| you just want to charge me {$30.00} per transaction. | 1 | 0.0% | I was 8 days past due before they took the XXXX I had in my checking account and put it towards my car payment. I called and had it transferred back |
| you keep money in an interest-bearing account and move it to the checking account in order to cover anticipated payments. | 1 | 0.0% | only required if there is a balance on the account. Capital One 's system ignores the current balance on the account and only looks a the prior statement balance. What results is that if you pay off your balance during a statement period |
| you know | 3 | 0.0% | ie : credit card |
| you know that they'll drag you through XXXX | 1 | 0.0% | because |
| you know the inflation make our life tough than ever before.,,JPMORGAN CHASE & CO.,CA,92782,,Consent provided,Web,2022-10-29,Closed with explanation,Yes,N/A,6138711 | 1 | 0.0% | the XXXX XXXX XXXX XXXX XXXX did not receive my payment and charge the late fee {$28.00} to my account. ( See attachments XXXX ) I contacted the Chase Bank and XXXX XXXX XXXX XXXX a few times to get more information. I also request more than one time for the late fee from Chase Bank to pay to the HOA |
| You know what I've just decided? We are not going to move forward with this closing. '' And he hung up. XXXX 's interaction with me was sexist and XXXX | 1 | 0.0% | I received an email and call from XXXX XXXX |
| you know what theyre trying to do with your loans. And XXXX is notoriously known for the emails and their interest rates | 1 | 0.0% | so that |
| you lied and committed fraud. | 2 | 0.0% | XXXX XXXX Tue |
| you lost and theres nothing that can be done. I told XXXX that I would escalate further and he told me to do what I needed to do. I have lost money | 1 | 0.0% | several months have elapsed |
| You made a mistake. '' They have shady | 1 | 0.0% | I had an issue where I had signed into my acct on XX/XX/21 to see when the payment was due |
| you mailed me a letter claiming that you refuse to perform a reinvestigation. | 1 | 0.0% | you received my dispute letter on XX/XX/XXXX. Accordingly |
| you make the rules | 1 | 0.0% | I then called my bank and filed a fraud claim that the lady from XXXX XXXX XXXX said I should do. Fraud claim people then tell me it isnt fraud and I need to file a dispute |
| you may ask TransUnion to send an updated credit report to those who have received your report within the last 2 years for employment purposes or within the last 6 months for any othe purpose '' I can't change text formats here | 1 | 0.0% | and everything went relatively smoothly at first. You are able to write a personal message '' that viewers can see - a sort of explanation '' of certain details in your own file |
| you may be eligible to receive relief from a class action settlement. | 1 | 0.0% | XXXX XXXX XXXX |
| you may be in violation of federal mail fraud statutes. | 1 | 0.0% | despite its fraudulent nature and without a legal basis |
| you may be liable for statutory damages. | 1 | 0.0% | the request or demand for personal documentation such as leases |
| you MAY be liable for willful NON-COMPLIANCE. I want XXXX & Experian to follow the list of that I've submitted to them an VERIFY that these items do not belong on my credit report. So of these items are listed three and four times on the same day!!! As far as their avoidance behavior goes ... Or as they loosely swim around the imaginary loophole of shirking responsibility ... I too have an example : If 'I ' asked XXXX and Experian to SPECIFICALLY get all the materials to gether make me a salami sandwich for this afternoon 's church picnic. I WOULDN'T EXPECT that the skid-row-bum in the proverbial alley who'd over-heard me talking to you | 1 | 0.0% | stating that I DID NOT KNOW of these other credit inquiries |
| you may be liable for you willful non-compliance. | 3 | 0.0% | yet you have failed to respond. Failure to comply with these federal regulations by credit reporting agencies are investigated by the Federal Trade Commission ( see 15 USC 41 |
| you may be liable for your willful non-compliance. | 20 | 0.0% | et seq. ). I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC |
| you may be liable for your willful non-compliance. Account name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX {$38000.00} {$17000.00} {$920.00} {$38.00} Inquiry Name XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX ( Fraudulent Name ) XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( Fraudulent address ) Date XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX CA XXXX XXXX XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | seeing my name listed in their database is NOT verification or validation of any alleged debt. Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item Is entirely inaccurate and incomplete and represents a very serious error in your reporting. Failure to comply with federal regulations by credit reporting agencies are investigated by the Federal Trade Commission ( see 15 USC 41 |
| you may be liable for your willful non-compliance. Failure on your behalf to provide a copy of any alleged documentation or other instrument bearing my signature will result in a small claims action against your company. I will be seeking {$5000.00} in damages for the following : 1. ) Defamation 2. ) Negligent Enablement of Identity Fraud 3. ) Violation of the Fair Credit Reporting Act I look forward to your prompt response and the swift resolution of this dispute. Please acknowledge receipt of this letter and provide a written confirmation of the actions taken to address this issue. | 1 | 0.0% | the validation of my written authorization and it being disclosed to me as a consumer for creation of such a report |
| you may be liable for your willful non-compliance. Failure to respond satisfactorily within 30 days from this complaint | 2 | 0.0% | to the Fair Credit Reporting Act Section 1681b ( c ) and a serious breach of my privacy rights I am making a goodwill gesture to allow you to correct your erroneous reporting |
| you may be liable for your willful non-compliance. Failure to respond satisfactorily within 30 days of receipt of this certied letter may result in a small claims action against your company | 1 | 0.0% | This letter is a follow up to my original letter dated ( insert date of original letter ) regarding an inaccuracy in your credit reporting. Specically as it related to credit inquiries that I did not authorize |
| you may be liable for your willful non-compliance. Since you have violated Federal Law | 1 | 0.0% | but you have also failed to provide me with a copy of any viable evidence |
| you may be liable for your willful non-compliance.,,AMERICA FIRST FEDERAL CREDIT UNION,NV,89122,,Consent provided,Web,2021-04-21,Closed with explanation,Yes,N/A,4315059 | 1 | 0.0% | you will be required to appear in a court venue local to me |
| you may be liable for your willful non-compliance.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Fidelity National Information Services | 1 | 0.0% | et seq. ). I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC |
| you may be liable for your willful noncompliance. | 1 | 0.0% | et seq. ). I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the FTC |
| you may call the toll-free telephone number provided on your personal credit report | 1 | 0.0% | through the CFPB Complaint Portal. We appreciate consumers who take the time to let us know about their experiences with our company. We reviewed and considered the information |
| you may call XXXX ( XXXX ) or you may visit www.myequifax.com. With myEquifax | 1 | 0.0% | XXXX XXXX This was the response from Equifax : STATUS Company responded on XX/XX/XXXX RESPONSE TYPE Closed with explanation Company 's Response Thank you for submitting your complaint through the CFPB Complaint Portal. In your complaint |
| you may call XXXX ( XXXX ) or you may visit XXXX. With XXXXx | 1 | 0.0% | including contacting the furnisher of the information |
| you may call XXXXEQUIFAX ( XXXX ) or you may visit www.myequifax.com. With myEquifax | 1 | 0.0% | you indicated that there were inaccurate items reporting on your credit file. Equifax has completed its investigation |
| you may choose to continue with your application with Embrace even if you do receive the {$500.00}. Maximum claim of one offer per application. Limited time offer only - must submit an application to Embrace Home Loans within 30 days of this advertisement to qualify. '',,EMBRACE HOME LOANS,IL,60008,,Consent provided,Web,2021-11-02,Closed with explanation,Yes,N/A,4869015 | 1 | 0.0% | tell us about it. As long as you've submitted an application with us requesting the same terms |
| you may contact by calling a Customer Service Representative at XXXX. | 1 | 0.0% | you indicated that there were inaccurate or incorrect items reporting on your credit file. Unfortunately |
| you may contact the Federal Trade Commission at XXXX or http : //www.ftc.gov/. | 1 | 0.0% | and the federal Fair Debt Collection Practices Act require that |
| you may contact the Federal Trade Commission at XXXX or www.ftc.gov. '' I contacted FTC but the dropdowns did not provide options to address this situation and so directed me to your site.,Company has responded to the consumer and the CFPB and chooses not to provide a public response,WELLS FARGO & COMPANY,AE,XXXXX,Older American | 1 | 0.0% | the state XXXX Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that |
| you may contact the Federal Trade Commission at XXXX or XXXX XXXX XXXX | 1 | 0.0% | and the federal Fair Debt Collection Practices Act require that |
| you may contact us directly by e-mailing us at XXXX or calling us at XXXX. To assist us in addressing your inquiries efficiently and promptly | 1 | 0.0% | you indicated that your online account had been closed and requested that it be re-opened. Please be advised that |
| you may do so ; however | 1 | 0.0% | in response to the impact of COVID-19 |
| you may file a demand for XXXX with the XXXX XXXX XXXX. Contact information for the XXXX XXXX XXXX can be found at their website www.adr.org. Thank you for the opportunity to respond to your concerns raised through the CFPB. If you have additional questions regarding this matter | 1 | 0.0% | I am responding to your concerns raised through the Consumer Financial Protection Bureau (CFPB). I appreciate you bringing this matter to my attention. We would like to stress compliance is very important to XXXX XXXX and we follow all applicable laws. Your inquiry is also important to us |
| you may forward that to Experian for further review. If you disagree with the results of the reinvestigations | 1 | 0.0% | XXXX |
| you may have a claim against the creditor for damages or a defense against a deficiency judgment. You may also be entitled to buy back the vehicle by paying the full amount owed | 1 | 0.0% | your creditor may decide to keep the car as compensation for your debt or resell it in a public or private sale. In either case |
| you may have a defense against a deficiency judgment. They did not give me notice that the document they sent you was the first I had ever seen. If your car has been repossessed | 1 | 0.0% | Forgiven or canceled debt : A lender may decide to forgive or settle the deficiency balance for less than the full amount. If the amount canceled is {$600.00} or more |
| you may have legal rights under the Financial Privacy Act of 1978 or the Privacy Act of 1974 [ 5 U.S.C. 552a ]. '' ( c ) Court-ordered delays in mailing Notwithstanding subsection ( b ) | 4 | 0.0% | the transferring agency or department shall |
| you may have legal rights under the FinancialPrivacy Actof 1978 or thePrivacy Act of 1974 [ 5 U.S.C. 552a ]. | 3 | 0.0% | the transferring agency or department shall |
| you may have the right not to pay the remaining amount due on the purchase. | 1 | 0.0% | Section 610. Conditions and form of disclosure to consumers ( 15 U.S.C. 1681h ) |
| you may have to withdraw your RMD by XX/XX/XXXX or you could face an IRS penalty equal to XXXX % of the amount that you fail to take '' I wrote to PNC I did n't receive this XX/XX/XXXX letter | 1 | 0.0% | XX/XX/XXXX |
| you may have trouble getting the car inspected. '' He looked under the hood and told us this car had been modified. We looked into it further and compared my son 's car to others of the same year/model and it was definitely different under the hood. So | 1 | 0.0% | however |
| you may include income from others that you can reasonably access to pay your bills. Alimony | 1 | 0.0% | Total Annual Income {$0.00} Examples : Salary |
| you may make the Trial Payment Period Payment instead of the payment required under your loan documents. ( I also have monthly statements from XX/XX/2017 showing the dates these payments were received. ) Despite the acceptance and fulfillment of this TPP | 1 | 0.0% | with highlighted statements. On page 2 |
| you may need to provide supporting documentation to the creditor or open another dispute and include this information to substantiate your claim Failure to Respond If the lender or creditor doesnt bother responding to the dispute | 2 | 0.0% | TransUnion must complete its investigation within 30 days and issue a response regarding the outcome. During that time |