| as proof that the company did not furnish the required disclosure. | 1 | 0.0% | Delivered XX/XX/XXXX ) stating I have retained new copies of my credit reports and noticed that you did not furnish the credit bureaus with the required disclosure |
| as protected by the U.S. Constitution | 1 | 0.0% | not a static or limited financial agreement. As such |
| as proven by my account records. This discrepancy raises serious questions about the accuracy | 1 | 0.0% | however |
| as proven by the account number on the bill pay transaction. | 1 | 0.0% | they confirm that it was an error by Wells Fargo. However |
| as provide by law ( FDCPA ) | 1 | 0.0% | I emailed this XXXX to inquire on the time of the court appearance. I received a response |
| as provided by | 1 | 0.0% | I will : File a formal complaint with the Consumer Financial Protection Bureau ( CFPB ) |
| as provided by the constitution of the United States of America | 1 | 0.0% | coerce |
| as provided by the Fair Debt Collection Practices Act ( FDCPA ). As part of this dispute | 1 | 0.0% | according to 15 USC 1681-S 2 ( 7 ) ( A ) |
| as provided in paragraph ( a ) ( 1 ) of this section ) such as name ( s ) | 1 | 0.0% | incorrect and fraudulent at best. The cited 12 CF 1022.43 ( f ) ( ii ) Suggesting that I've already submitted a dispute and they satisfied the requirements of said dispute. I have never submitted a dispute to Acima or any of the major credit reporting agencies for this account. Furthermore |
| as provided in sections 2329.02 and 2329.04 of the Revised Code | 1 | 0.0% | SPS itself has attempted more than 50 separate collection activities during the time since the judgment became dormant including sending letters to me |
| as provided in the attachments | 1 | 0.0% | I sent a Certified Debt Validation/Verification Letter to Weltman |
| as provided in the regulations of the Bureau prescribed under section 1681j ( a ) ( 1 ) ( C ) of this title. | 4 | 0.0% | and a description of how to obtain a credit score ; ( v ) the method by which a consumer can contact |
| as provided in the regulations of the Bureau prescribed under section 1681j ( a ) ( 1 ) ( C ) of this title.,,CL Holdings LLC,NC,285XX,Servicemember,Consent provided,Web,2025-05-26,Closed with explanation,Yes,N/A,13704491 | 1 | 0.0% | and a description of how to obtain a credit score ; ( v ) the method by which a consumer can contact |
| as provided in the regulations of the Bureau prescribed under section 1681j ( a ) ( 1 ) ( C ) of this title.,,MicroBilt / PRBC (formerly CL Verify),GA,398XX,,Consent provided,Web,2021-10-18,Closed with explanation,Yes,N/A,4774446 | 1 | 0.0% | and a description of how to obtain a credit score ; ( v ) the method by which a consumer can contact |
| as provided in the regulations of the Bureau prescribed under section 612 ( a ) ( 1 ) ( C ). | 2 | 0.0% | and a description of how to obtain a credit score ; ( v ) the method by which a consumer can contact |
| as provided under 15 U.S.C. 1681n ( a ) ( 3 ) and 815 ILCS 505/10a ( c ). | 1 | 0.0% | I reserve the right to initiate litigation and seek all available remedies under the FCRA |
| as provided under 15 U.S.C. 1681n ( c ) ; Any other relief the Court deems just and proper. | 1 | 0.0% | Plaintiff respectfully requests that this Court enter judgment in favor of the Plaintiff and against the Defendant for : Statutory damages as provided under 15 U.S.C. 1681n ; Actual damages suffered by the Plaintiff |
| as provided under the Fair Credit Reporting Act and other relevant laws.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,SC,29651,,Consent provided,Web,2024-11-20,Closed with explanation,Yes,N/A,10859278 | 1 | 0.0% | I have identified numerous violations related to inaccurate debt reporting |
| as provided under the law. | 2 | 0.0% | unverifiable |
| as provided under XXXX. Fin. Code 305.001. Here I will begin to seek voluntary refund as a potential mitigation avenue prior to taking more adversarial positioning. | 1 | 0.0% | the practice of charging interest on the down payment |
| as provided. | 1 | 0.0% | or on the official bond of any executor or administrator |
| as read to me over the phone by the supervisor | 1 | 0.0% | and this time I was connected to one. After hearing me explain everything |
| as recently as XX/XX/2016 that U.S. Bank is not the lender or servicer for this property | 1 | 0.0% | Gross Polowy said they reviewed the facts of the case and documents ( including a lost note affidavit stating the alleged note was lost more than eleven years ago ). Gross Polowy also affirmed to the court that they are the attorney for Plaintiff in the action |
| as recognized in Engelhardt v. Gravens ( Mo. 1926 ) | 2 | 0.0% | I have not received any valid documentation explaining or justifying the closure of this account. Pursuant to the Fair Credit Reporting Act ( FCRA ) |
| as recognized under applicable federal law and UCC provisions. | 1 | 0.0% | including my certified debt validation letter dated XX/XX/XXXX |
| as recommended by XXXX XXXX.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,GOLDEN 1 CREDIT UNION | 1 | 0.0% | at their recommendation |
| as referenced above | 1 | 0.0% | page XXXX states : In consideration of certain loans made by Assignee pursuant to the Credit Agreement |
| AS REFERENCED BELOW | 1 | 0.0% | WHAT IS EXPECTED - NOT ONLY AS AN AS AN INDUSTRY STANDARD - BUT IS ALSO THE LAW |
| as refinancing and loan modification were denied | 1 | 0.0% | the reason behind why U.S. Bank hired XXXX to confiscate all of my belongings and change the locks to my residence was XXXX-fold : To prevent reentry and future access to my home in order to stage my home to further substantiate their claim that I was never leaving there as they reconstructed my living area to resemble the way it did prior to me regaining access to my residence in XXXX. And to diminish and/or eliminate any potential defense against mortgage fraud with the perceived notion that I would be left without a defense to refute any mortgage documentation presented by U.S. Bank as being authentic XXXX XXXX XXXX emptied out my home. As a result |
| as reflected in its governance and operational principles | 1 | 0.0% | should XXXX not find a buyback or reduced payoff feasible |
| as reflected in the Conditional Loan Approval from Vanderbilt Mortgage ( Attachment F ). This would have left a Finance Balance of {$100000.00}. The first mortgage statement came in reflecting a balance due of {$100000.00} ( Attachment G ). | 1 | 0.0% | Itemization of Amount Financed ( Attachment E ) |
| as reinforced by 15 USC 6801. As per 15 USC 1681 section 604 a section 2 | 2 | 0.0% | it is emphasized that consumer reporting agencies must uphold their responsibilities with fairness |
| as reported | 5 | 0.0% | there are multiple inaccuracies with my XXXX XXXX Bank accounts. The first account ( Account Number : XXXX ) |
| as reported by RMP | 1 | 0.0% | basically |
| as reported. | 1 | 0.0% | specifically addressing the completeness and/or accuracy of the third-party credit card account receivables |
| as reported. The aforementioned account collection | 1 | 0.0% | the XXXX |
| as reported. The aforementioned accounts | 2 | 0.0% | XXXX XXXX XX/XX/XXXX |
| as reporting codes and contact information are inconsistent and do not accurately reflect the account status or verification. | 1 | 0.0% | XXXXXXXX XXXX XXXXXXXX |
| as requested | 2 | 0.0% | I |
| as requested a letter from XXXX XXXX | 1 | 0.0% | which I was not aware of. From the advice of |
| as requested. | 2 | 0.0% | XXXX XXXX |
| as requested. I spoke with XXXX Representative informed me that our account was backed out at XXXX XXXX and went over the XXXX XXXX step by step with me. XXXX XXXX further stated that we needed to resubmit the XXXX XXXX asap with XXXX | 1 | 0.0% | XXXX |
| as required | 1 | 0.0% | You continued to seek a loan modification and were thereafter sent a modification denial letter on XX/XX/XXXX More recently |
| as required by * * 15 U.S. Code 1692g ( b ) * *. | 3 | 0.0% | you are required to * * provide proper validation of the debt * * |
| as required by * * 15 U.S.C. 1681c-2 ( b ) * *. | 5 | 0.0% | misleading |
| as required by 1005.11 ( d ) ( 2 ). Under Reg E | 1 | 0.0% | citing specifically Regulation E of the Electronic Funds Transfer Act ( EFTA ) and the reasons why I should not be liable for this unauthorized transaction. This transaction was reported promptly on XX/XX/XXXX |
| as required by 15 U.S. Code 1681e. | 21 | 0.0% | 15 U.S. Code 1681s2 ( A ) ( 1 ) dictates that no person shall furnish inaccurate information relating to a consumer to any consumer reporting agency. XXXX |
| as required by 15 U.S.C. | 2 | 0.0% | late payments |
| As Required By 15 U.S.C. 1681i ( A ) ( 1 ). Failure To Adhere To This Timeline Will Be Considered A Violation Of The Fcra.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | After A Thorough Investigation |
| as required by 15 U.S.C. 1681i ( a ) ( 6 ) ( B ) ( iii ). | 1 | 0.0% | which mandates that debt collectors provide validation of debts |