| Experian has failed to block or delete the fraudulent account as required under FCRA 605B and has not conducted a reasonable reinvestigation under FCRA 611 ( a ). Their continued reporting of this fraudulent account is causing ongoing harm to my credit file and financial well-being.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,90717,,Consent provided,Web,2025-10-08,Closed with explanation,Yes,N/A,16462393 | 1 | 0.0% | I submitted a direct dispute with supporting documentation |
| Experian has failed to block or delete the fraudulent account as required under FCRA 605B and has not conducted a reasonable reinvestigation under FCRA 611 ( a ). Their continued reporting of this fraudulent account is causing ongoing harm to my credit file and financial well-being.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92009,,Consent provided,Web,2025-09-25,Closed with explanation,Yes,N/A,16165341 | 1 | 0.0% | I submitted a direct dispute with supporting documentation |
| Experian has failed to block or delete the fraudulent account as required under FCRA 605B and has not conducted a reasonable reinvestigation under FCRA 611 ( a ). Their continued reporting of this fraudulent account is causing ongoing harm to my credit file and financial well-being.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,92887,,Consent provided,Web,2025-10-10,Closed with explanation,Yes,N/A,16488385 | 1 | 0.0% | I submitted a direct dispute with supporting documentation |
| Experian has failed to block or delete the fraudulent account as required under FCRA 605B and has not conducted a reasonable reinvestigation under FCRA 611 ( a ). Their continued reporting of this fraudulent account is causing ongoing harm to my credit file and financial well-being.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,931XX,,Consent provided,Web,2025-10-01,Closed with explanation,Yes,N/A,16279803 | 1 | 0.0% | I submitted a direct dispute with supporting documentation |
| Experian has failed to block or delete the fraudulent account as required under FCRA 605B and has not conducted a reasonable reinvestigation under FCRA 611 ( a ). Their continued reporting of this fraudulent account is causing ongoing harm to my credit file and financial well-being.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NJ,07036,,Consent provided,Web,2025-10-06,Closed with explanation,Yes,N/A,16384672 | 1 | 0.0% | I submitted a direct dispute with supporting documentation |
| Experian has failed to block or delete the fraudulent account as required under FCRA 605B and has not conducted a reasonable reinvestigation under FCRA 611 ( a ). Their continued reporting of this fraudulent account is causing ongoing harm to my credit file and financial well-being.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,11218,,Consent provided,Web,2025-09-17,Closed with explanation,Yes,N/A,15989422 | 1 | 0.0% | I submitted a direct dispute with supporting documentation |
| Experian has failed to block or delete the fraudulent account as required under FCRA 605B and has not conducted a reasonable reinvestigation under FCRA 611 ( a ). Their continued reporting of this fraudulent account is causing ongoing harm to my credit file and financial well-being.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,11219,,Consent provided,Web,2025-10-02,Closed with explanation,Yes,N/A,16315866 | 1 | 0.0% | I submitted a direct dispute with supporting documentation |
| Experian has failed to block or delete the fraudulent account as required under FCRA XXXX and has not conducted a reasonable reinvestigation under FCRA 611 ( a ). Their continued reporting of this fraudulent account is causing ongoing harm to my credit file and financial well-being.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NY,11218,,Consent provided,Web,2025-09-17,Closed with explanation,Yes,N/A,15989453 | 1 | 0.0% | I submitted a direct dispute with supporting documentation |
| Experian has failed to comply and continues to report these false delinquencies | 1 | 0.0% | XXXX BANK XXXX. XXXX |
| Experian has failed to delete or correct these false entries. This inaction directly violates the FCRAs requirements to conduct a reasonable reinvestigation under 1681i ( a ) | 1 | 0.0% | a detailed dispute letter was sent to Experian identifying several accounts containing inaccurate late-payment notations |
| Experian has failed to make the necessary corrections or provide an explanation. | 1 | 0.0% | XXXX |
| EXPERIAN has failed to rectify the inaccuracies or remove the fraudulent accounts from my credit report | 1 | 0.0% | submitting a formal dispute |
| Experian has failed to take appropriate action to correct the information under the FCRA but also constitutes defamation and willful injury to my financial reputation | 1 | 0.0% | including FCRA Section 623 |
| Experian has failed to take appropriate action. | 1 | 0.0% | CA XXXX Subject : Dispute of XXXX XXXX under 15 U.S.C. 1681 ( Negligent Noncompliance ) Dear Experian |
| Experian has failed to uphold that standard. | 1 | 0.0% | Experian is legally obligated to ensure maximum possible accuracy under 15 U.S.C. 1681e ( b ) |
| Experian has ignored its duty to correct or delete information that is inaccurate | 1 | 0.0% | as well as provisions of other consumer protection laws. I wish to highlight the key legal points and how Experian has breached them : Failure to Investigate and Correct Inaccurate Information : The FCRA requires consumer reporting agencies to ensure accuracy in reports and to conduct reasonable investigations of disputed information consumerfinance.gov. When a consumer identifies information as fraudulent or incorrect |
| Experian has inaccurately reported my full legal name as well as my date of birth. My correct name is XXXX XXXX | 1 | 0.0% | TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX |
| EXPERIAN has neglected to comply with the FCRA and has allowed this erroneous information to persist on my credit report. | 1 | 0.0% | while XXXX and Experian promptly investigated the matter and deleted the disputed account from my credit report |
| Experian has no excuse for false incomplete | 1 | 0.0% | illegal charges by the creditor from date of 1st delinquency until charge-off.The XX/XX/XXXX Credit Card ACT |
| Experian has not provided any verification | 1 | 0.0% | I sent Experian a certified dispute and legal demand letter |
| Experian has not removed these incorrect addresses. This is a direct violation of the Fair Credit Reporting Act ( FCRA 607 ( b ) ) | 1 | 0.0% | Experian is reporting two addresses that I have never lived at |
| Experian has not reported any information regarding the account. Lastly | 1 | 0.0% | according to XXXX |
| Experian has on multiple occasions ignored my request to block | 3 | 0.0% | the CFPB has also learned that Experians faulty dispute intake procedures and failure to provide furnishers with consumer-submitted documentation |
| Experian has only removed two accounts | 1 | 0.0% | I promptly filed a request with Experian to remove and block seven fraudulent XXXX accounts. I provided all necessary documentation |
| Experian has repeatedly failed to remove this incorrect information within the required 4 business days. | 1 | 0.0% | I have submitted a formal FTC report |
| Experian has violated FCRA 611 ( a ) by failing to conduct a proper reinvestigation of my dispute within the 30-day statutory window. I also requested full disclosure of all information used to verify the disputed account | 1 | 0.0% | proof of address |
| Experian has XX/XX/XXXX and XXXX has XX/XX/XXXX | 1 | 0.0% | Experian has XXXX and XXXX has XXXX date last reported is inaccurate |
| Experian has XX/XX/XXXX and XXXX has XX/XX/XXXX this is a violation. | 1 | 0.0% | XXXX shows XX/XX/XXXX |
| Experian has yet to remove any unfair/inaccurate accounts from my consumer profile. My rights have been violated under the Fair Credit Reporting Act ( FCRA ) for there is no information that is fair or accurate on my consumer report regarding the following accounts that I had previously disputed. I have submitted multiple CFPB complaints as well as disputes. Experian sent me a letter of their results '' from my dispute letter. I received this letter in the mail on Tuesday | 1 | 0.0% | I am practicing my right to challenge questionable information that I have found on my personal credit report. Moreover |
| EXPERIAN have deliberately broken the law multiple times pertaining to the Fair Credit Reporting Act ( FCRA ). Sections : 609 ( a ) ( 1 ) ( a ). The funny thing is that since all of my calls to EXPERIAN are recorded by both myself and EXPERIAN | 1 | 0.0% | the credit reporting agency is required to give me the method of verification within 15 days of my request. This should be hard evidence that goes all the way back to the original creditor. I did not consent for EXPERIAN to use an automated system as means of an investigation process using any online computer program |
| Experian I am writing to formally dispute a late payment that has been inaccurately reported on my credit file due to identity theft. The late payment in question is associated with the account. | 3 | 0.0% | IN XXXX XXXX Open date : XX/XX/XXXX XXXX XXXX XXXX PA XXXX XXXX XXXX XXXX |
| Experian illegally reinserted the previously blocked and deleted fraudulent XXXX XXXX account without providing the legally required written notice in the mail within XXXX business days and without providing the furnishers certification and all other relevant documentation | 1 | 0.0% | Experian is attempting to force me to resubmit the same documents |
| Experian inexplicably reinstated the fraudulent account.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23434,,Consent provided,Web,2025-01-10,Closed with explanation,Yes,N/A,11464336 | 1 | 0.0% | at XXXX XXXX XXXX |
| Experian inexplicably reinstated the fraudulent account.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23434,,Consent provided,Web,2025-01-10,Closed with explanation,Yes,N/A,11464380 | 1 | 0.0% | at XXXX XXXX XXXX |
| Experian Information Solutions Inc. | 3.1M | 100.0% | Credit reporting or other personal consumer reports |
| Experian insisted that it was invalid | 1 | 0.0% | valid mail from my insurance company with my address |
| Experian is acting in bad faith toward me as a consumer. The only reason to have a policy like this ( as opposed to an opt in '' policy ) is to take advantage of negligent consumers like myself ( or consumers who find the process of cancellation too onerous to be worth their time ). | 1 | 0.0% | which did make note of this. I was enrolled as a paying costumer without my knowing |
| Experian is allowing the account to report AGAIN and i disputed it a few weeks ago through the CFPB portal report # XXXX and Experian is claiming the account is mine. This is becoming very frustrating as it's quite easy to see the account is NOT MINE. Everything on my credit report is in good standings and I recently paid off every credit card on my credit report that i own. How on earth is Experian stating this account is mine when I live in LOUISIANA and the address reflecting off of the account is from WYOMING. I never lived there a day in my life! Please DELETE and BLOCK the following from my credit report : 1. XXXX XXXX XXXX XXXX Account Number : XXXX XXXX. XXXX XXXX XXXX XXXX | 1 | 0.0% | something weird happens to where a credit card is opened in my name |
| Experian is aware XXXX furnishers are prohibited from knowingly reporting inaccurate information to credit bureaus. I have mailed serval letters that has been ignored by your company allowing the furnisher to continue to report these unverified the inaccuracies | 1 | 0.0% | I request an immediate removal for your failure to investigate these accounts properly and continue to violations : XXXX. Violation of Accuracy Requirements ( 15 U.S.C. 1681e ( b ) Under this section |
| Experian is complicit in the exploitation | 1 | 0.0% | Experian 's involvement with these companies seems to constitute a form of organized crime and credit sabotage |
| Experian is failing to do its due diligence by exercising its right to protect me by removing this account from my credit report. Thus | 1 | 0.0% | which was hired by the original creditor |
| Experian is flouting FCRA 605B. There has been ample time ( far beyond 4 business days ) since Experian received my identity theft report | 1 | 0.0% | a credit bureau must block ( i.e. remove or suppress ) information that resulted from identity theft within 4 business days of receiving proof of the identity theft. Specifically |
| Experian is holding the XXXX family ability to procure a joint loan hostage because of your failure to fully respond to the initial request ; further exacerbated by the fact that there is no way to reach out to determine how to proceed. Its bad enough that unlike other credit bureaus | 1 | 0.0% | it took more than two weeks to receive the PIN for XXXX XXXX. To date nothing has been received for XXXX XXXX. To determine why XXXX XXXX had not been received |
| Experian is ignoring my requests to dispute and has expressed their refusal to do anything about the fraudulent requests for my credit history.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,XXXXX,,Consent provided,Web,2020-06-25,Closed with explanation,Yes,N/A,3715826 | 1 | 0.0% | I would once again like to request that Experian open a dispute into the fraudulent inquiries for credit that were not authorized by me |
| Experian is intent on causing damaging my credit record and/or keeping my credit score very low | 1 | 0.0% | as well as the credit standing of possibly thousands of people in the United States. Experian is knowingly accepting False or Inaccurate reports from Data Furnishers ( XXXX XXXX ) with the intent and purpose of damaging my credit standing. I also strongly believe that they are working in concert with Data Furnishers to achieve the same purpose. Experian has focused on my credit record with the intent and purpose of causing damage to it |
| Experian is knowingly publishing false information that is severely harming my credit standing. | 1 | 0.0% | opened on XX/XX/XXXX with a reported balance of {$26000.00} |
| Experian is legally required to : Maintain maximum possible accuracy Prevent mixed-file conditions Correct identity theft accounts immediately Block fraudulent information under FCRA 605B Prevent reinsertion unless strict procedural requirements are met under 611 ( a ) ( 5 ) ( B ) Conduct a reasonable reinvestigation Maintain reasonable procedures to ensure accuracy Notify me of the source of information and all data furnishers Never insert or reinsert unverifiable or fraudulent data Experian has failed all of these requirements. | 1 | 0.0% | 607 ( b ) |
| Experian is operating as a financial institution based off of the relationship that they have with financial institutions. | 1 | 0.0% | they fall under having to abide by the codes that congress has set for financial institutions as well |
| EXPERIAN is prohibited from including outdated negative information beyond the legally permitted reporting periods. These systematic failures not only violate the FCRA but also constitute unfair and deceptive acts or practices ( UDAP ) under Section 5 of the Federal Trade Commission Act ( 15 U.S.C. 45 ) | 1 | 0.0% | EXPERIANs failure to adequately verify the disputed information constitutes willful non-compliance under 15 U.S.C. 1681n |
| Experian is reporting personal data that is inaccurate and not actually mine | 1 | 0.0% | my credit file lists addresses at XXXX XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX where I have never resided or used on any application. My legal and only residence is XXXX XXXX XXXX XXXX XXXX |
