| and adherence to the law. | 1 | 0.0% | which could result in statutory damages of up to {$1000.00} per violation |
| and adjusted my payments properly. The individual that I spoke with told me to just fill out a dispute form and the credit mark would be removed from my credit report | 1 | 0.0% | and again on XX/XX/XXXX via my automatic draft that was set up to pay my mortgage amount. I was never notified of the change |
| and adjustments ) that explains the {$3100.00} figure and all changes through 2025. | 1 | 0.0% | 12 C.F.R. 1006.34. Provide competent documentary evidence |
| and adjustments The only difference is the Visit # : Statement 1 Visit # : XXXX Statement 2 Visit # : XXXX This is clear evidence of duplicate billing | 1 | 0.0% | both statements are for the exact same XXXX XXXX |
| and administrative actions against your firm as well as the individuals responsible for damages to me. I will proceed in court until I have successfully proven to a judge and jury that false/derogatory information must be removed from my credit report. | 1 | 0.0% | you have been notified that your actions are detrimental to me and that your firm has violated ( including but not limited to ) the FCRA |
| and administrative burden. | 1 | 0.0% | certified documentation - Requiring me to repeatedly recertify past employers that were already certified and approved - Informing me that I must recertify all employers every year |
| and administrative enforcement is sought as outlined under Title 15 U.S.C. 1681s with a statutory penalty of {$1000.00} per reporting violation without permission/consent pursuant to the Fair Credit Reporting Act after repeat notices regarding the matter of | 3 | 0.0% | with the consent or at the direction of the consumer |
| and admissions from the scammers that their XXXX person is unavailable or in the hospital. | 1 | 0.0% | I sent multiple payments through XXXX to a verified XXXX Business Account ( The XXXX |
| and admissions to our previous address caused us to receive the documentation on or near XX/XX/XXXX when the court required all the paper work due on XX/XX/XXXX as ordered by the Pro-Tempore Judge in his notice we received on or near XX/XX/XXXX. The pre-trail documents contained the same false statements | 2 | 0.0% | the collection law suit was moved to the State of Nevadas Short Trial Program set to take place on XX/XX/XXXX. Pre-Trial conference was held on or near XX/XX/XXXX. We confirmed our addresses with the court on or near XX/XX/XXXX and again during the pre-trial conference that was held on or near XX/XX/XXXX verbally confirming where to send documents however |
| and admitted she did not have a contact for headquarters ( she would have to XXXX it '' ) even though she was answering calls in the dispute department. | 1 | 0.0% | I repeatedly asked for the Mastercard dispute policy |
| and advantaged the servicer. As a result | 1 | 0.0% | including borrower protections |
| and adverse action decision pathways.,,AMERICAN EXPRESS COMPANY,AZ,85286,,Consent provided,Web,2025-11-14,Closed with explanation,Yes,N/A,17247003 | 1 | 0.0% | denied the existence of standard escalation channels |
| and adverse action notices ).,Company has responded to the consumer and the CFPB and chooses not to provide a public response,TRANSUNION INTERMEDIATE HOLDINGS | 1 | 0.0% | higher interest rates |
| and Adverse action. | 1 | 0.0% | Business credit |
| and advise customers to reach out to agencies such as this | 1 | 0.0% | the roof repaired |
| and advise him that I have previous experience as an underwriter myself and know that any deal can be unfunded | 1 | 0.0% | I would have waited for an answer. Even if that meant risking someone else buying the car. I made my decision based on the exact words I was told |
| and advised against our own interests. We have worked with a number of loan officers from other lenders | 1 | 0.0% | the slow responses |
| and advised me to call the claims center. Each time I provided them with the documentation they requested | 1 | 0.0% | I contacted my bank |
| and advised me to contact Credit Counseling department for assistance. | 1 | 0.0% | I noticed that creditor charged me extra {$15.00} interest for the cash advanced transaction. No additional transaction for cash advances I did not make. When I contacted Citibank Customer Service department on XX/XX/XXXX |
| and advised me to have XXXX XXXX fax the proof of the payment transaction of {$10000.00} | 1 | 0.0% | {$10000.00} payment made was posted on XXXX XXXX where funds were withdrawn. XXXX Bank received {$10000.00} from XXXX XXXX |
| and advised the representative Do not run a credit check ''. The representative proceeded to discuss refinance options | 1 | 0.0% | I received a call from Quicken Loans. The representative asked Are you looking to refinance '' |
| and advised us to call back. *PROTECTED* called back and the same thing happened | 1 | 0.0% | the first person I spoke to said that the loan application had expired. I asked to speak to someone so I can escalate this issue. I was then transferred to XXXX. XXXX then explained that we would have to resubmit our loan application |
| and advisory services whom which correlated this bankruptcy record to me. | 1 | 0.0% | XXXX : XXXX. Provide documentation detailing the verification procedures implemented by TransUnion XXXX XXXX wholly owned subsidiaXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX |
| and Advocates for Fair Credit Reporting. | 1 | 0.0% | California Department of Financial and Professional Regulation |
| and AES acts if I started paying only during the past 2-3 years. | 1 | 0.0% | the information contained in AES initial answer is false and misleading |
| and affected my ability to access fair financial opportunities. I am requesting the CFPBs full support in resolving this matter and preventing further violations.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,CA,91104,,Consent provided,Web,2025-07-31,Closed with explanation,Yes,N/A,15008667 | 1 | 0.0% | XXXX has knowingly misrepresented its authority |
| and affects my ability to obtain loans | 1 | 0.0% | which is completely inaccurate. I have consistently managed my obligations |
| and affects my ability to provide for my family. | 3 | 0.0% | Account # XXXX |
| and Affidavit of Facts detailing deceptive practices at the originating dealership These documents were originally mailed to Ally Financial in XX/XX/year>. The only response I received was a verbal acknowledgment that the packet had been received | 1 | 0.0% | I submitted a formal Lien Invalidation Letter along with a comprehensive documentation packet. This packet included Notice of Improper Contract Formation / Request for Correction |
| and Affidavit of Status | 1 | 0.0% | XXXX XXXX XXXX that stated in receipt of my XX/XX/XXXX correspondence where he confirmed no acts of fraud have been committed by TFS |
| and affidavit sent to them on XX/XX/2022 | 1 | 0.0% | I discovered that GM Financial used my consumer credit information |
| and affiliates | 1 | 0.0% | XXXX XXXX XXXX XXXX XXXX |
| and affiliates : Cease and desist all contact with me | 1 | 0.0% | ZocaLoans continues to : Report false information to the credit bureaus through correcting agencies such as XXXX XXXX XXXX XXXX Attempt collection through credit damage and implied threats Violate the Fair Debt Collection Practices Act ( FDCPA ) by continuing collection attempts on a debt that is legally void under state law 4. Cease and Desist Under FDCPA As permitted under the Fair Debt Collection Practices Act ( FDCPA ) |
| and AFFIRM INC has not given me a reasonable opportunity to opt out of the disclosure before the information was disclosed to multiple nonaffiliated third parties without my consent. | 1 | 0.0% | you may not |
| and affirmatively deprive Plaintiff from entering into contract without cause triggers intentional discrimination liability under Federal and State ( Unruh ) laws. See Cullen v. Netflix | 1 | 0.0% | XXXX ) ( does not prohibit plaintiff from bringing a cause of action under the UCRA for defendant 's alleged discriminatory denial of workers ' compensation benefits because |
| and affordability for the borrower.,,VIRGINIA HOUSING DEVELOPMENT AUTHORITY,VA,231XX,Servicemember,Consent provided,Web,2023-10-04,Closed with explanation,Yes,N/A,7644132 | 1 | 0.0% | the affordability percentage of XXXX XXXX indicates that the loan is not realistically affordable for the borrower. Additionally |
| and after 60 days the account was reported delinquent. It is very unlikely I was trying to cheat the bill. Nordstrom ended up telling me to file a dispute with the credit agencies. I also paid the {$84.00} balance on the phone just so that my account would show as current again. | 1 | 0.0% | I called Nordstrom and asked them to report my account as current because I had set up payment for the due date of XX/XX/2019. They said the payment was returned to me but couldn't tell me why. I said I had no idea that my payment was returned |
| and after a brief hold | 1 | 0.0% | we got cut off before I could ask him my second question. From this point |
| and after a brutal battle | 1 | 0.0% | issued by Truist Bank in XX/XX/XXXX |
| and after a hold | 1 | 0.0% | after giving Chase XXXX days to investigate |
| and after a XXXX minute hold | 1 | 0.0% | XXXX |
| and after an hour nothing is received. It appears this is a scamming agency | 1 | 0.0% | however |
| and after another week of investigations the bank concluded that it was not paid | 1 | 0.0% | to XXXX and to XXXX? We kept receiving late fees and penalties from XXXX. We contacted XXXX by phone |
| and after asking if they could be of any financial help to us | 1 | 0.0% | though I believe |
| and after asking me what I thought were odd questions | 1 | 0.0% | XX/XX/XXXX |
| and after attempting to submit multiple payments -- XXXX per category -- on my XX/XX/XXXX bill | 1 | 0.0% | I have tried to ensure that I pay down each itemized portion of my bill in full -- again |
| and after being abused today by Discover Card | 1 | 0.0% | which according to XXXX is not a working number. Further searching led me to XXXX XXXX XXXX |
| and after having heated arguments with him | 1 | 0.0% | I started calling Loan Depot to find out why my mortgage was so high. I was told by XXXX XXXX |
| and after having my questions answered by the supposed interviewer to a degree I deemed adequate | 1 | 0.0% | my parents had their attorney review the contract for me. He told me to ask some questions regarding withholding taxes for Fed |
| and after I pushed | 1 | 0.0% | and not only did they refuse to allow me to pay down the original balance and remove the interest charge |