| have issues with this residual interest practice. | 1 | 0.0% | there was no balance left when I paid off my account on XX/XX/XXXX with my {$1500.00} payment. There was nothing to charge interest on and yet |
| have it returned to me by them after this ridiculous and useless gratuitous act | 1 | 0.0% | told me my endorsed check was invalid because as issued |
| have kept the home listed on the Market | 1 | 0.0% | as mentioned |
| have led to heightened anxiety | 1 | 0.0% | you have continued to bombard both me and my wife |
| have lost much from Hurricane Ian | 1 | 0.0% | I pulled my credit report and saw they had marked me 30 DAYS PAST DUE on 4 occasions over 4 years. I went back through all of my payments made via bank statement. Only one of these payments was 30 days late and that was in XXXX. The other 3 payments were paid late but not 30 days or more. The most recent late payment on my report was for XX/XX/XXXX. Which I paid in full along with XXXX payment ( paid on XX/XX/XXXX ) That is a total of 18 days. That was my latest payment made. I called to address this with the customer service Dept. And a rep told me that because my payment for XXXX |
| have made it clear that credit reporting agencies can not ignore their statutory obligations | 2 | 0.0% | caused emotional distress |
| have made me lose total hope of arriving at a place where I could be considered debt-free. | 1 | 0.0% | and this goes without saying |
| have misplaced billions of losses? No person or corporation mistakenly finds XXXXXXXX XXXX XXXX in losses. That amount collapses economies. That is not even in today 's dollar | 1 | 0.0% | acquiring XXXX XXXX and stealing XXXXXXXX XXXX XXXX in assets from the shareholders. They did not buy back the shares of stocks from the employees who owned shares or replace them with Chase stock in the company |
| have my SS number associated with the accounts in question | 1 | 0.0% | with my spouse on the line |
| have negatively affected my application for my first home mortgage.,,CAPITAL ONE FINANCIAL CORPORATION,VA,22903,,Consent provided,Web,2020-08-24,Closed with monetary relief,Yes,N/A,3810981 | 1 | 0.0% | I believe that Capital One 's actions on rebilling this transaction mirror their actions when went through months of communication |
| have neither obtained my consent nor adhered to this requirement. | 1 | 0.0% | under FCRA Section 604 ( a ) ( 2 ) |
| have never been able to send me copies of ANY proof sent to them by XXXX / Naveint. | 1 | 0.0% | XXXX |
| have never been able to send me copies of ANY proof sent to them by XXXX / XXXX. | 1 | 0.0% | Equifax |
| have never been late and have always paid more than the amount due and he again told me that I could always apply for another card if I would want another account with them. I let him know that I would be reporting this | 1 | 0.0% | they had the right to close my accounts. I asked him why I was never contacted by capital one about any of this and his response was- well didn't you receive an app notification? To which I explained that I did not. However |
| have never been my residences. Associating these addresses with my credit file misrepresents my identity and exposes me to potential liability for debts and accounts that are not mine. Under FCRA 609 ( a ) and FCRA 611 | 2 | 0.0% | XXXX XXXX XXXX |
| have never been validated or correctly reported. I will exercise my consumer rights by requesting that factually truthful | 2 | 0.0% | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX PA XXXX SSN : XXXX XXXX : XX/XX/XXXX TransUnion XXXX XXXX XXXX XXXX |
| have never done business with XXXX XXXX and the garnishment was in violation of the statute of limitations on debt in the State of Utah. I seek a refund of those funds. I have also contacted the State of Utah Office of the Attorney General.,,W&A Intermediate Co. | 1 | 0.0% | and the Homeland Verification of Departure |
| have never informed me of my right to exercise my nondisclosure option. XXXX | 1 | 0.0% | XXXX XXXX XXXX |
| have never lived at these addresses or taken out these accounts. | 1 | 0.0% | This account is not only associated with me |
| have never overdrawn or otherwise mishandled any of my accounts or bounced any checks | 1 | 0.0% | here are the ChexSystems score and key factors that adversely affected your score '' |
| have never sent me copies of agreements | 1 | 0.0% | the office of Burton Neil & Associates filed a complaint against me in the XXXX Court XXXX |
| have new cards issued | 1 | 0.0% | tokenized rebilling |
| have no control over this action | 1 | 0.0% | I contacted the customer service hot line |
| HAVE NO DESIRE IN HELPING THE HOMEOWNERS | 1 | 0.0% | THE ONLY THING THAT THE MORTGAGE COMPANIES WERE INTERESTED IN WAS THE MORTGAGE MONTHLY PAYMENTS. I ALSO SUBMITTED SUPPORTING DOCUMENTATION OF MY WORK RELATED INJURIES THAT I SUSTAINED ON THE JOB WORKING FOR XXXX XXXX XXXX. I HAVE BEEN WAITING ON HELP FROM THE RESTORE LOUISIANA PROGRAM. IF I WOULD HAVE GOTTEN HELP FROM THE RESTORE LOUISIANA PROGRAM |
| have no help | 1 | 0.0% | our vehicle was stolen so getting around or to work etc came to a screeching halt |
| have no idea how much we owe on his loan. I was able to find out the information back in XXXX when I contacted PNC bank | 1 | 0.0% | regardless of being a revolving account |
| have no knowledge of any obligation | 1 | 0.0% | I have no knowledge of them |
| have no loyalty or security controls/technology/policies/procedures in place to protect senior clients from being a victim of fraud. | 1 | 0.0% | my own bank |
| have no other debts and pay every credit account in full every month. Now I only have two active accounts in my credit file. | 1 | 0.0% | but he replied with the same excuse ; the account was closed ONLY because they received back the letter ( return to sender ) they had sent to extend the account. The manager then said he could send a letter stating the same. My reply was how would he know if that letter would even make it to me in the mail or get returned? He agreed and I explained to him how ludicrous the situation was |
| have no right or written consent from me to furnish my information. All forms of consent | 1 | 0.0% | known as Furnishers |
| have not and do not admit ownership | 1 | 0.0% | XXXX University referred my account to Key 2 Recovery ( XXXX XXXX XXXX XXXX XXXX |
| have not been properly fulfilled. | 3 | 0.0% | I identified several errors that are either inaccurate |
| have not been removed. These fraudulent accounts were created without my knowledge | 1 | 0.0% | the fraudulent accounts with XXXX XXXX |
| have not consolidated these accounts and each one is in good standing | 1 | 0.0% | this should be considered a rental property and the mortgage taken as income. Additionally |
| have not discovered. National Integrity should be forthright and open regarding this transaction and should provide a complete recalculation including all figures | 1 | 0.0% | before and after settlement |
| have not met their promised deadlines | 1 | 0.0% | as this is thousands of dollars. Chime has been unwilling to help me |
| have not obeyed the Fair Debt Collection Practices Act by failing to provide us with the documentation and proof of debt requested during the first appeal process. This debt is not legal under Nebraska Law and they have failed to follow the law in regards to the information we have requested. They are illegally attempting | 1 | 0.0% | via certified mail |
| have not properly disclosed | 3 | 0.0% | these said companies |
| have not received a satisfactory resolution for my XXXX payment. I have spoken with and had many email correspondences with numerous MOEHLA representatives | 1 | 0.0% | spending XXXX hours on the phone |
| have NOT received any benefits | 1 | 0.0% | these transactions are NOT carried out by me |
| have not responded or stated that any of the above documents that were recorded were in error or malicious intent. Therefore without delay I demand that the associated accounts be deleted from all credit reporting agencies | 1 | 0.0% | SANTANDER |
| have not sent me a copy of the early payment policy | 1 | 0.0% | I HAVE MADE 91 QUALIFYING PAYMENTS. *IF* you exclude the payments they are not counting from XX/XX/XXXX ( made too early ) |
| have not signed one | 1 | 0.0% | made on time and they did not furnish us with and escrow agreements because our account is not set up to be in escrow. When we followed this guidance we made XXXX payments online and we called to make sure that they were received properly and then they said they had proceeded to pay for a second time our county taxes that are not due for another month. We need to be able to pay the bills furnished to us again on time and operate on our original non-escrow agreement |
| have not violated any portion of the FDCPA. | 1 | 0.0% | you are required to provide validation of this debt. To validate this debt |
| have paid more than the minimum | 1 | 0.0% | draws being made |
| have plenty of cash reserve in my account | 1 | 0.0% | lacks proper gauge for credit score changes |
| have presented any person in a false light | 1 | 0.0% | I am not liable for any finance charges of other charge |
| have recently received a copy of my consumer report dated XXXX and I am frustrated to have found so many inaccurate accounts being furnished in error. Pursuant to 15 USC 1666b | 1 | 0.0% | and send out a free copy of my report after the changes have been made will result in legal actions being taken against your company |
| have reduced our options in comfortably pursuing the sale. | 1 | 0.0% | XXXX due to an upcoming monthly retirement payment that will begin at age XXXX. I have the means to pay a lower interest mortgage payment on my current home. Furthermore |
| have refused to issue credits for lost items | 1 | 0.0% | been disconnected |