| and UDAP standards may have occurred.,,FIRST NATIONAL BANK OF OMAHA,DE,199XX,,Consent provided,Web,2025-12-04,Closed with explanation,Yes,N/A,18055481 | 1 | 0.0% | signature or consent records |
| and ultimately | 4 | 0.0% | in the course of the first consolidation |
| and ultimately are justifying themselves to no end. | 1 | 0.0% | I fully submitted everything I had including photos of the 2 student paintings I received and a signed statement/affidavit telling how I'd be illegally charged this fraudulent amount and exhausted all my options with the local police. CapitalOne has since then denied my dispute on 3 separate occasions and failed to provide me with any clarification or explanation as to why they've closed the case multiple times without investigating the complaint or even attempting to resolve my problem. When I call their fraud department now |
| and ultimately closed all my active accounts immediately after I filed my first dispute with Chase which I believe was retaliation. | 1 | 0.0% | they falsely accused me of violations on XXXX separate occasions |
| and ultimately complete engine failure. I have video evidence and multiple tow records. | 1 | 0.0% | the vehicle was serviced exclusively at an authorized XXXX dealership ( XXXX XXXX in XXXX |
| and ultimately delaying a firm answer until their fee had gone through on my credit card. I had been willing to compromise at XXXX point | 1 | 0.0% | wearing-you-down-style phone conversations ( in car salesman fashion ) |
| and ultimately fail to resolve anything. I had to explain my situation to at least 20 different representatives. It was exhausting and time-consuming. | 1 | 0.0% | I was only given minimal details because I did not have a PIN for that account. This meant I also couldnt log in to access customer support online beyond a certain level. Even after explaining this |
| and ultimately figured it out. | 1 | 0.0% | regarding re-certification |
| and ultimately hung up on me without resolving my issue. | 1 | 0.0% | the representative was extremely rude |
| and ultimately informed that my dispute was being denied. XXXX agent even falsely claimed that I had authorized these transactions | 1 | 0.0% | I immediately contacted Chime on XX/XX/XXXX to report the unauthorized activity. I followed all of their dispute procedures |
| and ultimately led to its closing. I too think that is was unjust for American Education Services not to notify me of such allegations and continued to accept payments from me. | 1 | 0.0% | XXXX AIR was ordered by the State of XXXX to pay civil penalties of {$250000.00} to the Attorney General 's office for issuing unauthorized high school diplomas. The program was furthered order to make partial refunds to parents ( I never received such a refund ) |
| and ultimately not taking reasonable steps to correct inaccurate information. | 1 | 0.0% | the case of [ Case Name |
| and ultimately removed any faith I 've had in their institution as a whole.,,Navient Solutions | 1 | 0.0% | I reached wit 's end. Whilst his colleagues said I would be eligible in XX/XX/XXXX |
| and ultimately resolved my issue. She asked for the documentation which I provided and made the necessary adjustments. It is employees like this that make up for the failures of others. | 1 | 0.0% | when I returned their call on XX/XX/2017 |
| and ultimately she hung up on me the federally protect consumer. | 1 | 0.0% | and that i wanted to collect per ( 15 usc 1692k ) the sum of {$1000.00} for each of the violations SOUTHWEST CREDIT '' was in violation of. XX/XX/XXXX |
| and ultimately they will not be following up. He noted that I was more than welcome to close out the account and open another one | 1 | 0.0% | another EFT in the amount of {$35.00} was deducted from my account by XXXX. This time they refused to assist and suggest I file a dispute with my bank. I filed a dispute with Capital One and they refused to investigate the transaction or even reach out to XXXX |
| and ultimately was forced to relocate on XX/XX/year>. | 1 | 0.0% | XXXX XXXX XXXX ) for July 812 |
| and ultimately XXXX ( supervisor ) who claimed that this is their process without providing any documentation or supporting evidence about the joint account and required communication by the financial institution to let a joint account owner know about their account. It is hard to believe that a financial institution could hold a person accountable for credit obligations without the individuals knowledge or any communication to them | 1 | 0.0% | including a 2 hour call on XX/XX/XXXX where I was transferred to XXXX |
| and unable to conduct personal business transactions. | 1 | 0.0% | we ask that you explain by providing unimpeachable and substantive proof/evidence how you found XXXX and/ or an authorized person ( s ) had her permission ; to make these unauthorized relatively excessive |
| and unable to establish a sustainable living to support my family. I've been unable to use my credit to purchase another automobile due to the unlawful deceptive actions and the fraud perpetrated against me by XXXX representatives. Also by copying and pasting my signature on other documents to make millions. | 1 | 0.0% | XXXX XXXX XXXX to where I just want to give up on life |
| and unable to talk to anyone who made the decision to terminate the transaction. No one seems to know anything or who was authorized to cancel the transaction. The receiver of the money has not received the money that was guaranteed by Western Union and has now been forced to cancel vacation plans and suspend travel due to this unnecessary violation of Western Union. | 1 | 0.0% | the sender |
| and unacceptable. Can something please be done about this?!,,MOHELA,NH,03833,,Consent provided,Web,2025-04-11,Closed with explanation,No,N/A,12937681 | 1 | 0.0% | and their experiences are no different from mine. Long wait times |
| and unacceptableespecially given Equifaxs history of data breaches. Updating the status will not fix the violations. The only lawful resolution is to DELETE this account entirely from my credit report. | 3 | 0.0% | 1681e ( b ) |
| and unauthorized | 3 | 0.0% | but they failed to follow proper FCRA procedures. They have not provided : Original signed contracts Proof of debt ownership Itemized statements Notice of validation Permissible purpose documentation Proper investigation results These failures violate FCRA 602 ( a ) |
| and unauthorized access for use of nonpublic personal information ( NPI ). | 3 | 0.0% | financial institutions must develop |
| and unauthorized accounts constitutes willful noncompliance | 2 | 0.0% | the credit bureaus are re-reporting disputed information in violation of Collins v. Experian Info. Sols. |
| and unauthorized charges for data when I only agreed to start service under the promise of an unlimited data flat rate plan for XXXX phone line. Equifax has equally violated laws protecting against that to which I 've been subjected because they have failed to decide this matter according to law. My documents clearly show that I have initiated my billing disputes timely and properly. The mere submission of a bill statement from XXXX is legally insufficient as peremptory evidence that the XXXX account balance is accurate. That just gross bias. My documentation is not being taken seriously. My complaints are not being taken seriously and meanwhile XXXX XXXX is still wrongfully report me as delinquent and has never even so much as acknowledged my billing dispute.,,EQUIFAX | 1 | 0.0% | including but not limited to |
| and unauthorized charges for data when I only agreed to start service under the promise of an unlimited data flat rate plan for XXXX phone line. Experian has equally violated laws protecting against that to which I 've been subjected because they have failed to decide this matter according to law. My documents clearly show that I have initiated my billing disputes timely and properly. The mere submission of a bill statement from XXXX is legally insufficient as peremptory evidence that the XXXX account balance is accurate. That just gross bias. My documentation is not being taken seriously. My complaints are not being taken seriously and meanwhile XXXX XXXX is still wrongfully report me as delinquent and has never even so much as acknowledged my billing dispute.,Company chooses not to provide a public response,Experian Information Solutions Inc.,NC,274XX,,Consent provided,Web,2015-06-22,Closed with explanation,Yes,Yes,1428885 | 1 | 0.0% | including but not limited to |
| and unauthorized charges for data when I only agreed to start service under the promise of an unlimited data flat rate plan for XXXX phone line. TransUnion has equally violated laws protecting against that to which I 've been subjected because they have failed to decide this matter according to law. My documents clearly show that I have initiated my billing disputes timely and properly. The mere submission of a bill statement from XXXX is legally insufficient as peremptory evidence that the XXXX account balance is accurate. That just gross bias. My documentation is not being taken seriously. My complaints are not being taken seriously and meanwhile XXXX XXXX is still wrongfully report me as delinquent and has never even so much as acknowledged my billing dispute.,Company chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | including but not limited to |
| and unauthorized credit inquiries. | 1 | 0.0% | misleading |
| and unauthorized disclosure of nonpublic personal information. | 2 | 0.0% | Early Warning 's actions violate 16 CFR Part 313 regarding the privacy of consumer financial information |
| and unauthorized disclosures. | 2 | 0.0% | including inflated prices |
| and unauthorized entries from my credit file immediately.,,EQUIFAX | 1 | 0.0% | but Equifax has failed to conduct a reasonable reinvestigation as required by FCRA 1681i |
| and unauthorized entries listed above. | 1 | 0.0% | and I demand they be removed : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Summary of Harm : These reporting failures have caused significant damage to my XXXX XXXX |
| and unauthorized Hard Inquiries. | 1 | 0.0% | unverifiable |
| and unauthorized hard inquiries.,,EQUIFAX | 1 | 0.0% | unverifiable |
| and unauthorized hard inquiries.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MI,483XX,,Consent provided,Web,2025-07-29,Closed with explanation,Yes,N/A,14948790 | 1 | 0.0% | unverifiable |
| and unauthorized hard inquiries.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | unverifiable |
| and unauthorized hard inquiry which damages my credit. There was authorization to soft-pull my credit and not to hard pull it | 1 | 0.0% | and due to the violation |
| and unauthorized information from my credit file.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,NV,89108,,Consent provided,Web,2025-08-09,Closed with explanation,Yes,N/A,15182741 | 1 | 0.0% | yet Experian has failed to conduct a reasonable reinvestigation as required under FCRA 1681i |
| and unauthorized information from my credit files. | 3 | 0.0% | including damage to my creditworthiness |
| and unauthorized information from my credit report. | 1 | 0.0% | including sending dispute letters |
| and unauthorized information mentioned in this complaint | 1 | 0.0% | I am requesting the CFPB to conduct a full investigation into Equifaxs failure to comply with FCRA obligations and their negligent reporting practices. Equifax has failed in its legal duty to ensure the accuracy |
| and unauthorized information on my credit report. I am requesting full deletion of the accounts | 2 | 0.0% | you must investigate and correct any disputed information Story : I have never lived or received mail at this address. Its presence in my report is misleading |
| and unauthorized inquiries from my credit report. and provide me with a revised and accurate credit report as soon as possible | 3 | 0.0% | I request the following : Conduct a thorough review of the inaccurate addresses |
| and unauthorized inquiries has caused significant concern regarding the accuracy and integrity of my credit report.,,EQUIFAX | 1 | 0.0% | my report includes an inquiry that I did not authorize |
| and unauthorized inquiries has caused significant concern regarding the accuracy and integrity of my credit report.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | my report includes an inquiry that I did not authorize |
| and unauthorized inquiries listed above. The credit bureaus and furnishers have failed to provide proper documentation despite their legal obligations under FCRA and FDCPA. If they can not produce original signed contracts | 2 | 0.0% | 611 ( a ) |
| and unauthorized inquiries violates the FCRA | 3 | 0.0% | itemized billing statements |
| and unauthorized inquiries. | 1 | 0.0% | and they do not reflect any credit application I initiated. These inquiries were made without a permissible purpose under FCRA Section 604 ( a ) ( 3 ) and are damaging my credit score : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Summary of Harm : Due to Experian 's failure to maintain accurate and verified information |