| and everything else about the card is digital.,,GOLDMAN SACHS BANK USA,ID,83646,,Consent provided,Web,2024-02-20,Closed with explanation,Yes,N/A,8379986 | 1 | 0.0% | the dispute was found in the merchants favor |
| and everything goes sideways again. I am told that my withdrawal address is abnormal and I will have to pay a penalty fee to restore my account to normal. I pay the fee of $ XXXX | 1 | 0.0% | says she is from XXXX and lives in XXXX |
| and everything looked good to go. Id also like to note that a deposit from my job had been sent the day before and it was still in the pending status even after this so that just further confirmed for me that the move to posted meant it was cleared. | 1 | 0.0% | it said pending which is normal for deposits. The following day |
| and everything that happened afterwards.,,Chime Financial Inc,MD,210XX,,Consent provided,Web,2023-05-24,Closed with explanation,Yes,N/A,7022752 | 1 | 0.0% | the email from Chime about the transaction expiring |
| and everything they have asked for and seeing credit on XXXX statement | 1 | 0.0% | I requested my bank for the transaction copy and realizing my circumstance |
| and everything would be removed from my credit score. It has not been and I've been charged with two charge-offs '' and one Defaulted Loan '' all from Ally Bank XXXX XXXX | 1 | 0.0% | my credit score had dropped by XXXX points to XXXX |
| and everything would be removed from my credit score. It has not been and I've been charged with XXXX charge-offs '' and XXXX Defaulted Loan '' all from XXXX XXXX XXXX XXXX | 1 | 0.0% | my credit score had dropped by XXXX points to XXXX |
| and everytime it took a lot of time and effort to reach the correct department that is actually able to or willing to help. | 1 | 0.0% | so during my attempts to contact them |
| and evidence | 2 | 0.0% | XXXX. It was confusing letter because it listed dates for a court trial on XXXX/XXXX/XXXX ... A year away. This letter had a file case number on it dated XXXX/XXXX/XXXX. There was no words about them winning a default judgment against me. I found out about the default judgment my calling the Superior court with the file case number |
| and evidence are documented and available as exhibits. | 1 | 0.0% | I did everything US Bank asked ( multiple ID verifications |
| and evidence linking me to a data breach. However | 2 | 0.0% | specifically XXXX and XXXX |
| and evidence of a retailer who should invest in the tools it provides its online representatives.,,CAPITAL ONE FINANCIAL CORPORATION,MS,39401,,Consent provided,Web,2024-09-17,Closed with non-monetary relief,Yes,N/A,10059766 | 1 | 0.0% | and am no longer a XXXX XXXX Credit card customer. There are multiple issues here : XXXX ) XXXX XXXX is soliciting credit applications from online customers |
| and evidence of attempts at resolution. | 1 | 0.0% | I am requesting that the recall of the transfer amount through the interbank SWIFT network |
| and evidence of financial loss. | 1 | 0.0% | accountability |
| and evidence of the terms of purchase reflecting the ability to cancel within 24 hours of purchase and receive a refund. However | 1 | 0.0% | a refund was still not reflected on my credit card. I contacted Capital One |
| and evidence supporting,,TOYOTA MOTOR CREDIT CORPORATION,TX,77026,,Consent provided,Web,2025-08-11,Closed with explanation,Yes,N/A,15212866 | 1 | 0.0% | using a pattern of blame-shifting to evade accountability. This conduct should be investigated as organized consumer fraud under the Texas Deceptive Trade Practices Act |
| and evidence that MOHELA has legal standing and authority to service | 1 | 0.0% | I formally disputed the accuracy |
| and evidence that prove the furnisher verified the account ( s ). | 3 | 0.0% | I now formally demand the following : 1. METHOD OF VERIFICATION Pursuant to FCRA 611 ( a ) ( 7 ) |
| and evidence that the credit bureau contacted the FTC to verify the affidavit | 10 | 0.0% | despite my submission of all required documents |
| and evidence that the reported late payments and delinquency statuses were inaccurate and legally impossible ( e.g. | 1 | 0.0% | I have submitted multiple disputes to TransUnion regarding fraudulent |
| and evidence that this charge-off status is correct | 1 | 0.0% | yet the balance shows {$0.00}. That means either I paid the debt or it was resolved |
| and evidence why the sale was fraudulent. | 1 | 0.0% | but the Company where the purchase was made |
| and Evolves decision to freeze cards is causing all card transactions to fail. At this time there are no alternative methods for money movement. | 1 | 0.0% | we were notified that XXXX XXXX |
| and exact details of the charge-off event | 1 | 0.0% | yet the details surrounding its reporting remain incomplete and unverifiable. Under FCRA XXXX ( b ) |
| and examine whether their bi-weekly program systematically harms other consumers | 1 | 0.0% | I believe this practice likely affects thousands of other borrowers nationwide |
| and except as provided in subsection ( g ) if the completeness or accuracy of any item of information contained in a consumers file at a consumer reporting agency is disputed by the consumer and the consumer notifies the agency directly | 4 | 0.0% | the person shall ( E ) if an item of information disputed by a consumer is found to be inaccurate or incomplete or can not be verified after any reinvestigation under paragraph ( 1 ) |
| and exchange ; borrowing and loaning money ; issue of debentures | 1 | 0.0% | under such rules and regulations as the Board of Governors of the Federal Reserve System may prescribe : ( a ) Dealings in drafts |
| and exchanged numerous emails all with PNC. XXXX cases have been generated by PNC. They are being uncooperative with providing me with any status update on the cases.,,PNC Bank N.A.,FL,34986,,Consent provided,Web,2016-11-24,Closed with explanation,Yes,No,2222779 | 1 | 0.0% | deceived |
| and exclusions | 1 | 0.0% | and it looks like it's been less than 30 days since your purchase was completed. At this time |
| and exclusive possession.We also know that this might be crucial if an adverse possession claim is possible ( though adverse possession against co-heirs is very difficult ) .We are being Prepare for a Quiet Title Action : Based on the title search | 1 | 0.0% | including the original deed |
| and executed in coordination | 1 | 0.0% | American Express drastically reduced the credit limits on several of my accounts |
| and exhausted by this recurring issue. Let me be clear : I did not open or authorize any of these accounts. This is a serious violation of my rights under the FCRA. Under Section 605B | 1 | 0.0% | and I have no knowledge |
| and Exhibit G PENFED CREDIT UNION is in violation of 15 USC1692 ( e ) ( 2 ) ( a ) of the amount of alleged debt owed.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,PENTAGON FEDERAL CREDIT UNION,NY,10801,,Consent provided,Web,2021-01-30,Closed with explanation,Yes,N/A,4104161 | 1 | 0.0% | affiant is aware and has proof in the attachments labeled as Exhibit A stated that a debt was allegedly owed |
| and expanded stories. ) HARD INQUIRIES ( Unauthorized or Without Consent ) TXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Issue : These inquiries were conducted without my explicit consent and without a permissible purpose under FCRA 604 ( a ). | 1 | 0.0% | XXXX |
| and expect an update via telephone. After hours went by with no update | 1 | 0.0% | it is now about the principle. I wasted over an hour at their XXXX XXXX location on Saturday |
| and expected to be dealing solely with them. The loan agreement did not disclose that Quick Bridge Funding would act as a servicing partner for XXXX XXXX XXXX XXXX XXXX However | 1 | 0.0% | XXXX XXXX |
| and expected to be notified by XX/XX/XXXX that the situation had been resolved | 1 | 0.0% | I contacted XXXX XXXX again |
| and expedite discovery before you even get to assigning any council. I have patiently acted in good faith trying to resolve not only the innaccurate reporting but other harm that Capital One is still causing. Attachments : -FTC Identity Theft Report ( # XXXX ) XXXX data incident breach letter - XXXX pages showing closures & score impact - My affidavit & notices ( with dates ) - Perfect-history screenshots.,,CAPITAL ONE FINANCIAL CORPORATION,FL,338XX,,Consent provided,Web,2025-10-12,Closed with explanation,Yes,N/A,16527645 | 1 | 0.0% | I filed a OCC complaint which will also be attached that the CFPB was suppose to take over responsibility as the notice states |
| and expedite the claim | 1 | 0.0% | XXXX using XXXX purporting to sell reborn dolls. I only found out after paypal sent payment to XXXX that the seller called XXXX XXXX XXXX XXXX was not from alaska |
| and expenses incurred in disputing unauthorized disclosures and addressing inaccurate credit reporting. 2. Emotional Distress : Anxiety | 1 | 0.0% | sleeplessness |
| and expenses incurred in disputing unauthorized disclosures and addressing inaccurate credit reporting. 2. Emotional Distress : XXXX | 2 | 0.0% | sleeplessness |
| and EXPERIAN | 2 | 0.0% | FRAUDULENT ACTIVITY IN FRONT OF A JUDGE. Under the FCRA |
| and Experian | 9 | 0.0% | which protects identity theft victims from continued reporting of fraudulent accounts. I am a documented victim of identity theft |
| and Experian ) | 1 | 0.0% | I requested that they review documentation that I submitted to them to show that my checking account ( that Id linked to the XXXX account for automatic payments ) had sufficient funds in my account at the time of the 5 attempted transactions. We discussed the several issues with their IT platform that led to this issue in the first place. I submitted to them as evidence multiple email confirmations of the payments that I submitted and those emails also stated that the funds had been drawn from my account. I never received communication from the XXXX customer service team |
| and Experian ) XXXX XXXX XXXX XXXX ( XXXX ) ( No Account for Transunion and Experian | 3 | 0.0% | Closed in Equifax and Experian ) XXXX XXXX ( XXXX ) ( Open in Transunion and Equifax |
| and Experian ). | 1 | 0.0% | including but not limited to : A copy of the original signed agreement bearing my signature |
| and Experian accountable for their violations of the FCRA | 1 | 0.0% | the inaccurate reporting by XXXX |
| and Experian added a consumer dispute comment ( because I had included this account in my dispute letter ). This sudden reporting of XXXX missed payments in the XXXX file | 1 | 0.0% | after I submitted a detailed manual dispute letter in XXXX |
| and Experian and XXXX have made no corrections at all. | 1 | 0.0% | and XXXX |
| and Experian are assumed to be credit Bureaus and there is only one Bureau and that is the CFPB ''. On XX/XX/XXXX | 1 | 0.0% | specifically 12 CFR 1022 |