| has been writing and servicing mortgage loans in XXXX without being a licensed Mortgage Loan Originator or attorney | 1 | 0.0% | agreeing to stop conducting business in the state. However |
| has BOTH reasons in two separate denial letters that i will forward. It also seems intentional that all of these documents have been sent to my inbox in ungrouped duplicates | 1 | 0.0% | and everything was reversed |
| has called me almost every day for the past 20- 30 days. Even on Sundays! Always rings 3 times and hangs up. | 1 | 0.0% | without ANY resolve. Just constant |
| has caused a large impact. I have been a responsible cardholder and took the appropriate steps to ensure my bill was paid in full. I hope this matter can be resolved fairly and promptly. | 1 | 0.0% | I was informed that a review of the call confirmed I did |
| has caused devastating financial loss and problems.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | it should be noted |
| has caused me significant and unnecessary financial harm | 1 | 0.0% | together with XX/XX/XXXX statement and delinquency notice ) |
| has caused me to lose confidence in the banking system. Equifax | 1 | 0.0% | XXXX |
| has caused me to lose confidence in the banking system. XXXX | 2 | 0.0% | XXXX |
| has caused undue burden and hardship for me | 3 | 0.0% | the XXXX XXXX XXXX XXXX and other high-profile donor prospects |
| has caused us MUCH WORRY. | 1 | 0.0% | we ask for a fair |
| has Chase ever contacted me about this matter. | 1 | 0.0% | I have rung Chase 5 times and been referred to multiple different parties. I have also used their secure messaging facility and exchanged over 14 messages with them. All these contact mediums have done is refer me back and forth to one another. No single party is empowered to deal with this issue. I have also written to Chase Card Services |
| has clients sit with an intake staff member and remit payment before admission into the actual medical area takes place. This could not have possibly been skipped. | 1 | 0.0% | I could not have received XXXX XXXX had I not paid the XXXX $ co payment on the date of the visit |
| has coming in every month. My house payment is automatically paid every month through that account | 1 | 0.0% | XX/XX/2020 |
| has communicated nothing about reimbursement.,Company believes it acted appropriately as authorized by contract or law,MOHELA,CA,95112,,Consent provided,Web,2024-11-22,Closed with explanation,Yes,N/A,10883849 | 1 | 0.0% | MOHELA |
| has compromised approximately XXXX XXXX records | 1 | 0.0% | a company that handles background checks |
| has confirmed that this bankruptcy does not exist in their records. | 3 | 0.0% | I mailed a dispute letter to Equifax via USPS certified mail ( tracking number : XXXX XXXX XXXX XXXX XXXX XXXX ) to dispute the inaccurate and incomplete reporting of a bankruptcy on my credit report : Bankruptcy Reference Number : XXXX Filing Date : XX/XX/XXXX Court Name : XXXX XXXX XXXX To ensure my identity was properly verified |
| has consistently failed to perform its federally required duty : enrolling a qualifying debtor with federal student loans in an income-based repayment plan. Instead | 1 | 0.0% | as I have noted in the attached spreadsheet |
| has continued to weigh down my credit profile | 2 | 0.0% | under 15 U.S.C. 1681e ( b ) |
| has countless viable consumer complaints currently pending from homeowners reflecting on their own personal types of unfair and abusive treatment. XXXX | 1 | 0.0% | which have raised alarming questions regarding the ownership rights |
| has decided to charge off my account. This is to purposely cause me harm with the adverse reporting the credit bureaus and causing my credit history to be detrimentally affected. | 1 | 0.0% | with the total loss of the car and hashing out the details with insurance and gap insurance companies |
| has defaulted on its contractual duties | 1 | 0.0% | the Family Educational Rights and Privacy Act ( FERPA ) |
| has deliberately and perfidiously under unscrupulous means | 1 | 0.0% | since this account closure process commenced a literal week after I went into the XXXX XXXX XXXX XXXX and physically hand delivered Department of the Treasury Internal Revenue Service Form 56-F Notice Concerning Fiduciary Relationship of Financial Institution that has the OMB Control Number of XXXX to Assistant Vice President XXXX XXXX and had the form mailed using the delivery service provider XXXX to both the Bank of America Headquarters/CEO XXXX XXXX XXXX XXXX with the tracking number XXXX |
| has developed a recurring cough. This directly impacts my familys health and safety. | 1 | 0.0% | Health Impact |
| has directly resulted in my damages. | 1 | 0.0% | including lost income |
| has done a BANG UP job of the work they are paid to do. Not only that | 1 | 0.0% | I am NOT a XXXX XXXX This report has me as a XXXX XXXX out of XXXX. Second |
| has done forensics | 1 | 0.0% | I.N.C. |
| has done ID reports | 1 | 0.0% | CLS is a term used for CLOSED. This is far from truth! According to Equifax & the other credit bureaus |
| has elapsed.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,PA,17331,,Consent provided,Web,2023-07-29,Closed with explanation,Yes,N/A,7322231 | 1 | 0.0% | my claims have been dismissed as verified '' |
| has expired. | 1 | 0.0% | I wish to bring to your attention that the timeshare contract in question was charged off in XX/XX/XXXX. According to North Carolina General Statutes Section 1-52 |
| has extended that duty to real estate licensees ( the listing Broker ) selling residential properties | 1 | 0.0% | which we provided comps to validate our statement. And since the seller |
| has failed in its duty to provide me a means to freeze my credit report.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MA,01880,,Consent provided,Web,2024-01-10,Closed with explanation,Yes,N/A,8132419 | 1 | 0.0% | this company has somehow corrupted the data on my account |
| has failed to acknowledge that it made this mistake costing me my home and | 1 | 0.0% | that reason for the denial is a lie. Wells Fargo deceived me and XXXX XXXX by failing to use the correct number as to my PITI payment by using only the interest only payment I was making. Wells Fargo deceived me with ever changing numbers as to the amount I owed |
| has failed to do so. As of the date of this letter | 1 | 0.0% | I notified TransUnion of the identity theft and provided all documentation required under FCRA 605B ( 15 U.S.C. 1681c-2 ) to block the fraudulent information. This included : proof of my identity |
| has failed to provide a detailed | 1 | 0.0% | the Consumer Financial Protection Bureau ( CFPB ) |
| has failed to provide any documentation supporting their claim. | 1 | 0.0% | LLC |
| has failed to provide or ensure accountability | 1 | 0.0% | has strong interests with issues that surround activities of financial professionals and mutual fund trading to prevent fraud and intentional deception. In an effort to bailout the 5 national banks the Obama administration enacted a mortgage bail out for the Top 5 banks with billions in mortgage relief funds as well as the administration rolled out the Making Homes Affordable ( MHA ) programs. As a result of the top 5 banks mishandling the bailout money for execution of the MHA |
| has failed to uphold these responsibilities. Additionally | 2 | 0.0% | I have identified the following discrepancies and violations : XXXX Report : Account Type : Collection Account Status : Derogatory Balance : {$2200.00} Date Opened : XX/XX/XXXX Payment Status : Collection/Chargeoff Last Reported : XX/XX/XXXX Date Last Active : XX/XX/XXXX Comment : Account information disputed by consumer |
| has formally moved to XXXX XXXX | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXXXXXX |
| has gotten me no where. So my usable credit card remains on this strangers account and no one will do anything about it.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,PA,19144,,Consent provided,Web,2022-11-30,Closed with explanation,Yes,N/A,6260606 | 1 | 0.0% | I yet again |
| has held this incorrect amount over my head since 2019 and is restricting me from finding my own place to live and is negatively affecting my credit.,,Rent Recovery Solutions,TX,78759,,Consent provided,Web,2024-02-21,Closed with explanation,Yes,N/A,8392263 | 1 | 0.0% | XX/XX/2019 |
| has hurt my ability to obtain credit and I desire it to be deleted from my credit report.,,CAPITAL ONE FINANCIAL CORPORATION,CA,92532,,Consent provided,Web,2020-12-27,Closed with explanation,Yes,N/A,4032596 | 1 | 0.0% | unverifiable accounts must be removed within 30 days and if you are unable to provide me a copy of verifiable proof ( i.e proof of the alleged items |
| has incurred a loss as a result of the alleged debt. ( d ) An invoice ( not a statement ) | 1 | 0.0% | and TENNESSEE state Law |
| has indicated that he will grant us a bad-faith certification against both XXXX and Nationstar. | 1 | 0.0% | based on this last incident with the bank |
| has it already. When XXXX informed XXXX that this was wire fraud | 1 | 0.0% | Assistant Manager of the XXXX XXXX XXXX XXXX |
| has left me unable to afford the cost of living and permanent/stable housing which is greatly needed. | 1 | 0.0% | police reports ( Case # XXXX ) |
| has legal obligations under FCRA 623 ( a ) ( 1 ) ( A ) and 623 ( a ) ( 2 ) to ensure that the information they report is accurate and updated | 2 | 0.0% | I have the right to dispute inaccurate or unverifiable information |
| has made me go to verify identity at the branch over XXXX times. The second to last visit the banker said she placed a claim because apparently the fraud alert was valid | 1 | 0.0% | and calling to check balance |
| has made my personal and financial information a target for misuse. Instead of taking accountability and protecting victims | 1 | 0.0% | let me remind you of the XXXX data breach |
| has misled me | 1 | 0.0% | my mother passed away and I inherited her condominium located at XXXX XXXX XXXX XXXX |
| has more information about the FCRA. Citations for FCRA sections in the U.S. Code | 1 | 0.0% | and to prevent refurnishing the information in the future. A furnisher may not furnish information that a consumer has identified as resulting from identity theft unless the furnisher subsequently knows or is informed by the consumer that the information is correct. Section 623 ( a ) ( 6 ). If a furnisher learns that it has furnished inaccurate information due to identity theft |