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Companies: X

Companies starting with X that appear in the CFPB Consumer Complaint Database, sorted by total complaint volume.

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8.0K companies starting with "X"

Showing 2.3K–2.3K of 8.0K

Sort by: Name Most Complaints Timely Response
Company Complaints
XXXX Applied to Balance : {$800.00} [ Interest + Payments {$3.00} 1
XXXX are all acting together to commit fraud against XXXX : XXXX a consumer pursuant to 15 USC 1692a ( 3 ) 1
XXXX are consumer reporting agencies and I am the consumer. I have a right to make sure that my private information is not shared which is backed by 15 USC 6801 which states It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information ''. XXXX XXXX XXXX and XXXX XXXX are financial institutions by definition under that title. 15 USC 1681 section 604 states Subject to subsection ( c ) 1
XXXX are consumer reporting agencies and I am the consumer. I have a right to make sure that my private information is not shared which is backed by 15 USC 6801 which states It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information ''. XXXX XXXX XXXX and XXXX XXXX are financial institutions by definition under that title. 15 USC 1681 section 604 states Subject to subsection ( c ) 1
XXXX are not complying with the procedures or protocol. 15 U.S. Code 1681E - Compliance procedures ( a ) Identity and purposes of credit users These procedures shall require that prospective users of the information identify themselves 1
XXXX are responsible for risks that arise from third-party relationships to the same extent as if the activity were handled by the institution. 1
XXXX Arizona mothers whose children are eligible for state child support services under Title IV -D of the Social Security Act 1
XXXX Arizona XXXX XXXX,Company has responded to the consumer and the CFPB and chooses not to provide a public response,Experian Information Solutions Inc.,AZ,85297,,Consent provided,Web,2024-09-19,Closed with explanation,Yes,N/A,10172964 1
XXXX as 120 days past due 4
XXXX as 60 days past due 4
XXXX as [ EXHIBIT 8 ] XXXX 2
XXXX as charged off. After reviewing my account 1
XXXX as I was not going to be back in the United States until XX/XX/XXXX. So while on my Chase mobile banking app 1
XXXX As I was on the phone with the Klarna rep 1
XXXX as Paid ) Remove Unauthorized Accounts Listed Below : Account XXXX ( Original Creditor : XXXX XXXX ) # XXXX Account Type : Collection Date Opened : XX/XX/XXXX Balance : {$560.00} Remove Unauthorized Accounts Listed Below : Account Name : XXXX XXXX XXXX # XXXX Account XXXX XXXX XXXX Date Opened : XX/XX/XXXX Balance : {$560.00} Remove Unauthorized Inquiries : XXXX XXXX XXXXXXXX 1
XXXX as Paid ) Remove Unauthorized Accounts Listed Below : Account XXXX ( Original Creditor : XXXX XXXX ) # XXXX Account Type : Collection Date Opened : XX/XX/XXXX Balance : {$560.00} Remove Unauthorized Accounts Listed Below : Account Name : XXXX XXXX XXXX XXXX XXXX Account Type : Collection Date Opened : XX/XX/XXXX Balance : {$560.00} Remove Unauthorized Inquiries : XXXX XXXX XXXX 1
XXXX as Paid ) Remove Unauthorized Accounts Listed Below : Account XXXX ( Original Creditor : XXXX XXXX ) XXXX XXXX Account Type : Collection Date Opened : XX/XX/XXXX Balance : {$560.00} Remove Unauthorized Accounts Listed Below : Account Name : XXXX XXXX XXXX XXXX XXXX Account Type : Collection Date Opened : XX/XX/XXXX Balance : {$560.00} Remove Unauthorized Inquiries : XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XX/XX/XXXX FCRA Law Statement : If the above accounts can not be verified 1
XXXX as proof from the US federal trade commission that all of the aforementioned 3
XXXX as successor by merger to XXXX XXXX XXXX 1
XXXX as the creditor is false 1
XXXX as XX/XX/XXXX experian is reporting XX/XX/XXXX. XXXX is reporting a high credit of {$5000.00} 1
XXXX as XX/XX/XXXX XXXX is reporting XX/XX/XXXX. XXXX is reporting a high credit of {$5000.00} 1
XXXX As you can see that social number wrong and it should've never been added to my profile,Company believes it acted appropriately as authorized by contract or law,NAVY FEDERAL CREDIT UNION,GA,300XX,,Consent provided,Web,2022-08-17,Closed with explanation,Yes,N/A,5888443 1
XXXX asked for additional info related to my student loans. After this was sent he texted that underwriter finally cleared all the conditions... I 'm pushing for them to get this out so you and your wife can sign early Wednesday morning. '' On XXXX 1
XXXX asked for verification of my identity 1
XXXX asked if I was disputing XXXX or XXXX {$31.00} charges. I hadnt realized there was a third until I reviewed my statement and found yet another Klarna charge for {$31.00}. 1
XXXX asked if she was then declining the loan modification. My wife responded that what she wanted was to ensure I remain in good standing 1
XXXX associate director. 1
XXXX assured me again that he would do everything he could to get a favorable answer from management regarding the forbearance request and to keep my credit from being negatively affected at XXXX. He said if he was n't able to do it 1
XXXX assured me he would copy the previous wire details. 1
XXXX at approximately XXXX ( PST ) 1
XXXX at approximately XXXX am dated on XX/XX/2020 and 2
XXXX at approximately XXXX XXXX dated on XX/XX/2020 and 1
XXXX at Comenity. He also said he searched their system and archives and said there was no record of anything under my name or social security number and that there was nothing he could do to help me. He did tell me that from what he understood 1
XXXX at the branch on XXXX XXXX XXXX in XXXX Michigan that was rude in person because she was the second person who lied to me. 1
XXXX at the same time? 1
XXXX at wellsfargo.com XXXX Research and Remediation Representative 1
XXXX at XXXX 1
XXXX at XXXX ( XX/XX/XXXX ). FAILING TO PROVIDE A WAIVER OF THE INVESTOR RESTRICTIONS DEMOSTRATES A FAILURE TO FOLLOW HAMP GUIDELINES WHICH CONSTITUTE A FAILURE TO NEGOIATE IN GOOD FAITH PRUSUANT TO CPLR 3408 ( f ). Wells Fargo has not provided on numerous requests for the waiver they sent to the investor. As Per THE XXXX XXXX XXXX Wells Fargo Failure to Negotiate in Good Faith Pursuant To XXXX XXXX ( f ). 1
XXXX at XXXX - XXXX has violated my rights. 1
XXXX at XXXX XXXX from XXXX 8. XXXX XXXX 1
XXXX at XXXX. We had a drastic change in income. The Navient Representative stated 1
XXXX at XXXX. We have the fax confirmation. So XXXX records of our first complaint coming in XXXX XXXX are incorrect. We were making complaints and calling customer service all along and no single point of contact was assigned as required by law. XXXX response was to simply send us a record of our payments from XXXX XXXX forward. Because we were not getting anywhere with Caliber 's customer service we filed complaints with the NYS Attorney General 's Office 1
XXXX at XXXXest. 1
XXXX ate of Inquiry XX/XX/XXXX 3
XXXX Attachment # 15 in response to document # XXXX showing payment received by Nationstar XXXX XXXX XXXX 1
XXXX attempted to take decade-old charged-off loans and make the accounts active so as to further damage my person and to try to collect additional fees 3
XXXX Attn XXXX XXXX XXXX XXXX Capital One Ref # XXXX Fraud 1
XXXX Attn. : Consumer Relations Department To Whom It May Concern 2
XXXX attorneys XXXX XXXX and XXXX XXXX XXXX made every effort possible to confuse me even more instead of properly conduct the debt collection as required by FDCPA. 1

About this letter-indexed view

This page lists every company beginning with the letter X that appears in the Consumer Financial Protection Bureau (CFPB) Consumer Complaint Database. The CFPB has accepted consumer complaints since 2011 and publishes them as a public dataset so consumers, journalists, and researchers can study patterns across the financial services industry. PlainComplaint mirrors that database and groups it by company so a single company page rolls up every complaint filed against that institution across every product, state, and complaint year.

Companies on this page are listed by name by default. You can switch the sort to "Most Complaints" to surface the highest-volume institutions starting with this letter, "Timely Response" to find companies with the strongest response track record, or "Most Recent" to see who has had complaints filed most recently. Each row links to a dedicated company page with year-over-year trends, the top complaint products, the issue categories driving volume, and a state-level breakdown showing where the company's customer base is filing the most reports.

How to interpret these numbers

Total complaint counts reflect raw volume — they do not control for a company's customer base size, market share, or product mix. A large nationwide bank can show six-figure complaint counts simply because it serves tens of millions of customers. A smaller regional lender with a low complaint count may still have a higher per-customer complaint rate. To compare companies fairly, look at "Timely Response %" alongside total volume: this measures the share of complaints the company answered within the CFPB's deadline. A high timely rate combined with a low consumer-disputed rate is a stronger signal of customer-service quality than raw count alone.

A complaint in this database is not a finding of wrongdoing. The CFPB does not verify the facts of each complaint before publishing it; complaints are consumer-submitted narratives. Companies have the opportunity to respond, dispute, or resolve each complaint, and many are resolved with monetary or non-monetary relief. The strength of the dataset is its scale — millions of records spanning every major U.S. consumer finance category — and its neutrality: it reports what consumers said happened, regardless of the company's perspective.

What you'll find on each company page

Each company detail page derives every statistic from the live PlainComplaint database. You'll see the company's total complaint volume since 2011, the timely-response rate, the breakdown by financial product (mortgages, credit cards, debt collection, credit reporting, and so on), the most common complaint issues filed against that company, the top states by complaint volume, and a year-over-year trend showing whether complaint volume is rising or falling. Where the database includes the company's most-recent assets or revenue, those values are shown so readers can compare complaint volume against firm size — context that raw counts alone cannot provide.

Companies are deduplicated where possible: subsidiaries are linked back to their parent organization, and shared identifiers from the CFPB are used to merge duplicate entries that appear under slightly different names. If you spot a company that should be merged with another, contact our editorial team — corrections are processed and reflected on the next dataset refresh.

Source & refresh cadence

All complaint records originate from the CFPB Consumer Complaint Database, downloaded from the agency's public data portal at consumerfinance.gov. We refresh the dataset on a regular cadence so the rankings, browse pages, and detail-page statistics stay aligned with the agency's latest public release. See the methodology page for the full data pipeline, deduplication rules, and refresh schedule. See the full company index for the alphabetical view across every letter, or jump to the rankings hub for live top-10 lists computed from the same database.

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