| and potential legal action for violations of the FDCPA and FCRA. | 1 | 0.0% | this does not constitute legal validation of the debt. There is : No signed agreement or application bearing my signature No itemized history of charges and payments No proof of legal assignment from the original creditor to PRA I am again requesting that PRA provide : 1. The original signed contract or application from XXXX XXXX XXXX. A complete account history with all charges |
| and potential legal action.,,Portfolio Recovery Associates | 1 | 0.0% | my credit score has suffered |
| and potential misconduct within your institution. | 1 | 0.0% | in my numerous attempts to resolve this issue through your customer service channelsincluding phone calls |
| and potential punitive damages for failure to comply. | 8 | 0.0% | the Fair Credit Reporting Act ( FCRA ) |
| and potential punitive damages. | 29 | 0.0% | the Fair Credit Reporting Act ( FCRA ) |
| and potential reinsertion of unverifiable data collectively represent serious compliance failures. These practices have caused tangible harm and must be addressed through regulatory oversight. | 2 | 0.0% | the events described above demonstrate that TransUnions reinvestigation process was incomplete |
| and potential securities/controls issues at the Rithm level. | 1 | 0.0% | Regulation X |
| and potential securitization cash flows. | 1 | 0.0% | use |
| and potential settlement. | 1 | 0.0% | it remained at the licensed repair facility. I promptly notified United Auto Credit Corporation of the mechanical failure |
| and potential statute-of-limitations calculations. Accurate and uniform reporting is not optional it is a legal requirement. | 3 | 0.0% | while Equifax reports XX/XX/XXXX. The account closure date is reported as XX/XX/XXXX |
| and potential violation of consumer protection rules. | 1 | 0.0% | I have an active cease and desist in place |
| and potentially actionable misconduct. | 1 | 0.0% | state regulatory authorities |
| and potentially affecting my ability to open bank accounts or secure financial products.,,LEXISNEXIS,NC,275XX,,Consent provided,Web,2025-09-01,Closed with explanation,Yes,N/A,15645513 | 1 | 0.0% | as it creates a misleading picture of my financial history. The missing data includes [ briefly describe the specific missing information |
| and potentially affecting my ability to open bank accounts or secure financial products.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Fidelity National Information Services | 1 | 0.0% | as it creates a misleading picture of my financial history. The missing data includes [ briefly describe the specific missing information |
| and potentially bad-faith reporting practices | 1 | 0.0% | XXXX |
| and potentially damage to my long term health as a result. I don't care how many of the best lawyers they have | 1 | 0.0% | screenshots showing the balance was XXXX for several months |
| and potentially deceptive | 1 | 0.0% | including : Property insurance against fire Comprehensive general liability insurance Loss of income/business interruption coverage Recently |
| and potentially engaging in identity theft by using my personal data and likeness without legal authorization. | 1 | 0.0% | LLC has failed to provide any lawful validation of the debt. If they have continued or do continue collection efforts |
| and potentially filing legal action for damages. | 1 | 0.0% | incomplete |
| and potentially fraudulent. | 1 | 0.0% | confirmed under XXXX XXXX : XXXX. This breach compromised my Social Security Number |
| and potentially illegal. Placing unnecessary and arbitrary holds on verified business checksparticularly from a title companyis a direct interference with my ability to operate and manage my business finances. | 1 | 0.0% | 2. My account has never had any history of fraudulent activity |
| and potentially illegally re-aged debt accounts. | 1 | 0.0% | I am filing a formal complaint regarding multiple violations of federal and state consumer protection laws by XXXX XXXX XXXX |
| and potentially in violation of federal law | 2 | 0.0% | I am submitting this formal dispute to the Consumer Financial Protection Bureau regarding the reporting of student loan accounts on my credit file by XXXX |
| and potentially modified without my knowledge or consent. | 1 | 0.0% | including reporting from Inside Higher Ed ( link ) |
| and potentially other credit bureaus. The information on my Equifax report shows that XXXX reported and updated incorrect information to the credit bureaus despite the balance and payment information on my updated monthly mortgage statements. These statements show the correct dates that my payments were received versus the untimely dates that they used to apply my payments. Secondly XXXX has carelessly misplaced my XX/XX/XXXX payment | 1 | 0.0% | Equifax |
| and potentially other credit bureaus. The information on my XXXX report shows that PHH reported and updated incorrect information to the credit bureaus despite the balance and payment information on my updated monthly mortgage statements. These statements show the correct dates that my payments were received versus the untimely dates that they used to apply my payments. Secondly PHH has carelessly misplaced my XX/XX/XXXX payment | 1 | 0.0% | XXXX |
| and potentially punitive damages for willful or negligent noncompliance with the FCRA. | 9 | 0.0% | please be aware that under Section 611 ( a ) ( 1 ) ( A ) of the Fair Credit Reporting Act ( FCRA ) |
| and potentially pursue legal remedies. | 2 | 0.0% | I will have no choice but to file formal complaints Federal Trade Commission ( FTC ) |
| and potentially signs of mixed files or identity errors. I demand immediate removal. | 1 | 0.0% | and I have no knowledge of them. I have never lived at or been associated with these addresses : XXXX XXXX XXXX |
| and potentially the Gramm-Leach-Bliley Act which mandates proper safeguarding of consumer information. A request to immediate removal inaccurate and/or fraudulent entries for several accounts found on all credit reports | 3 | 0.0% | I was affected by a data breach associated with XXXX XXXX and XXXX-related systems |
| and potentially the result of erroneous data submission or identity confusion. I specifically requested the agencies to verify the source of the data | 3 | 0.0% | I initiated a dispute process under the Fair Credit Reporting Act ( FCRA ) 611 ( a ) |
| and potentially tied to fraudulent or mixed-file activity. | 1 | 0.0% | XXXX XXXX |
| and potentially under state consumer protection laws. | 1 | 0.0% | once an account has been charged off |
| and potentially unlawful under UCC requirements for commercially reasonable sales. | 1 | 0.0% | Navy Federal stated a remaining balance of approximately {$52000.00}. The vehicle was later sold at auction for around {$9000.00} |
| and potentially unlawful.,,Resurgent Capital Services L.P.,MI,48234,,Consent provided,Web,2025-06-02,Closed with explanation,Yes,N/A,13848071 | 1 | 0.0% | they and LVNV Funding continue to report false and inflated balances to the credit bureaus |
| and potentially unverifiable. | 3 | 0.0% | the lack of consistency among the three bureaus |
| and power of attorneys | 1 | 0.0% | XXXX XXXX Principal emailed XXXX ( ( Paying Agent '' ) ) and enquired about the securities and provided a tracking number to identify the package the securities were transported in by the carrier. No reply followed for the entire business day through email nor did I receive any notices by mail or private courier |
| and powerless! | 1 | 0.0% | gross negligence |
| and PRA said they couldn't do anything about it because it's with their legal '' firm. | 1 | 0.0% | I didn't provide it |
| and precisely at a time when I had submitted travel notices to Citi. They also failed to provide any resolution to unblocking the card while I am traveling. | 1 | 0.0% | the rep said that there are no potential fraud blocks and they have cleared out any blocks. However |
| and precluding me from refinancing the loan with another lender. On XX/XX/XXXX | 1 | 0.0% | Wells Fargo again elected not to adjust the terms of my mortgage for failure to provide the necessary information. I then sent Wells Fargo a check for {$2300.00} |
| and predatorily preyed upon us to get our student loan | 1 | 0.0% | 70 % of the students in my cohort dropped out of the program and were unsuccessful because its instructors were from XXXX |
| and predatory loan practices. | 1 | 0.0% | WHILE still wrestling the woman out of my car. Once she finally exited the vehicle |
| and predatory punishment | 1 | 0.0% | knowing that having less available credit would still effect my credit score. When I got this card in XX/XX/XXXX |
| and predatory. | 1 | 0.0% | XXXX hour wait times to speak to anyone from Nelnet |
| and predatory. In addition | 1 | 0.0% | when I attempt to call and speak to someone in regards to my concerns |
| and preliminary and equitable relief as the court determines to be appropriate.,,LEXISNEXIS,LA,70117,,Consent provided,Web,2024-12-26,Closed with explanation,Yes,N/A,11287193 | 1 | 0.0% | I have suffered such a privacy invasion and a denial of XXXX XXXX XXXX due to furnishing my personal information. Personal information should not include information on vehicular accidents |
| and preparing deposit slips for the evening. | 1 | 0.0% | XXXX is an all-cash operation. Each Friday night the XXXX manager |
| and preparing the foundation | 1 | 0.0% | '' and was for {$30000.00}. We were asked to sign off on this draw for materials to be ordered. Since it was a customized house for our special needs child |
| and prepayment terms for loans ( auto | 1 | 0.0% | standardized disclosures about loan costs before a consumer signs the contract |