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Explore all 145.5K companies with CFPB consumer complaints

Company Complaints
XXXX. That account was previously unknown to me. I have never applied for 1
XXXX. that is also demanding payment for the alleged {$650.00} debt.,,Resurgent Capital Services L.P.,VA,223XX,,Consent provided,Web,2016-08-31,Closed with explanation,Yes,Yes,2089440 1
XXXX. That same day 1
XXXX. ThaXXXX XXXX XXXX XXXX was filing a suit against XXXX XXXX XXXX 1
XXXX. The account is closed. The charge-off was made in XXXX 2
XXXX. The case number is XXXX. I had sent in a notice prior to the Sheriff 's sale demanding the it not happen 1
XXXX. The check was cashed by Truist 1
XXXX. The company was aware of all these rights but still engaged in language fraud 1
XXXX. The fax also stated This offer is contingent upon XXXX XXXX receiving an Automatic Stay for any bankruptcy in which the property is referred. '' The Fax stated the following : Failure to sign this Loan Modification dated XXXX XXXX 1
XXXX. The foreclosure actions initiated on XX/XX/XXXX by XXXX XXXX XXXX 1
XXXX. The last payment posted to the account by XXXX on or about XX/XX/XXXX. Due to a default on the account 1
XXXX. The letter also provided me Lower 's Customer Service Department 1
XXXX. The letter stated that This communication is from a debt collector. This is an attempt to collect a debt & information obtained will be used for that purpose 1
XXXX. The local bank 's mail date was XX/XX/23 and Discover insisted that they received on XXXX XXXX 1
XXXX. The same day 1
XXXX. The terms and conditions of the offer state the bonus will be awarded approximately 8 weeks after completing all offer requirements. After giving ample time for HSBC to credit the bonus 1
XXXX. The transition was XXXX XXXX 1
XXXX. The verification letter is dated XXXX XXXX 1
XXXX. The XXXX account number is XXXX and the debt collector ID number is XXXX I asked Credit Collection Services for a proof of debt and they sent me a phone bill that had an obviously incorrect phone number of XXXX. I brought this to their attention and they still refuse to discharge the debt. The debt is causing me harm since it is a negative mark on my credit score. I have also contacted XXXX about this matter and after a month they say it is still under investigation. They initially told me I would receive a response in 30 days but after that deadline past they told me it was 30 business days. 1
XXXX. These accounts are not mine. I had a legitimate loan with this company in the past 3
XXXX. These accounts needs to be removed immediately. 150
XXXX. These addresses are not associated with me and compromise the integrity of my credit profile 2
XXXX. These errors have not been corrected. Seterus now shows my mortgage in arrears 1
XXXX. These unexplained charges and delays rendered the agreement impossible for me to sign 1
XXXX. They call at least 4 times a day. I believe it is Citibank because I missed one payment. 1
XXXX. THEY CAN NOT BE APPLIED TO THE LOAN.,,Ocwen Financial Corporation,NJ,077XX,Older American,Consent provided,Web,2019-04-30,Closed with explanation,Yes,N/A,3226793 1
XXXX. They ran the clock out on XXXX XXXX 1
XXXX. They recommended that I reach out to XXXX. I do n't yet have XXXX 's contact information and have asked XXXX for this information. I will certainly reach out when I have the appropriate contact 1
XXXX. They reported these changes to my credit file with all major credit bureaus 1
XXXX. THEY SENT ME LETTERS THREATENING FORECLOSURE WITHOUT GIVING ME A FORBEARANCE AND OR THEY DID NOT WORK DILIGENTLY TO PREVENT FORECLOSURE BY WORKING OUT A PLAN THAT WOULD WORK FOR MY SITUATION. DURING A FORECLOSURE MORATORIUM AND EVEN AFTER THE EXTENSION OF THE FORBEARANCE RULES SPS NEVER GAVE ME A FORBEARANCE OR OFFERED IT WHEN I DOCUMENTED THAT I WAS AFFECTED FROM XXXX XXXX AND HAD A HARDSHIP. I CONTINUE TO APPLY FOR HELP WITH SPS YET THEY HAVE NOT OFFERED ME THE NEEDED FORBEARANCE. I HAVE NUMEROUS EMAILS 1
XXXX. They stated that upon receipt Target could credit the {$29.00}. 1
XXXX. They would send four more on XX/XX/XXXX 1
XXXX. This extra 2 days interest I believe should be refunded to me. If you think I miscalculated 1
XXXX. This is a add on. I am not suppose to owe more at the end than when the loan began in XXXX 1
XXXX. This is a serious matter that is laden with errors on the part of Citi Cards Dispute Department. There are other errors Citi Cards has made and I have emailed them addressing these errors. 1
XXXX. This is incorrect as the payment and escrow was current by your records you faxed me and was on the XXXX XXXX statement. Per the enclosed print out and statement dated XXXX XXXX 1
XXXX. This number includes a 10 % contingency. XXXX advised that I should allow contractors to bid on XXXX 's Write-up. After I was able to secure a contractor 1
XXXX. This plan is duly recorded in the XXXX XXXX District Registry of Deeds in Book of Plans XXXX 1
XXXX. This was hardly late 1
XXXX. This was sent on XX/XX/XXXX and I have not yet as of today XX/XX/XXXX received any response ( regarding the removal of the incorrect information 1
XXXX. Three months went by before they bothered to let me know of this 1
XXXX. Today is XX/XX/XXXX. No amount of phone calls or emails have been able to elicit an explanation why it is taking so long to respond to my request. I have recently become aware of Section 6 of the Real Estate Settlement Procedures Act ( 12 U.S.C. 2605 ). I know nothing of real estate law 1
XXXX. Under the fair debt collection practices 1
XXXX. Unfortunately 1
XXXX. Until then 1
XXXX. was assigned to my case for representation. I was asked to pay ( a ) Consultation fee of {$400.00} ( b ) {$7400.00} for representation as per attached billing. Subsequently 1
XXXX. We will use any information you give us to help collect the debt. 1
XXXX. Well I didnt know what this FACTUAL company was my credit report listed their information ( pasted below ) so I called at approx. XXXX on XX/XX/XXXX ; the representative immediately asked for my Social Security number so she could pull my information around a mortgage I applied to ; I stated that I would like her to provide a listing of the mortgage companies they are affiliated with ( who they pull information for I asked this so I could determine if it was XXXX XXXX that made the inquiry on my credit report ). 1
XXXX. When i called to see if they had received all my payments they said that they never received them then told me to call back in a couple of day 's. Which one week later i called back and spoke to XXXX and she said that they still did n't received the money orders or the check for {$1800.00}. So then XXXX told me that i had to request front and back of all the money orders and the check for {$1800.00} so they can see who cashed it. My husband and i spent over {$70.00} paying for all these copies because they lost the payments then as i got the copies in the mail i sent them in to there customer service center so they can apply it to our account and still till this day i have not received any call or documents stating what happen to those money orders and check.But we continue to pay our mortgage while we were going threw this in the month of XXXX there were to money orders that was mailed out one on XXXX XXXX 1
XXXX. XX/XX/XXXX 1

What this index shows

This is the master index of every company that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database, mirrored on PlainComplaint and grouped by institution so a single company page rolls up every complaint filed against that company across every product, state, and year since 2011. The CFPB began collecting consumer complaints when it was established under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and has published them as a public dataset to give consumers, researchers, and journalists a window into how U.S. financial-services firms respond to customer concerns.

The default view is alphabetical by company name and paginated 50 companies per page. Use the sort controls to re-order by total complaint volume (highest first), timely-response percentage (best response track record first), or most recent complaint activity (companies with the freshest reports). Each row links to a dedicated company page showing year-over-year complaint trends, the top complaint products, complaint issues, top states by volume, and a year-by-year breakdown of complaint counts and response timeliness.

How to compare companies fairly

Raw complaint volume is a function of two things: how many customers the company serves, and how it handles those customers. A nationwide bank with tens of millions of accounts can show six-figure complaint counts simply because of its scale; a smaller regional lender with a few hundred complaints may actually have a higher per-customer complaint rate. The "Timely Response %" column shows the share of complaints the company answered within the CFPB's deadline — a stronger comparable metric across firms of different sizes. Pair it with the volume column to form a fuller picture, and dig into the company page for the breakdown by product so you can see whether issues are concentrated in a single line of business (for example, credit reporting) or spread across the entire firm.

Complaint records are consumer-submitted narratives. The CFPB does not adjudicate or verify the facts in each report before publishing; companies are given the opportunity to respond, dispute, or resolve. Many complaints are resolved with monetary or non-monetary relief. The strength of the dataset is in its scale — millions of records spanning every major U.S. consumer financial category — and its neutrality: it reports what consumers said, regardless of the company's perspective. Treat individual records accordingly, and lean on aggregate patterns (top issues, year-over-year trends, state distribution) when drawing conclusions.

What the dataset covers

The CFPB Consumer Complaint Database covers complaints against banks, credit-card issuers, mortgage servicers, debt collectors, payday lenders, student-loan servicers, money-transfer companies, prepaid-card issuers, credit bureaus, auto-finance lenders, and other financial products and services regulated by the agency. Complaints are categorized by product (the broad financial-services category) and sub-product, and again by issue (the specific consumer concern, e.g. "incorrect information on your report") and sub-issue. Year-by-year coverage runs from 2011 to present, with monthly refreshes published by the CFPB.

PlainComplaint refreshes from the agency's public release on a regular cadence and re-derives all aggregate counts, rankings, and trend lines on each refresh, so the page you're reading reflects the latest snapshot of the public database. See the methodology page for the full data pipeline, dedup rules, and the refresh schedule, or browse by other dimensions: issues, products, or states.