| which informed me that they realized their error and would fix it. However | 1 | 0.0% | XXXX |
| which interfered with my process of putting all of this together. | 1 | 0.0% | elder abuse |
| which interfered with other clients. | 1 | 0.0% | I was given a balayage and an extremely uneven haircut. I spent over 6 hours in the salon being passed around between different people. My original stylist was extremely behind schedule |
| which invalidates any verification made by TransUnion. | 1 | 0.0% | legally flawed |
| which irrefutably proves my claims. The dismissal letter from Chase misconstrued my dispute stating | 1 | 0.0% | I promptly filed a dispute with Chase Disputes |
| which irritated me | 1 | 0.0% | I had a similar issue of a XXXX XXXX XXXX that was impacted by a XXXX XXXX. I visited a XXXX XXXX named Dr. XXXX XXXX in XXXX |
| which is | 1 | 0.0% | on XX/XX/year> |
| which is ( XXXX XXXX XXXX XXXX | 1 | 0.0% | here is a list of the incorrect addresses that I am currently seeing listed ( which I would like removed please ) : ( XXXX XXXX XXXX XXXX XXXX |
| which is ( XXXX XXXX XXXX XXXX XXXX XXXX ). | 1 | 0.0% | here is a list of the incorrect addresses that I am currently seeing listed ( which I would like removed please ) : ( XXXX XXXX XXXX XXXX XXXX |
| which is 11 months after the alleged execution date. The assignment of mortgage was recorded by XXXX XXXX XXXX XXXX XXXX and the recording fee was paid for by XXXX XXXX XXXX XXXX XXXX. Please refer to the assignment of mortgage which has the Wells Fargo Home Mortgage XXXX Inc. loan number XXXX located under the pool number | 1 | 0.0% | is the assignment from XXXXXXXX XXXX XXXX |
| which is 2 months after their letter and 1/1/2 months after this loan was paid off prior to the next payment being due | 1 | 0.0% | the correction still hadnt been. New Rez 's agent told me to just pay my normal payment |
| which is 2.5 times less than what Discover says | 1 | 0.0% | a {$20000.00} balance |
| which is 22 months of wrongful charges significantly increasing my balance. | 1 | 0.0% | beginning XXXX/XXXX/XXXX '' |
| which is 4 days past when Citi told me my available credit would be updated. | 1 | 0.0% | payments may take up to 7 business days to reflect and update in the available balance section. More specifically |
| which is 9 months prior to the ending of our PRA period on XX/XX/XXXX. Under the PRA period from XXXX | 1 | 0.0% | it is also our understanding that the federal government |
| which is : XXXX XXXX XXXX XXXX XXXX | 1 | 0.0% | here is a list of incorrect addresses I currently see in my report ( which I would like to be removed ) : [ XXXX XXXX XXXX |
| which is : XXXX XXXX XXXXXXXX XXXX XXXXXXXX | 1 | 0.0% | here is a list of incorrect addresses I currently see in my report ( which I would like to be removed ) : [ XXXX XXXX XXXXXXXX XXXX XXXXXXXX |
| which is a breach of the peace. | 1 | 0.0% | the repossession agent illegally broke into my car |
| which is a clear cheating by XXXX and the host | 1 | 0.0% | the owner promised that she will bring a microwave and other things as mentioned in the description |
| which is a clear factual impossibility and a severe reporting error. This indicates that the modifications '' made by Equifax did not correct this fundamental error. | 1 | 0.0% | the Date of Last Activity |
| which is a clear sign of negligent procedures and violation of my consumer rights. | 1 | 0.0% | Experian has continued to report erroneous |
| which is a clear violation of the FCRA 1681e ( b ) the duty of consumer reporting agencies to assure maximum possible accuracy of the information they report. I demand that all of these false addresses be permanently deleted from my credit file. | 1 | 0.0% | false |
| which is a clear violation of the FCRA. | 2 | 0.0% | Equifax |
| which is a clear violation of the FCRA. If XXXX & Equifax had investigated properly | 1 | 0.0% | asking for verification of a XXXX XXXX account thats being reported on my XXXX & Equifax credit report per 609. Disclosures to consumers [ 15 U.S.C. 1681g ]. ( Verification Letter Attached ) The verification letter was sent certified mail and was received on XX/XX/XXXX by XXXX & Equifax. ( Delivery certification letter confirmation attacked ). On XX/XX/XXXX I received a letter stating that XXXX & Equifax investigation was complete. After reviewing the report |
| which is a clear violation of the FDCPA.,Company believes complaint represents an opportunity for improvement to better serve consumers,Credit Bureau Systems | 1 | 0.0% | XXXX has initiated collection and added an unlawful fee. The collection letter shows : Principal Balance ( The Improper Charge ) : $ XXXX Surcharge ( 40 % ) : $ XXXX Due : {$450.00} The addition of a 40 % collection surcharge is prohibited under the Fair Debt Collection Practices Act ( FDCPA ) unless that fee is expressly authorized by the agreement creating the debt or permitted by law. While the original contract may mention a general 'process fee |
| which is a clear violation of their obligations under FCRA 1681i | 1 | 0.0% | with the original creditor listed as XXXX XXXX XXXX |
| which is a current | 1 | 0.0% | as required by FCRA 1681c-2 ( c ) |
| which is a deceptive form pursuant to FDCPA 812 ( a ) alleging the credit transaction is a mortgage loan which is false and misleading. I was supposed to receive disclosure of my right to rescind this transaction and invoke my right to rescind the credit transaction which was consummated XX/XX/XXXX | 1 | 0.0% | I received a letter stating that the credit sale '' construed as a loan '' was sold/transferred to U S BANK N/A without my prior written consent or permission. Pursuant to TILA Section 111 ( c ) which is also codified in title 15 USC 1610 ( c ) |
| which is a direct violation of ( 15 USC 1692e ( 6 ) ( A ) ( B ) ) which states - ( 6 ) The false representation or implication that a sale | 1 | 0.0% | which I was summons for and had to take off work for on XX/XX/2021 XXXX |
| which is a direct violation of : FCRA 1681s-2 ( a ) ( 3 ) Furnishers must notify CRAs of disputes FCRA 1681i ( a ) ( 5 ) ( A ) If information is not corrected | 1 | 0.0% | despite no record of payment XXXX consecutive months of X Unknown payment history codes These inconsistencies violate : 15 U.S.C. 1681e ( b ) CRAs must ensure maximum possible accuracy Metro 2 guidelines |
| which is a direct violation of FCRA 1681b. This section mandates that consumer data may only be shared with entities that have a legitimate need for it. | 1 | 0.0% | XXXX |
| which is a direct violation of FCRA 607 ( b ) | 1 | 0.0% | my report lists two addresses that are completely false and have never been associated with me in any way. The addresses XXXX XXXX XXXX XXXX XXXX |
| which is a direct violation of FCRA 607 ( b ) ( 15 U.S.C. 1681e ( b ) ) | 3 | 0.0% | because not only was the valid FTC Identity Theft Report not honoredbut the verified accounts are NOT even reporting consistently across the XXXX bureaus |
| which is a direct violation of federal and state laws. | 1 | 0.0% | Credence Resource Manage |
| which is a direct violation of federal consumer protection laws. | 2 | 0.0% | including : My former employers My grandparents My parents Other relatives My wifes grandparents My wifes relatives None of these individuals are co-signers |
| which is a direct violation of federal law. | 3 | 0.0% | clearly identifying fraudulent accounts |
| which is a direct violation of my rights and is negatively affecting my credit score and financial stability. Furthermore | 2 | 0.0% | I am also submitting this complaint regarding an inaccurate and unauthorized collection account being reported on my credit file by TransUnion. I had previously requested that the debt collector responsible for this account cease all communications with me |
| which is a direct violation of the banks legal duties. | 1 | 0.0% | XXXX BANK XXXX is required to conduct a reasonable investigation of disputes forwarded by credit reporting agencies |
| which is a direct violation of the Fair Credit Reporting Act. | 1 | 0.0% | on XX/XX/year> |
| which is a direct violation of your obligations under FCRA 1681i ( a ) ( 1 ). You are legally required to conduct a reasonable reinvestigation and respond within 30 days of receiving a dispute. | 3 | 0.0% | the following address is incorrect and should not be associated with my credit file : My correct and current personal information is : Full Name : XXXX XXXX Current Address : XXXX XXXX XXXX XXXX XXXX XXXX |
| which is a direct violation of your obligations under FCRA 1681i ( a ) ( 1 ). You are legally required to conduct a reasonable reinvestigation and respond within XXXX days of receiving a dispute. | 1 | 0.0% | the following address is incorrect and should not be associated with my credit file : My correct and current personal information is : Full Name : XXXX XXXX Current Address : XXXX XXXX XXXX XXXX XXXX XXXX |
| which is a false charge. I have called XXXX at least twice a week trying to resolve this | 1 | 0.0% | I made several purchases on the card for XXXX dollars |
| which is a false representation and mischaracterization of the debt. This incorrect representation misleads and confuses the debtor | 1 | 0.0% | I have noticed discrepancies in the representation of my account balance. Under 15 U.S. Code 1692e ( 2 ) ( A ) |
| which is a felony punishable by up to 2 years of imprisonment | 1 | 0.0% | and these violations are Aggravated Identity theft |
| which is a felony punishable by up to XXXX years of imprisonment | 2 | 0.0% | and these violations are Aggravated Identity theft |
| which is a felony punishable up to 2 years of imprisonment | 95 | 0.0% | and these violations are Aggravated Identity theft |
| which is a felony punishable up to XXXX years of imprisonment | 3 | 0.0% | and these violations are Aggravated Identity theft |
| which is a felony punishable with up to 2 years of imprisonment | 5 | 0.0% | UNKNOWN |
| which is a good thing. The resolution in XXXX should help | 1 | 0.0% | there can be no new harmful inquires on my credit report during this period in XX/XX/2020 |
| which is a lie. I never received a single call. I double checked my account | 1 | 0.0% | on XX/XX/XXXX |