Total complaints
96
Filed since Acco
96 consumer complaints recorded in the CFPB Consumer Complaint Database, with breakdowns by product, state, and complaint year.
96 consumer complaints filed with the CFPB
This profile shows XXXX XXXX XXXX XXXX XXXX XXXX's complaint history from CFPB public records. 96 consumers have filed complaints since Acco. The company has a 0% timely response rate and has provided relief in 2.1% of cases.
Total complaints
96
Filed since Acco
Timely response
0%
CFPB-tracked response window
Relief rate
2.1%
Closed with monetary or non-monetary relief
CFPB benchmark: response within 15 calendar days of filing.
Share closed with monetary or non-monetary relief.
How XXXX XXXX XXXX XXXX XXXX XXXX's 96 complaints split across CFPB product categories. Resolution rate badge = % closed with monetary or non-monetary relief.
| Product | Complaints |
|---|---|
| XXXX | 15 |
| XXXX XXXX | 10 |
| XXXX XXXX XXXX XXXX XXXX | 5 |
| I have experienced severe financial hardships due to the unverified and inaccurate information that creditors have reported to consumer reporting agencies. The specific sections of the laws that may have been violated are as follows : Fair Credit Reporting Act ( FCRA ) Section 607 - Requirements for Consumer Reporting Agencies to Correct Inaccurate Information Section 610 - Conditions and Form of Disclosure to Consumers Section 611 - Procedure in Case of Disputed Accuracy Section 623 - Responsibilities of Furnishers of Information to Consumer Reporting Agencies Section 626 - Disclosures to FBI for Counterintelligence Purposes Fair and Accurate Credit Transactions Act ( FACTA ) Section 612 - Disclosures to Consumers Section 613 - Timing of Dispute Investigations Section 614 - Consumer 's Right to Dispute Information Section 615 - Requirements for Reinvestigations Equal Credit Opportunity Act ( ECOA ) Section 703 - Prohibition Against Discrimination Section 704 - Regulations to Carry Out the Purposes of this Subchapter Furthermore | 4 |
| consent | 4 |
| CA | 3 |
| my current address is XXXX XXXX XXXX XXXX XXXX | 3 |
| XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| CA XXXX | 3 |
| XXXX XXXX XXXX XXXX | 3 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| impartiality | 2 |
| NRS 598.0915 ( 15 ) : Misrepresentation or deception in business practices Incorrect Names | 2 |
| OH XXXX. I was a victim of fraud and I am trying to protect the integrity of my profile. Please delete the following fraudulent addresse : XXXX XXXX XXXX XXXX XXXX | 2 |
| XXXX XXXX XX/XX/XXXX | 2 |
| the credit bureaus use of e-OSCAR has been ruled insufficient in legal precedent : A credit reporting agency may not rely blindly on the [ furnisher 's ] investigation. The agency has an obligation to conduct a reasonable investigation itself. '' XXXX XXXX XXXX XXXX XXXX | 2 |
| OHXXXX | 1 |
| AZ XXXX XXXX XXXX {$2800.00} XXXX XXXX XXXX {$510.00} XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX XXXX {$2000.00} XXXX XXXX {$740.00} XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXXXXXX XXXX : # XXXX | 1 |
| custom | 1 |
| XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| inconsistent open/close dates XXXX XXXX XXXX Collection status unverified | 1 |
| Inquiry : XXXX XXXX | 1 |
| Used XXXX XXXX XXXX XXXX XXXX | 1 |
| I will pursue all remedies available under the FCRA | 1 |
| AZ XXXX XXXX XXXX {$2800.00} XXXX XXXX XXXX {$510.00} XXXX XXXX XXXX {$0.00} XXXX XXXX XXXX XXXX {$0.00} AZ XXXX XXXX XXXX XXXX {$2000.00} XXXX XXXX {$740.00} XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XXXX | 1 |
| ATTACHED IS A LIST OF THE INACCURATE ACCOUNTS THAT NEED TO BE TAKEN OFF THE CREDIT REPORT ASAP AND FRAUDULENT REPORTED INQUIRIES THAT NEED TO BE TAKEN OFF ASAP : ACCT NAME XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX Auto Financing XXXX XXXX XXXX | 1 |
| XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXnquiry date : XXXX XXXX | 1 |
| these type of companies | 1 |
| after researching for hours on the best ways to help my situation | 1 |
| I find myself in this nightmare situation. As you know | 1 |
| I mailed | 1 |
| XXXX XXXX XXXX XXXX # XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXXXXXX XXXX | 1 |
| XXXX XXXX XXXX : # XXXX | 1 |
| which requires debt collectors to cease collection activity until they provide proper validation of the debt. Additionally | 1 |
| XXXX XXXX PLEASE REMOVE THE ADDRESSES AND ANY OTHER ADDRESSES YOU HAVE ON FILE FOR ME XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX | 1 |
| XXXX XXXX XXXX XXXX : # XXXX | 1 |
| XXXX XXXX XXXX XXXX XXXX | 1 |
| my current address is XXXX XXXX XXXX XXXX XXXX XXXX | 1 |
| XXXX XXXX XXXX | 1 |
| the payments were applied to the months I'd already paid ( starting in XX/XX/XXXX ) before taking the COVID19 Forbearance | 1 |
| XXXX XXXXXXXX XXXX XXXX XXXXXXXX XXXX | 1 |
| State | Complaints |
|---|---|
| XXXX XXXX XXXX XXXX XXXX XXXX | 6 |
| CA XXXX | 6 |
| NY XXXX | 5 |
| XXXX | 4 |
| CA | 3 |
| XXXX XXXX NA | 3 |
| AZ XXXX The following accounts I demand to have removed XXXX XXXX XXXX XXXX. | 3 |
| MO XXXX | 3 |
| TX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX VA XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| AR XXXX | 3 |
| XXXX XXXX | 3 |
| GA XXXX | 3 |
| XXXX XXXX XXXX XXXX. XXXX | 2 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Incorrect Employers : XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX : # XXXX | 2 |
| TX XXXX | 2 |
| XXXX XXXX XXXX XXXX | 2 |
| all of the financial institution reporting on my credit report and the Consumer reporting agencies XXXX | 1 |
| OH XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 |
| XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,95350,,Consent provided,Web,2024-09-28,Closed with non-monetary relief,Yes,N/A,10286435 | 1 |
| Issue | Complaints |
|---|---|
| XXXX | 13 |
| XXXX XXXX XXXX XXXX XXXX | 9 |
| XXXX XXXX XXXX XXXX | 9 |
| XXXX XXXX XXXX | 4 |
| XXXX XXXX XXXX XXXX XXXX XXXX | 4 |
| NY XXXX | 4 |
| which is a direct violation of FCRA Section 607. Also my current address is XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| XXXX XXXX XXXX XXXX XXXX XXXX | 3 |
| but the credit bureaus have reported multiple incorrect addresses. These addresses include XXXX XXXX XXXX XXXX | 3 |
| CA XXXX | 3 |
| XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 2 |
| and Employers : Incorrect Name Variations : XXXXXXXX XXXX XXXX XXXX XXXX | 2 |
| XXXX XXXX XX/XX/XXXX | 2 |
| CA | 2 |
| Transunion and XXXX are consumer reporting agencies and I am the Consumer. I have the right to make sure my private information isn't shared which is backed by 15 USC 6801 which states '' It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers ' nonpublic personal XXXX XXXX XXXX is a financial institution by definition under that title. 15 USC 1681 section 604 a section 2 states that In general Subject to subsection ( c ) | 1 |
| XXXX XXXX XXXX XXXX. XXXX | 1 |
| R. Also my current address is XXXX XXXX XXXXXXXX XXXX XXXXXXXX XXXX | 1 |
| XXXXXXXX XXXX XXXX # XXXX | 1 |
| by him | 1 |
| XXXX OH XXXX | 1 |
Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database
XXXX XXXX XXXX XXXX XXXX XXXX has accumulated 96 consumer complaints in the CFPB public database, with filings active across 58 U.S. states. Of those submissions, 81 include a consumer narrative — the verbatim description of the reported problem that the CFPB collects alongside each filing. The earliest complaint on file dates back to Acco, and the most recent logged activity is {$1000.00}, giving this record a multi-year window of observable consumer sentiment.
Looking at response behavior, XXXX XXXX XXXX XXXX XXXX XXXX reports a 0% timely-response rate and has closed 1% of cases with a written explanation to the consumer. 2.1% of complaints were closed with monetary or non-monetary relief — an outcome signal that tracks how often consumers walked away with some form of remediation. A further 0% of responses were formally disputed by the consumer after the company replied, a useful marker of resolution quality independent of sheer volume. The most-reported product category for this record is "XXXX", and the single most common underlying issue is "XXXX".
Complaint volume is heavily influenced by company size, customer base, and market footprint — larger financial institutions routinely carry more filings purely because they serve more consumers. A complaint is a consumer-reported allegation, not proven wrongdoing, and a timely or relief-flagged closure does not by itself confirm fault. Use this page as one input among many when evaluating XXXX XXXX XXXX XXXX XXXX XXXX: cross-check against the CFPB Consumer Complaint Database directly, review your own contract terms, and consult a licensed professional for financial, legal, or regulatory advice. This page is informational only.
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Disclaimer: This data is from CFPB public records. PlainComplaint does not provide financial advice. A complaint does not indicate that a company has violated any law or regulation. Complaint volumes are influenced by company size, customer base, and market presence. Use this data as one of many inputs when evaluating a company.
XXXX XXXX XXXX XXXX XXXX XXXX has received 96 consumer complaints filed with the Consumer Financial Protection Bureau.
XXXX XXXX XXXX XXXX XXXX XXXX has a 0% timely response rate to CFPB complaints.
The most common issue reported against XXXX XXXX XXXX XXXX XXXX XXXX is "XXXX" in the "XXXX" product category.
Read our methodology — how this data is sourced, computed, and verified.