| and the original creditor I am demanding all of the following : XXXX XXXX Zero out the balance on this account Deletion from all consumer reports. | 1 | 0.0% | specifically the contract with me and your company CREDENCE RM |
| and the original creditor when trying to obtain any additional information. I am also able to furnish audio recordings between myself and LVNV upon request.,,Resurgent Capital Services L.P.,MO,63366,,Consent provided,Web,2025-10-01,Closed with explanation,Yes,N/A,16281917 | 1 | 0.0% | but TransUnion claims they have been able to validate it |
| and the original disputed amount. Despite these efforts | 1 | 0.0% | on XX/XX/XXXX |
| and the original financial instruments. | 1 | 0.0% | instruments |
| and the original fraudulent charges were credited. Now for XX/XX/year> you have attempted to charge me {$1.00} in interest and {$40.00} late charge. Throughout these events the account has been closed. | 1 | 0.0% | I called your representative and asked them to close my account. They advised me not to close the account that I should just lock it until the balance was paid. They informed me that no charges would be allowed while the account was locked. However |
| and the original lender ( XXXX ) contracted their modification to a Company called XXXX XXXX XXXX from XXXX | 1 | 0.0% | except pay the loan |
| and the other | 1 | 0.0% | I waited to hear from the project coordinator about the installation |
| and the other agent [ XXXX ] had told me a letter was already sent out and now they're asking for my information and address to send the letter... .I declined and told them that Bank of America failed to follow the necessary steps to send this to me and decided to transfer this to a collection agency. I did not authorize | 1 | 0.0% | 2024 XXXX Frustrated |
| and the other CRAs should block those accounts immediately. | 3 | 0.0% | denied myself and transparent as with this account. The creditor was made aware when I became aware |
| and the other half I would pay on XX/XX/XXXX. He stated that he needed to ask accounting if that was okay and that he would call me back. I didnt wait for the return call and I called him back. He stated I was just about to call you and that accounting said the {$900.00} payment towards the {$1800.00} would be fine and that the remaining {$910.00} would be due on XX/XX/XXXX. He took my XXXX XXXX Bank debit card information for {$900.00}. He called me back a few minutes later and said that because my account was delinquent the payment had to be electronically sent. When I asked him how to do that he stated that it could be done through XXXX XXXX. He told me to call him when I got to the XXXX and hed give me the information to write on the money transfer form. | 1 | 0.0% | I returned the call to XXXX XXXX on Friday XX/XX/XXXX as indicated in the voice message. I left a message. At around XXXX |
| and the other is a complaint letter sent to various regulatory agencies from C.P.A XXXX XXXX explaining that Wells Fargo Bank has failed to provide a loan level balance sheet accounting and is concealing the fact that they do not own XXXX loan. | 1 | 0.0% | XXXX Deed of Trust that was originally recorded under instrument no. XXXX. Attached is credible evidence from a forensic document examiner with over 20 years of experience that multiple fraudulent alterations have occurred on the Handwritten Number page XXXX '' which is located on page XXXX of the Deed of Trust. All of the Deeds of Trust now reflect an entirely different handwritten NUMBER XXXX |
| and the other one was {$1400.00}. After I made the transaction | 1 | 0.0% | they wrote XXXX lines to confirm that I would receive the money by the end of the day with only XXXX words |
| and the other option would be to me do n't pay and 'walk away ' and they retain around $ 55k of my down payment | 1 | 0.0% | on Thursday |
| and the other stating that they had received our cease-and-desist letter. Next | 1 | 0.0% | my wife and I sent Specialized Loan Servicing |
| and the other two were credited back twice. I explained to her that if they were credited back twice I'd have more money in my account | 1 | 0.0% | and reached out to customer service. I had also at this time received a message on XX/XX/XXXX telling me to act now to resolve my negative balance. I called again today and had them escalate the call. I am trying to tell them that their accounting is off. If I was credited back twice for an amount |
| and the other XXXX XXXX out of XXXX | 1 | 0.0% | where they told me to call the credit card department. I called the credit card department |
| and the outcome was ridiculous. | 1 | 0.0% | and we did it at a timely manner. She did not know what she was doing |
| and the outstanding matters. | 1 | 0.0% | I found {$55.00} ( all XXXX fraud ) that were summarily dismissed as authorized transactions. '' I never received any credit for these items. I have received permanent acclaim for {$130.00}. {$82.00} of that amount comes from XXXX |
| and the overall interest payment is also inaccurate. | 1 | 0.0% | the amount of debt is inaccurate |
| and the overall processing of wires but other customer service representatives | 1 | 0.0% | XXXX |
| and the p | 1 | 0.0% | Synchrony Bank has decreased other credit lines and |
| and the panels were not permitted nor functional | 1 | 0.0% | namely the door-to-door seller |
| and the paperwork I had submitted over a month before for her. | 1 | 0.0% | I was told that they couldnt help me until the payment was actually late |
| and the part of the balance to which it is applicable. | 13 | 0.0% | or the pro rata part of XXXX cents for a billing cycle shorter than monthly |
| and the particular requests to rectify any fault by EXETER FINANCE herein | 1 | 0.0% | I request a copy of the RC-S CALL REPORTS showing EXETER FINANCEs assets or receivables that have sold or securitized for the first and last quarters of the loan period. Schedule RC-S should be completed on a fully consolidated basis. Schedule RC-S includes information on assets that have been securitized or sold and are not reportable on the balance sheet of the Report of Condition |
| and the party who performed the repossession ; 5 If the account was sold or assigned | 1 | 0.0% | refunds |
| and the passport number. I want them to take action on this person.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | and all payments were made through this account. Given that this appears to be a scam |
| and the pattern of inaccurate statements made by both entities. All evidence is available for review | 1 | 0.0% | documents |
| and the pay status is different. All bureaus are reporting different information and every bureau has removed this inaccurate information from my credit report except Transunion. I have also filed an identity theft report because this account does not belong to me. | 1 | 0.0% | The monthly payment is blank |
| and the payment for XX/XX/XXXX was received XX/XX/XXXX | 1 | 0.0% | other fees and penalties The delinquency for XXXX and XX/XX/XXXX was wrongfully reported to credit bureaus citing federal law as a requirement My credit score and my wifes credit score declined severely due to the delinquency reporting The Coronavirus ( XXXX ) directly affected my health and the health of my family during the period of time in delinquency and my ability to effectively maintain my household The Coronavirus pandemic affected the US Postal delivery of notices sent by loanDepot The Coronavirus pandemic affected loanDepots ability to effectively maintain the functionality of its online customer accounts The Coronavirus pandemic affected loanDepots servicing of my loan The Coronavirus pandemic affected loanDepots timeliness of notices sent if at all The Coronavirus pandemic affected my decision to change banks An accommodation of any payment assistance or relief was not made available to me in spite of being a consumer who was affected by the XXXX pandemic I have suffered financially and continue to do so as a result of the loan servicers failures Facts The monthly mortgage payments due to the loan servicer loanDepot were overdue for the months of XXXX and XX/XX/XXXX. Access to my loanDepot online account was problematic at this time. Although I had unenrolled from automatic payments in XXXX of XXXX |
| and the payment in the amount of {$1900.00} appearing to be the monthly payment for XX/XX/XXXX. This is totally inaccurate. | 1 | 0.0% | from a debt collector |
| and the payment schedule doesnt reflect it and it has yet to be returned to me. | 1 | 0.0% | because of {$7.00} shortage |
| and the payments and are not behind. A representative of the law firm representing the bank was there but I was not allowed to ask her any questions. No representative of the bank was present. | 1 | 0.0% | no explanations would be accepted |
| and the payments on the account were not made from my bank account. My disputes were submitted to Citibank three times - on XX/XX/XXXX | 1 | 0.0% | I learned that the criminal applied for the account in question over the phone and appeared to have had my SS # and DOB. My name and address used for credit application were missing some information but it was still approved and Citibank granted a line of credit. ( I never lost/misplaced any credit cards or identification |
| and the payments should not have been marked as late | 1 | 0.0% | I am writing to file a formal complaint against TransUnion regarding an inaccurate late payment entry on my credit report that has not been resolved despite my attempts to rectify the issue. Account Information : Creditor 's Name : XXXX Account Number : XXXX Dates of Late Payments : XX/XX/XXXX and XX/XX/XXXX Nature of Complaint : On XX/XX/XXXX |
| and the penalties/ return of mips unearned/ and penalties under USC 12 section 8 . | 1 | 0.0% | a mortgage insurer must return to the servicer any amount of unearned premiums it is holding to permit the servicer to return such premiums to the borrower ( XXXX XXXX. XXXX ( f ) ). '' ***XXXX XXXX XXXX XXXX XXXX XXXX XXXX Homeowners Protection Act of XXXX ( HPA or PMI Cancellation Act |
| and the Pennsylvania Attorney General Bureau of Consumer Protection to uphold these principles | 1 | 0.0% | transparency |
| and the person 's name they updated the dispute with. | 1 | 0.0% | a second verification letter was sent via certified mail on XX/XX/2022. USPS records show it was received by Experian on XX/XX/2022. In this letter |
| and the person keeps asking me for more for loan transfer I am not falling victim I am not stupid | 1 | 0.0% | Western Union Customer Care www.westernunion.com This is the email I keep getting from them |
| and the person making the report. Which means it should not be included in my consumer report | 5 | 0.0% | and you did not exercise your boy responsibility with fairness and impartiality. You took one side of the story |
| and the person making the report.Which means it should not be included in my consumer report | 1 | 0.0% | and you did not exercise your grave responsibility with fairness and impartiality.you took one side of the story |
| and the person there | 1 | 0.0% | the put on hold my wire without explanation |
| and the person was unable to do so.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA | 1 | 0.0% | but it's the principal. Whenever I would try to redeem the cash rewards |
| and the person who answered had no access to any information about why it was denied. On XX/XX/2023 I pulled together 19 pages of information to fax over. It included emails from when I first disputed the charge | 1 | 0.0% | explaining the situation and requesting it to be corrected. I got a letter in the mail a few weeks later that was dated XX/XX/2023. The letter explained that they believe the information to be correct. So I wrote another letter and faxed it on XX/XX/2023. When I got another letter |
| and the personal financial harm caused by these violations. I also request a full investigation into Discover Financial Services ' business practices regarding secured credit products and the handling of consumer funds. | 1 | 0.0% | I have suffered significant financial loss |
| and the personal information listed below | 1 | 0.0% | below is my first evidence and objectively derived information giving proof of Experians non-investigatory |
| and the phone line redirects me to the message center on paypal | 1 | 0.0% | and it was rejected. Customer support was completely unhelpful and basically didn't even read my complaints. I was told that there was certain criteria |
| and the phone number of the person Experian verified this information with. Third party credit reporting agency information is not considered the original furnisher of the debt. | 1 | 0.0% | from U.S. Bankruptcy Court Clerk |
| and the phone representatives insisted I must pay online initially ( I said my bank would reverse it | 1 | 0.0% | I was informed that the only option available was to pay the debt in full within 20 days |
| and the phone support is constantly at high volume '' and the call ends. | 1 | 0.0% | please reply to this email with a copy of a current |
