| I am unable to get a consolidation loan without working on bringing my credit up. I dont have credit cards anymore | 1 | 0.0% | which arent eating |
| I am unable to get credit cards | 3 | 0.0% | inconsistent |
| I am unable to get more information about the claim | 1 | 0.0% | when I called on XX/XX/year> |
| I am unable to obtain any benefit or opportunity because of Equifax making this report on my personal finances. | 1 | 0.0% | the financial impact goes far beyond me only obtaining credit. I want to move to a new career |
| I am unable to pay the remaining {$12000.00} and am seeking assistance to dispute the debt. | 1 | 0.0% | but I have not received any refunds. The loan was never used by me for any other purpose. Since XX/XX/XXXX |
| I am unable to provide the letters of forgiveness issued by these creditors. A severe rainstorm tore through the roof of our home | 3 | 0.0% | although it's something that I do not like to do because I like to keep up with my financial responsibilities and obligations to pay my bills because I also fully recognize that the Creditors likewise also have their own financial responsibilities and obligations. However |
| I am unable to receive family payments through XXXX | 1 | 0.0% | address |
| I am unable to send money to my loved ones | 1 | 0.0% | I received a response stating |
| I am unable to share that detail with you | 1 | 0.0% | I was a bit skeptical about how the generators could have dropped almost {$300.00}. As I researched XXXX |
| I am unable to verify the accuracy of the debt you are attempting to collect. | 1 | 0.0% | I immediately reviewed the information provided |
| I am uncertain about the mortgage modification process. Despite multiple calls | 1 | 0.0% | a delinquency was reported to the credit bureau |
| I am uncertain whether the account was ever properly removed from the other credit reporting agencies : XXXX | 1 | 0.0% | and multiple Citibank accounts were affected |
| I am unclear as to why their billing issues result in my not qualifying for payments properly. That is incredibly unfair and feels manipulative. Also | 1 | 0.0% | I felt that I should be getting close to repayment numbers that would allow me to qualify for Public Student Loan Forgiveness ( PSLF ). When delving into my accounts I noticed that there were an inordinateamount of Your payment was received outside of payment period window '' flags on payments over the years ( see files 1-2 ). As someone that is not a late payer on anything ( I have an over XXXX credit score ) I was instantly shocked to see so many of those. So |
| I am under the impression due to the freeze there is zero activity | 1 | 0.0% | dor wither accounts |
| I am under the impression that Citi is deliberately skirting Regulation E by marking the investigation as closed so that the dispute count-down will reset. In any case | 1 | 0.0% | I was not left assured this investigation '' was being handled properly. For one |
| I am unsure how I will pay for tuition next year or provide for my soon to be wife.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,UNITED SERVICES AUTOMOBILE ASSOCIATION,GA,30606,,Consent provided,Web,2024-11-05,Closed with explanation,Yes,N/A,10680349 | 1 | 0.0% | USAA has been a trusted financial partner for me and my family |
| I am using my platinum card | 1 | 0.0% | on time every single month for 21 years. I have been the PERFECT customer who began her tenure with Amex with a green card at age XXXX |
| I am very afraid that this situation will have a negative effect on my financial situation. I have a son who is graduating this year from XXXX school | 1 | 0.0% | I am still waiting for them to submit the Verification of Mortgage to XXXX. I have been told they can only fax it to me |
| I am very angry.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,CA,92111,,Consent provided,Web,2020-07-06,Closed with non-monetary relief,Yes,N/A,3731762 | 1 | 0.0% | XX/XX/XXXX |
| I am very cash poor & have debts. The unauthorized transfers are done in slow | 1 | 0.0% | and logging into my account |
| I am very far away from you in terms of Emotional Intelligence and IQ | 1 | 0.0% | do you see a lack of professionalism and lack of customer service skills from you and daily pay? Do you think |
| I am very fearful that someone could mistakenly identify me as someone else with this incorrect information on my credit report Sincerely | 1 | 0.0% | FL XXXX Equifax Information Services LLC XXXX XXXX XXXX XXXX |
| I am very frustrated.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | I was charged XXXX for the credit card. When I called |
| I AM VERY UPSET ABOUT THIS | 1 | 0.0% | THE CHARGE FOR THE {$250.00} WAS DATED XXXX TWO DAYS AFTER THE VEHICLE RETURN. I DID NOT KNOW ABOUT THE CHARGE |
| I am very worried about what will happen from here. | 1 | 0.0% | I have called XXXX XXXX times. Each time |
| I am waiting for XXXX XXXX | 1 | 0.0% | I have been working 40-50 hour work weeks |
| I am waiting yet again to hear back from them. They are liars and are engaging in what I can only perceive as illegal activities at the behest of their corporate office.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,CITIBANK | 1 | 0.0% | as promised. I waited until the next week. Still nothing. I called back myself Friday ( XX/XX/22 ) and explained the entire situation again and was transferred to the credit reporting '' department |
| I am waiting yet again to hear back from them. They are liars and are engaging in what I can only perceive as illegal activities at the behest of their corporate office.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,949XX,,Consent provided,Web,2022-03-13,Closed with explanation,Yes,N/A,5311457 | 1 | 0.0% | as promised. I waited until the next week. Still nothing. I called back myself Friday ( XX/XX/22 ) and explained the entire situation again and was transferred to the credit reporting '' department |
| I am well aware that it is | 1 | 0.0% | I immediately called B & G |
| I am well within my RIGHTS TO DEMAND EVIDENCE OF REPORTING APPROPRIATENESS | 30 | 0.0% | regulated by law! Please act now to have XXXX |
| I am willing to cooperate fully with any further investigations and provide any additional information required to resolve this situation promptly. | 6 | 0.0% | I kindly request that you update and verify the information associated with my credit profile to reflect the correct and accurate details.In light of this identity theft incident |
| I am willing to overlook these inaccuracies if the account is updated to reflect paid as agreed | 1 | 0.0% | including the reported open date |
| I am willing to return any allocated legal funds upon formal invoice request. | 1 | 0.0% | screenshots |
| I am willing to settle your civil liability damages I have suffered as a result of your violation for {$1000.00} pursuant to FCRA 616 ( a ) ( 1 ) ( B ) [ 15 U.S.C. 1681n ]. Should you fail or refuse to settle the matter by tendering payment in the amount of {$1000.00} within ten ( 10 ) calendar days of receipt of this notice and demand | 1 | 0.0% | which is listed below : While checking my most recent credit report |
| I am willing to sign a settlement agreement. Your company will not be required to admit any wrongdoing if this is handled within the time frame provided. | 1 | 0.0% | here is a conservative estimate of the litigation expenses your company may incur if legal proceedings become necessary : Estimated Litigation Costs : Item Estimated Cost Attorney Fees ( FCRA Specialist |
| I am wondering what is going on. Now my payment has gone up? | 1 | 0.0% | because |
| I am working on it. I am really doing the best that I can. | 1 | 0.0% | they make you feel like you are the scum of society because you cant afford to pay them. They take every opportunity away from you and destroy any chance you have of living a normal life. I am XXXX years old now |
| I am writing in regards to the above-referenced debt to inform you that I am disputing this debt. Please verify the debt as required by the Fair Debt Collection Practices Act. I am disputing this debt because I do not owe it. I have not supplied proof under the Doctrine of Estoppel by Silence | 1 | 0.0% | I have not received any response or validation of the debt from XXXX XXXX XXXX. This failure to provide the requested information is a violation of the FDCPA |
| I am writing this complaint against PayPal Credit. | 1 | 0.0% | but when it was identified as fraudulent I notified PayPal Credit |
| I am writing to dispute inaccurate and derogatory information currently listed on my credit report. | 1 | 0.0% | FDCPA |
| I am writing to dispute multiple inaccuracies on my credit report. Please investigate and correct or remove the following items : XXXX. XXXX XXXX XXXX ( Acct ending XXXX ) : I have never signed a contract with this collector. Provide documentation from the original creditor confirming their ownership and legal right to collect | 2 | 0.0% | XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| I am writing to express my deep concern regarding the new payment offer that has been presented to me by loss mitigation in the mail yesterday. I appreciate the offer | 1 | 0.0% | I am writing to express my deep concern regarding the new payment offer that has been presented to me by loss mitigation in the mail yesterday. I appreciate the offer |
| I am writing to extend a settlement offer concerning the multitude of infractions against the Fair Debt Collection Practices Act ( FDCPA ) | 1 | 0.0% | initially reported from XX/XX/year> |
| I am writing to file a formal complaint against Coinbase for their mishandling of my digital asset transaction | 1 | 0.0% | XXXX XXXX Phone : ( XXXX ) XXXX Email : XXXX SECOND ISSUE LETTER : XXXX XXXX XXXX XXXX XXXX |
| I am writing to follow up on my previous request for debt validation | 1 | 0.0% | State |
| I am writing to formally dispute certain information appearing on my credit report | 6 | 0.0% | Ga XXXX XXXX SS Number : ( XXXX ) ( XXXX ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX : XXXX XXXX XXXX |
| I am writing to formally dispute inaccuracies in my credit report and to request compensation for the damages caused by these errors. According to the Fair Credit Reporting Act ( FCRA ) and the New York State General Business Law ( GBL ) 380 | 1 | 0.0% | NY XXXX Date : XX/XX/year> To : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| I am writing to formally dispute inaccurate information present on my credit report and to express serious concerns about your investigative practices | 3 | 0.0% | XXXXXX/XX/XXXX |
| I am writing to formally dispute the bankruptcy listing on my credit report | 6 | 0.0% | this bankruptcy needs to be removed from my file as it is defaming my character |
| I am writing to formally dispute the sharing of my nonpublic personal information by your institution | 3 | 0.0% | heres a template for disputing an issue related to XXXX Code XXXX |