XXXX XXXX XXXX XXXX XXXX XXXX XXXX

79 consumer complaints filed with the CFPB

This page summarizes consumer complaints about XXXX XXXX XXXX XXXX XXXX XXXX XXXX products filed with the CFPB. 79 complaints have been filed across 54 companies. The most commonly reported issue is "XXXX XXXX XXXX XXXX XXXX".

79
Total Complaints
54
Companies
XXXX XXXX XXXX XXXX XXXX
Top Issue

Companies with Most XXXX XXXX XXXX XXXX XXXX XXXX XXXX Complaints

# Company Complaints
1 a letter for proof of address 6
2 a copy of a bill supporting the consumers dispute conveys information regarding the persuasiveness of a consumers dispute that data about the bill would not. 12. Federal Trade Commission 4
3 XXXX XXXX XXXX XXXX 3
4 valid report filed by a consumer with an appropriate Federal 3
5 XXXXXXXX XXXX XXXXXXXX Legal Basis for Dispute Under the Fair Credit Reporting Act ( FCRA ) 602 ( a ) 3
6 I have listed the inquiries in question 3
7 and payment receipts 3
8 you will be required to appear in a court venue. Failure to respond satisfactorily within 30 days of receipt of this certified letter may result in a small claims action against your company. 3
9 express written permission of the sender 3
10 XXXX XXXX XXXX XXXX XXXX XXXX 2
11 I was finally able to speak with XXXX. Regrettably 2
12 and 602 ( A ). Furthermore 2
13 not later than 4 business days after the date of receipt.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
14 I request confirmation of the date of first delinquency on this account. 1
15 XXXX XXXX XXXX XXXX 1
16 even should it be ours 1
17 in fact therefor exist,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,95351,,Consent provided,Web,2025-07-07,Closed with explanation,Yes,N/A,14484811 1
18 XXXX XXXX XXXX XXXX XXXX XXXX XXXX 1
19 XXXX 3. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX CA XXXX 4. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX 5. The following personal information is incorrect Previous Address ( es ) : XXXX CA 6. The following personal information is incorrect Employers : XXXX 7. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 1
20 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX 1
21 Thank you for making me aware of this. We are the customer support and labor force and can not see any payments or authorize any cancelation. Please reach out to your dealership 's XXXX department for further assistance. If you have any questions 1
22 XXXX and XXXX XXXX 1
23 XXXX XXXX XXXX Inquired on XXXX XXXX 1
24 however the business has always been financial stable and pay our bills timely form XX/XX/XXXX until XX/XX/XXXX when the pandemic shut everything down. It is my hope you will consider my plea by removing the negative impact to my personal credit reporting agencies consequently reducing my debt-to-income ratio to less than 30 % 1
25 XXXX XXXX XXXX XXXX XXXX : {$0.00} 1
26 and current address. 1
27 Also attached email thread. Please help.,,Ria Envia 1
28 in fact therefor exist,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 1
29 XXXX 3. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX CA XXXX 4. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX 5. The following personal information is incorrect Previous Address ( es ) : XXXX CA 6. The following personal information is incorrect Employers : XXXX 7. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please investigate and delete from my credit report. 1
30 XXXX XXXX XXXX Miscellaneous Reptg. Agencies XXXX XXXX XXXX 1
31 INC.,GA,30008,,Consent provided,Web,2023-02-27,Closed with non-monetary relief,Yes,N/A,6619106 1
32 with the help of the Office of the NYS XXXX 1
33 I dispute your claim and I am requesting validation from you pursuant to the Fair Debt Collection Practices Act 1
34 in fact therefor exist,,EQUIFAX 1
35 XXXX XXXX # XXXX 1
36 the FHA 1
37 this service will discontinue with the transfer of servicing. If you wish to retain optional insurance 1
38 we would suggest that you contact your current optional product service provider. 1
39 XXXX XXXXXXXX XXXX XXXXXXXX XXXX XXXX,,EQUIFAX 1
40 CA XXXXXXXX XXXX XXXXXXXX Balance : {$0.00} XXXX XXXXXXXX Balance : {$0.00},Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,93720,,Consent provided,Web,2023-02-23,Closed with explanation,Yes,N/A,6601904 1
41 40 Years of Experience with the Fair Credit Reporting Act : An FTC Staff Report with Summary of Interpretations ( XXXX. XXXX ) 1
42 not later than 4 business days after the date of receipt.,,EQUIFAX 1
43 expeditiously. I look forward to receiving an updated copy of my credit report reflecting the above correction. Thanking you in advance.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,BANK OF AMERICA 1
44 Experian updated my report stating that the account will remain. However 1
45 misleading 1
46 Social Security number 1
47 INC.,NC,28213,,Consent provided,Web,2025-11-20,Closed with non-monetary relief,Yes,N/A,17406400 1
48 Texas where the money went. I then called there and was given a phone number for the Bank of America Fraud Department When I phoned them 1
49 XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,TX,XXXXX,Servicemember,Consent provided,Web,2017-11-10,Closed with non-monetary relief,Yes,N/A,2726084 1
50 ( XXXX ) XXXX 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for XXXX XXXX XXXX XXXX XXXX XXXX XXXX

79 consumer complaints have been filed with the CFPB under the "XXXX XXXX XXXX XXXX XXXX XXXX XXXX" product category, naming 54 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within XXXX XXXX XXXX XXXX XXXX XXXX XXXX, the single most common underlying consumer complaint is "XXXX XXXX XXXX XXXX XXXX". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around XXXX XXXX XXXX XXXX XXXX XXXX XXXX, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

Read our methodology — how this data is sourced, computed, and verified.

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