personnel

1.2K consumer complaints filed with the CFPB

This page summarizes consumer complaints about personnel products filed with the CFPB. 1,248 complaints have been filed across 228 companies. The most commonly reported issue is "and other information in a manner which is fair and equitable to the consumer".

1.2K
Total Complaints
228
Companies
and other information in a manner which is fair and equitable to the consumer
Top Issue

Companies with Most personnel Complaints

# Company Complaints
1 and proper utilization of such information in accordance with the requirements of this subchapter. 654
2 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 100
3 and proper utilization of such information in accordance with the requirements of this subchapter.,,EQUIFAX 92
4 and proper utilization of such information in accordance with the requirements of this title. 72
5 and proper utilization of such information in accordance with the requirements of this title.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS 10
6 and proper utilization of such information in accordance with the requirements of this title.,,EQUIFAX 9
7 and proper utilization of such information in accordance with the requirements of this sub-chapter. 9
8 and proper utilization of such Information in accordance with the requirements of this subchapter. 8
9 and proper utilization of such information in accordance with the requirements of this subchapter The current personal information being furnished is inaccurate 7
10 relevancy 6
11 and proper utilization of such information in accordance. 5
12 and proper utilization of such information in accordance with the requirements of this noIt is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. 3
13 and proper utilization of such information. The FCRA outlines a consumer 's rights in relation to his or her credit report 3
14 and proper utilization of such information in accordance with the requirements of this subchapter 15 U.S. Code 1681a - Definitions ; rules of construction ( a ) Definitions and rules of construction set forth in this section are applicable for the purposes of this subchapter. 3
15 relevancy with the accordance The current personal information being furnished is inaccurate 3
16 and proper utilization of such information in accordance with the requirements of this subchapte,,EQUIFAX 3
17 and proper utilization of such information in accordance with the requirements of this subchapter. The following accounts are in clear violation of my privacy as a federally protected consumer. Which is a violation of the law. This is embarrassing and damaging to my reputation as a consumer. As the consumer I demand the following account be DELETED from my credit report and all other Credit reporting Agencies that you furnish this deceptive and degrading information to immediately. 3
18 and proper utilization of such information in accordance. This whole thing is unfair. This has been stopping me from being able to move forward in my life because of this inaccurate information being reported on my credit report. I have told ( 3
19 and proper utilization of such information in accordance with the requirements of this subchapter 15 U.S. Code 1681b - Permissible purposes of consumer reports Subject to subsection ( c ) 3
20 and proper utilization of such information in accordance with the requirements of this subchapter.,,CBC Companies 3
21 and proper utilization of such information in accordance with the requirements of this sub chapter. 3
22 and proper utilization of such information in accordance with the requirements of this title '' ( capitalized word emphasized ). 3
23 and proper utilization of such information in accordance with the requirements of this subchapter Account Name : XXXX XXXX XXXX Account Number : XXXX Date open : XXXX XXXX Account Type : Collection Status : Paid 3
24 and proper utilization of such information in accordance with the requirements. 3
25 and proper utilization. 3
26 and proper utilization of such information in accordance with the requirements of this subchapter 15 u.s. code 1692g ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt 3
27 which has adversely affected my credit report. 3
28 and proper utilization of such information. 3
29 and proper utilization of such information accordance. 3
30 and proper utilization of such information in accordance with the requirements of this subchapter1. It also requires consumer reporting agencies to follow reasonable procedures to assure maximum possible accuracy of consumer reports and to limit the furnishing of consumer reports to the purposes listed under section 1681. I Looked at my XXXX credit report and notice some things are incomplete and not accurate 3
31 and proper utilization of such information in accordance with the requirements of this subchapter. I am expressing this particular United States Code because it is relevant to this matter. Due to the inaccuracies on my consumer report that stem from the account in regards to XXXX XXXX XXXX it is costing me to have a lower credit score 3
32 and proper utilization of such information in accordance with the requirements of this subchapter. 15 U.S. Code 1681s2 states that In general Subject to subsection ( c ) 3
33 and proper utilization of such information in accordance with the requirements of this subchapter. It is imperative that you assist in protecting my right to privacy. 3
34 and proper utilization of such information in accordance with the requirements of this subchapter ( 2 ) Exclusions ( a. ) ( i. ) Report containing information solely as to transactions or experiences between the consumer and the person making the report 15 U.S.C. 1681 ( b ) Permissible Purpose- Subject to subsection ( c ) 3
35 accuracy 2
36 and proper utilization of such information in accordance with the requirements of this sub-chapter. XXXX 2
37 and proper utilization of such information in accordance with the requirements of this subchapter The credit bureaus have reported these XXXX accounts as Updated with accurate information. 2
38 and proper utilization of such information in accordance with the requirements of this subchapter.,,CLGF Holdco 1 2
39 currently XXXX is the only company properly reporting my personal information. All three bureaus MUST MATCH under 15USC1681A- accuracy and fairness of credit reporting ( 2 ) EXCLUSIONS : ( a ) ( i ) report containing information solely as to transactions or experiences between the consumer and the person making the report. This clearly explains that reporting transaction history is illegal ; hence reporting late payments is a payment transaction= ILLEGAL! 2
40 and proper utilization of such information in accordance with the requirements of this subchapter The following accounts are inaccurate and are in clear violation of my privacy. Which is a violation of the law. This is embarrassing and damaging to my reputation as a consumer. As the consumer I demand the following accounts be DELETED from my credit report immediately. 2
41 and proper utilization of such information in accordance with the requirements of this subchapter. As u can see the according the federal code information on my consumer report must be accurate Fair and equitable for me the consumer. Furthermore mportant Definitions from 15 U.S. Code 1681a - Definitions ; rules of construction The term consumer reporting agency means any person which 2
42 and proper utilization of such information in accordance with the requirements of this subchapter. This account being reported by XXXX XXXX XXXX 2
43 and proper utilization of such information1. The law also mandates that consumer reporting agencies follow reasonable procedures to assure maximum possible accuracy of consumer reports2.,,EQUIFAX 2
44 and proper utilization of such information in accordance with the requirements of federal law? 2
45 and proper utilization of such information in accordance with the requirements of this subchapter.,Company believes it acted appropriately as authorized by contract or law,CCS Financial Services 2
46 and appropriate use of such information 2
47 and proper utilization of such information in accordance with the requirements of this subchapter Account Name : XXXX XXXX XXXX Account XXXX Account Type : Collection Date open : XXXX Status : Seriously past due date/assigned to attorney 2
48 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,GA,30035,,Consent provided,Web,2024-05-25,Closed with non-monetary relief,Yes,N/A,9094988 1
49 and proper utilization of such information in accordance with the requirements of this subchapter.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,IL,600XX,,Consent provided,Web,2023-09-08,Closed with non-monetary relief,Yes,N/A,7519072 1
50 and proper utilization of such information in accordance with the requirements of this subchapter. FCRA XXXX ( XXXX XXXX. XXXX ) ( a ) XXXX. Except as otherwise provided in this section 1

Source: CFPB Consumer Complaint Database CFPB Consumer Complaint Database

What the CFPB Record Shows for personnel

1,248 consumer complaints have been filed with the CFPB under the "personnel" product category, naming 228 distinct companies as the respondent. Product-level complaint counts are one of the most direct signals of where consumer friction is concentrated in the U.S. financial system — the CFPB routes each filing to the specific regulatory framework that governs its product class, so the volume here reflects real intake into federal and state consumer-protection channels, not casual survey sentiment.

Within personnel, the single most common underlying consumer complaint is "and other information in a manner which is fair and equitable to the consumer". Issue concentration inside a product category is often more diagnostic than headline volume: when one issue dominates filings, it usually points to a recurring servicing, billing, reporting, or collection pattern that touches many providers at once. The table above ranks individual companies by filing volume within this product line and includes their timely-response rate and the share of cases closed with relief — two operational metrics that help separate firms handling complaint intake smoothly from those where resolutions stall or get disputed.

Complaint volume scales with market share — the largest issuers and servicers in a category will naturally generate more filings than smaller peers even at identical complaint rates per customer. A complaint on record is a consumer allegation, not a proven violation, and a company's presence here does not imply it broke any law. Use this page to understand the contour of consumer concerns around personnel, then drill into specific companies and cross-check against the CFPB Consumer Complaint Database. This page is informational only and is not financial, legal, or regulatory advice.

Data source: CFPB Consumer Complaint Database. Product categories are defined by the CFPB. Complaint counts reflect consumer-reported data and do not imply wrongdoing by any company.

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