| and the XXXX basically told me | 1 | 0.0% | I see the funds drawn out of my account. And it has been drawn out of my account since. I thought all was good |
| and the XXXX Certificates for both borrowers.,,JPMORGAN CHASE & CO.,CA,XXXXX,,Consent provided,Web,2017-07-20,Closed with explanation,Yes,N/A,2580893 | 1 | 0.0% | Chase has taken it upon themselves to DENY the Successor Trustee the authority to speak on the account |
| and the XXXX CFPB Consent Order against XXXX for deceptive credit reporting practices ). | 3 | 0.0% | despite perfect payments. Reporting an over-limit balance on a closed account inflates my debt-to-credit ratio ( overall utilization at 56 % on Equifax/TransUnion vs. 14 % on Experian ) |
| and the XXXX closed my complaint case | 1 | 0.0% | NBA repeatedly told me that they would ultimately be able to perform the service I 'd paid them for of making extra payments toward my mortgage |
| and the XXXX I demand to see Verifiable Proof ( an original Consumer Contract with my Signature on it ) you have on file of the accounts listed below. Your failure to positively verify these accounts has hurt my ability to obtain credit. Under the FCRA | 1 | 0.0% | which is a violation of the FDCPA. Section 807 ( 2 ) ( A ) of the FDCPA states that a debt collector ( which includes the original creditor ) can not use any false |
| and the XXXX invoice confirming that the item was delivered and not canceled | 1 | 0.0% | I immediately called Capital One and spent over an hour with a customer representative |
| and the XXXX missed payments between the month of XXXX and XXXX will be removed. | 1 | 0.0% | I would like to have my credit updated before my home lender must pull my report. If they can not submit any more information to the bureaus |
| and the XXXX number. Back on the XXXX number a representative agreed to refund one month 's fee on the account | 1 | 0.0% | because the result of calling in about the addition of monthly fees ( with no notice ) was so frustrating in ineffective. Furthermore |
| and the XXXX person. XXXX sent me the information attached dated XXXX XXXX that outlined my medical insurance payments and what is still due. On page XXXX it states I owe a principle of {$630.00} | 1 | 0.0% | I received a phone call on my cell phone from Pioneer Credit Recovery Inc. asking if I was XXXX XXXX |
| and the XXXX Please govern yourself accordingly.,,EQUIFAX | 1 | 0.0% | you are required to notify me of the reinsertion in writing within 5 business days. ( B ) Requirements relating to reinsertion of previously deleted material ( ii ) Notice to consumer If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file |
| and the XXXX Please govern yourself accordingly.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,VA,225XX,,Consent provided,Web,2020-12-30,Closed with non-monetary relief,Yes,N/A,4039477 | 1 | 0.0% | you are required to notify me of the reinsertion in writing within 5 business days. ( B ) Requirements relating to reinsertion of previously deleted material ( ii ) Notice to consumer If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file |
| and the XXXX representative provided the transaction number ( above ) to the Capital One representative. The XXXX representative stated they were going to create a case number on their end to investigate this issue ( Case # XXXX ) We then ended the call. This call lasted 34 minutes. | 1 | 0.0% | I requested to do a 3-way call between myself |
| and the XXXX stating I had 3 months impounds somewhere ''. The form is ridiculous and I did not check the XXXX little box about having impounds. They DENIED my request. After many messages and phone calls | 1 | 0.0% | because of all these errors |
| and the XXXX systems take 7-10 business days of their own to update once the release is received form the bank | 1 | 0.0% | and BofA |
| and the XXXX they claim wasn't for my ins. Has never been pd back to me | 1 | 0.0% | for shortages |
| and the XXXX will seek damages. It is very apparent that Nationstar is discriminating against the XXXX 's based on their age | 1 | 0.0% | they stated that the documents are not sufficient. This has been on ongoing for months. Nationstar is refusing to acknowledge this information because they want the home to go to foreclosure sale. This is the XXXX HOME/ RESIDENCE and rightfully so. Prior to the death of XXXX XXXX XXXX |
| and the XXXX XXXX | 2 | 0.0% | there is nothing else I can do in that regard. I do apologize for the inconvenience. '' I asked to speak with someone who could assist |
| and the XXXX XXXX Departments | 1 | 0.0% | email |
| and the XXXX XXXX office of the Attorney General. | 1 | 0.0% | I didn't deserve that kind of treatment from their Bank. It seems pretty obvious to me now why CitiBank is easily the most litigated credit card issuer |
| and the XXXX XXXX rate applies to investment properties | 1 | 0.0% | and the closing was handled in my office. Prior to closing |
| and the XXXX XXXX XXXX | 1 | 0.0% | or any related finance charges |
| and the XXXX XXXX XXXX I appreciate any assistance you are able to provide here. | 1 | 0.0% | a bank 's failure to exercise ordinary care in paying an item shifts liability away from the customer. In this case |
| and the XXXX XXXX XXXX on XX/XX/XXXX. The Property Manager XXXX responded to XXXX on 3 different occasions and never stated a balance was owed ( which is false ) | 1 | 0.0% | XX/XX/XXXX |
| and the XXXX XXXX XXXX attorney generals office for further investigation. | 1 | 0.0% | I have the right to request full documentation that validates the debt |
| and the XXXX XXXX XXXX clearly reflect my name | 1 | 0.0% | I contacted Capital One again to confirm receipt of my appeal and requested a manual reconsideration of my application. I explicitly declined authorization for any additional hard inquiries on my credit report |
| and the XXXX XXXX XXXX has no record of it. | 1 | 0.0% | they were listed as being rehabilitated in XXXX of XXXX and put back into good standing. There remains a period time between XX/XX/XXXX- XX/XX/XXXX where there is no record of my loan |
| and the XXXX XXXX XXXX states they are commercial XXXX. | 1 | 0.0% | I filed a XXXX misconduct XXXX with Navient and was immediately denied because they said my loans are XXXX XXXX. In XXXX XXXX of XXXX |
| and the XXXX XXXX XXXX XXXX XXXX. The agreement explicitly refers to the inclusion of receivables '' and assets sold through securitization '' ( Section 3 ( a ) of the agreement ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I have recently discovered that XXXX XXXX XXXX is involved in the securitization of customer applications |
| and the XXXX XXXX XXXX XXXX and Consumer Protection Act | 1 | 0.0% | NJ XXXX Date : XX/XX/year> VIA CERTIFIED MAIL # XXXX RETURN RECEIPT REQUESTED XXXX XXXX XXXX XXXX. XXXX XXXX XXXX |
| and the XXXX XXXX XXXX XXXX XXXX ). | 1 | 0.0% | you are instructed to immediately cease all collection efforts |
| and the XXXX XXXX XXXX XXXX XXXX XXXX decision ( 2024 ) | 1 | 0.0% | LLC 1XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX |
| and the XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX for XXXX XXXX XXXX Whereas XXXX shall include but not be limited as follows : This XXXX XXXX covers all assets | 1 | 0.0% | I can not |
| and the XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX. XXXX et seq. ). | 1 | 0.0% | TX XXXX To Whom It XXXX Concern |
| and The XXXX XXXX XXXX XXXX. | 1 | 0.0% | a Notice of Servicing Transfer '' was sent by mail. It explained how Dovenmuehle Mortgage XXXX Inc |
| and the XXXX XXXX XXXX. | 4 | 0.0% | XXXX |
| and the XXXX. Please govern yourself accordingly.,,EQUIFAX | 2 | 0.0% | you are required to notify me of the reinsertion in writing within 5 business days. ( B ) Requirements relating to reinsertion of previously deleted material ( ii ) Notice to consumer If any information that has been deleted from a consumer 's file pursuant to subparagraph ( A ) is reinserted in the file |
| and the {$1300.00} properly applied to our account.,,Navient Solutions | 1 | 0.0% | Navient misapplied my mother 's payments to different account : I believe during the transition from XXXX to Navient |
| and the {$1400.00} that I thought was in my account had been deducted. | 1 | 0.0% | I deposited on my mobile and the next business day |
| and the {$170.00} that was already available has effectively been removed. | 1 | 0.0% | the {$170.00} was gone. XXXX lowered my total limit from {$360.00} to {$300.00} |
| and the {$1800.00} was our last payment received from the tenant | 1 | 0.0% | when Chase sent an email telling us of a letter to our accounts Letters & Notifications folder |
| and the {$20.00} they took out in XX/XX/2022 to open a Savings. | 1 | 0.0% | starting with a Savings Account with {$20.00}. For there |
| and the {$3000.00} charge was dropped. | 1 | 0.0% | with the closing date of XXXX/XXXX/16 imminent |
| and the {$40.00} in late fees that they added in XX/XX/XXXX. The account activity logs that they have sent us clearly show that they made these changes after our mortgage was released on XX/XX/XXXX. Activity that was done without our knowledge or consent. | 1 | 0.0% | we have spent countless hours attempting to resolve this with Freedom who has just ignored the facts |
| and the {$7000.00} that was errantly carried over. On the XX/XX/XXXX statement | 1 | 0.0% | the {$7000.00} payment was inexplicably applied to the remaining principal of a Pay Over Time plan from the XXXX XXXX bill from my wedding in XXXX of XXXX. On my XX/XX/XXXX statement |
| and the {$95.00} was in suspense | 1 | 0.0% | XXXX/XXXX/15 |
| and theft at the corporate level and all card were being declined. | 1 | 0.0% | order and standing |
| AND THEFT OF IDENTITY. ALL OF WHICH I AM A VICTIM OF. | 4 | 0.0% | THE REPRESENTATIVE AGAIN REPEATED THAT THERE IS NOTHING THAT CAN BE DONE FROM MY BEHALF BECAUSE THEIR TEAM HAS ALREADY COMPLETED INVESTIGATION. HE THEN MENTIONED THAT THERE ARE LINKED WELCOME KEYS AND PHONES WHICH JUSTIFY THEIR INVESTIGATION. I THEN MENTIONED TO THEM THAT THAT IS NOT SUFFICIENT JUSTIFICATION TO HOLD ME ACCOUNTABLE FOR AN ACCOUNT THAT DOES NOT BELONG TO ME |
| and their absolute refusal to comply with their legal obligations as a bank and as my mortgage service provider is unlawful and I will also be filing a legal claim. | 1 | 0.0% | and the M & T rep again refused to stop payment or do anything about this unlawful withdrawal. I then contacted XXXX bank 's fraud department and put a stop to the pyament. I then immediately went back to the M & T online page and removed my checking account information from the M & T system and decided to make all payments via XXXX via my chase account. Then on XX/XX/XXXX I went onto the M & T system to make a payment for the increased amount of my mortgage payment ( which I did not receive notice of prior to my mortgage payment due date ) and the system refused to allow me to make that payment. I then called M & T and a service rep indicated that the M & T policy is that you can not make a partial payment on a mortgage payment. I then advised that on XX/XX/XXXX I made a {$3200.00} payment not knowing that my mortgage payment had increased to approx {$3700.00} and so I needed to pay the difference. I called into M & T on XX/XX/XXXX and I was advised that my {$3200.00} payment was sitting in a suspended account since XX/XX/XXXX. I then inquired under what authority the bank had the right to hold on to my payment and not apply it against my mortgage |
| and their account was listed as free returns '' in the item 's description. They told me that unfortunately | 1 | 0.0% | I was met with an agent that told me to contact the seller to reach a resolution |
| and their account was subsequently closed. I am seeking equal and fair treatment under the law. | 1 | 0.0% | their conduct violates provisions of the XXXX XXXX XXXX |
