| as they were left in my parent 's garage and after my father passed | 1 | 0.0% | after 9 years |
| as they were not fixed no later than XX/XX/XXXX to begin with. They are not lessee verifiable either as they placed/switched the names ( wrong ) on the contracts.,,NISSAN MOTOR ACCEPTANCE COMPANY LLC,TX,79938,,Consent provided,Web,2021-07-22,Closed with explanation,Yes,N/A,4474243 | 1 | 0.0% | the account number ( s ) associated with the respective vehicle ( s ) |
| as they were not initiated by me. | 1 | 0.0% | MN XXXX Subject : Dispute of Unauthorized Inquiries |
| as they were not taking any money from us or XXXX for the stay. So not only did XXXX erroneously charge us for XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | I clearly and explicitly stated to XXXX customer service team on the phone that we would be checking in at XXXX XXXX XXXX XXXX ( XXXX Itinerary # XXXX ) on XX/XX/XXXX and checking out of XXXX XXXX on XX/XX/XXXX. To my surprise |
| as they were respectively XXXX and XXXX XXXX XXXX. So we effectively counted as XXXX adults entering the lounge | 1 | 0.0% | my wife |
| as they were the foreclosure dept. When I tried to explain that I was in the middle of completing my next steps to proceed at the close of my forbearance when my loan was apparently transferred to them without proper notice or instruction as how to contact or proceed with the new servicer-I was met with ghastly denial and was in fact told that they ( AmeriHome ) has always had my loan. | 1 | 0.0% | I typically do not answer such numbers |
| as they would continually raise my monthly payment each year due to their inability to properly calculate the amount needed for taxes and insurance for that year. | 1 | 0.0% | which led to me |
| as they would not be a proper party before the court. You can read this information along with the rest of the report. This particular quote is on page 7. My question to you is | 1 | 0.0% | I am still not satisfied with the response being that PHH Mortgage can hold my {$55.00} ( which was a claim check from the hurricane damage to the property ) and claim that it belongs to them under Paragraph 5 which states because property was purchased through foreclosure. I did a forensic audit report on the property on XXXX of XXXX and it stated that XXXX XXXX |
| as they would rather the additional interest on these loans gets capitalized in order to make them more money.,,AES/PHEAA,FL,321XX,,Consent provided,Web,2018-12-13,Closed with non-monetary relief,Yes,N/A,3099289 | 1 | 0.0% | for people who do NOT have access to a printer |
| as things didnt make sense on my account | 1 | 0.0% | did not authorize |
| as this account was linked to some bill payments. | 1 | 0.0% | and agreed that we speak through their communication channel known as 'XXXX '. This company had a website and all the inner workings as a legit company. It was a position where I'd work from home and they would provide all related equipment ( computer/headphones/mouse/etc ). Through dialogue thru the XXXX app |
| as this account was paid in full during | 1 | 0.0% | LoanCare issued a {$220.00} refund check back to me on XX/XX/XXXX due to overpayment of escrow on this account. However |
| as this appeared to be an unauthorized withdrawal by the bank itself.Only after persistent inquiry did we learn informally that this XXXX of funds was done by Bank of America to supposedly offset the loss from the unresolved fraud on the first account. In essence | 1 | 0.0% | and in XX/XX/XXXX the situation took an even more alarming turn. On or around XX/XX/XXXX |
| as this appears to be a billing error. | 2 | 0.0% | it has come to my attention that there are multiple billing errors on my accounts |
| as this balance resulted entirely from XXXX internal errors not from any missed payments or wrongdoing on my part.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Credit Control | 1 | 0.0% | I received a collections notice from Credit Control LLC regarding the XXXX balance. As of XX/XX/XXXX |
| as this bank clearly is not interested in my business ). | 1 | 0.0% | I have been waiting more than three months for a refund of the secured funds deposited in 2015 |
| as this Bank has all the evidence | 1 | 0.0% | the attorney assigned by XXXX XXXX XXXX XXXX to attend this case |
| as this card also comes with an annual fee. It is a tactic of American Express to market the card benefits as an attraction and that the card pays for itself. '' Unfortunately | 1 | 0.0% | American Express is requesting that consumers purchase tickets through XXXX to receive the credit. However |
| as this case arises under the Fair Credit Reporting Act ( FCRA ) | 1 | 0.0% | PRIVACY RIGHTS |
| as this charge was unfairly sold to me with the guarantee that I would not have to pay for future repairs. | 1 | 0.0% | they insisted on charging us a fee that was not necessarily a charge for services rendered |
| as this company is fraudulent making it appear that I have agreed to any extension of the terms of the contract. | 1 | 0.0% | I have not signed a modification |
| as this company records calls for quality and compliance purposes. | 1 | 0.0% | I explained that it was financially impossible to pay under the terms they demanded. The representative immediately became aggressive and threatened to sue me right away if I did not comply. His tone was unprofessional and intimidating |
| as this dropped my CBR lower than I have ever seen it in my life. | 2 | 0.0% | I am tired |
| as this has been happening for months now that I let her have it. She kept talking over me so I hung up. This is abuse. I just want them to tell me what they want via email with statements so they can communicate like a NORMAL company would! | 1 | 0.0% | then she was so rude |
| as this is a common way we have been identified up until this point. | 1 | 0.0% | such as an additional 6-digit password over the phone |
| as this is a very clear case of mail fraud perpetrated against me and my business | 1 | 0.0% | on XX/XX/XXXX |
| as this is a violation of 15 USC 1692i ( b ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | I am aware of the definition in 15 U.S. Code 1692a ( 6 ) that the term 'debt collector ' means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts. '' I have never given express consent to BANK OF AMERICAto communicate with me for the purpose of debt collection |
| as this is beyond that time and forfeited. Please Note : I wish to deal with this matter in writing and I do not give your organization permission to contact me by telephone. If their offices attempt telephone communication with me including but not limited to computer generated calls and calls or correspondence sent to or with any third parties | 1 | 0.0% | whether arising under your purported loan documents at law or in equity |
| as this is considered taxable income. I am trying to stay in honor by ensuring my records are accurate and compliant. In light of these concerns | 1 | 0.0% | creditors are required to file Form 1099-C with the IRS when they cancel a debt of {$600.00} or more |
| as this is my 3rd time requesting action on this loan. | 1 | 0.0% | XXXX/XXXX/2016 |
| as this is negatively effecting my livelihood.,,Portfolio Recovery Associates | 1 | 0.0% | affordable housing now |
| as this is negatively effecting my livelihood.,,Resurgent Capital Services L.P.,GA,30022,,Consent provided,Web,2023-03-27,Closed with explanation,Yes,N/A,6756330 | 1 | 0.0% | affordable housing now |
| as this is negatively effecting my livelihood.,,RFNA | 1 | 0.0% | affordable housing now |
| as this is new information I was never provided or given expectation | 1 | 0.0% | I spoke with a representative and was transferred to the escalation line to inquire status. The escalation supervisor placed me on hold and said she is speaking with the financial department manager in order to get clear understanding of status. Before providing an update |
| as this is NOT within the mandated COMPLIANCE of regulatory law NOR within the accepted STANDARDS of ethical reporting! With ANY of your future written communications I request that you also PLEASE provide me with an updated and ACCURATE corrected report thereby presenting absolute PROOF that you have | 1 | 0.0% | per FCRA 1681 ( i ) any and all unverified claims MUST be promptly deleted in the event that you do not have OR are unwilling OR are unable OR are UNTIMELY in presentation of your physical possession of any and all required documentation to guarantee claims truth |
| as this is something that I have not experienced with other creditors. | 1 | 0.0% | in which I was charged interest of {$2.00} in the XXXX/XXXX/XXXX statement |
| as this is the only fax number available to me during COVID.,,TCF NATIONAL BANK,IN,46074,,Consent provided,Web,2020-09-04,Closed with non-monetary relief,Yes,N/A,3831094 | 1 | 0.0% | spoke to XXXX |
| as this is their error entirely ) | 1 | 0.0% | and that they would not report my late payment due to their billing error to the credit bureaus. I was given permission to make an {$82.00} payment that reflected my true balance |
| as this is where I am right now. | 1 | 0.0% | I have tried to file a police report with the XXXX Police Department. However |
| as this leaves the door for so many people to avoid paying taxes on XXXX currency when filing the XXXX tax return. | 1 | 0.0% | that all XXXX citizens living and working XXXX MUST report income generated |
| as this loan is OBSOLETE. Thank you for your help.,,Navient Solutions | 1 | 0.0% | as the interest alone is 18.375 %. I have been paying for years |
| as this loan is OBSOLETE. Thank you for your help.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | as the interest alone is 18.375 %. I have been paying for years |
| as this long and unnecessary waiting period is their fault. | 1 | 0.0% | and I still do not have my replacement card. Frustrated and upset |
| as this must be done through a branch. | 1 | 0.0% | we are not allowed to leave our homes. Second |
| as this offer was extended by my current company. Attached is a copy of the Acknowledgment of Receipt of Loan Estimate | 1 | 0.0% | I found it necessary to streamline my monthly expenses because the main source of income |
| as this ongoing delay has caused me considerable stress. | 1 | 0.0% | youre required to investigate disputed items within 30 days |
| as this ongoing issue is negatively impacting my financial well-being. Please let me know if you require any further documentation or information from my end.,,AMERICAN EXPRESS COMPANY,TX,78253,Servicemember,Consent provided,Web,2025-02-22,Closed with explanation,Yes,N/A,12094499 | 1 | 0.0% | despite submitting the necessary information and following all their instructions |
| as this practice violates the regulations set forth in the Fair Credit Reporting Act ( FCRA ) 15 USC 1681 | 1 | 0.0% | specifically 15 U.S.C. 1681s-2 ( b ) |
| as this service never occurred. They even falsely stated that I purchased a different vehicle | 2 | 0.0% | I initially filed a complaint with the CFPB against this collection agency |
| as this situation has caused unnecessary stress and financial inconvenience. | 1 | 0.0% | I submitted a dispute with Navy Federal Credit Union. However |