXXX/XXXX/15 |
| is incorrect. My true principal balance ought to be {$100000.00}. | 1 | 0.0% | my principal balance |
| is insufficient. | 3 | 0.0% | the FCRA requires furnishers and agencies to conduct a reasonable investigation |
| is intended for securing credit | 1 | 0.0% | referencing number XXXX However |
| is intended to falsify that I had a choice to leave the situation | 1 | 0.0% | as an accomplice of XXXX XXXX and XXXX XXXX |
| is irrelevant to the 7-year rule. | 1 | 0.0% | 1681c ) controls the behavior of credit reporting agencies ( CRAs ). The specific law is called the Fair Credit Reporting Act ( FCRA ). Under FCRA 605 ( a ) and ( b ) |
| is irrelevant to the 7-year rule. XXXX XXXX XXXX XXXX XXXX XXXX - both collections that are duplicates are having a negative impact on my credit report. The FCRA 's Furnisher Rule '' legally dictates how debt collectors can report to credit reporting agencies and what information is included on a credit report. | 1 | 0.0% | 1681c ) controls the behavior of credit reporting agencies ( CRAs ). The specific law is called the Fair Credit Reporting Act ( FCRA ). Under FCRA 605 ( a ) and ( b ) |
| is irrelevant to the 7-year rule.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,XXXXX,,Consent provided,Web,2023-03-22,Closed with explanation,Yes,N/A,6734088 | 1 | 0.0% | 1681c ) controls the behavior of credit reporting agencies ( CRAs ). The specific law is called the Fair Credit Reporting Act ( FCRA ). Under FCRA 605 ( a ) and ( b ) |
| is irrelevant to the fact that **identity theft** involves the use of the victims personal information to fraudulently open accounts. As such | 1 | 0.0% | you confirm that the applicant 's identity was verified using my personal information |
| is irrelevant to the fact that XXXXidentity theft** involves the use of the victims personal information to fraudulently open accounts. As such | 1 | 0.0% | you confirm that the applicant 's identity was verified using my personal information |
| is irrelevant to the XXXX rule. | 1 | 0.0% | XXXX ) controls the behavior of credit reporting agencies ( CRAs ). The specific law is called the Fair Credit Reporting Act ( FCRA ). Under FCRA XXXX ( a ) and ( b ) |
| is it a part of a banks business to lend its credit. If a bank could lend its credit as well as its money | 3 | 0.0% | drafts |
| is it happening to a specific type of consumer or persons? Are you seeing trends growing similar to these?,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | the bureaus and consumer finance is hearing more from me |
| is it in USA or offshore | 1 | 0.0% | we need the below information for both signer : 1 ) Employer name |
| is it justifiable for this company to report someone as delinquently owing them | 1 | 0.0% | and if it is true that I owe it |
| is it more expensive for me to do something as simple as specifically explaining why they closed my account? ( Please include the consumer agreement in the next response | 1 | 0.0% | so I don't waste any more time. Perhaps this is what they're looking for to avoid responding specifically because I still haven't received any from Golden Sach. Please read and tell me what the red flags were in the Apple Card Customer Agreement |
| is just a compliment to the ECMOs that I rejected because it was not a solution. Here my complaint again reads it carefully before you answer it and I want Wells Fargo to provide a resolution not a copy and paste answer. This is my complaint # XXXX for the same issue. Wells Fargo is refusing to use my mailing address as indicated on my account preference. Wells Fargo is ignoring my rights of privacy | 1 | 0.0% | I receive a letter from Wells Fargo to my residential address. XXXX XXXX XXXX XXXX Wells Fargo did not understand in XXXX complaint that I do not want them to send me letters to my resident. XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX This complaint is # XXXX. About the same issue. In the last 3 years I complained here XXXX times about the same issue without a resolution I AM REFILLING MY COMPLAINT HERE FOR THE 107TH TIME BECAUSE WELLS FARGO ARE STILL REFUSING TO USE MY MAILLING ADDRESS EVEN AFTER 3 YEARS AND XXXX COMPLAINT ABOUT THE SAME ISSUE. AND TODAY I RECEIVED A LETTER FROM WELLS FARGO TO MY RESIDENT. The contractor of Wells Fargo who is labeled ECMO who is working from the comfort of their home without any supervision and without any management by Wells Fargo. answered my previous complaint XXXX XXXX did not provide any solution |
| is liable | 2 | 0.0% | at XXXX XXXX |
| is liable for my time off work | 1 | 0.0% | until I receive the police report |
| is liable for {$1000.00} or actual damages ( whichever is greater ) to both the consumer and to the consumer reporting agency from which the report is procured. | 2 | 0.0% | 616 and 617 makes clear that no one is allowed to make an inquiry on my file unless I have authorized it. The FTCs Greenblatt Opinion Letter |
| is made dependent upon performance by Debt Collector of Conditions Precedent concerning which Respondent/Offeror is XXXX XXXX XXXX fundamental principles of American Jurisprudence and law ; namely | 1 | 0.0% | via the Presentment |
| is mailed to me by your company. | 1 | 0.0% | I am demanding that you cease collection of the alleged debt |
| is mailed to the consumer by AMSCOT. | 1 | 0.0% | and please note that AMSCOT shall cease collection of the debt |
| is mailed to the consumer by the DC. XXXX XXXX. XXXX ( b ). | 1 | 0.0% | a debt collector ( DC '' ) must cease collection of the debt |
| is mailed to the consumer by the debt collector. | 1 | 0.0% | the debt collector shall seize collection of the debt |
| is maintained at all times | 1 | 0.0% | Unpaid balance reported as a loss by the credit grantor. |
| is marked as discharged | 3 | 0.0% | under Nevada law |
| is materially misleading and causes unjust financial harm. | 1 | 0.0% | under : 15 U.S. Code 1681s-2 ( Furnisher Accuracy Obligation ) |
| is misleading | 1 | 0.0% | a consumer report may only be accessed for permissible purposes |
| is misleading and harms my credit.,,EQUIFAX | 1 | 0.0% | the incorrect closed '' status of the account further complicates matters. I have not been officially notified that the account has been closed |
| is misleading and harms my credit.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AR,72116,,Consent provided,Web,2025-12-19,Closed with explanation,Yes,N/A,18166490 | 1 | 0.0% | the incorrect closed '' status of the account further complicates matters. I have not been officially notified that the account has been closed |
| is misleading and harms my credit.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | the incorrect closed '' status of the account further complicates matters. I have not been officially notified that the account has been closed |