| Yet | 1 | 0.0% | I was waiting until these bullies in my life gets tired of picking on me or asked or told to stop. ( they do not like my ethical values and that my cousin can not break my conscious to own me |
| yet they files a motion to sell our home in XX/XX/XXXX. | 1 | 0.0% | XXXX has filed foreclosure |
| yet 2 days prior was told my info was sent to billing for a call back because they dont take calls. | 1 | 0.0% | was told they will correct it and it will be corrected within a week. As of today |
| yet 8 days later when I spoke with XXXX again to get more information | 1 | 0.0% | that my account had been accessed from multiple countries and IP addresses |
| yet admitting to exceeding their own processing standards. I am a single mother working full-time | 1 | 0.0% | process |
| yet again | 8 | 0.0% | extra late payments |
| yet AGAIN | 3 | 0.0% | for similar reason : 11. XXXX XXXX XXXX/Acct # XXXX I disputed this collection account with them for multiple inaccuracies/violations |
| yet again. The representative I spoke to was XXXX | 1 | 0.0% | XX/XX/XXXX I received a letter from Citi Advantage telling me to complete my XXXX XXXX activation. Gave me a number |
| yet again. We are still waiting to see if this check shows up. | 1 | 0.0% | XX/XX/XXXX |
| yet all attempts to pull my report externally result in failure. The only current credit report from Equifax that I receive is a hard copy that was mailed to me | 1 | 0.0% | including calling |
| yet all I can get out of them is like talking to a WALL.,,Navient Solutions | 1 | 0.0% | Complaints with the XXXX |
| yet allowed him to operate his criminal enterprise from within the United States Postal Service with impunity. | 1 | 0.0% | a copy of my XXXX XXXX contract with XXXX |
| yet also refused to remove from my credit report. | 2 | 0.0% | I submitted an online dispute through Experian and on XX/XX/XXXX I submitted an online dispute through XXXX. Both companies claim they verified the XXXX XXXX collection and stated it is accurate. The week of XX/XX/XXXX |
| yet also say I made calls XXXX days later to inquire about the same plan. It contradicts itself. | 1 | 0.0% | I submitted a formal dispute. Unfortunately |
| yet AMEX denied the dispute again within XXXX business day with the same response. AMEX has failed to conduct a reasonable investigation under the Fair Credit Billing Act | 1 | 0.0% | for services not rendered |
| yet another bank has provided all the proof that the funding left their client account back on XX/XX/XXXX.,,CITIZENS FINANCIAL GROUP | 1 | 0.0% | which is why they are holding the funds till XX/XX/XXXX |
| yet are making fraudulent claims that they are the creditor and have the power to approve/deny a natural person credit. | 1 | 0.0% | subject to rules and regulations prescribed by the Director |
| yet as a consumer I have rights and none of them are being upheld or honored. This should be a simple fix | 1 | 0.0% | ( 45 days for opt out to be honored ) blatant VIOLATION of Privacy Act. and your yet to address not one of them. I will file a lawsuit against BMW Bank of North America ultimately once CFPB can not resolve this matter accordingly. Stop the security fraud |
| yet Autonation Finance continues to increase and decrease my balances on all three credit agencies every few weeks | 1 | 0.0% | CIG Finance was sold to Autonation Finance. I requested a deferment but still paid my car note as the representative suggested. Despite this |
| yet Bank Of America is still continuing to charge me interest. In addition | 1 | 0.0% | which I fully and completely regret |
| yet Blackhawk continues to mishandle my cases. | 1 | 0.0% | Blackhawk has shown a pattern of errors |
| yet both U.S. Department of Education and XXXX have failed to provide the required information within a reasonable time frame. This lack of transparency not only violates the law but also reflects a blatant disregard for consumer rights and legal obligations. | 1 | 0.0% | Account Number : XXXX ( reported twice ) TransUnion : US DEPT OF EDUCATION |
| yet business keeps pulling my credit reports for what? My daughter has filed a fraud alert on my behalf because someone is attempting to gain access to fraud again. The ONLY number that should have access is my daughter XXXX XXXX at ( XXXX * XXXX * XXXX ) | 2 | 0.0% | who is my guardian |
| yet Capital One 's attorneys KNOWINGLY filed both documents with the court and continued pursuing a {$24000.00} default judgment based on this fraud. | 1 | 0.0% | acting as Capital One 's exclusive agent |
| yet Cash APP failed to meet these obligations. These violations have caused significant inconvenience and financial loss. I am seeking appropriate redress for these violations of federal laws.,,Block | 1 | 0.0% | they failed to comply with the error resolution requirements mandated by the electronic fund transfer ACT ( EFTA ) |
| yet Cedars inaccurately stated the chargebacks were due to dissatisfaction of services. | 1 | 0.0% | they have sent only generic statements such as your agreement states you are responsible for chargebacks and XXXX already paid for an unwarranted chargeback |
| yet charge-off notations appear through XX/XX/XXXX ( violation of FCRA accuracy provisions and XXXX XXXX Format ) Last payment date shows XX/XX/XXXX | 1 | 0.0% | XX/XX/XXXX |
| yet charging late fees for the remaining unpaid balance.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,U.S. BANCORP,MD,210XX,,Consent provided,Web,2023-08-17,Closed with monetary relief,Yes,N/A,7418311 | 1 | 0.0% | and the gentleman who answered did give me a confirmation number |
| yet chase attempts to hold me responsible for based on their belief I submitted payments consciously to this fraud account | 1 | 0.0% | I had a XXXX XXXX card that was paid and closed. My checking account was linked to it and when the online profile was taken over |
| yet Chase has refused to take action to recover my stolen funds. | 1 | 0.0% | at approximately XXXX XXXX |
| yet Citizen 's Bank will not cooperate with us | 1 | 0.0% | it was promptly closed with a positive balance per Citizen 's Bank |
| yet claim it's policy and was in the cardholder agreement. A cardholder agreement does not supersede Federal Law.,,AMERICAN EXPRESS COMPANY,WI,531XX,,Consent provided,Web,2024-10-24,Closed with explanation,Yes,N/A,10564215 | 1 | 0.0% | XXXX |
| yet claimed balances of {$550.00} and {$1300.00} | 1 | 0.0% | submitted around XX/XX/year> ) |
| yet continue reporting damaging delinquencies. | 1 | 0.0% | XXXX |
| yet continue to abuse the system. XXXX has allowed this fraudulent account to remain on file | 1 | 0.0% | my identity was stolen by XXXX XXXX XXXX while staying at my residence. He used my personal information to open a fraudulent {$200.00} XXXX loan tied to a XXXX transaction. That account is now circulating among third-party collectors and still showing up on my credit report. I have submitted the following : FTC Identity Theft Report XXXX XXXX XXXX XXXX Police Report XXXX XXXX XXXX XXXX Sheriff Report XXXX XXXXXXXX ( XX/XX/XXXX ) Entities Involved and Violations Affirm Re-aged the fraudulent account post-charge-off Sold it to XXXX XXXX Refused to provide proper Proof of Validation ( XXXX ) or Method of Verification ( XXXX ) XXXX Originated the transaction but never responded or investigated Failed to provide acknowledgment of fraud TrueAccord Continued to pursue collection after being notified of identity theft Violated FDCPA by failing to cease collection activity XXXX XXXX Currently attempting to collect on the same account Not reporting to XXXX at this time ( included here for accuracy ) XXXX Still reporting this fraudulent account as open and current Falsely inflating my credit history with inaccurate data Enabling continued damage to my creditworthiness Purpose of This Letter This is not a negotiation or dispute. This is legal documentation for my case. I have : Multiple FTC identity theft reports XXXX police reports Prior complaints submitted to CFPB |
| yet continued to be abusive | 1 | 0.0% | tonight ( XX/XX/18 at about XXXX XXXX. PST ) I spoke with an abusive upper level manager |
| yet continued to report to credit bureaus that I am in default instead of forbearance. In late XXXX | 1 | 0.0% | in XX/XX/XXXX |
| yet continues to be reported on my credit file. Reporting an unverifiable debt violates FCRA 1681e ( b ) | 1 | 0.0% | I requested the following documents |
| yet continues to report this collection | 1 | 0.0% | XXXX |
| yet continues to report this information. | 1 | 0.0% | XXXX |
| yet CRAs show {$610.00}. Provide a full itemization ( principal | 1 | 0.0% | XXXX XXXX XXXX Date : XX/XX/year> Via Certified Mail Return Receipt Requested XXXX XXXX XXXX XXXX XXXX |
| yet CRM continues to report it | 1 | 0.0% | CRM finally produced what they claim is validation a XXXX billing statement dated from XXXX. It is now XXXX. A XXXX-year-old billing statement |
| yet Discover denied my dispute. | 1 | 0.0% | claiming that I needed proof that the seller agreed to issue a refund. This is an unreasonable standard |
| yet eliminate surely 80 % of overdraft fees incurred -- offer a two-day grace period | 1 | 0.0% | even more |
| yet Equifax continues to ignore its responsibility.,,EQUIFAX | 1 | 0.0% | and when I was approved for financing |
| yet Equifax had access to my shopping in XXXX | 1 | 0.0% | on XX/XX/XXXX and XX/XX/XXXX |
| yet Equifax has neglected to comply with this requirement. | 1 | 0.0% | particularly regarding the Date Opened : 1XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Date Opened is inaccurate ) I have disputed these accounts on multiple occasions |
| yet Equifax has not removed it. This is unacceptable. I demand Equifax delete the XXXX XXXX XXXXXXXX tradeline immediately for non-compliance with FCRA accuracy and reinvestigation requirements. | 1 | 0.0% | Opened XXXX ) : Equifax shows this student loan with a balance of {$19000.00} and categorizes it as a Bad debt/collection account. Notably |
| yet Experian failed to conduct a reasonable reinvestigation in violation of FCRA 611 and CFPB guidelines on proper reinvestigation practices. This inaccurate address is enabling the association of fraudulent or unverifiable accounts with my profile and must be permanently deleted. | 1 | 0.0% | XXXX XXXX |
| yet Experian has failed to correct these errors or conduct a proper investigation as required by law.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,MD,21221,,Consent provided,Web,2024-09-03,Closed with explanation,Yes,N/A,9988349 | 1 | 0.0% | including my name |