| and that this matter is permanently closed. Your continued silence is unacceptable. Either provide the proof or correct the record to remove the invalid debt from my credit files with the three-primary credit-reporting agencies. You are currently in violation of the Fair Credit Reporting Act and the Fair Debt Collection Act. I can't obtain housing or employment due to the violations on my credit file. Failure to respond within 7 days of this letter will begin my small claims action against your company. I will be seeking { {$5000.00} } in damages for the following : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violation of the Fair Credit Reporting Act After obtaining the judgment against your company | 3 | 0.0% | on point |
| and that this matter is permanently closed. Your continued silence is unacceptable. Either provide the proof or correct the record to remove the invalid debt my credit files with the three-primary credit reporting agencies. You are currently in violation of the Fair Credit Reporting Act. I can't obtain housing or employment due to the violations on my credit file. Failure to respond within 7 days of this letter will begin my small claims action against your company. I will be seeking { {$5000.00} } in damages for the following : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud 3 ) Violation of the Fair Credit Reporting Act. After obtaining the judgment against your company | 1 | 0.0% | on point |
| and that this matter is permanently closed.,,ENCORE CAPITAL GROUP INC.,LA,70433,,Consent provided,Web,2024-11-19,Closed with explanation,Yes,N/A,10877093 | 1 | 0.0% | on point |
| and that this matter is permanently closed.,,ENCORE CAPITAL GROUP INC.,LA,70433,,Consent provided,Web,2024-11-19,Closed with explanation,Yes,N/A,10877116 | 1 | 0.0% | on point |
| and that this matter is permanently closed.,,ENCORE CAPITAL GROUP INC.,LA,70433,,Consent provided,Web,2024-11-19,Closed with explanation,Yes,N/A,10877165 | 1 | 0.0% | on point |
| and that this matter is permanently closed.,,Portfolio Recovery Associates | 1 | 0.0% | on point |
| and that this matter is permanently closed.,,Resurgent Capital Services L.P.,MS,390XX,,Consent provided,Web,2024-12-06,Closed with explanation,Yes,N/A,11058978 | 1 | 0.0% | on point |
| and that this money was now in their possession which was owed to me. | 1 | 0.0% | per XXXX. Yet |
| and that this specific type of wire transfer would take 3 days until reaching the recipient 's account. He said he couldn't guarantee it | 1 | 0.0% | the money hadn't even been deducted from my account yet ). I was passed back and forth between numerous departments - the first time I spoke with someone |
| and that this was essentially a penalty for issuing a stop-payment. Then the agent cheerfully told me that I was welcome to use either XXXX or XXXX XXXX to issue the payment | 1 | 0.0% | my greatest complaint comes from XX/XX/2018 |
| and that this would not effect either the buyer or myself in the future. | 1 | 0.0% | and I did make all payments until XX/XX/2016. I proved this to them by providing bank statements showing an automatic withdrawal or a debit card transaction that took place each month. Because of this |
| and that time has great value to me | 1 | 0.0% | I request a {$100.00} statement credit |
| and that to receive a promo code one simply needs to request one by entering their email. The promo code form also asks you to enter your zipcode when requesting the promo code | 1 | 0.0% | and spoke with XXXX XXXX about the issue. She repeated the same lines to me as the phone representatives did |
| and that treat such conduct as disciplinable misconduct. | 1 | 0.0% | and engaging in conduct involving dishonesty |
| and that usually after 30-60 days of no response from the debtor the debt is attached to the credit history she claimed that it was sent via email. | 1 | 0.0% | this is XXXX. I am reaching out to you XXXX in regards to the notification that my office has sent out to your mailing address. Its in reference to the paperwork that we have here concerning yourself. We still as of today have yet to get any sort of response from you and prior to making any sort of recommendations |
| and that usually after 30-60 days of no response from the debtor the debt is attached to the credit history she claimed that it was sent via email. | 1 | 0.0% | this is XXXX. I am reaching out to you XXXX in regards to the notification that my office has sent out to your mailing address. Its in reference to the paperwork that we have here concerning yourself. We still as of today have yet to get any sort of response from you and prior to making any sort of recommendations |
| and that usually dwindles within XXXX days after paying bills and necessities for the week. My savings account with them hasn't been higher than XXXX XXXX. My account right now has maybe XXXX dollars in it. I need help and they not only refuse | 1 | 0.0% | to me |
| and that Visa/Chase will continue to take charges from the merchant | 1 | 0.0% | I called several Chase representatives |
| and that voluntary surrender requires possession of the vehicle | 1 | 0.0% | another female representative whose name I was not given |
| and that was a problem on its on. Because the payment went through at times and then got reject for some reason ). But away. After I got the letter denied. I decided to leave the matter alone. As I releized I could have been more on top of it. Even though I reconzie the technology failure of XXXX and XXXX. Anyway I set up autopayment a little down the line. And payments go through until a couple months ago. ( date from this complaint ) XXXX | 1 | 0.0% | text from XXXX XXXX ... you know basic standard practice that I get from XXXX XXXX companies..but some some reason |
| and that was also denied. | 1 | 0.0% | and to request a re-issuing of the check. The agent on the phone told me that the previous agent was incorrect with the supplied dates |
| and that was an evidence of me thinking my debit card as safe. '' Those reasons provided demonstrated extreme unprofessionalism and carelessness for customer of Citi. I follow up to them as ( 1 ) if my account transaction history has been carefully checked | 1 | 0.0% | I followed up again and got noticed that the case was closed again |
| and that was appearing on my credit report in the forbearance status as of XXXX of XXXX. On XX/XX/XXXX | 3 | 0.0% | I finally asked my father |
| and that was done in your case with Nationstar. | 1 | 0.0% | XXXX I contacted KYHC and spoke again to XXXX in their funding department. She confirmed that KYHC had still not received the {$40000.00} from Mr. Cooper. I relayed the information Mr. Cooper had provided and she stated |
| and that was just a glimpse | 1 | 0.0% | or adding a statement and making sure my security is still on.All of which I was denied access to out of what I can only conclude as retaliation against me for filing first complaint days ago over a litany of dishonest |
| and that was that. | 1 | 0.0% | somehow my information was roped into a shipment for my previous employer. They were fully remote |
| and that was the only action taken. No follow-up was done by US Bank | 1 | 0.0% | we received a letter from US Bank requesting we provide insurance information for the property |
| and that was the reason that we could not resume payments. THAT IS NOT TRUE. The reason we could not resume payments is because they told us that we couldnt | 1 | 0.0% | we instead attempted a loan modification. We were repeatedly turned down as they stated that we did not qualify |
| and that was when they flagged me to report the fraud. | 1 | 0.0% | I entered my electronic banking and I realized that what they had done was deposit a check in the branch |
| and that wasnt that case. So we lost all visibility to our account during that time ( approx 3 months ) until we told them to remove that cease and desist we didnt ask for.,,Santander Consumer USA Holdings Inc.,TX,754XX,Servicemember,Consent provided,Web,2018-09-13,Closed with explanation,Yes,N/A,3018308 | 1 | 0.0% | even to their Office of the President. They called on XXXX XXXX |
| and that we had 48 hours to pay over {$3000.00} for protection from several different state and federal agencies in order to assure that we would be able to get to trademark our company name. He put lots of pressure on us to pay quickly | 1 | 0.0% | on XX/XX/2023 |
| and that we had to look at the COUPON amount. Well | 1 | 0.0% | but we have documented proof |
| and that we intend to keep our home! My wife is now employed again | 1 | 0.0% | we reached out to SLS and asked for assistance with our mortgage. We completed an application for assistance |
| and that we need to talk to a supervisor. When we agreed to talk to a supervisor about our situation | 1 | 0.0% | we paid our XXXX mortgage payment of {$4700.00} |
| and that we only owed the prorated rent for the move-out month | 1 | 0.0% | before we moved out |
| and that we were to pay her more than {$400.00} to settle fees and debts. We immediately contacted Mr. Cooper representatives | 1 | 0.0% | and a side lot about 8 feet in width ( where a portion of the driveway and fence sit ). Although both lots are on the deed |
| and that we would not be charged unless we tried the transaction again. | 1 | 0.0% | and indicated that it had been declined. She was given the option of confirming that the transaction was legitimate |
| and that when the branch opened the missing deposit would be investigated. | 1 | 0.0% | the ATM malfunctioned |
| and that without this mysterious document | 1 | 0.0% | even after I submitted 10 documents totaling well-over 80 pages of material |
| and that would be considered acceptable evidence. Thus herein is the attached report | 1 | 0.0% | ensisting they get off the dime |
| and that would be enough proof to show I did n't take out a loan or sign the loan papers | 1 | 0.0% | I wrote them again and again asked for them to send me copies of the loan agreement contract |
| and that would be the end of it. But not this time. I want the company to understand that I will continue to complain until this gets resolved. Please note that in 2014 I was diagnosed with stage 4 XXXX XXXX and have generated tens of thousands of dollars in medicals bills which my insurance company has paid. Please check my credit report. I do n't understand why this one out of hundreds of bills is haunting me.,,CMRE Financial Services | 1 | 0.0% | CMRE sent me some sort of billing statement. This bill was like no bill I had ever seen. It had not mention or logo of the hospital on it. It looked like it was typed up by any kid on a computer. From what I can decipher |
| and that would provide it with a dedicated funding source | 1 | 0.0% | but also on the legislative and judicial environment in which it operates. The CFPB could advocate for legislative and judicial reforms that would strengthen its independence |
| and that written confirmation of the investigation and any updates be provided to me.,,EQUIFAX | 1 | 0.0% | I am disputing a credit inquiry that is missing or inaccurately reported in XXXX bureaus |
| and that written confirmation of the investigation and any updates be provided to me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,LA,70058,,Consent provided,Web,2025-11-25,Closed with explanation,Yes,N/A,17497031 | 1 | 0.0% | I am disputing a credit inquiry that is missing or inaccurately reported in XXXX bureaus |
| and that written confirmation of the investigation and any updates be provided to me.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | I am disputing a credit inquiry that is missing or inaccurately reported in XXXX bureaus |
| and that XX/XX/XXXXshould contact Freedom between XX/XX/XXXX XXXX for a response. | 1 | 0.0% | I contacted XXXX XXXX again on XX/XX/XXXX |
| and that XXXX + XXXX XXXX in tax and surcharges + XXXX XXXX in banknote delivered = XXXX XXXX ( {$520.00} USD ) was charged to my account. XXXXXXXX XXXX case review consisted entirely of punting the issue to XXXX XXXX XXXX | 1 | 0.0% | I was told that the problem would be investigated and that I would meanwhile be issued credit for the amount lost in the scam. I felt reassured. And on XX/XX/XXXX |
| and that XXXX emailed then on XX/XX/XXXX stating they sent XXXX XXXX checks to total the amount of {$20000.00}. I told him that this information was incorrect | 1 | 0.0% | I called back to speak with a supervisor because I did not agree with one portion on the agreement |
| and that XXXX is the only one that can do that. IC can not transfer me to XXXX | 1 | 0.0% | and each conversation goes the same way. 1 ) I explain the situation |
