have never been late and have always paid more than the amount due and he again told me that I could always apply for another card if I would want another account with them. I let him know that I would be reporting this

What the CFPB Record Shows About have never been late and have always paid more than the amount due and he again told me that I could always apply for another card if I would want another account with them. I let him know that I would be reporting this

have never been late and have always paid more than the amount due and he again told me that I could always apply for another card if I would want another account with them. I let him know that I would be reporting this has accumulated 1 consumer complaint in the CFPB public database, with filings active across 1 U.S. state. Of those submissions, 1 includes a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to He e, and the most recent logged activity is He explain, giving this record a multi-year window of observable consumer sentiment.

Looking at response behavior, have never been late and have always paid more than the amount due and he again told me that I could always apply for another card if I would want another account with them. I let him know that I would be reporting this reports a 0% timely-response rate and has closed 0% of cases with a written explanation to the consumer. 0% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "they had the right to close my accounts. I asked him why I was never contacted by capital one about any of this and his response was- well didn't you receive an app notification? To which I explained that I did not. However", and the single most common underlying issue is "and I can show on there that every time they returned my payment".

Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating have never been late and have always paid more than the amount due and he again told me that I could always apply for another card if I would want another account with them. I let him know that I would be reporting this: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.