| Balance Owed : {$0.00} | 3 | 0.0% | Date Opened |
| Balance Owed : {$XXXX} | 1 | 0.0% | Date Opened |
| balance owing. | Date Last Active | XX/XX/XXXX Date of Last Payment as XX/XX/XXXX. This account contains inaccurate and inconsistent information | 1 | 0.0% | I do not authorize the reporting of any Personally Identifiable Information ( PII ) beyond the details provided below. You must expunge any other PII from your records : Full Name : XXXX XXXX XXXX Date of Birth : XX/XX/XXXX Address : XXXX XXXX XXXX XXXX |
| BALANCE PAID OR BEING PAID BY INSURANCE COMPANY. | 1 | 0.0% | including 30 |
| Balance Protector | 1 | 0.0% | N.A . is a national bank and insured depository institution. Citibank |
| balance reporting | 1 | 0.0% | in accordance with FCRA 1681i |
| balance transfers | 2 | 0.0% | under How to Avoid Paying Interest on Purchases : Your due date is at least 23 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your monthly Citi Flex Plan Payment Amount plus your entire balance |
| balance transfers or direct deposit requests. Please continue to make at least the total minimum payment due each month on the account until the balance is paid in full. | 1 | 0.0% | according to what I signed on page two |
| balance unknown These accounts were not opened by me | 1 | 0.0% | fraudulent tradelines have been reported or shared with third parties without my knowledge |
| Balance updated XXXX XXXX | 3 | 0.0% | you are required to ... promptly DELETE all information which can not be verified. '' The law is very clear as to the civil liability and the remedy available to me for negligent noncompliance '' ( Section 617 ) if you fail to comply with this Federal Law. I am a litigious consumer and fully intend on pursuing litigation in this matter to enforce my rights under the FCRA. I demand the following accounts be verified or deleted immediately : **Name of Account : Account Number : Provide Physical Proof of Verification** XXXX. XXXX XXXX XXXX - Account Number : XXXX - Balance : {$46000.00} - Status : XXXX late payments |
| balance XXXX | 1 | 0.0% | balance XXXX XXXX XXXX XXXX. |
| Balance XXXX {$2600.00},Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,774XX,,Consent provided,Web,2025-08-01,Closed with explanation,Yes,N/A,15041996 | 1 | 0.0% | the Experian XXXX XXXX XXXX block information appearing on my consumer credit report that is the result of identity theft and fraud within XXXX business days of you receiving this complaint. The following items do not belong to me and is a result of fraud that I did not authorize : Also |
| Balance XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX - Account Number XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | the TransUnion credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft |
| Balance XXXX {$2900.00} XXXX XXXX have resulted in several fraudulent hard inquiries and fraudulent collections appearing on my consumer FICO credit report. Ive attached a list of the hard inquiries in question as well as a copy of the consumer FICO credit report maintained by you which shows the said fraudulent items. I do not recognize these accounts | 1 | 0.0% | the Experian credit reporting agencys block the information appearing on my consumer credit report that is the result of identity theft |
| balance {$0.00} | 5 | 0.0% | inaccurate |
| Balance {$0.00} ) Late Payment Reporting in Dispute XXXX XXXX Acct # XXXX XXXX Acct # XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | Balance {$0.00} ) XXXX XXXX XXXX Acct # XXXX ( Opened XX/XX/XXXX |
| Balance {$0.00} ),,EQUIFAX | 1 | 0.0% | Balance {$0.00} ) XXXX XXXX Account XXXX XXXX ( Opened XX/XX/XXXX |
| Balance {$0.00} I am disputing the accuracy and completeness of these charged-off accounts. The reported dates and balances appear inconsistent with my records and may reflect obsolete or unverifiable information. Please verify each item with the original creditor or remove it from my file if it can not be substantiated. | 1 | 0.0% | Account ending XXXXXXXX XXXX XXXX |
| Balance {$10000.00} | 1 | 0.0% | this company is still showing those fraudulent accounts. For yet another time |
| balance {$110.00} | 2 | 0.0% | I dispute multiple XXXX XXXX accounts that are reported inconsistently or incompletely across the XXXX bureaus. XXXX XXXX XXXXXXXX shows a balance of {$91.00} with late payments of 30 days in XX/XX/XXXX and 60 days in XX/XX/XXXX |
| Balance {$1100.00} XXXX XXXX XXXX | 1 | 0.0% | Balance : {$2000.00} -XXXX XXXX |
| balance {$11000.00} Responsibility : Individual Additional XXXX Accounts ( Note : Details of additional XXXX fraudulent accounts have been submitted with supporting images and documentation. These include further collections | 3 | 0.0% | balance {$2500.00} Responsibility : XXXX XXXX XXXX XXXX Account Number : XXXX Account Type : Unsecured Date Opened : XX/XX/XXXX Status : Charged off |
| Balance {$12000.00} ) XXXX XXXX Account # XXXX ( Opened XX/XX/XXXX | 1 | 0.0% | I identified the following charged-off accounts that I believe are inaccurately reported or not properly verified : XXXX XXXXXXXX XXXX Account # XXXX ( Opened XX/XX/XXXX |
| Balance {$12000.00} XXXX XXXX XXXX ACC XXXX- Date Opened XX/XX/XXXX | 1 | 0.0% | This company continued to report all the derogatory accounts without even investigating my claims. This letter is a written proof of my intention to find a resolution with this company without filing a lawsuit. As a result |
| balance {$12000.00},Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,48105,,Consent provided,Web,2025-01-29,Closed with explanation,Yes,N/A,11834568 | 1 | 0.0% | authorized |
| balance {$12000.00},Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | authorized |
| balance {$1300.00} ) is not showing in payment history | 3 | 0.0% | the following inaccuracies appear : XXXX XXXXXXXX ( account ending XXXX |
| balance {$1300.00} XXXX XXXX Acct # XXXX | 1 | 0.0% | which I dispute : XXXX XXXX XXXX Acct XXXX XXXX |
| balance {$13000.00}. XXXX has suffered documented breaches | 1 | 0.0% | open XX/XX/XXXX |
| balance {$14000.00} ) | 1 | 0.0% | balance {$0.00} ) |
| balance {$15000.00} ) XXXX XXXX XXXX Acct XXXX ( Opened XX/XX/XXXX | 1 | 0.0% | balance {$34000.00} ) Department of Education / XXXX Acct XXXX ( Opened XX/XX/XXXX |
| balance {$160.00} ) XXXX XXXX Acct XXXX ( XX/XX/XXXX | 1 | 0.0% | balance {$580.00} ) XXXX Acct XXXX ( XX/XX/XXXX |
| Balance {$160.00} ) XXXX XXXXXXXX ( Opened XX/XX/XXXX | 1 | 0.0% | Balance {$1100.00} ) XXXX XXXX XXXX XXXX ( Opened XX/XX/XXXX |
| balance {$1800.00} ) and XXXX XXXX account ( XXXXXXXX XXXX XXXX XXXX XXXX | 2 | 0.0% | several accounts have been inaccurately reported as late or missing entirely from certain bureaus |
| balance {$1900.00} ) and XXXX XXXX ( account ending XXXX | 2 | 0.0% | XXXX XXXX ( account ending XXXX |
| balance {$1900.00} I dispute the accuracy | 1 | 0.0% | which I dispute due to inaccuracies in balances |
| balance {$2000.00} XXXX XXXX XXXX | 1 | 0.0% | balance {$2100.00} XXXX XXXX |
| balance {$210.00} ) I request Experian verify balances | 1 | 0.0% | balance {$0.00} ) XXXX XXXX Acct XXXX ( XX/XX/XXXX |
| balance {$2100.00} XXXX XXXX XXXX ( XXXX XXXX ) Opened XX/XX/XXXX | 3 | 0.0% | all three bureaus continue to inaccurately report fraudulent accounts and inquiries. These items were opened without my knowledge or authorization |
| Balance {$22000.00} | 3 | 0.0% | Account # XXXX |
| BALANCE {$25.00} XXXX XXXX XXXX | 3 | 0.0% | XXXX |
| balance {$250.00} ) XXXX / XXXX Acct XXXX ( XX/XX/XXXX | 1 | 0.0% | balance {$0.00} ) XXXX XXXX Acct XXXX ( XX/XX/XXXX |
| balance {$260.00} XXXX XXXX Acct # XXXX XXXX opened XX/XX/XXXX | 1 | 0.0% | which I dispute : XXXX Acct # XXXX |
| Balance {$2600.00} ; XXXX XXXX XXXX ( XXXX ) | 1 | 0.0% | they have refused to conduct an adequate reinvestigation of the following erroneous accounts |
| Balance {$26000.00}. Does not belong to me. | 1 | 0.0% | Never late XXXX. XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX Date opened XX/XX/XXXX |
| balance {$2800.00} ) XXXX XXXX Acct XXXX XXXX Opened XX/XX/XXXX | 1 | 0.0% | balance {$34000.00} ) Department of Education XXXX XXXX Acct XXXX XXXX Opened XX/XX/XXXX |
| balance {$2800.00} XXXXXXXX XXXX Acct # XXXX | 1 | 0.0% | which I dispute due to inaccuracies in account status |
| balance {$3000.00} ) XXXX XXXX XXXX XXXX XXXX XXXX ( XX/XX/XXXX | 1 | 0.0% | balance {$0.00} ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( XX/XX/XXXX |
| balance {$3500.00} ) and the XXXX XXXX XXXX account ( original creditor XXXX XXXXXXXX XXXX XXXXXXXX | 3 | 0.0% | from XXXX XXXX XXXX |
| Balance {$3500.00} I am attaching for your reference : 1. My earlier request for Validation I sent to this company 2. My small claims form prepared to proceed with court filing in case they fail to delete.,,Portfolio Recovery Associates | 1 | 0.0% | I am preparing to file a lawsuit against this company should they fail to remove this unvalidated account from my report as soon as Now. BELOW is the unvalidated collection account that I need to be removed from my report ASAP : PORTFOLIO RECOV ASSOC XXXX XXXX |