| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TN,38018,,Consent provided,Web,2022-11-06,Closed with non-monetary relief,Yes,N/A,6170967 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75035,,Consent provided,Web,2023-10-19,Closed with explanation,Yes,N/A,7729421 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75149,,Consent provided,Web,2023-08-05,Closed with explanation,Yes,N/A,7351887 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,75219,,Consent provided,Web,2023-05-10,Closed with explanation,Yes,N/A,6960869 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77054,,Consent provided,Web,2022-05-25,Closed with non-monetary relief,Yes,N/A,5600817 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,770XX,,Consent provided,Web,2023-02-22,Closed with explanation,Yes,N/A,6602642 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77459,,Consent provided,Web,2022-11-03,Closed with non-monetary relief,Yes,N/A,6161842 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,77520,,Consent provided,Web,2022-08-28,Closed with non-monetary relief,Yes,N/A,5925007 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,78628,,Consent provided,Web,2023-08-15,Closed with explanation,Yes,N/A,7405449 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,23452,,Consent provided,Web,2022-08-17,Closed with explanation,Yes,N/A,5883893 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 31 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,DE,19709,,Consent provided,Web,2024-02-27,Closed with explanation,Yes,N/A,8430078 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the date on which the agency receives the notice of the dispute from theconsumerorreseller. | 2 | 0.0% | or indirectly through areseller |
| before the end of the 30-day period beginning on the day the agency receives the notice of the dispute from the consumer or reseller,,EQUIFAX | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the day the agency receives the notice of the dispute from the consumer or reseller,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NV,89104,,Consent provided,Web,2023-08-07,Closed with non-monetary relief,Yes,N/A,7363202 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-day period beginning on the day the agency receives the notice of the dispute from the consumer or reseller,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 30-dday period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | or indirectly through a reseller |
| before the end of the 7-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. | 3 | 0.0% | all data furnishers must report credit information accurately and completely. I believe this account has been misreported for the following reasons : U.S.C 1681 section 602 A. States I have the right to privacy. 15 U.S.C 1681 Section 604 A Section 2 : It also states a consumer reporting agency can not furnish a account without my hand written instructions. 15 U.S.C 1681i Section a : states that if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly |
| before the end of the term with the previous provider.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Specialized Loan Servicing Holdings LLC,IN,46202,,Consent provided,Web,2024-05-03,Closed with explanation,Yes,N/A,8922949 | 1 | 0.0% | the protections I have as a consumer against any penalty or late fees |
| before the end of the XXXX day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. | 1 | 0.0% | if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly |
| before the end of the XXXX day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30038,,Consent provided,Web,2023-09-04,Closed with explanation,Yes,N/A,7496579 | 1 | 0.0% | or indirectly through a reseller |
| before the end of the XXXX day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | or indirectly through a reseller |
| before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. | 5 | 0.0% | if the completeness or accuracy of any item of information contained in a consumers file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly |
| before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,,EQUIFAX | 2 | 0.0% | or indirectly through a reseller |
| before the end of the XXXX period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 2 | 0.0% | or indirectly through a reseller |
| before the end of the XXXX0-day period beginning on the date on which the agency receives the notice of the dispute from the consumer or reseller. | 1 | 0.0% | if the completeness or accuracy of any item of information contained in a consumer\ 's file at a consumer agency is disputed by the consumer and the consumer notifies the agency directly |
| before the issue arose. The fact that charges have been posted in the account for sums beyond de credit limit | 1 | 0.0% | without your intervention |
| before the loan closing | 1 | 0.0% | if an escrow is required to assure the payment of property taxes |
| before the main amount was sent. Plainly my bad in not doing so on this occasion ( largely because the amount involved didnt trigger that need ). | 1 | 0.0% | my complaint involves : a. No attempt by the bank to link the payee name to the phone number |
| before the merchant provided anything | 1 | 0.0% | despite the cancellation and the fact that I received no training |
| before the pandemic. Experian corrected about 52 % of the disputed late payments or other bad data. The subcommittee partly credited the pause on student loan payments and an increase in pandemic-related identity theft to credit reporting errors. Yet according to evidence obtained by the subcommittee | 1 | 0.0% | Unverified Account DEPT OF XXXXNELNET |
| before the pay-off option would be offered again. ( This demand was only placed in effect after XXXX XXXX discovered that I was ordered XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) 7. In response to the denial of early pay-off | 1 | 0.0% | while at my bank to wire the requested pay-off amount |
| before the payment due date which was XXXX XXXX | 1 | 0.0% | XXXX |
| before the penalty rate falls off then they will cut the limits down on these cards too. | 1 | 0.0% | so we do. I chose to pay Citi on XX/XX/XXXX |
| before the program began. It was announced by her husband on the program 's XXXX group and that he had immediately closed her school. | 1 | 0.0% | in XX/XX/ 2022 I contracted with XXXX XXXX XXXX |
| before the signing. I was told by XXXX XXXX via e-mail that they aren't required to issue a new 3 days and that they won't be doing anything about the surprise closing costs. | 1 | 0.0% | I brought up these additional charged via e-mail and voicemail but I did not receive a response ; I called and left voicemails for 3 employees |
| before the time such information is initially disclosed | 1 | 0.0% | a financial institution may not |
| before the time that my information was initially communicated between EQUIFAX and the corporations listed in my letter dated XX/XX/2021 | 2 | 0.0% | the term consumer report does not include ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control |
| before the time that my information was initially communicated between Experian and the corporations listed in my letter dated XX/XX/2021 | 2 | 0.0% | the term consumer report does not include ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control |
| before the time that my information was initially communicated between TRANSUNION and the corporations listed in my letter dated XX/XX/2021 | 2 | 0.0% | the term consumer report does not include ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control |
| before the time that my information was initially communicated between XXXX and the corporations listed in my letter dated XX/XX/2021 | 2 | 0.0% | the term consumer report does not include ( iii ) communication of other information among persons related by common ownership or affiliated by corporate control |
| before the time that such information is initially disclosed | 91 | 0.0% | a financial institution may not |
| before the time that the information is initially communicated | 1 | 0.0% | and maintaining |
| BEFORE the transfer of the loan to XXXX XXXX XXXX. | 1 | 0.0% | I spoke with XXXX from the XXXX |
| before the XX/XX/XXXX weekend. I was happy and asked him if this is a promise and he said a big Yes... | 1 | 0.0% | XXXX XXXX XXXX |
| before things are resolved | 1 | 0.0% | I received a letter ( attached ) |
| before this experience I had intentions of moving my direct deposit from XXXX over to Cash App | 1 | 0.0% | and has really upset me a lot |
| before transferring me to someone who claimed they never got it. This undermines their credibility and demonstrates a failure to maintain accurate and timely processing procedures. | 1 | 0.0% | Caine & Weiner have continued to report this account to the major credit bureaus |
| before we can process that request | 1 | 0.0% | they asked me for identifying information such as my Social Security number |
| before we finalized all the paperwork with no due diligence. Everything happened too fast. | 1 | 0.0% | for example |